Business English Communication Test Answers

GRILE A/F
MFC-CIG: Comunicare de afaceri in limba engleza 2-2008/2009
TRUE/FALSE
1) From Unit 14- section B-“The Language of Business: accounting-banking-finance”, Niculescu (coord),
2006. Ed. Fundatiei Romania de Maine, p.150-151-CONTRACTS
In a leasing contract, the person giving the lease is called the lessee or tenant and the
person to whom it is given is the lessor.
ANS: F
2) From Unit 15- “The Language of Business: accounting-banking-finance”, Niculescu (coord), 2006. Ed.
Fundatiei Romania de Maine, p.157-160
A practical alternative in collecting past due receivables is to use the services of a
collection agency.
ANS: T
Fundatiei Romania de Maine, p.18- Business Writing
In addition to personal information, a CV (resume) should include personal
descriptions and a philosophical statement.
ANS: F
4)
From Unit 14- The Language of Business: accounting-banking-finance, Niculescu (coord), 2006. Ed.
Fundatiei Romania de Maine, p. 148
Cereals, precious metals and raw materials are traded on the stock exchange.
ANS: F
5) From Unit 9- -“The Language of Business: accounting-banking-finance”, Niculescu (coord), 2006. Ed.
Financial accounting reports may provide information concerning future

performance as well as past performance.
ANS: F
Fundatiei Romania de Maine, p. 85-87 and From “Engleza de Afaceri”, Vol. 2, Fulvia Turcu, 1991, Ed.
Uranus, Unit 5-p. 59-73 and p. 178
Business Writing
Memos never use indented paragraphs.
ANS: T
Financial accounting is less constrained than the management accounting.
ANS: F
8) From Unit 5 “Engleza de Afaceri”, Fulvia Turcu, 1991, Ed. Uranus, p. 62-63: Business Writing
In a semiblock style (Modified block) business letter the complimentary close begins
slightly to the left of the center of the page. All lines of the signature are aligned with
the salutation line.
ANS: F
Fundatiei Romania de Maine, p. 85-87- and From “Engleza de Afaceri”, Fulvia Turcu, 1991, Vol. 2., Ed.
Uranus, p. 178, Business Writing
Memos omit both the salutation and the complimentary close.
ANS: T
Accounting is the daily recording of financial information while bookkeeping is the

design and maintenance of the accounting system.
ANS: F
In accounting a gradual loss in the value of something, such as a vehicle, a machine
or any ASSET that wears out with use and age is called depreciation.
ANS: T
12) From Unit 15-“The Language of Business: accounting-banking-finance”, Niculescu (coord), 2006. Ed.
Stretching accounts payable is a cost-free method of financing a business.
ANS: T
13) From Unit 58- -“ Engleza de afaceri, Fulvia Turcu, Vol. 1, 1991, Ed. Uranus, p. 511-513
A sole trader is a natural person.
ANS: T
14) From Unit 8- The Language of Business: accounting-banking-finance, Niculescu (coord), 2006. Ed.
Fundatiei Romania de Maine, p. 85-87- and from “Engleza de Afaceri”, Fulvia Turcu, Vol. 2, p. 17
The Board of Directors is appointed by the Managing Director (MD).
ANS: F
15) From Unit 8- The Language of Business: accounting-banking-finance, Niculescu (coord), 2006. Ed.
Fundatiei Romania de Maine, p. 85-87- and from “Engleza de Afaceri”, Fulvia Turcu, Vol. 2, p. 175-177
Business Writing
In a memo there is no salutation and complimentary close.
ANS: T
Fundatiei Romania de Maine, p. 85-87- and From “Engleza de Afaceri” Vol. 2,, Fulvia Turcu, 1991, Ed.
Uranus, p.178
Business Writing
The term "memorandum" can be used instead of "memo".
ANS: T
17) From Unit 5 “Engleza de Afaceri”, Fulvia Turcu, 1991, Ed. Uranus,Vol. 2. p. 62-63: Business Writing
In a semiblock style (Modified block) business letter the first line of each paragraph is
indented five to ten spaces.
ANS: T
Accounting terminology
In a cash flow statement expenses are entered as paid.
ANS: T
19) From Unit 11 & 12 - Grammar section: “The Language of Business: accounting-banking-finance”,
Niculescu (coord), 2006. Ed. Fundatiei Romania de Maine, p.120-122 and 127
Grammar
Gerund is frequently used in business writing to express a demand, requirement,
request or suggestion.
ANS: F
Fundatiei Romania de Maine, p.111-114 and p.170
The Romanian equivalent for " Accounts receivable" is "conturi debitoare".
ANS: T
Financial accountants are not responsible for the forecasting of the company’s future.
ANS: T
22) In an alphabetical filing system, all information is filed in ABC order.
ANS: T
23) The more information passes through your office, the less you need a logical
system for filing it.
ANS: F
24) A signed advertisement does not include the name of the firm placing the
advertisement, but it is signed by the firm’s manager.
ANS: F
25) An insurance certificate is a proof that the goods are covered for risk of damage
or loss during transit and is often asked for in the documentary credit
ANS: T
26) Chronological filing means to file documents by date
ANS: T
27) A deposit account is a bank account in which you usually leave money for a long
time and which pays you interest
ANS: T
28) Rent is what you pay to shareholders.
ANS: F
29) Creditors are people who owe you money.
ANS: F
Fundatiei Romania de Maine, p.111-114 and p.170
Inventory is a synonym for stock.

ANS: T
31) The opposite of a loss is a profit.
ANS: T
32) The average is the total amount of something.
ANS: F
33) An auditor is a person who keeps accounts.
ANS: F
34) Fixed assets is a synonym for tangible assets.
ANS: F
35) Pre/tax profits are the same as net profits.
ANS: F
36) Most often, when companies decide to place orders, they prefer to use
special order forms.
ANS: T
37) A reply to an order is meant to acknowledge the receipt of the purchase

order, express thanks and assure the buyer the goods will be supplied in due
time and proper conditions.
ANS: T
38) Letters of complaint must to be accurate, clear and concise.

ANS: T
39) A Letter of order is a company’s reply to a claim and complaint letter.

ANS: F
40) A supplier must not reply to a customer’s letter of order.

ANS: F
41) The companies are not at all organised along product lines.
ANS: F
42) (din manualul Spiru Haret 2006, Unit2, Jobs, p17)

Your CV or resume is a concise statement of your background, education, skills
and experience.
ANS: T

The company’s Research and Development Department selects the applications and prepares a
shortlist of candidates for an interview.
ANS: F

During an interview you should not show too much interest in understanding your
prospective employer’s needs.
ANS: F

In a Letter of Application you should create interest in your disabilities and state your desire to
work for more companies at the same time
ANS: F

Before you apply for a job with a particular company, you have to find out all you can
about the company.
ANS: T

You need to ask your interviewer about the responsibilities of the position you apply for.
ANS: T
48) Silicon Valley is full of software companies.
ANS: T
49) Some companies are divided into different business units, often also called profit centres.
ANS: T
GRILE MFC-CIG-MULTIPLE CHOICE
Comunicare de afaceri in limba engleza 2-2008/2009
MULTIPLE CHOICE
1) From Unit 14- The Language of Business : Accounting-Banking-Finance, Niculescu (coord), Ed.
Fundatiei Romania de Maine-2006, p.145
Basic Stock Market terms
When purchasing corporate bonds, investors....
A receive commodities C are making a loan to the company

