INDEX

CONTENTS PARTICULARS PAGE.

NO

CHAPTER 1  INTRODUCTION

 NEED FOR THE STUDY

 OBJECTIVES OF THE STUDY

 SCOPE OF THE STUDY

 LIMITATIONS OF THE STUDY

 RESEARCH METHODOLOGY

CHAPTER 2 REVIEW OF LITERATURE

CHAPTER 3 COMPANY PROFILE

CHAPTER 4 DATA ANALYSIS & INTERPRETATION

CHAPTER 5 FINDINGS, SUGGESTION AND CONCLUSION

BIBILIOGRAPHY

QUESTIONNAIRE

1
 CHAPTER-1
INTRODUCTION

2
INTRODUCTION

India is a growing nation. Today lots of individuals are curious in order to invest in monetary markets
particularly in equities being higher return shipping, and also to conserve tax in sincere way. Equities are
participating in a significant part of contribution of capital on the company right from the start. Since the
launch of shares idea, many investors are showing interest to purchase stock market. The Indian
financial services business is recognized by progressively brilliant public as well as private sector
institutions. But several other sectors have made considerable profits also. Realising the market
potential of Indian financial solutions is apt to demand an asset in period in addition to capital. Need
for financial services in India is shooting off. Overseas financial institutions are actively playing an
increasing job in the development of India's big companies. Financial is the pre requisite for financial
institutions as well as contemporary company have a crucial part in the financial system. It's through fiscal
and institutions the monetary method of an economic system will work. Fiscal markets talk about the
institutional plans for offering in monetary recognition and property tools of many types like
currency, equities, bonds, bills, bank deposits, and more. Monetary market place is an extensive term
describing some marketplace exactly where customers as well as sellers take part in the swap of property like
equities, bonds, derivatives and currencies.

1.3 OBJECTIVES
Goals of the analysis are providing info to individual investors relating to the risk of theirs,
and also selecting the perfect investment alternatives to complement their mindset and
objectives to chance.
1. In order to recognize the performance of Mutual Funds and Equity
2. In order to evaluate Mutual Funds systems and equity in regard of the risk of theirs and
returns
3. In order to Identify Different requirements for Selection of an Investment choice from
Equity & Mutual Funds
1.4 RATIONALE OF STUDY
1. It is found that investments of the marketplace are rising at an immediate rate some are
dropping and several are getting from it. Investors continue to be unable to understand and
that is probably the most revenue produced stocks in capital market.
2. It is recommended that investor's ought to be careful each time whenever they spend
money on the volatile market place as well as additionally making them mindful regarding
the frauds instances increase morning by morning. Simply because the brand new players in
the capital sector have become the primary goals of institutional investors to affect them.

1.5 NEED OF THE STUDY

3
1. A huge boom continues to be witnessed in capital market place lately. A lot of players that
are completely new have joined the marketplace and also attempting to increase market share
in this quickly improving sector.
2. The primary objective to do the task was knowing about the performance of mutual fund
and equity. This will help to to find out in specifics about industries directly through the
beginning phase of its, future potential customers as well as development.
3. It likewise helps in comprehending various scrip of systems and stocks of mutual funds.
Since the analysis of mine is dependent upon visible money in India as well as the schemes of
theirs as equity, revenue, balance along with the earnings related to those systems. Ultimately
this will assist in knowing the advantages of mutual funds and equity to investors.
1.6 RESEARCH METHODOLOGY
1. Research Design
The study layout completed in the scenario was Descriptive Research to examine the
situation along with the scenario. To discover the particular threat and also comes back
contained in mutual funds and equity. And to analyze the primary differences in both equity
along with mutual funds expenditure by wondering folks that are various as investors,
professionals from the specific inventory and market gurus.
2. Sampling Technique
The sampling method employed for this particular analysis was probability sampling
whereby an easy arbitrary survey was done by wondering people that are various who put
money into mutual funds and equity.
3. Sources of information collection:
Main sources: A questionnaire as investigation tool is very regular utilized. A questionnaire is
a type that is ready as well as sent out for the goal of securing replies. Usually the issue are
factual and created for securing info regarding specific problems or maybe methods, of that
receiver is pre assumed to have understanding. Consequently the existing study, a
questionnaire application is going to be well prepared by researcher and shall be utilized for
information collection. In preparing the questionnaire, the appropriate process is going to be
observed.
Secondary resources: Secondary resources incorporate gathering of info primarily through the
media articles, search engines, reviews, along with social networking.

