DISCLAIMER OF IMPLIED LICENSES AND EXPRESS LIMITED LICENSE UNDER

PATENTS AND COPYRIGHTS

This product is proprietary to CASHFLOW Technologies Inc. (CTI) and comprises software and content protected
under the Copyright laws of the United States and other countries and certain patents [e.g., U.S. Patent Nos.
5,826,878, 6,032,957 and 6,106,300 to Kiyosaki et al, corresponding patents in other jurisdictions], and applications
for patents in the United States and other countries. CTI hereby expressly disclaims any licenses under its
patents and copyrights that might be implied from the purchase of a copy of the software; the software may
be used ONLY in accordance with the terms and conditions of the following express license:

CASHFLOW TECHNOLOGIES INC.

END USER LICENSE AGREEMENT

IMPORTANT -- READ THESE TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS
SOFTWARE: This End User License Agreement for CASHFLOW THE E-GAME ("License Agreement") is a
legal agreement between you as licensee and CASHFLOW Technologies, Inc. and its suppliers and licensors
(collectively "CTI" or “CASHFLOW”) for the CASHFLOW THE E-GAME software ("Software") as the licensor.
You may install only ONE copy of the Software. BY CLICKING ON THE "I ACCEPT" BUTTON,
INSTALLING, COPYING, DOWNLOADING OR OTHERWISE USING THE SOFTWARE, YOU AGREE
THAT YOU HAVE READ THIS LICENSE, UNDERSTAND IT AND AGREE TO BE BOUND BY THE
TERMS AND CONDITIONS OF THIS LICENSE AGREEMENT.

IF YOU CLICK "I ACCEPT" WITHOUT ACTUALLY READING OR PRINTING THIS LICENSE
AGREEMENT, YOU WILL NEVERTHELESS BE LEGALLY BOUND;
IF YOU DO NOT AGREE TO THE TERMS OF THIS LICENSE AGREEMENT, CLICK ON THE " I DO
NOT ACCEPT " BUTTON AND/OR DO NOT INSTALL THE SOFTWARE.

THIS CASHFLOW TECHNOLOGIES, INC. END USER LICENSE AGREEMENT (the "Agreement") is made
between you, the end users, as licensee and CASHFLOW Technologies, Inc., a Nevada corporation ("CTI" OR
“CASHFLOW”) as licensor.

1. Grant of License. CASHFLOW grants to you a personal, non-exclusive, non-transferable right to (1) view the
screen images and accompanying site lay-out, if any, and listen to the sound recordings that are part of the
Software; and (2) use the object code of the Software on a single computer; provided that you do not (and do
not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or
otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise
transfer any right in the Software or Content. The Software shall be used only by you, only for your own
personal use and not in the operation of a service, business or for the benefit of any other person or entity. You
agree not to modify the Software or Content in any manner or form, or to use modified versions of the Software,
including (without limitation) for the purpose of obtaining unauthorized access to the Software. You agree not
to access the Software by any means other than through the interface that is provided by CASHFLOW for use
in accessing the Services. You also agree not use the Content or Software for any use prohibited by law. All
rights not expressly granted to you herein are reserved by CASHFLOW.
2.
3. Intellectual Property Protection. The Content and the Software, including the Software's operation, code,
architecture and implementation, as well as the look and feel of the Software, are the valuable intellectual
property of CASHFLOW or its third party licensors and all rights shall remain at all times with CASHFLOW.
The Content and Software are protected by United States copyright laws and other intellectual property laws as
well as international treaty provisions. This Agreement does not give you any ownership rights or intellectual
property ownership rights in the Content or Software or the right to make any non-transient copies of the
Content or Software. You agree that you will not make any non-transient copies of the Content or Software.
You may not, and you agree that you will not, remove any proprietary, copyright or trademark notice from the
Content or Software.
4. Indemnity. You agree to indemnify and hold CASHFLOW, and its subsidiaries, affiliates, officers, agents, co-
branders or other partners, and employees, harmless from any claim or demand, including reasonable attorneys'
fees, made by any third party due to or arising out of your use of the Software, your connection to the Software,
your violation of this Agreement, or your violation of any rights of another.

5. Restictions. You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes,
any portion of the Software, use of the Software, or access to the Software, nor transmit the Software over a
network, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software. You
agree not to publish, display, disclose, rent, lease, modify, loan, distribute or create derivative works based upon
the Software.

6. Modifications to the Software. CASHFLOW reserves the right at any time and from time to time to modify or
discontinue, temporarily or permanently, the Software (or any part thereof) with or without notice. You agree
not to reverse engineer, reverse assemble, decompile, translate, adapt or dissemble the Software, nor shall you
attempt to discover or create any source code for the Software. You agree that CASHFLOW shall not be liable
to you or to any third party for any modification, suspension or discontinuance of the Software.

7. Links. Through this software, CASHFLOW may provide, or third parties may provide, links to other World
Wide Web sites or resources. Because CASHFLOW has no control over such sites and resources, you
acknowledge and agree that CASHFLOW is not responsible for the availability of such external sites or
resources, and does not endorse and is not responsible or liable for any content, advertising, products, or other
materials on or available from such sites or resources. You further acknowledge and agree that CASHFLOW
shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by
or in connection with use of or reliance on any such content, goods or services available on or through any such
site or resource. You are responsible for obtaining access to the Software and that access may involve third
party fees (such as Internet service provider or airtime charges). You are responsible for those fees, including
those fees associated with the display or delivery of advertisements. In addition, you must provide and are
responsible for all equipment necessary to access the Software.