B D borrow money from the company
receive stock paying a fixed dividend
ANS: C
2) From Unit 15- The Language of Business: accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Romania de Maine, p. 159
Financial management terms
When comparing preference shares with ordinary shares, we can usually say that:
Când comparând preferinþã împarte cu pãrþile obiºnuite, noi putem de obicei sã
spunem acei: Acþionarii de preferinþã au prioritatea peste acþionarii Ordinary
pentru plãþile de deîmpãrþit anuale
A Preference shareholders have greater C Ordinary Shareholders have priority over
voting powers at Annual General Meetings Preference shareholders on liquidation
B Preference shareholders have priority over D Ordinary shareholders unlike Preference
Ordinary shareholders for annual dividend shareholders receive a fixed rate of
payments dividend
ANS: B
3) From Unit 14- The language of Business, accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Romania de Maine, p. 147-148
Basic Finance Terminology
Which are the three different markets
Care sunteþi trei diferite piaþile Bursa de valori, bursa de mãrfuri, schimbul valutei
strãinã
A raw material exchange, job exchange, C stock exchange, precious metal exchange,
car exchange foreign currency exchange
B stock exchange, commodity exchange, D stock exchange, raw material exchange,
foreign currency exchange job exchange
ANS: B
4) From Unit 15- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.),

Ed.Fundatiei Romania de Maine-2006, p.159-164
Which one of the following would be classed as a source of long-term funds for a
company?
Care unul dintre urmare ar putea fi clasa ca sursa de lungã-termenul fondurile pentru o
companie? Un rezultat de pãrþile obiºnuite
A An issue of ordinary shares
B Trade creditors
C Bank overdraft
D Factoring
E Hire Purchase
ANS: A
5) From Unit 13-section B- The Language of Business : Accounting-Banking-Finance, Ed. Fundatiei

Romania de Maine-2006, p.141
Basic Business terminology
Choose the most suitable business idiom.
After only three months the company was able to ...... ............ and started to make a
profit.
Dupã ce numai trei compania de lunã s-a învrednicit... ªi a pornit sã facã un profit.
SPAR CHIAR ªI
A BREAK UP D BREAK OUT

B BREAK DOWN E BREAK OFF
C BREAK EVEN
ANS: C
6) From Unit 13-The Language of Business : Accounting-Banking-Finance, Niculescu (coord), 2006, Ed.
Fundatiei Romania de Maine, p.132
Business English basics
A business that arranges the movement of products or commodities
between two countries is an:
O afacere care aranjeazã miºcarea de produse sau mãrfuri între douã þãri
este firma export-import
A
international travel agent
B
export-import firm
C
airline
D international stock market broker
ANS: B
7) From Unit 11: The Language of Business : accounting-banking-finance, Niculescu (coord), 2006, Ed.
Romania de Maine, p.111-112
Essential business entries used in financial statements
____________accounts are accounts for your sources of business-generated income.
Conturile sunt sã justifice sursele dvs de afacere-a generat venit.
A Liability
B Revenue
C Balance
D Assets
ANS: B
8) From Unit 14- The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania

de Maine-2006, p.145
Stock market terms
When public spending exceeds receipt from income taxes, VAT and so on, the
government issues:
Când public cheltuind sã depãºeascã chitanþe de la impozitele pe venit, CADÃ ºi aºa
mai departe, emisiile guvernamentale:
A Shares
B Stocks
C Vouchers
D Blue chips
E Bonds
ANS: E

Which of the following best describes an asset of a business :
Urmând cel mai bun descriere a unei afacere: Ceva care este propriu cu o afacere
A C
A piece of equipment or a building Anything that is owed by a business
owned by a business
B
Materials that have been purchased by D Anything that is owned by a business
a business
ANS: D
10) From Unit 8-section B: The Language of Business : Accounting-Banking-Finance, Niculescu (coord),
2006, Ed. Fundatiei Romania de Maine, p. 86:
The parts of a business letter
We use "Yours sincerely" at the end of a letter if we...

Noi folosim" cu stimã al dvs" la sfârºit unei literã dacã noi... ªtiþi numele persoanei pe
care noi scriem la
A don't know the exact name of the B know the exact name of the person we
person we are writing to are writing to
ANS: B
Ed.Fundatiei Romania de Maine-2006, p.111-115-Accounting terminology
Select the correct word that describes the amount by which expenses exceed revenues:
Selectaþi cuvântul corect care descrie cantitatea cu care venituri de cheltuialã depãºite
Pierderea neta
A C assets
retained earnings
B D net loss
pre-tax profit
ANS: D
de Maine-2006, p.159-164
Which of the following could be used as a short term means to improve cash flow in a
business?
Care urmare sã sã întrebuinþeze ca pe termen scurt medii pentru a îmbunãtãþi fluxul
numerarului într-o afacerea? Factorul de datorie
A A new issue of debentures
B A new issue of preference shares
C Taking out a mortgage on firm’s depot
D Debt factoring
ANS: D
13) From Unit 14 The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de

Maine-2006, p.143
Basic Finance & Stock market terminology
Choose the right word to fill in the gaps:
Investors are influenced by the projected _________ on their capital.
Investitorii sunt influenþaþi cu proiectul Întoarcerea pe capitalul lor
A rate D expenses
B return E investment
C market
ANS: B
14) From The Language of Business : Accounting-Banking-Finance, Niculescu (coord), 2006, Ed. Fundatiei
Romania de Maine, p.166
Basic finance terminology
In the following sentence : “He defaulted on his auto loan payments” the verb “ to
default on” means:
El a fost în întârziere la plãþile de împrumut De siguranþã pentru a achita bani
A to fail to pay money C to meet one’s payment obligations

B to overpay D to pay in advance
ANS: A
15) From Unit 11: The Language of Business : Accounting-Banking-Finance, Niculescu (coord), 2006, Ed.
Basic Accounting Terminology:

Our ……………include a $12,000 tax bill and the $8,000 we owe our suppliers.
Include 12, 000 nota de platã de impozit ºi 8, 000 noi datorãm furnizorii noºtri
A Assets
B Debtors
C Liabilities
D Overheads
ANS: C
16) From Unit 13-The Language of Business : Accounting-Banking-Finance, Niculescu (coord.),

Ed.Fundatiei Romania de Maine-2006, p.136
Reading and understanding international trade issues
If the Romanian currency were to rise sharply against other world currencies, the
probable effect on the Romanian economy would be to:
Dacã moneda românã a stat la începutul brusc faþã de alte monezi mondiale, efectul
probabil pe economia românã la: Faceþi importuri ieftine
A make imports cheaper C encourage foreign tourism in Romania
B make exports cheaper
ANS: A
17) From Unit 14- The Language of Business : Accounting-Banking-Finance, Niculescu (coord),
Basic Stock Market terms
Economists often refer to agricultural or mineral products as:
A commodities D currencies
B durables E securities
C blue chips
ANS: A
Basic accounting terminology
For a profitable firm, total sources of funds will always total uses of funds.
A be equal to C be greater than

B be less than D have no consistent relationship to
ANS: A
19) From Unit 15- The Language of Business : Accounting-Banking-Finance, Ed.Funaţiei Romania de Maine-
2006, p.159-164
Which of the following would be treated as a short-term fund by a company?
A Ordinary shares
B Debenture stock
C Tax provisions
D Preference shares
ANS: C
20) From - The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de Maine-2006,

p.183
You record how much each of your employees should be paid in the ......... account.
A Employee pay
B Employer pay
C Revenue
D Payroll
E Standard deduction
ANS: D
Romania de Maine, p.111-115
Select the BASIC accounting equation
A C
Assets plus liabilities equal Equity Liabilities less Equity equal Assets
B
Liabilities plus Equity equal Assets
ANS: B

p.37; 98, 144, 163
General Business English : WORD PARTNERSHIPS/COLLOCATIONS:
For each of the verbs below, three of the four words or expressions fit. In each case
circle the one which DOES NOT.
MAKE
A MONEY
B A LOSS
C BUSINESS
D A DECISION
ANS: C
Essential business entries used on a balance sheet
Accounts ___________show how much money your customers owe you.
A Incoming
B Receivable
C Obtainable
D Collectable
ANS: B
24) READING COMPREHENSION