4. Sample Size:
4
Utilizing handy sampling method a test of fifty five individuals is looked at. This particular
sample size of fifty five individuals incorporates investors in equity, investors in funds that
are mutual, folks having information about equity & mutual funds & brokers.
5. Data analysis:
The use of statistical strategies and programs for the information collected by ways of
questionnaire is been categorized, tabulated examined as well as summarized with the
assistance of statistical equipment Percentage technique.

5
1.7: HYPOTHESIS:
H0 (Null hypothesis): Mutual funds are not preferred by the investors to invest in stock
market.
H1 (Alternate hypothesis): “Mutual funds are the most preferred avenue to invest in stock
market”
1.8: LIMITATIONS
1. Busy applicants:
People are very busy and are in hurry to leave. They don’t have time to spend on filling a
questionnaire and answering questions.
2. Reluctant:
Commuters are reluctant to fill the questionnaire; they feel that they might be pulled for
answering something that need not have been answered.
3. Costly:
The method used in collecting data from the public is costly because it requires the researcher
to actually visit the place to collect data.
4. Small coverage:
This research only collects data from a small number of applicants. It cannot cover the wide
area of commuters.
5. Little information:
Some of the investors have just little knowledge. They just go with the trend of the stocks
recently and invest in to that.

6
The work of mine at Quantum worldwide securities include:

1. Demat acquisition for the business whereby we've to persuade the existing Customers
attached with various brokers to be a company partner/authorised persons/ Clients of
Quantum Global Securities ltd. I manage to attain the goals of mine effectively.

2. Understanding the design as well as method of investment in list equity & analysing the
chance due to that individuals are reluctant to purchase stock market.

3. Thorough Understanding of the product sales trading as well as the delivery procedure, that
involves money as well as derivatives sections.

4. Motive of the task was to analyse various kinds of risks regarding equity and mutual funds
on account of that list investors don't wish to purchase the equity market.

5. Spreading understanding regarding the benefits of getting the Equity market.

7
 CHAPTER-2
REVIEW OF LITERATURE

8
1.1 Background of the study

India is a growing nation. Today lots of individuals are curious in order to invest in monetary
markets particularly in equities being higher return shipping, and also to conserve tax in
sincere way. Equities are participating in a significant part of contribution of capital on the
company right from the start. Since the launch of shares idea, many investors are showing
interest to purchase stock market. The Indian financial services business is recognized by
progressively brilliant public as well as private sector institutions. But several other sectors
have made considerable profits also. Realising the market potential of Indian financial
solutions is apt to demand an asset in period in addition to capital. Need for financial services
in India is shooting off. Overseas financial institutions are actively playing an increasing job
in the development of India's big companies. Financial is the pre requisite for financial
institutions as well as contemporary company have a crucial part in the financial system. It's
through fiscal and institutions the monetary method of an economic system will work. Fiscal
markets talk about the institutional plans for offering in monetary recognition and property
tools of many types like currency, equities, bonds, bills, bank deposits, and more. Monetary
market place is an extensive term describing some marketplace exactly where customers as
well as sellers take part in the swap of property like equities, bonds, derivatives and
currencies.

You will find a great deal of buy avenues we have nowadays in the monetary industry for an
investor with an investable surplus. He is able to purchase Bank Deposits, Corporate
Debentures, moreover Bonds wherein there's risk that is low but minimal go back. He might
purchase Stock of businesses in which the danger is rather high as well as the rewards are
usually proportionately large. People started choosing profile managers

with knowledge in stock markets who'd commit on the behalf of theirs. India provides a great
opportunity for funding and it is definitely stimulating the players particularly entry of
international players to the market. India is additionally among the couple of marketplaces on
the planet and that provides heavy prospects for development and earning potential in all of
aspects of company.

9
In the present industry situation where there's far more spending than one's income, inflation
touching its fixed and high by-products heading bad day by morning, therefore total price of
go back on the investments currently being beneath the inflation rate. To satisfy these
increasing prerequisites, the investors have to commit his disposable income to enjoy brief
and also lasting benefits. People who do create several investments are competent to press
optimum benefits.

In the present financial situation interest rates are dropping as well as variations in the share
sector has placed the investors in misunderstandings. It discovers it hard to use choice on
investment. This's largely, due to investments are unsafe in nature as well as investors need to
think about different aspects before purchasing expense avenues. These elements consist of
danger, go back, volatility of liquidity as well as shares. The primary goal of evaluating
investment in equity shares with mutual fund systems is analyzing the functionality of mutual
funds with the benchmark parameter of theirs.