8. Trademarks. "CASHFLOW 101", “CASHFLOW THE E-GAME”, “Investing 101” , the respective depictions
of the little mice, the Big Rat, “Red E. Rat”, the Turtle, “Timid T. Turtle”, "Rich Dad", “CASHFLOW” and
other aspects of the software that identify source or origin of the Services and Content, or establish any
affiliation with CASHFLOW, are trademarks of CASHFLOW Technologies, Inc. ("CASHFLOW Marks").
Without CASHFLOW's written prior permission, you agree not to display or use in any manner, the
CASHFLOW Marks.

9. Disclaimer of Warranties. THE SERVICES AND CONTENT OF THE SOFTWARE DO NOT PROVIDE
INVESTMENT ADVICE, AND SHOULD NOT BE USED TO MAKE ANY INVESTMENT DECISIONS.
CASHFLOW EXPRESSLY DISCLAIMS ALL WARRANTIES RELATED TO ANY USE OF THE SERVICES
AND CONTENT OR THAT THE SOFTWARE WILL MEET ANY REQUIREMENTS OR NEEDS YOU
MAY HAVE, OR THAT THE SOFTWARE WILL OPERATE ERROR FREE. IN ADDITION, CASHFLOW
PROVIDES THE SERVICES AND SOFTWARE "AS IS" AND MAKES NO WARRANTY WITH REGARD
TO THE SERVICES OR THE SUITABILITY OF THE SERVICES FOR YOUR NEEDS. CASHFLOW
MAKES NO EXPRESS, IMPLIED OR STATUTORY WARRANTIES, INCLUDING WITHOUT
LIMITATION, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR
PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. SOME JURISDICTIONS DO NOT
ALLOW EXCLUSIONS OF AN IMPLIED WARRANTY, SO THIS DISCLAIMER MAY NOT APPLY TO
YOU AND YOU MAY HAVE OTHER LEGAL RIGHTS THAT VARY BY JURISDICTION. NO
CASHFLOW AGENT OR EMPLOYEE IS AUTHORIZED TO MAKE ANY MODIFICATIONS,
EXTENSIONS, OR ADDITIONS TO THIS WARRANTY.
10. Limitation of Liability. UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY, TORT,
CONTRACT, OR OTHERWISE, SHALL CASHFLOW OR ITS SUPPLIERS OR RESELLERS BE LIABLE
TO YOU OR ANY OTHER PERSON, INCLUDING WITHOUT LIMITATION, FOR ANY INDIRECT,
SPECIAL, INCIDENTAL, EXEMPLARY, PUNITIVE, CONSEQUENTIAL DAMAGES OR OTHER LOSS
OF ANY CHARACTER, RELATING TO THE CONTENT, SOFTWARE, THIS AGREEMENT OR
ACTIVITIES RELATING THERETO EVEN IF CASHFLOW SHALL HAVE BEEN INFORMED OF THE
POSSIBILITY OF SUCH DAMAGES. THE LIMIT OF THE AGGREGATE LIABILITY OF CASHFLOW
FOR DIRECT DAMAGES SHALL NOT EXCEED THE LICENSE FEES YOU PAID FOR THE
SOFTWARE. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF
ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.

11. Termination. Your access privileges are conditioned on your adherence to the terms of this Agreement. We
reserve the right to temporarily deny you access to the software or permanently terminate your access privileges
at any time if, in our sole discretion, you have failed to abide by the terms of this Agreement or appear to us
likely to do so. By agreeing to grant you access, we do not obligate ourselves to do so or to maintain this
software, or to maintain it in its present form, and we expressly reserve the right to modify, suspend or terminate
your access privileges. You agree and understand that we may, in our sole discretion and without any prior
notice, discontinue the software, close access to any related site or deny you access to it and delete any files
from the site. Further, you agree that CASHFLOW shall not be liable to you or any third-party for any
termination of your access to the Software or Services. All provisions relating to restrictions, modifications to
Software, proprietary rights, disclaimer of warranties, limitations of liabilites, applicable general provisions and
non-disclosure shall survive the termination of this License Agreement. Unless earlier terminated, the limited
license shall remain in effect until the expiration of the last CTI patent applicable to this software. CTI's rights
and the limitations on copying and use of this software based upon CTI's copyrights, however, shall continue for
the term of such copyrights.

12. General Provisions. This Agreement is the exclusive and entire agreement between you and CASHFLOW
concerning this Software and supersedes any and all prior or contemporaneous oral or written agreements,
representations, negotiations or other dealings between you and CASHFLOW. Any modifications or
amendments to this Agreement shall only be effective if it is in writing and signed by CASHFLOW. This
Agreement will be construed, interpreted and governed by the laws of the State of Arizona, USA, without
regard to its conflict of law provisions. The exclusive forum for disputes arising out of or relating to this
License Agreeemnt shall be the federal and state courts sitting in Maricopa County in the State of Arizona,
USA. If any part of this Agreement is found to be void, unenforceable or invalid, it shall not affect the other
provisions of this Agreement. Failure by either party to enforce any provision of this Agreement will not be
deemed a waiver of future enforcement of that or any other provision.

For questions regarding the website or this Agreement, please email us. Please be aware that we will not knowingly
accept any correspondence from anyone under the age of 21. By sending us any correspondence, you are
confirming that you are 21 years of age or older. Our email address is info@richdad.com.