Teacher salaries account for approximately seventy percent of a school budget. Any
major proposal designed to reduce educational expenditures will ultimately
necessitate a cut in teaching staff.
Neighbourhood High School is staffed by fifty teachers, and its administration has
just ordered a reduction in educational expenditures.
According to the above passage, which of the following will be one result of the reductions?
A A reduction in both administrative and teaching salaries

B A teaching staff dependent on fewer educational materials
C A teaching staff of fewer than fifty teachers
D A teaching staff of only fifteen teachers
E A substantial change in the quality of education
ANS: C
A balance sheet reports the status of an entity… (Select one answer).
A At a point in time
B Over a period of time
C All of the above
D None of the above
ANS: A
26) General Business English terms

For each of the verbs below, three of the four words or expressions fit. In each case
circle the one which DOES NOT.
MEET
A A DEADLINE
B AN APPOINTMENT
C CUSTOMERS’EXPECTATION
D A TARGET
ANS: B

p.176
Basic accounting terminologoy
Petty cash is
A small denomination coins

B money held in a business to cover small expenses
C pocket money given to children
D a tip
ANS: B
Business English writing-accounting terminology
Reminders must be sent out to all customers whose accounts are more than a month
________
A Indebted
B Overdue
C Unbalanced
D Unpaid
ANS: B
29) From Unit 9-section B- The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania
de Maine-2006, p.96-98
Grammar: IF CLAUSE
Alegeti traducerea corecta:
Ar fi putut afla cifra de afaceri daca ar fi cautat in foaia de calcul
A He could have found out the turnover if he had looked at the spreadsheet
B He could find out the turnover if he looked at the spreadsheet
C He could have found out the turnover looking at the spreadsheet
D He could have found out the turnover if he has looked at the spreadsheet.
ANS: A
30) Business English writing-

Selectati traducerea corecta:
Suntem deosebit de interesati sa vindem cu amanuntul produsele dvs. si abia asteptam
sa primim esantioanele
A We are highly interested in retailing your products and we look forward to receiving your
samples.
B We are highly interested to retail your products and look forward to receive your samples.
C We are highly interested of retailing your products and look forward to receive your
samples.
D We are especially interested to retail your goods and are looking forward to receive your
samples.
ANS: A
31) Reading comprehension & Grammar

Since import regulations have been relaxed it has become ____________to work in
the Egyptian market.
A More easy
B More difficult
C More easier
D Easier
E Difficult
ANS: D
_____________ pay is what an employee earns before deductions.
A Net
B Full
C Gross
D Complete
ANS: C
33) Business English writing

The debt should be paid______within thirty days of receiving this statement.
A all over D for fool
B in fool E for full
C in full
ANS: C
34) From Unit 13- Section B-The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei
BASIC BUSINESS IDIOMS
Choose the most suitable accounting / banking idiom.
It was impossible for the bank to collect the money so they were forced to ............... the
loan.
A write out C write down

B write up D write off
ANS: D
BASIC BANKING WORD PARTNERSHIPS / COLLOCATIONS
Choose the best verb to complete the sentence.
The bank is ____________ a minimum rate of 9% for the loan.
A charging C giving
B providing D requesting
ANS: A
Grammar
Select the verb or verb string that best completes the following sentence:
The boss insisted that Mr.Petcu ___________at the meeting
A be not C not be
B is not D doesn’t be
ANS: C
Basic bank terminology
Christina wants to ......... her check because she needs the money right away.
A rent C exchange
B buy D cash
ANS: D
Romania de Maine, p. 85 -The parts of a business letter
We use "Yours faithfully" at the end of a letter if we...
A don't know the exact name of the B know the exact name of the person we
person we are writing to are writing to
ANS: A
Fundatie Romania de Maine, p.112-113
What is the correct accounting name given to distributions of cash or other assets
from an incorporated business to its shareholders ?
A bonuses D cash discounts

B revenue E dividends
C business perks
ANS: E
Fundatie Romania de Maine, p.111
SPEAKING & WRITING
Mentally rephrase the following sentence according to the directions given. Then choose the
lettered word or phrase that is included in your revised sentence. Take care to keep the meaning
of the revised sentence as close as possible to the meaning of the original sentence
It is impossible to calculate the losses which have been incurred to date.
Substitute debt for losses.
A debt, which have C debt which has

B which, has to D debt. Which
ANS: C
41) Grammar: Sequence of tenses

Complete the second sentence so it has a similar meaning to the first sentence.
There was a slight fall in profits in March
In March 2005 profits_________________
A Fall slight D fell slightly

B Fall slightly E have fallen slightly
C fell slight
ANS: D
42) Choose the pair that best expresses a relationship similar to the one expressed by the
following capitalized pair.
TRESURER : FINANCES
A Secretary : minutes D President : chairman

B Senator: representative E Vice-president : congress
C Agenda : meeting
ANS: A
43) From Unit 13, The language of Business, accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
International trade
An increase in imports of consumer goods is most likely to have been caused by
A rise in customs duties C fall in the exchange rate of the Romanian

currency
B rise in household saving D rise in the exchange rate of the Romanian
currency
ANS: D
44) From Unit 10 and 13, The Language of Business, accounting-banking -finance, Niculescu (2006), Ed.
Fundatiei Romania de Maine,p.100 and p.140
Basic Bank terminology
To let someone else use some of your money for a certain period of time, after which it
must be paid back, is to......
A lend D borrow
B trust E charge
C steal
ANS: A
45) From Unit 10, The language of Business: accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Romania de Maine, p. 100-104-Bank terminology
The dollar, the euro and the yen are all
A currencies C funds
B wages D monies
ANS: A
46) Reading comprehension-Logical thinking

Assume the following:
A majority of Romanian grain farmers produce an unusually large crop in a one-year
period. There are no government price supports. Demand remains relatively constant.
Which of the following statements best represents the probable effects on farm income?
A Income would tend to gradually increase C Income would tend to fall

B Income would remain relatively stable D There is insufficient evidence to predict
the probable effect
ANS: C
47) What can you bring forward?
A a loss C an appointment
B a profit
ANS: C
48) What can you call off?
A a customer C a contract
B a meeting
ANS: B
49) What can you put through?
A a phone C a caller
B a computer
ANS: C
50) What can you lay off?
A workers C machinary
B a bad debt
ANS: A
51) What can you write off?
A workers C executives
B a bad debt
ANS: B
52) A … is a period when prices cannot be increased.
A price freeze C price-fixing

B hold-up
ANS: A
53) Orders are written down on a / an ...
A authorized dealer C reply to an order

B order form D assessment
ANS: B
54) We have just received a … for a quotation.

A requirement C request
B demand
ANS: C
55) After an initial deposit, you pay …

A remittances C shipments
B installments
ANS: B
56) A payment which is overdue is one which is …
A early C late
B on time
ANS: C
57) …......... are paid to shareholders.

A wages C dividends
B taxes D fees
ANS: C
58) Companies … shares to raise capital.
A buy C underwrite
B issue
ANS: B
59) An amount charged for money borrowed is called ...

A interest C loan
B credit D fee
ANS: A
60) Equipment generally loses value. This is called ...