The explanation behind doing the task is understanding the consciousness as well as
validation of different investment options and also to create a relative research as what
method of equity investments are chosen by people.

1.2 Idea of Mutual Funds and equity capital

Idea of Equity Capital:

Problem of shares is the central approach to increasing capital. Financial elevated by the
problem of shares can serve as a monetary flooring on the company's capital building. Shares
signify the ownership or even equity curiosity in the property of the business. Shares are of
many nominal or maybe deal with values & of various types to draw in different types of
investors.

The word Equity actually implies the inventory or even ownership of a business. They're
additionally referred to as average shares. The speed of dividend on equity shares differs
based on the quantity of earnings readily available and also the aim of panel of directors. In
the function of winding up of the business, equity shares are refunded only after any other

10
statements, together with those of choice shares because of the reimbursement of the capital
of theirs, are achieved.

Equity funding enables a company to get money without taking on debt, or even without
needing to settle a certain sum of money in a specific period. The earth over, it has been
found that more than extended tenures, equities with the risk premier have of theirs supplied
around seven percentage points better returns than risk free choices. Individuals have
accumulating considerable quantities of money throughout their functioning yrs.

The Equity Capital Investors having equity shares of an enterprise are those who own the
business. They're given equity shares of the business, as proof of that ownership. Equity
investors aren't permitted to the repaired reimbursement or go back of capital.

Nine|P a g e

For instance, in a business the entire equity capital of Rs 2,00,00,000 is split into 20,00,000
devices of Rs ten every. Every this kind of device of Rs ten is known as a Share.

Idea of Mutual Funds:

Almost all with the planet, mutual Funds is just about the most famous tools for investments.
The reputation of its with clients has considerably enhanced over the final few years
worldwide; the mutual money have a successful and long story. The interest in mutual funds
has improved manifold. In created monetary markets as United States mutual funds have
nearly overtaken complete property as well as bank account deposits of insurance money.

Mutual fund is a talk in the marketplace the times. The mutual fund business is burgeoning,
it's absolutely untapped market. Just five % of complete opportunity of this particular
business have been grabbed. Thus this particular business has wide range of possibilities in it.
That is the reason it's very much active.

A mutual fund is a loyalty which pools the cost savings of a selection of investors who shares
a typical monetary objective. The cash hence collected is expended by the fund managers in
various kinds of securities based on the goal of the plan. These might vary from shares to
11
debentures to cash market tools. The revenue earned through the investments as well as the
capital appreciations recognized by the system are discussed by the unit slots of its in
proportion to the quantity of devices run by them. Consequently mutual funds would be the
best suited buy for the typical male as it provides a chance to purchase a diversified, expertly
handled profile at essentially low price.

The mutual fund industry in India started in 1964 with the formation of Unit
Trust of India, at the initiative of the Government of India. The 1993 SEBI
Regulations were substituted by a more comprehensive and revised Mutual
Fund Regulations in 1996. The end of millennium marks 36 years of existence
of mutual funds in this country. The ride through these 36 years is not been
smooth. Investor opinion is still divided. While some are for mutual funds
others are against it. UTI commenced its operations from July 1964. The
impetus for establishing a formal institution came from the desire to increase
the propensity of the middle and lower groups to save and to invest. UTI came
in to existence during a period marked by great political and economic turmoil
that depressed the financial market; entrepreneurs were rather hesitant to enter
the capital markets.

Madhusudhan V Jambodekar (1996) did research in order to discover the understanding

about Mutual Funds among investors and also to determine the variables that influence the
buying choice as well as the option of a specific fund. Newspapers as well as Magazines have
become the main tool of info through whose investors find the info about Mutual fund
systems as well as fund provider program is definitely the essential aspect while selecting
Mutual Fund Schemes.

Priyanka Sharma and PayalAgrawal (2015) in their analysis produced an effort to recognize
the outcome of market aspects in mutual fund purchase choices. The analysis reveals that the
investors' notion is determined by the market profile of theirs. Investor's grow older, marital
status and career has an immediate effect on investors' option of investment. The analysis
additional discloses the female part isn't completely exploited. The study additionally reveals
the liquidity as well as transparency are several variables which happen to have an impressive
impact on buy decisions.Parihar B B S, Sharma R and Parihar D.S (2009) also analyzed that
12
respondent's grow older, gender as well as revenue are appreciably associated with the
approach of theirs.

