Sacombank planned to get profit before tax (không xài gross profit) of about 585 billion VND this

year.
However, it hit over 1,025 billion in the first 9 months, which nearly doubled the target and was 5 times
higher than the same period in 2016.

An executive of the bank estimates that this year’s profit is 200% higher than the plan. So (hoặc as a
result), Sacombank’s shareholders agreed to reward the staff 20% of the over-the-target profit.

According to Nguyen Dinh Tung, general director of OCB, the bank estimates profit before tax at 960
billion VND in the first 11 months, which increases 200%, compared with the same period last year and
exceeds 780 billion VND that was set for the whole year.