A amortization C bond
B depreciation D working capital
ANS: B
61) Patents, ideas, trade marks, licenses are referred to as:

A intangible assets C tangible assets
B durable goods D fast moving consumer goods (FMCG)
ANS: A
62) Costs and money owed are referred to as ...

A liabilities C shares
B assets D revenues
ANS: A
63) Property and equipment currently owned and not intended for sale are known as...
A current assets C wasting assets

B fixed assets
ANS: B
64) Money paid into a bank is referred to as ...
A withdrawal C deposit
B loan
ANS: C
65) The removal of money from an account is known as ...
A withdrawal C pay
B change D deposit
ANS: A
66) (din manualul Spiru Haret 2006, Unit2, Jobs,p22, ex.5, pct.1)
Choose the appropriate position for the following job description: filing, mailing,
relief, reception and other general office work :
A R&D manager C bank teller

B personnel officer D clerk
ANS: D
67) Nowadays many designers or IT specialists are....................in other words they sell their work or
services to different companies.
A general practitioners C unemployed

B freelance D civil engineers
ANS: B
68) (din manualul Spiru Haret 2006, Unit2, Jobs,p21, ex.4, pct.d)
Her academic....................are good but she doesn’t have any previous experience
A occupations C qualifications
B demands D experiences
ANS: C
69) (din manualul Spiru Haret 2006, Unit2, Jobs,p21, ex.4, pct.g)
Employers are interested in practical...................... such as word processing and
fluency in foreign languages.
A Knowledges C skills
B needs D informations
ANS: C
70) (din manualul Spiru Haret 2006, Unit8, Company Organisational Structures,p82, ex.1, pct.d)
Change the following sentence from Direct into Indirect Speech.
“I don’t want to diversify the product offer in the immediate future.” the manager
stated.
A The manager stated that he wanted to C The manager stated that he never had not
diversify the product offer in the wanted to diversify the product offer in
immediate future the immediate future
B The manager stated that he will not want D The manager stated that he didn’t want to
to diversify the product offer in the diversify the product offer in the
immediate future immediate future
ANS: D
71) (din manualul Spiru Haret 2006, Unit2, Jobs,p20, ex.1, pct.a)
Choose the best alternative for the following situation:
Her main ....................appeared to be sitting in cafes and watching people go by.
A occupation C career
B profession D affair
ANS: A
72) (din manualul Spiru Haret 2006, Unit 8, -Grammar section ,p 81-82, )
Change the following sentence from Direct into Indirect Speech.
’’ We will be sending our team on a market search in the Middle East ’’, decided the
Research & Development Department.
A TheResearch & Development Department C TheResearch & Development Department

decided that they will send their team on a decided that they would be sending their
market search in the Middle East team on a market search in the Middle
East
B TheResearch & Development Department D TheResearch & Development Department
decided that they have been sending their decided that they had been sending their
team on a market search in the Middle team on a market search in the Middle
East East
ANS: C
73) In the following group of sentences, the speaker is responding to a complaint. Which is the most
polite of these responses?
A What’s the problem? C You could be using it incorrectly.

B I’m very sorry to hear about your problem. D It’s not our fault if the equipment wasn’t
installed correctly.
ANS: B
74) Choose the correct letter ending:
A We are looking forward to receive C We are looking to receive further

further orders from you. orders from you.
B We are looking forward to receiving D We are looking forward receiving
further orders from you. further orders from you.
ANS: B
75) In the following group of sentences, the speaker is complaining. Which is the most forceful of
these complaints?
A There is a small problem with this C I’m sorry, but I’m not satisfied with this
product. product.
B Unfortunately, we had some problems D The product doesn’t seem to work very
with this product. well.
ANS: C
76) Choose the most appropriate variant:

White collar workers work ....
A in offices C in the field

B on building sites D on a farm
ANS: A

When you are introduced to somebody you should say ______ .
A How old are you? C What are you?

B How do you do? D What do you do?
ANS: B
78) In the application letter you should clearly specify ________ .
A the position you are interested in C your marital status

B the salary you would like to have D your hobbies
ANS: A
79) In the sentence: ‘A shipment of urgent medical supplies is expected to arrive very soon.’
the term ‘shipment’ means:
A a large boat for travelling on water C a ship used especially for taking
military or medical supplies from one
place to another
B a quantity of goods to be sent together
under the terms of a single bill of
lading
ANS: B
80) Choose an idiom to replace the expression in the brackets:

The price of oil (reached its lowest point) in July and began to rise soon after.
A cut corners C broke even

B closed out D bottomed out
ANS: D
81) Work is always so much better if you have a manager you ... on well with.
A get C carry
B take D hold
ANS: A
82) The directors of the company approve the … at the end of the … year.
A accounts; accounting C accounting; accounting

B accounting; accounts D accounts; accounts
ANS: A
83) Choose the correct words to complete the introductory paragraph of a business letter:
Dear Mr. Petrescu,
With ... to our telephone conversation today, I am ... our latest catalogue. I ... our most up-to-
date price list is not yet available, but I shall send you one as soon as they are printed.
A relation, posting, am afraid C connection, including, deeply regret

B reference, enclosing, am afraid D relation, enclosing, apologise
ANS: B
84) Choose the correct words to complete a paragraph of a business letter:

If you have any further ... or would like to arrange a meeting, please do not ... to ... us
again.
A questions, pause, connect C doubts, hesitate, correspond
B enquiries, delay, contact D questions, hesitate, contact
ANS: D
85) Choose the things that are traded in financial centres:
A securities D currencies
B commodities E all of the above
C shares
ANS: E
86) Choose an idiom to replace the expression in the brackets:

We closed the store early in order to (count the number of items we had).
A run short C gain ground

B buy out D take stock
ANS: D

Unless the company had advertised, it______________market share.
A would lose C would have lost

B lost
ANS: C

People will be inclined not to place their savings on deposits, if the government
_________________interest rates.
A will lower C will have lowered

B lowers
ANS: B
89) Choose the most appropriate variant to complete the complex sentence:
If sales don't improve soon ___________________
A they'll have to lay off some workers. C they would have to lay off some
workers.
B they had to lay off some workers.
ANS: A
If I were in your position, _____________________
A I'll resign rather than wait to be sacked. C I resign rather than wait to be sacked.
B I'd resign rather than wait to be sacked. D I resigned rather than wait to be sacked
ANS: B
If they spent more on Research and Development, _______________
A they wouldn't have been so behind C they won't be so behind

technologically. technologically.
B they wouldn't be so behind
technologically.
ANS: B

I think it would create much better discipline in the office if you ______ me a bit more
respect in front of my staff.
A show C will show

B showed D are showing
ANS: B
93) Grammar: Choose the most appropriate variant:

What ___________unless we __________to the stipulations of the contract?
A will happen/don’t agree C happens/agree

B happened/ don't agree
ANS: C
94) Grammar: Choose the most appropriate variant:

If public transport ______ free, less people ____________their cars.
A would be/will use C were/ would use

B will be/use
ANS: C

If they __________the supplier, they ______ in the mess they are now in.
A didn’t change/won't be C changed/weren’t

B hadn't changed/ wouldn't have been
ANS: B

They _________the goods immediately, if we___________our order by fax.
A will deliver/send C delivered/sent