Pavlicko, Chen, and volpe (1996) learn the information of individual expenditure of 4 100 as
well as 50 4 pupils and the connection of its with literacy amount concerning sex and
investment, academic regulation as well as expertise and understanding. The scientists used
questionnaire which includes array of investment subjects specifically individual like mutual
fund efficiency and connect, economic advisory, danger, tax preparation, valuation of stock
market, diversification, business maths, committing worldwide and interest rate. They
determine which typically university pupils lack info and understanding regarding individual
expense especially stock market valuation, committing globally, and also effect alteration of
interest rate in addition to tax computation and preparation. The outcomes started that
students that are female right away have much less information regarding individual investing
than male pupils especially in inventory valuation, company mathematics, mutual fund
results as well as anywhere investing. Management is the primary key concern of investor's
behaviour.

Paritoshsingh, Jaipuria institute of Management (Dec 2013) Stressed that investments might
be in mutual funds or immediate equities need a large amount of energy and time. Every
method has a disadvantages and advantages. Immediate equity committing is recognized as
more powerful by the investor neighborhood and therefore, people who will keep a consistent
tab on the equity markets like the immediate equity path as it provides all-important
exhilaration and zing. Nevertheless, the dynamism in the immediate equity funding includes
danger. Thus, just those investors that are competent to recognize the nitty gritty of the equity
markets and that are in a position to dedicate energy and time is able to follow the course to
equity but only a few investors are exact same in the intelligence of theirs as well as
comprehension quantities.

Sixteen|P a g e

smaller sized cap plus diversified have provided typical substitution of nearly twenty three %
more than five yrs of span and also then again some stocks all those mutual fund have
granted substitution of under ten % more than 5 years as well as several have provided
damaging return shipping too. And so which demonstrates just how precarious it might be
13
purchasing specific stocks in comparison to committing through mutual fund. Although
mutual money have not offered very much go back more than three yrs of span though
they've outperformed industry more than five yrs of span. As return of a few stocks have
outperformed negatively the substitution of the mutual fund systems such as a few have
granted substitution of 400 % to 500 % but investor can't be constantly certain will receive
chance to choose such stocks as a few have provided damaging go back to. And so being on
safe side along with one must intelligently aim for mutual fund pattern.

PritiMane [one] mentioned the consumer notion with regard to the mutual funds which the
systems they preferred, the plans they're opting, the causes behind this kind of choices. This
particular analysis managed various investment choices, whose individuals like together with
and apart from mutual funds, like postal conserving systems, bonds, recurring deposits, and
shares. Conclude that mutual fund connected with share industry as well as investors aren't
taking guidance from power advisor to direct them for the expenditure of theirs in mutual
fund so it makes the trouble to choose the mutual fund program advantageous for them.

Parneetkaur|Aryabhatta institute of Management|25th September, 2010 did the analysis on

relative evaluation of mutual funds and realized that mutual fund is a very best purchase car
for ancient & widow and to people who desire typical return shipping on the investment of
theirs. Mutual fund is an a lot lucrative instrument for expenditure due to the great cost of its
of obtaining fund, tax advantage, then diversification of reduction and income of danger.
There's additionally an influence of age on mutual fund investors like; individuals that are
used & widows need frequent return shipping than capital appreciation.

MrinalManish|Indian Institute of Finance|Nov one, 2011 did research on relative evaluation

of mutual funds with unique guide to SBI mutual funds. The analysis provided ten
commandments which were being implemented till eternity. The the following will be the
commandments you need to evaluate yourself; attempt to learn the place that the cash is
really going, do not hurry in selecting money, feel initially, commit do not speculate, do not
include each eggs in a single bin, be frequent, do the homework of yours, locate the proper
money, keep an eye on the expenditure of yours, recognize when you should promote of your
mutual funds

14
Fifteen stocks provided as much as 1,000 % return since previous I Day; would you possess
them? KshitijAnand|economictimes|August thirteen, 2016

The S&P BSE Sensex rose marginally in previous 1 season after the previous Independence
Day, but as much as fifteen stocks rose up to 1,000 a dollar in exactly the same time. The
household equity market place continues to be one of the more consistent

doing marketplaces entry the Brexit vote. The S&P BSE Sensex rose aproximatelly five a
dollar ever since and over twenty a dollar out of its 52 week minimal of 22,494.61 struck way
back in February. Among the main elements leading to this particular mammoth increase in
the domestic market since February was global main banks' motion, that favoured simple
cash policy to allow for development. The various other requirements to go by is remaining
purchased quality labels with good development possibilities, greater return on equities,
quality management as well as exposure of constant cash flows.

