STUDENT WORKSHEETS

(LKPD)

School : SMA NEGERI 1 TRENGGALEK

Lesson : Matematika Wajib
Class / Grade : XII / Even
Material : Single Interest, Advanced Interest, Anuity
Duration : 1 Meeting (2 x 45 minute)

Group :

Members :

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Materi : Bangun Ruang Sisi Datar
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Basic Competencies (KD) Competency Achievement Indicators (IPK)

3.7. Analyze interest, growth, decay 3.7.1. Identify the single interest concept
and annuity 3.7.2. Identify the concept of compound interest
4.7. Solve contextual problems 4.7.1. Solving single interest contextual problems
related to single and compound 4.7.2. Solving the compound interest contextual
interest, growth and decay, and problem
annuities

Purpose of Student Worksheets

1. Students are able to identify the concept of single interest
2. Students are able to identify the concept of compound interest
3. Students are able to solve single interest contextual problems
LKPD Work Guidelines
1. Read and pay attention and the problems presented carefully.
2. Solve the problems given in accordance with the results of the investigation that you
did.
3. Type your answer in the answer place provided
Answear This Question Correctly !

1. Red Yellow Green Bank is a bank that requires customers who borrow money from it, to
be paid in full within 5 months. Romi borrowed capital from the Red Yellow Green Bank
in the amount of Rp. 1,000,000, - for the purpose of opening a study house in front of his
residence. If Romi is required to pay his debt of Rp. 200,000, - every month with an
additional single interest of 2% of the total loan. So that the total money that Romi has to
pay to the bank every month is Rp. 220,000. Where 20,000 thousand is obtained from 2%
x 1000,000, - (initial loan). After 6 months of running, Romi realized that his study house
had a lot of enthusiasts. For this reason, he wants to open a branch learning house by
borrowing money from the Red Yellow Green Bank again. The Red Yellow Green Bank
charges a single interest of 2% every month for Romi's second loan. Please answer some
of the questions below based on Romi's problem above!
a. Make an arithmetic sequence from the first loan installment that Romi pays every
month, until the loan is paid off in 5 months?
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b. What is the total single interest that Romi will have to pay on his first loan?
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c. How much is Romi's loan so that the installments paid by Romi are more than Rp.
800,000, -? Explain your reasons!
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2. Rasyid recently saved money at a private bank in his city. The amount of the
savings is IDR 5,000,000. If the bank gives Rasyid a compound interest of 1% of
the amount of the final savings each month, the size of his savings for the next 3
months will be as follows:
Akhir bulan Simpanan Bunga Simpanan Akhir
ke- Awal (setelah ditambah
bunga)
1 5000.000,00 50.000,00 5.050.000,00
2 5050.000,00 50.500,00 5.100.500,00
3 5100.500,00 51.005,00 5.151.505,00
4 ……. ……. ……..
5 …….. …….. ………

a. Can Rasyid's final savings until the 3rd month form an arithmetic
sequence? Explain your answer!
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b. How much final savings did Rasyid have in the 5th month?
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c. How many months does Rashid have to wait for his savings to reach more
than 5,300,000? Explain your reasons!
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3. What is the difference between the concept of compound interest and single
interest? Explain !
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4. If a bank wants to set an interest rate of 2% for each of its customers who deposit
money with it. Which type of interest (single or compound) should the bank offer
so that the bank will benefit more!
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