B will deliver/will send
ANS: A

________ at the last moment, the meeting _________________.
A Hadn’t he arrived /would have been C If he didn’t arrive/had been called off
called off
B Hasn’t he arrived /will have been
called off
ANS: A
98) Choose the most accurate translation of the complex sentence below:
Oamenii preferă să facă împrumuturi în valută străină cu condiţia ca dobânda să fie
scăzută.
A People prefer to take loans in foreign C People prefer to take loans in foreign
currencies provided that the interest currencies because of the low interest.
will be low.
B People prefer to take loans in foreign
currencies provided that the interest is
low.
ANS: B
99) Choose the most accurate translation of the complex sentence below:
Banca noastră v-ar acorda un împrumut ipotecar dacă aţi avea 25 de ani şi un venit minim de
300 de dolari.
A Our bank would grant you a mortgage C Our bank would grant you a mortgage
loan if you would be 25 and would have a loan if you were 25 and had a minimun
minimum income of 300 dollars. income of 300 dollars.
B Our bank would grant you a mortgage
loan if you are 25 and have a minimun
income of 300 dollars.
ANS: C
If the company had had a better marketing strategy they ____________
A will easily conquer the foreign market. C would have easily conquered the
foreign market.
B will have easily been conquered the
foreign market.
ANS: C
Consumers would be much better off provided that ____________
A accurate product information would C accurate product information is
be printed on the packaging. printed on the packaging.
B accurate product information were
printed on the packaging.
ANS: B
They wouldn't have gone bankrupt if ____________
A they had conducted better market C they will have conducted better market
research. research.
B they conducted better market research.
ANS: A
103) One of these sentences which are often heard or used when telephoning represents a recorded
message. Choose it.
A Sorry to keep you waiting. C Hold on a moment and I will put you
through.
B We are unable to take your call at the D Anything else?
present time. Please leave your name and
number after the tone.
ANS: B
104) Complete the phone dialogue: B: “ Extension 101, please.” A: “The line is now free. I’ll ....
you ....”
A put ... through C give ...up

B put ... down D put....on
ANS: A
105) Complete the phone conversation: B: “I ‘d like to speak to Mr. Isaac.” A: “I am afraid he is in a
meeting. Do you want to ..... later?”
A hold on C hold back

B take back D call back
ANS: D
106) Complete the sentence with an appropriate preposition:

Depending .... its size, there are several organisational structures a company can
choose from.
A along C by
B on D with
ANS: B
107) Complete the sentence with the suitable word: After a long negotiation, we finally
reached ................
A agree D agrees
B agreement E agreeing
C agrement
ANS: B
108) Complete the sentence with the suitable word:

The Far East suffered from ....................difficulties in late 90s.
A economy C economics
B economically D economic
ANS: D
109) Reading comprehension-Logical thinking-Accounting problem solving

John and Ellen own the “John and Ellen Laundry”, a partnership. Each takes $1000
cash from the partnership entity and deposits it into a personal bank account. An
accounting report of the financial position of the John and Ellen Laundry would show
that:
A John and Ellen each have $1000 more cash. C the entity has $2000 less equity
B the change in the entity’s equity is zero. D the entity has $1000 less cash
ANS: C
110) The opposite of accounts receivable is....
A Notes payable C Accounts payable

B Current liabilities D Retained profits
ANS: C
GRILE TIP-COMPLETION
Comunicare de afaceri in limba engleza 2- mfc-CIG-2008/2009
COMPLETION
1) From Unit 13, The language of Business: accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Import-Export terms
Money taken by the government on certain imports and exports is known as :________
________
(Nu folositi semne de punctuatie. Unde este cazul lasati un singur

spatiu intre cuvinte !!!)
ANS:
customs duties
customs duty
tariff
tariffs
customs tariffs
customs tariff
2) From Unit 15 and 16, The Language of Business, accounting-banking -finance, Niculescu (2006), Ed.
Fundatiei Romania de Maine,p.166
Basic Finance Terminology
If a person or business has more debts than money to pay them, this means they may
be declared _________ ( un singur cuvint)
ANS:
bankrupt
insolvent
3) From Unit 10 -Grammar section, The Language of Business, accounting-banking -finance, Niculescu
(2006), Ed. Fundatiei Romania de Maine,p.100 - 105
Grammar-Passive voice
Put the following sentences into the passive voice making all necessary changes
He has just written a special edition for the bank employees.
A special edition has___ ___ ____ by him for the bank employees

spatiu intre cuvinte !!!))
ANS: just been written
4) From Unit 11-Grammar section: The language of Business: accounting-banking -finance, Niculescu
(2006), Ed. Fundatiei Romania de Maine, p. 119-121
Grammar
Put the verb in brackets into the appropriate form:
The manager demands that the main entrance __________(to be) locked at night.

ANS:
should be
be
5) From Unit 14 The Language of Business: accounting-banking-finance, Niculescu (coord.), 2006,

Ed. Romania de Maine, p.145
Basic financial terminology
In a free market economy the price is determined by__________ and __________ .
( 2 cuvinte cu un singur spatiu intre ele FARA VIRGULA !!)

ANS:
supply demand
demand supply
(2006), Ed. Fundatiei Romania de Maine,p.120-122
Grammar :
Insert the right form of the verb in brackets:
The board of directors recommended that she ____________(to join) the company.

ANS:
should join
join
7) From Unit 11- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.), Ed.
Fundatiei Romania de Maine-2006, p.112
Basic accounting terms
The double entry bookkeeping system records at least one __________ and one
_______for each transaction
(Nu folositi semne de punctuatie. Lasati un singur spatiu intre
cuvinte !!!)
ANS:
debit credit
credit debit
Romania de Maine - p.16-18
Human Resources Terms-Recruitment Advertising
Private employment agencies must place signed advertisements but sometimes they
don’t. When the advertisement does not show the firm’s name it is called_______
advertisement.
(un singur cuvint)
ANS: blind
9) From Unit 11- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.), Ed.Funaţiei
Romania de Maine-2006, p. 111-112-Accounting terminology
The excess of expenses over revenues for a period is called a ________________
(Nu folositi semne de punctuatie. Acolo unde este cazul lasati un singur
ANS:
loss
net loss
loss or net loss
deficit
debt
10) From Unit 9- Section B: "The Language of Business : Accounting-Banking-Finance", Niculescu (coord.),
Ed.Funatiei Romania de Maine-2006, p.97
GRAMMAR: CONDITIONAL
Put the verbs in brackets into the appropriate conditional form using the information
given. (LASATI UN SINGUR SPATIU INTRE CUVINTE FARA VIRGULA!!!)
You are talking to a customer who has asked you to replace a lost credit card for the fifth time.
If you ______( to lose) your card again in the future, I’m afraid that the bank _____ _____
(to refuse) to issue a replacement.
ANS: lose will refuse
11) From Unit 11- The Language of Business : Accounting-Banking-Finance, Ed.Funaţiei Romania
de Maine-2006, p.111
Key accounting/financial terms
A key term used in financial statements/reports that indicates what the business owes
e.g. bank overdraft, creditors, loans, staff leave not yet taken
ANS: liabilities
12) From Unit 8- The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de Maine-
2006, p.84
GRAMMAR: REPORTED SPEECH
Turn the question below into reported speech.
How much is the interest for a savings account? asked the customer.
The customer asked how much the interest for a savings account ____
(Un singur cuvint)
ANS: was
The fundamental accounting equation is :

(Completati formula -lasati un singur spatiu intre cuvinte !!!.)
Assets =__________ +____________
ANS:
liabilities equity
liabilities owners equity
liabilities owner's equity
liabilities net worth
liabilities shareholder's equity
liabilities stockholder's equity
liabilities owner's equity/net worth
liabilities owner's equity / net worth
liabilities owner's equity/ net worth
equity liabilities
owner's equity liabilities
owners' equity liabilities
de Maine-2006, p.111-112
A/an ............ ............. is a formal financial statement that aids users in assessing the
profitability of a business.
Lasati un singur spatiu intre cuvinte !!!!
ANS:
income statement
profit and loss account
P&L account
profit and loss statement
15) From Unit 9-Section B - The Language of Business : Accounting-Banking-Finance,

Grammar: If clause
Put the verb in brackets into the appropriate conditional form using the information given.
A bank representative has just refused your request for a $2000 loan because you do not have
enough money in your savings account.
If you had had more money in your account, the bank would ____ ____(lend) you the $2000.
ANS: have lent
16) From Unit 11- The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de
Maine-2006, p.112
Basic Accounting Terminology
Money taken from the profits made by companies is known as :__________ tax.
(insert one word)
ANS:
income
corporation
Maine-2006, p.111-112
Give the accounting name for the following:
Things of value owned by an entity.