15
 CHAPTER-3
COMPANY PROFILE

16
A particular must remember that we're residing in a planet where interest rates are very low
as well as development is very scarce. "If businesses are competent to provide development,
it is going to sustain higher valuation along with one have to still stay expended in those

names," Maheshwari said.

Five stocks that provided hundred % return shipping on constant benefit in previous thirteen
months|RiteshPresswala|MoneyControl|May eight, 2017

Whenever a company's net income remains the solid run quarter-after-quarter of its, investors
may easily presume that the organization they've betted on is in front of the package of its &
beating the opposition of its. Investors glance at total revenue carefully as it's the cause of
compensation to investors of the business. In case an enterprise is healthy

17
and increasing subsequently greater stock prices are going to reflect the improved
accessibility of earnings. Moneycontrol.com has selected businesses whose total revenue has
regularly proven performance that is great, throughout each quarter since June 2016 quarter.
You'll find just 9 firms among BSE outlined businesses, based on Capitaline information.

Surprisingly, 8 out of 9 stocks have provided healthy returns to investors between thirty one
% as well as 208 % within the last thirteen weeks. Stock prices of JM Financial, IIFL
Holdings, Mastek plus L&T Finance Holdings doubled on the rear of constantly amazing
performance. Of specific mention is a little cap business "Transwarranty Finance" that has
saw turnaround in its newest March 2017 quarter. Regular enhancement in its bottom line has
enhanced the stock cost of its, that rose a whopping 185 %.

In the present industry situation where there's far more spending than one's income, inflation
touching its fixed and high by-products heading bad day by morning, therefore total price of
go back on the investments currently being beneath the inflation rate. To satisfy these
increasing prerequisites, the investors have to commit his disposable income to enjoy brief
and also lasting benefits. People who do create several investments are competent to press
optimum benefits. So it's needed for any investors to evaluate the investments avenues that
may provide increased returns than anticipated in couple of years.

For relative analysis I've selected five yrs information of mutual funds as well as equity
shares. I've attempted to evaluate by analysing the earnings provided by mutual funds as well
as equity shares since run five yrs.

18
 CHAPTER-4
DATA ANALYSIS
AND
INTERPREATION

19
The following would be the Equity Shares & Mutual Funds selected for the study:

EQUITY SHARES

1. Kajaria ceramics

2. MRF tyres

3. AurobindoPharma

4. Page industries

5. Eicher Motors

MUTUAL FUNDS

1. Birla Sunlife Equity fund

2. Reliance development funds

3. HDFC Top 200 funds

4. SBI Magnum equity fund

5. Franklin India prima fund

1. Kajaria Ceramics

Kajaria Ceramics will be the biggest producer of ceramic/vitrified ceramic tiles in India.
Kajaria's the production devices are built with leading edge today's engineering. Extreme
automation, robotic automobile program along with a 0 possibility for human mistake are
very few factors for Kajaria being the number one in the industry.
20
As we are able to realize that the share price tag is developing annually, which hasn't
displayed any bad substitution for the constant five yrs. For instance in case an investor
purchase ten shares from ₹ 130.20 of complete benefit Rs.1302 in 2014 15 time and after five
years from 2018 19 the funding of his grows as many as ₹ 7348.

Typical share price as well as portion return shipping of the organization are as follows:

Year Price % Return

2014-15 130.20 0%

2015-16 174.63 34%

2016-17 409.23 214%

2017-18 494.93 280%

2018-19 734.80 464%

2. MRF Tyres

Madras Rubber Factory Limited, generally recognized by the abbreviation MRF, is an Indian
multinational and also the biggest producer of tyres in India. MRF received the bronze award
and it is the one Indian provider to gain the excellence award as well as MRF had also been
voted probably the "Most Trusted" Tyre Company in India by TNS 2006 worldwide CSR
learn.

The organization is offering dividends on the equity slots on frequent schedule that is a great
indication for the investors to commit. The share price as well as % substitution of the
organization is growing season on season time frame since run five yrs. For instance in case
an investor invests Rs. one in the business this may have grown to be Rs.336/ over the five
yrs.

21
 Year Price % Return

2014-15 13786.45 0%

2015-16 22496.25 63%

2016-17 41975.30 204%

2017-18 45699.90 231%

2018-19 60954.45 336%

3. Page Industries

Site Industries, likewise referred to as Jockey India, is a publicly mentioned business (BSE:
532827) (NSE:PAGEIND) that is the licensee of Jockey International and Speedo in India
and Sri Lanka. It was created in 1995 by the Genomal loved ones and it is presently handled
by PradeepJaipuria as CEO and also the Genomal household.

