Nama : Dinda Rifka Mentari Potabuga

NIM : 20180730075
SISTEM OPERASIONAL BANK SYARIAH A

SOAL NO 1
Nama : Dewi Nagita Syahrini
: Tabungan
No. Rekening : 701.12345.20
TANGGAL MUTASI JUMLAH SALDO JML HARI
01/02/2020 1,250,000
01/02/2020 tarik (250,000) 1.000.000 3
04/02/2020 Setor 500,000 1.500.000 4
08/02/2020 Setor 2,300,000 3.800.000 5
13/02/2020 Tarik (1,300,000) 2.500.000 5
18/02/2020 setor 1,500,000 4.000.000 4
22/02/2020 Tarik (200,000) 3.800.000 2
24/02/2020 Setor 750,000 4.550.000 2
26/02/2020 Incoming Transfr 1,000,000 5.550.000 2
28/02/2020 Tarik (450,000) 5.100.000 1
jml sldo mngendp 28
rata-rata saldo

Hitung basil jika HI/mill = Rp. 12,00, nisbah bank : nasabah = 60 % : 40 %

Jadi bagi hasil Tabungan : 3.237.500 / 1000 X 40% X 12,00 = 15.540

SOAL NO 2
Nama : LUCI MAYASARI
Jenis Simpanan : Tabungan
No. Rekening : 701.12345.20
TANGGAL MUTASI JUMLAH SALDO JML HARI
01/02/2012 2,500,000
01/02/2012 tarik (250,000) 2.250.000 3
04/02/2012 Setor 500,000 2.750.000 4
08/02/2012 Setor 2,300,000 5.050.000 5
13/02/2012 Tarik (1,300,000) 3.750.000 5
18/02/2012 setor 1,500,000 5.250.000 4
22/02/2012 Tarik (200,000) 5.050.000 2
24/02/2012 Setor 750,000 5.800.000 2
26/02/2012 Incoming Transfr 1,000,000 6.800.000 2
28/02/2012 Tarik (450,000) 6.350.000 1
jml sldo mngendp 28
rata-rata saldo

Hitung basil jika HI/mill = 12, nisbah nasabah 40 %

Jadi bagi hasil Tabungan : 4.532.142 / 1000 X 40% X 12 = 21.754.2816
SOAL NO 3

Nama : Achmad Khumaidi

Jenis Simpanan : Tabungan
No. Rekening : 701.12345.20
TANGGAL MUTASI JUMLAH SALDO JML HARI
01/04/2018 3,300,000 3
04/04/2018 Setor 750,000 4.050.000 4
08/04/2018 Setor 4,300,000 8.350.000 5
13/04/2018 Tarik (1,000,000) 7.350.000 5
18/04/2018 Setor 1,500,000 8.850.000 4
22/04/2018 Tarik (2,000,000) 6.850.000 2
24/04/2018 Setor 300,000 7.150.000 2
26/04/2018 Incoming Transfr 1,000,000 8.150.000 3
29/04/2018 Tarik (200,000) 7.950.000 1
jml sldo mngendp 29
rata-rata saldo

Hitung basil jika HI/mill = 10, nisbah nasabah 45 %

Jadi bagi hasil Tabungan : 6.910.344 / 1000 X 45% X 10 = 31.096.548

Nama : Siti Munawaroh

Jenis Simpanan : Tabungan
No. Rekening : 701.00001.10
TANGGAL MUTASI JUMLAH SALDO JML HARI
1-6-2014 10,000,000
1-6-2014 Tarik (2,000,000) 8.000.000 8
9-6-2014 Setor 1,500,000 9.500.000 1
10-6-2014 Incoming Transfer 20,000,000 29.500.000
10-6-2014 tarik (5,000,000) 24.500.000
10-6-2014 Transfer (5,000,000) 19.500.000 5
15-6-2014 Setor 3,500,000 23.000.000 1
16-6-2014 Incoming Trnsfr 15,000,000 38.000.000 7
23-6-2014 Transfer (30,000,000) 8.000.000 2
25-6-2014 Setor 500,000 8.500.000 4
29-6-2014 Tarik (3,000,000) 5.500.000 1
30-6-2014 Incoming Trnsfr 1,000,000 6.500.000 1
jml saldo mengendap 30
rata-rata saldo
Hitung basil jika HI/mill = 15, nisbah nasabah 35 %
Jadi bagi hasil Tabungan : 19.533.333 / 1000 X 35% X 15 = 102.549.998
MENGENDAP
1.250.000
3.000.000
6.000.000
19.000.000
12.500.000
16.000.000
7.600.000
9.100.000
11.100.000
5.100.000
90.650.000
3.237.500

MENGENDAP
2.500.000
6.750.000
11.000.000
25.250.000
18.750.000
21.000.000
10.100.000
11.600.000
13.600.000
6.350.000
126.900.000
4.532.142
MENGENDAP
9.900.000
16.200.000
41.750.000
36.750.000
35.400.000
13.700.000
14.300.000
24.450.000
7.950.000
200.400.000
6.910.344

MENGENDAP
10.000.000
64.000.000
9.500.000
29.500.000
24.500.000
97.500.000
23.000.000
266.000.000
16.000.000
34.000.000
5.500.000
6.500.000
586.000.000
19.533.333