(un singur cuvint la plural)
ANS:
assets
18) From Unit 9-Grammar section, The Language of Business, accounting-banking -finance, Niculescu
(2006), Ed. Fundatiei Romania de Maine,p.96
Grammar- If clause
Put the verbs in brackets into the correct tense.
(Lasati un singur spatiu intre cuvinte, FARA SEMNE DE
PUNCTUATIE !!!!)
The marketing people are complaining about the lack of staff and if we ______( to
have) more money we would ______ (to employ ) more people.
ANS:
had employ
had had have employed
19) Turn the statements, questions and orders below into reported speech. A sentence has
been done for you;
“I have just opened a savings account. I want to go to Bahamas next summer” my uncle said.
My uncle said he had just opened a savings account, as he wanted to go to Bahamas the
following summer.
“You must take out a mortgage.” my parents- in-law said last year.
Last year, my parents-in-law said that we___________take out a mortgage.
(Nu folositi semne de punctuatie. Acolo unde este cazul lasati un singur
ANS: had to
20) Money paid to people that are made redundant is known as ________ benefit.
( un singur cuvint)
ANS: unemployment
21) BUSINESS COMMUNICATION

Complete the following business letter choosing the appropriate word or phrase from the list.
MODIFY its grammatical form where necessary. ( money, to charge, debit, opening,
salary, transfer, bank statement, to open, business)
(Nu folositi semne de punctuatie. Lasati numai un singur spatiu intre
cuvinte !!!)
Dear Ms. Morrison
We are pleased to confirm that we have___________an account in your name. The account
number is 8709000514 and your ________ balance is $4000.
May I take the opportunity once more to welcome you as a customer of the Mediterranean Bank
Yours sincerely,
T.S Schneider
Manager
ANS: opened opening
22) From Unit 13, The Language of Business, accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Romania de Maine,p.133
Basic import-export terminology
State the COMMONEST METHOD OF PAYMENT for trade between countries. It is
operated by the banks and money is transferred from the buyer to the seller through
the banking system.
(Lasati un singur spatiu intre cuvinte . Nu folositi semne de punctuatie !!)
ANS:
letter of credit
L/C
Documentary credit
L/C
23) From Unit 13, The Language of Business, accounting-banking -finance, Niculescu (2006), Ed. Fundatiei
Romania de Maine,p.134
Basic Import-export terminology
One of the most important shipping documents which is also a document of title is
the_____ ___ ______

ANS: bill of lading
24) SPEAKING
Identify the error in the following sentence, then correct the mistake. It is possible that
there is no error (in this case write "No error")
(Daca nu este nici o greşeală scrieti "no error". Daca exista vreo greseală atunci scrieti numai
cuvintul ce trebuie sa inlocuiască unul din cuvintele evidentiate)
Although I cannot see you, I can hear you good. No error
ANS: well
25) Traduceţi in limba engleză următoarele doua servicii oferite de băncile comerciale
(NU FOLOSITI SEMNE DE PUNCTUATIE SAU ORDONARE (DECI
FARA A, B, C, .; LASATI UN SINGUR SPATIU INTRE CUVINTE )
 facilitatea de retragere numerar în cont descoperit (descoperit de cont)

 credit ipotecar
ANS:
overdraft facility mortgage bank loan
overdraft facility mortgage loan
overdraft facility mortgage
overdraft mortgage loan
overdraft mortgage
26) Traduceti in limba engleza următoarele documente bancare / financiar contabile

 extras de cont
ANS:
bank statement
bank statement of account
statement of account
statement
27) Enter the correct words to build expressions related to economics and finance. (Scrieti
numai cuvintele care lipsesc)
(Nu folositi semne de punctuatie. Lasati un singur spatiu intre
cuvinte !!!)
 A _____ debt is a loan that is not likely to be paid back.
 ___________ benefit is regularly paid by the government to people who do not have a job.
ANS: bad unemployment
Grammar: Passive Voice
Transform the following active construction into a passive construction. Insert the
adverb in brackets. Use the same tense.
(Nu folositi semne de punctuatie. Unde este cazul lasati un singur spatiu intre
cuvinte !!!)
They have opened the new conference hall (just)

The new conference hall ___ ___ ___ opened
ANS: has just been

Grammar: Passive Voice
Transform the following active construction into a passive construction. Insert the adverb
in brackets. Use the same tense.
They have sent for the doctor (already)
The doctor ___ ___ ___ sent for.
ANS: has already been
Maine-2006, p.112
In accounting the idea of income is the difference between _________ and

_________.
(Scrieţi numai cele două cuvinte -la plural-lasind o singura pauză intre ele, FARA
virgula)
ANS: revenues expenses
31) From Unit 12, The Language of Business-accounting-banking-finance, Niculescu (coord.), Ed.
Fundatiei Romania de Maine, 2006, p. 130-Business writing - LETTER OF COMPLAINT
-Complete the following business letter choosing the appropriate word or phrase from the list.
MODIFY its grammatical form where necessary. Use a word only once ( to be able to, to
run, to drop, to fail, to file, to allow, sell, to buy, to contact, to be, to pay )
(Nu folositi semne de punctuatie. Lasati un singur spatiu intre cuvinte !!!)
Dear Ms. Melrose:
The purpose of this letter is to advise you that I ___________my attorney and plan to
_________ a suit against Class Arrivals unless you drop the charges for which I have _________
billed.
ANS:
contacted file been
have contacted file been
32) Business writing- Apology for billing error -

MODIFY its grammatical form where necessary. Use standard English spelling ( to allow, to
do, to want, sell, to buy, to contact, to be, to make, to cancel, to pay )
Dear Mr. Howard
I would like to apologize for the error we _________ on our invoice DCI-987 dated June 15.
I’m _______ that invoice and re-invoicing you as follows:
12 tables @ $11,48 each $137.76
48 chairs @ $2.05 each $ 98.40
12 tablecloths @ $1.88 $ 22.56
24 5-piece place settings @ $3.24 each $ 77.76
Subtotal $336.48
Tax (4.5%) $ 15.14
______
Total $351.62
I hope this resolves the issue to your satisfaction. I look forward to ___________ business with
you in the future.
Yours sincerely,
ANS:
made cancelling doing
made canceling doing
have made cancelling doing
have made canceling doing
33) Business writing - Apology for damaged shipment -

MODIFY its grammatical form where necessary. Use standard English spelling.
( to arrive, to want, to cause, to sell, to purchase, to tell, to contact, to be able to, to be, to
make, to cancel)
Dear Mr. Boyanov
I’m sorry to learn about the damage to the sofa that you _________ from us last month. Our
driver has determined that the damage occurred in shipment (most likely from the
manufacturer’s warehouse to our store). I’ve ordered an exact replacement from the factory,
and I’ve been____________that it will take four to six weeks to get here. I’ll call you as soon as
it_____________, and we will arrange a convenient time for delivery. I am sorry for the
inconvenience this has caused you. I’ll be in touch very soon.
Sincerely,
Bob Chamberlain
Manager
ANS: purchased told arrives
34) Business writing - Collection letter-