22
This particular scrip is providing constant returns to the investors with the entire year as
company's essential is extremely powerful. The share cost of this particular business rose
from Rs. 340/ to 17500/ during the last ten years. This particular type of earnings is
improbable in fixed purchase or by-products in Funds that are Mutual. General we are able to
realize that a site business is great for temporary investors also.
Year Price % Return

2014-15 3536.80 0%

2015-16 6680.65 89%

2016-17 14444.65 308%

2017-18 16876.65 377%

2018-19 17448.45 393%

23
 4. Aurobindo Pharma

AurobindoPharma Limited is a pharmaceutical production business

headquartered in HITEC City, India, Hyderabad. The business manufactures
generic drugs plus energetic pharmaceutical products. The company's part of
exercise features 6 leading therapeutic/product areas: antibiotics, anti
retrovirals, aerobic items, main nervous system solutions, gastroenterologicals,
plus anti allergics.

AurobindoPharma additionally provided an excellent earnings in long and short

term except the fall down phase of 2018 2019. The share cost of this particular
business moves as rocket velocity since run five yrs. It reveals 778 %
substitution in the entire year 2017 18.

For instance an investor has purchased hundred shares at ₹ 101.10 on 2014 15;
the complete outlay of his is ₹ 10,110. On 2018 19 the funding of his continues
to grow to ₹ 87000.

24
Table 1.4 Share price and percentage returns of the company are as follows:

Year Price % Return

2014-15 101.10 0%

2015-16 266.50 164%

2016-17 632.08 525%

2017-18 887.40 778%

2018-19 870 760%

5. Eicher Motors

Eicher Motors Limited (EML) could be the flagship provider of the EicherGroup, that had
been a catalyst in the greenish revolution of India together with the generation of India's very
first farming tractor within 1959. Eicher Motors has the legendary Royal Enfield motorbike
company, that leads the high quality motorbike part in India.

The impressive thing regarding Eicher Motors is the fact that its stock price hardly ever
displayed a bad substitution for the constant five year period. Purchasing Eicher Motors for
long lasting has provided investors better return shipping as in comparison to exact same
sphere. For the medium and short investors Eicher Motors has provided healthy return
shipping.

Year Price % Return

2014-15 2923.05 0%

25
 2015-16 5961.50 104%

2016-17 16947.30 480%

2017-18 21348.35 630%

2018-19 26281.35 799%

The fund seeks long-term growth of capital and regular income through 90%
investment in equities and 10% in debt and money market securities. The scheme
would adopt top-down & bottom-up approach of investing & a portion of the scheme
will also be invested in IPOs, emerging sectors & other primary market offerings. Birla
Sun Life equity fund is a diversified equity fund, started in 1998.

The fund gives a good support to its long term investors. For the short term investors
also the fund is so favourable as it gives 93% of return in 2016-17 period. Yes we can
say that mutual funds is giving returns more than 150% over the 5 years but returns is
not that good as equity investment.

Year Price % Return

2014-15 254.71 0%

2015-16 320.62 26%

2016-17 491.30 93%

2017-18 463.85 82%

26
 2018-19 663.75 160%

2. Reliance growth fund-regular plan-growth

The system seeks at long lasting development of capital through investigation primarily based
expense strategy. The money will likely be expended with Equity as well as equity connected
tools, and thus there'll be an exposure to debt as well as cash market tools too. Reliance
development fund was incepted in 1995, is a big cap focussed fund.

As we are able to notice through the graph that the fund has provided 118 % return shipping
in 2018-

27
19. In15 phase, this's top since run five yrs. As in the time 2017 18 the fund found a
downward for medium and short investors & comes back decreased to sixty four % from
eighty three % over last 12 months.
Year Price % Return

2014-15 443.70 0%

2015-16 510.29 15%

2016-17 810.57 83%

2017-18 729.70 64%

2018-19 968.53 118%

3. HDFC top 200 fund-regular plan-growth

28
The goal of this fund is generating long lasting capital appreciation from a profile of equity as
well as equity linked tools. The investment profile for equity as well as equity linked tools
will likely be largely pulled out of the vendors in the BSE 200 Index. HDFC leading 200
finances is a big cap focussed fund incepted within 1996.

