Conclusion

Maybank Islamic Berhad provides many facilities and benefits to all communities
regardless of Muslim or Non-Muslim. In fact, Maybank Islamic Berhad has offered financial
products that are very stable and the best for all Maybank users, for example as stated in 3.0
- Financial Product of Maybank Islamic Berhad. Apart from that, Maybank Islamic also
maintains some Islamic Finance concepts like other banks in accordance with the
requirements of Islamic Law. For example, Al- Ijarah Thuma Al-Bai is a Shariah principle that
consists of leasing with subsequent purchase, Murabahah concept, and savings account-i
(Qard Loan). Despite the challenges of the economy and increased competition, the solid
foundation in terms of capabilities, resources and financial strength, it puts Maybank Islamic
Berhad in good stead to achieve the goals in the near and long term. Maybank Islamic
Berhad also has these disadvantages because there are some people who are less
knowledgeable about how to deal with finance in Islam compared to convertional banks. In
fact, some people think that the Islamic financial system has many rules that need to be
followed and it sounds very strict, even though dealing with Islamic finance is easy and clear,
but many people misinterpret it. But that is not an obstacle for Maybank Islamic Berhad to be
mediated and introduced to the public. Maybank Islamic Berhad can also announce to the
public about Islamic Finance made by Maybank Berhad itself which provides convenience to
everyone regardless of race and religion.