MODIFY its form where necessary. Use standard English spelling
(to order, to cause, to sell, to purchase, to tell, invoice, to contact, to be able to, to be, to make,
to serve, to receive, to settle, present, past, to cancel, have)
Dear Mr. Boyanov
Unfortunately, we still have not ___________your $2,375.60 payment for merchandise you
purchased January 15 (invoice #4454, dated January 17). Because your account is three months
_______ due, we are now forced to add a late charge of $23.75 in accordance with our credit
policy. The new balance is $2.399.35
Please be sure to ________your account with us today. If you have difficulty paying the full
amount now, please call me today to discuss arranging a payment schedule.
Sincerely,
Bob Chamberlain
Manager
ANS:
received past settle
received over settle
35) Enter the correct words to build expressions related to accounting.
The most popular way of calculating the depreciation each year is the _______
_______ method.
(2 cuvinte-lasati un singur spatiu intre ele ! )
ANS:
straight line
straight-line
fixed installment
fixed instalment
36) From Unit 11- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.), Ed.Funaţiei
Romania de Maine-2006, p. 111-112-Accounting terminology
Enter the correct words to build expressions related to accounting.
The ___________ is a summary of the company’s trading performance, the financial movements
over the past financial year.
ANS:
profit and loss account
P&L account
income statement
profit and loss statement
37) Fill in the correct prepositions in these sentences. All are expressions which occur
frequently in business letters:
Duty has been paid _______the goods and they are not liable ____VAT
(Lasati un singur spatiu intre cele 2 prepozitii !)
ANS: on to
38) From Unit 13-section B, The language of Business: accounting-banking -finance, Niculescu (2006), Ed.
Fundatiei Romania de Maine, p. 140
Financial terms
Insert the correct word to finish the phrase or question
I haven't got enough money for lunch. Could you ________(a împrumuta) me some?
ANS: lend
39) BUSINESS COMMUNICATION-Chasing late payments-Unit 11-p. 118

Complete the following business letter choosing the appropriate word or phrase from the list
below. MODIFY its grammatical form where necessary. (remittance, to undertake, cash,
full, settle, outstanding, overpaid, to charge )- (Nu folositi semne de punctuatie sau de ordonare.
Lasati un singur spatiu intre cuvinte !!!)
Dear Mr. James
Re: Invoice 32448
I am writing to you once again regarding the above invoice, dated 11 January , for the
exhibition equipment we supplied to you. This invoice is still ___________(1). According to our
records, we have not yet received your _______(2) or a reply to our previous requests for
payment, dated 18 February and 15 March. Under the terms of our contract you _________(3)
to settle within thirty days of receipt of our invoice. Unless I receive full payment within the next
seven days, you will leave me no alternative but to put this matter into the hands of my solicitor.
Yours sincerely,
Marin Ionescu
Head of Financial Dept.
ANS:
outstanding remittance undertook
outstanding remittance have undertaken
40) BASIC ACCOUNTING TERMINOLOGY

Spell out the following abbreviation. (Use English words !!)
VAT
ANS: value added tax
41) Complete the following sentences with the appropriate word in the pair, according to the
context.
a. economic
b. economical
1. After the fall of Communism, Eastern Europe countries have been faced with
numerous...................problems.
2. His main strength consists in his........................style of writing.
3. Western countries have a sound ...................policy
(Scrieti fie numai literele SAU cuvintele potrivite lasind un singur spatiu intre ele FARA
VIRGULA !!.)
ANS:
aba
economic economical economic
42) From Unit 9-Grammar section: The Language of Business: accounting banking finance, Niculescu
(coord.) Ed. Fundatiei Romania de Maine, 2006 p. 96-97
SPEAKING & Grammar- If clause
Completati traducerea de mai jos:
Daca nu as fi fost disponibilizat acum nu trãiam din ajutorul de somaj.
If I ___ ___ laid off I wouldn’t have lived on ____ benefit now
Lasati un singur spatiu intre cuvinte !!
ANS:
hadn’t been unemployment
had not been unemployment
43) Grammar
Put the following sentences into the passive voice making all necessary changes.
They will have to adopt a different attitude.
A different attitude will have to ________by them
Lasati un singur spatiu intre cuvinte !!!

ANS: be adopted
44) From Unit 15, The Language of Business-accounting-banking-finance, Niculescu (coord.), Ed.
Fundatiei Romania de Maine, 2006, p. 157-157
Basic finance / accounting terminology
Write the missing word in the gap (use plural form)
People who buy shares in a company are called ________
(1 singur cuvint la plural !)
ANS:
shareholders
stockholders
45) Grammar
Complete the sentences with the correct prepositions
The increase ____ salaries is around 4%. Inflation now stands______6%.
(Lasati un singur spatiu intre cele 2 prepozitii ! )
ANS: in at
46) Fill in the blanks with the words or phrases from the list below. There are more words
than blanks. Change the grammatical form of the words where necessary.
(overheads; suppliers; shareholders; profits; to hire; to promote; assets; balance)
Our company has over 1000 employees on its payroll. We’re expanding and personnel is
presently ................new staff. The company’s...........including rent, electricity and heating, have
doubled this year.
Lasati un singur spatiu intre cele 2 cuvinte !!!

ANS: hiring overheads
47) From Unit 11- The Language of Business - accounting-banking-finance, Niculescu (coord.), Ed. Fundatiei
Romania de Maine, 2006, p. 111
Traduceţi in limba engleza următoarele documente financiar-contabile
 situatie financiar-contabila
(Scrieti la singular 2 cuvinte !!!)
ANS:
financial statement
operating statement
statement of financial condition
statement of financial position
48) From Unit 5-“The Language of Business: accounting-banking-finance”, Niculescu (coord.),

2006, Ed. Spiru Haret, p.49
The language of telephoning
Complete the following telephone dialogue:
Operator: Hello, Supermovers, How can I help you?
Peter: This is Peter Androne. Can I have _________ 334 please ?
( un singur cuvint !!)
ANS: extension
49) Complete the sentence below with an appropriate word

(scrieti un singur cuvant ! )
If you don’t have enough money in your account to pay your bills, you’ll have to ask for
a /an …......
ANS:
overdraft
loan
50) Complete the sentence below by inserting the right word derived from the verb in brackets.
(scrieti un singur cuvant)
The pens received before were satisfactory and we had no ... from customers. (to complain)
ANS:
complaints
complaint
51) Complete the sentence below by inserting the right word derived from the verb in
brackets.
The building society has approved their mortgage loan ... . (to apply)
(scrieti un singur cuvant !)

ANS: application
52) Complete the sentence below by inserting the right form of the verb in brackets.
(scrieti un singur cuvant)
He left university after ... a good job in a good company. (to get)
ANS: getting
53) Complete the sentence below by inserting the right form of the verb in brackets. (scrieti un
singur cuvant)
... ......systems are very important for the book keeping. (to file)
ANS: filing
54) Complete the sentence below with an appropriate word:

An organized and regulated financial market where securities (bonds, shares etc.) are
bought and sold at prices governed by the forces of demand and supply is called:
_____ _______( use singular form)
(scrieti 2 cuvinte cu un singur spatiu intre ele!!).
ANS:
stock exchange
stock market
55) (din manualul Spiru Haret 2006, Unit2, Jobs,p16)

Complete the following sentence with the correct missing word(s).
One source of job information is a newspaper ............
( un singur cuvint)
ANS:
ad
advertisement

A/ An ..... advertisement does not show the company’ s name.
( Un singur cuvint !!)