As the graph as well as dinner table indicates the fund has provided an excellent substitution
(comparatively small as in comparison with various other companies' mutual funds) to its
extended and moderate term investor. HDFC Top 200 finances have provided only 99.9 %
return shipping but secure and safe returns in run five yrs. Nevertheless folks are satisfied
with this significantly comes back as they don't desire to place the money of theirs in to
danger.

Year Price % Return

2014-15 211.54 0%

2015-16 254.06 20%

2016-17 346.24 64%

2017-18 309.46 46%

2018-19 422.91 99.9%

29
 4. SBI magnum equity fund-regular plan-growth

Preceding referred to as Magnum Multiplier Plus' ninety, the pattern seeks capital
appreciation through investments in diversified portfolio of equities of higher development
businesses. The system was built open ended in January 1998. SBI magnum equity fund is a
big cap - focused fund, began in the entire year of 1991. This's among the earliest fund of
SBI.

The fund is a regular performer mostly supported extended term investors. The fund has
additionally provided an average go back to short term investors. But as the NAV is reduced,
investors have a chance to purchase a lot more quantity of devices.90%

30
 5. Franklin India prima fund-regular plan-growth
Franklin India prima fund is multi cap focused fund began in the entire year of 1993. As the
dinner table reveals the fund isn't so great to the moderate of its as well as short-run investors.
General the fund is an excellent performer to the long-run investors of its. This's an open end
development pattern with an objective to offer moderate to long-term capital appreciation like
a main earnings as well as objective as a second goal.
Year Price % Return

2014-15 308.47 0%

2015-16 392.26 27

2016-17 672.62 118

2017-18 650.79 111

2018-19 899.09 191

(1)You belong to which one of the following category?

31
From the above figure it can be easily highlighted that out of 55 people (included in the
survey), it was found that 53% of the respondents were students, 27% of respondents belongs
to private firm employee, 11% was business professional, 7% belongs to others category
which includes-house wives, hotel employee, and 2% belongs to Govt. employee.

(2)Your annual income is in the range of?

The above figure shows that out of 55 respondents 55 % belongs to the annual income
category of Below 1 Lac and 18% each belongs to 1,00,000- 2,99,999/-and 3,00,000-
4,99,999/- and lastly 9% belongs to the category of above 5 lacs.

(3) Where do you invest your savings?

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According to this analysis, out of 55 respondents (included in the survey), it was found that
32(58.2%) people were investing in Savings account, 29(52.7%) people were investing in
Shares and debentures, 26(47.3%) people were investing in Fixed Deposits, 17(30.9%)
people were investing in Mutual Funds, 14 (25.5%) each in gold/ silver and insurance and
lastly 6(10.9%) people invest in real estate. So, we can say, maximum % of people is
investing in capital market along with the other investment avenues which includes 49 out of
55 respondents.

(4)What are the factors to which you give your priority when you
invest?

The above figure clearly indicates that people gives priority to higher returns while
investing in stock market. 46(83.6%) respondents chooses high returns, 24(43.6%)
respondents choose less risk and 22(40%) respondent chooses liquidity along with the
higher returns and 10% of the people don’t want any kind of risk with their capital.

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(5)You invest in Financial Instruments/ securities which give:

You invest in Financial Instruments/ securities

75%

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From the above figure it can be easily highlighted that 75% people gives priorityto Low
Risk- Higher Returns while investing in stock market. 18% respondentschooses High
Risk- High Returns, 7% respondents chooses low risk- Low Returns. It can be said that
still 18% of the respondents are willing to take high risk in order to earn higher profits
because it is always said if you are willing to take risk you will succeed and will earn
profits.

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(6)Your Portfolio includes Majority of?

According to this analysis, out of 55 respondents (included in the survey), it was found that
41(74.5%) people were holding equity shares as a major share of investment in their
portfolio, 26(47.3%) people were interested to keep fixed deposits on 2 nd spot in their
portfolio, 17(30.9%) people were interested to invest

in mutual funds, and other investment avenues like Govt. securities (16.4%), real estate
(14.5%), bullion & Commodity (1%) were also found in their portfolio. So, we can say,
maximum % of people is investing in capital market and having equity share as a major share
of investment in their portfolio.

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(9)Are you investor in Mutual funds? Which company?

ARE YOU INVESTOR IN MUTUAL FUNDS?

From the above figure, it can easily be interpreted that, 62% of the people don’t invest in
Mutual Funds this means that they are willing to take higher risk of directly investing in
equity and 38% of the people said yes they invest in mutual funds. This means that 38%
of the people don’t want to take higher risk as they are happy with lower risk- lower
returns.

(10)You prefer to invest in Equity through?

You prefer to Invest in Equity through?

26%

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The above figure shows, 52% of the investors prefer to invest directly in the stock market
followed by 26% of the investors investing both ways direct and equity linked mutual funds
and 22% of the investors preferred to invest with the help of

equity linked mutual funds. So according to the collected data we can say that there are more
numbers of investors who wish to invest directly in the stock market but further there is a
need to improve the “Art of investing” among people.

Direct Equity because?

YOU PREFER TO INVEST IN DIRECT EQUITY

BECAUSE?

2%

2%

The above figure shows, 58% of the investors prefer to invest in direct equity because it
gives higher returns, 39% of the investors are using direct equity investing because they like
to manage their own funds according to their analysis, and 2% were of the opinion that they
chose direct investing because it keeps them busy and 2% belongs to other category. So it is
clear from the above graph that

direct equity is preferred by the investors because of higher returns irrespective

of higher risk associated with direct investing.

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 CHAPTER-5
FINDINGS, SUGGESTIONS AND
CONCLUSION

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 CONCLUSION

Consequently concluding the project,

As per the task hypothesis reported earlier, mutual fund is very ideal amongst individuals. In
this particular undertaking investors practically provided a result in the favour of immediate
equity committing because of better earnings as compared with mutual funds.
Individuals have been of the viewpoint equity will be the immediately victor more than
mutual funds due to higher return shipping noting that you simply have to correctly evaluate
the industry as well as certain scrip before getting to that particular scrip.
Immediate equity committing is recognized as more powerful by the investor neighborhood
and therefore, people who will keep a consistent tab on the equity markets like the immediate
equity path as it provides all-important excitement and zing
However, it appears the individuals having less money or maybe no awareness about the
stock market must select mutual funds immediately and also be sure about the profits(less
profit) as compared to steer equity, as mutual funds has a lot of equity stocks in the profile of
its. Hence purchasing funds that are mutual is much less risky
than immediate equity committing.
Thus individuals favor immediate investment decision i.e. equity shares of the organization in
the profile of theirs.
Nevertheless, the dynamism in the immediate equity funding includes danger. Thus, just
those investors that are competent to recognize the nitty gritty of the equity markets and that
are in a position to dedicate energy and time is able to adopt
this particular path to equity investments.
For an investor with reduced cash, he/she must go for mutual fund investments.
Right after performing an exploration and also checking out the evaluation, articles from
newspapers, and journals. I wish to conclude that individuals favor immediate equity
committing as when compared with mutual funds. Absent the times where investment in
bonds,
FD's, cost savings in addition to RD profiles was just the modes of purchase, today
investment in stock market place is growing every day with increased protection functions as
well as demanding regulation by regulatory systems.
Even though, increased percent of individuals locating mutual money much safer compared
to immediate equity committing. Nevertheless, folks favor immediate equity.
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With very last it's realized that equity stock market has a really bright future in the future
decades due to the increased the protection functions morning by
reduction as well as working day in frauds.
Hence, equity market actually leaves a general good effect on the investors in comparison
with mutual funds.

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RECOMMENDATIONS
Right after doing re-search I recommend the next steps being performed in an effort to
evaluate the inventory and boost the general return when it's mutual funds or immediate
equity
It is really suggested that don't exchange the sector, simply aim for long-term investment and
also unquestionably the money of yours becomes doubled in annually or perhaps 2.
It's suggested that in case you actually like in controlling the profile, must select immediate
committing usually go for mutual funds.
Mutual fund investing is called as a long-term horizon of obtaining an excellent substitution,
as the fund is moving in an organized manner.
Additionally it's suggested that individuals with reduced cash as well as reduced adventure
must choose SIP rather compared to immediate investing.
Continue great deal of persistence in the pocket of yours while committing, it's usually
declared if you shed the patience of yours, you lose the cash of yours.
Bear in mind that investing in virtually any securities whether immediate investing or maybe
mutual fund investing, entails a particular threat. Evaluate the chance with the monetary
backups then pick an expense choice.
It's additionally suggested that brokerage costs can be diminished with the increased highest
amount and protection of offerings to help make the transaction handy for most.
Manipulation in the stocks must be controlled by the regulatory systems to minimise the
danger of
investors.
This can develop an optimistic attitude in the brains of individuals when they
go for investment in stock market.
Finally I'd suggest be good, be smart, be confident, ideally be fortunate? and be lucrative!

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