ANS: blind
57) Complete the following sentence with the correct missing word(s).
The company’s human ......... department selects the applications that it considers the
most suitable.
(scrieti un singur cuvint)

ANS:
resources
resource

Complete the following sentence with the correct missing word(s), connected with a job
search process.
The department in charge with the selection of the applications will prepare a final
____ list of candidates to be interviewed.
(un singur cuvint)
ANS: short

The candidates may have the chance to meet the employer face-to-face if they are
invited to attend a/an .........
(un singur cuvint !)
ANS: interview

If you believe in your ability to become the succesful job ......... chosen by that
company, prove it in an interview.
(un singur cuvint)
ANS:
applicant
candidate
seeker

Sending a ..... of application means your intention in getting a job or a position in a
company.
(un singur cuvint)
ANS: letter

People interested in a job or a position can ........ for it by sending first a Curriculum
Vitae.
(un singur cuvint)

ANS:
apply
try
GRILE-TIP MATCHING
Comunicare de afaceri in limba engleza 2-MFC-CIG-AN.UNIV.2008/2009
MATCHING
From Unit 10 and 14 -"The Language of Business-accounting-banking-finance, 2006. Ed. Fundatiei

Romania de Maine, p. 100 and 145 as well as from Unit..."Engleza de Afaceri" Fulvia Turcu, 1991, Ed.
Uranus, p.
Match the following statement of a potential customer to the most appropriate financial
service needed. The first one has been done for you (select one):
“I want to send $1500 to my son in Tokyo as quickly as possible”............Swift transfer
BANK TERMINOLOGY
1 insurance policy
2 mortgage loan
3 business loan
4 checking (current) account
5 treasury bonds
1) “I want to invest in safe securities"

2) “I want to guard my house against damage”
3) “I’d like to open an account that enables me to make withdrawals or payments against
deposited funds
4) “I’d like to buy a new house”
5) “I’d like to buy equipment for the new premises”
1) ANS: 5
2) ANS: 1
3) ANS: 4
4) ANS: 2
5) ANS: 3
From Unit 10 and 13 -"The Language of Business-accounting-banking-finance, Niculescu (coord), Ed.

Fundatiei Romania de Maine, 2006, p. 100; 138 as well as from Unit..."Engleza de Afaceri" Fulvia Turcu,
1991, Ed. Uranus, p.
BANK TERMINOLOGY
Match the verbs and nouns to form common banking collocations (word
partnerships)
1 withdraw 4 pay
2 open 5 make
3 key in
6) bills
7) a deposit
8) a PIN number
9) cash
10) an account
6) ANS: 4
7) ANS: 5
8) ANS: 3
9) ANS: 1
10) ANS: 2
From Unit 11 The Language of Business: accounting-banking-finance, Niculescu (coord), Ed. Fundatiei
Balance Sheet Entries
Here are a number of essential business entries used on a balance sheet. Use the words listed
below to decide which type of entry fits the definition.
1 equity 4 depreciation
2 overheads 5 fixed assets
3 liabilities
11) Non-changing costs such as rent, lighting, heating, etc.

12) A gradual loss in value (of equipment or other assets ) over time.
13) The asset value that actually belongs to the owner or the monetary value of a business beyond
any amounts owed on it in mortgages, claims, etc.
14) Costs and money owed.
15) Property, equipment currently owned and not intended for sale.
11) ANS: 2
12) ANS: 4
13) ANS: 1
14) ANS: 3
15) ANS: 5
Reading comprehension: Basic Business Issues

Match the first part of the sentences with the right endings.
1 it makes borrowing easier 4 governments expect something in return

2 people tend not to save 5 you don’t pay income tax
3 it looses market share 6 people are more productive
16) If they work in pleasant surroundings

17) If they give aid
18) If you have an offshore bank account
19) If inflation is high
20) If a company doesn’t advertise
21) If the government lowers interest rates
16) ANS: 6
17) ANS: 4
18) ANS: 5
19) ANS: 2
20) ANS: 3
21) ANS: 1
From Unit 2 -Jobs- The Language of Business: accounting-banking-finance, Niculescu (coord), Ed.
Fundatiei Romania de Maine, 2006, p. 21
Match the form of revenue with the right recipient
1 laid off employee 4 financial adviser

2 shareholders 5 blue-collar worker
3 sales representative
22) commission
23) wages
24) fees
25) redundancy pay
26) dividend
22) ANS: 3
23) ANS: 5
24) ANS: 4
25) ANS: 1
26) ANS: 2
From Unit 8 - The Language of Business: accounting-banking-finance, Niculescu (coord), Ed. Fundatiei
Romania de Maine, 2006, p. 85-86
BUSINESS WRITING
Match the opening and closing greetings.
1 Yours sincerely / Kind Regards 3 Yours faithfully

2 Take care / Best wishes / All the best
27) Dear Sirs / Dear Sir or Madam /Ladies and Gentlemen

28) Hi Susan / Dear Robert and Mary
29) Dear Mrs. Jones / Dear Mr. Smith
27) ANS: 3
28) ANS: 2
29) ANS: 1
Romania de Maine, 2006
Essential Business Entries
Here is a list of 5 cost items. Categorize them according to the headings given below.
1 leasing of computers 4 mortgage payments
2 books, newspapers 5 salaries
3 heating, water, gas and electricity bills
30) employee costs

31) property
32) overheads
33) equipment
34) miscellaneous costs
30) ANS: 5
31) ANS: 4
32) ANS: 3
33) ANS: 1
34) ANS: 2
Basic accounting/bank terminology

Complete the gap in the following sentence with a suitable verb.
1 lend 4 save
2 borrow 5 earn
3 owe
35) The bank manager refused to ..............us the mony we needed. She said that our accounting
system was too disorganised.
36) I have really done well since I moved to Bucharest. I ............more than 2000 Ron per month
and I have a company car.
37) We’ve decided to move to a new office to................money. The place we rent at the moment is
too expensive.
38) I still .......the bank $3800. I don’t know when I’ll be able to pay it back.
39) I’m going to _________some money from my friends so I can buy a brand new Toyota.
35) ANS: 1
36) ANS: 5
37) ANS: 4
38) ANS: 3
39) ANS: 2
Match the English words on the left to their opposites on the right.
1 LOSS 3 RISE
2 WEAKEN 4 DOUBLE
40) FALL
41) PROFIT
42) HALVE
43) STRENGTHEN
40) ANS: 3
41) ANS: 1
42) ANS: 4
43) ANS: 2
Match the English words on the left to their Romanian equivalents on the right.
1 a se ameliora 4 constant
2 tendinta 5 radical
3 usor
44) steady
45) improve
46) slightly
47) drastically
48) trend
44) ANS: 4
45) ANS: 1
46) ANS: 3
47) ANS: 5
48) ANS: 2
1 produse finite 4 pasive

2 bilant 5 cheltuieli de exploatare
3 lucrare in curs
49) balance sheet

50) liabilities
51) operating expenses
52) finished goods
53) work-in-progress
49) ANS: 2
50) ANS: 4
51) ANS: 5
52) ANS: 1
53) ANS: 3
1 flux de numerar 4 devalorizare, amortizare

2 taxe/contributii sociale 5 cheltuieli administrative
3 a prezenta (spre evaluare) un bilant
54) submit a balance sheet

55) overheads
56) depreciation
57) social security charges
58) cash flow
54) ANS: 3
55) ANS: 5
56) ANS: 4
57) ANS: 2
58) ANS: 1
1 productivitate 4 venituri
2 preluare 5 castiguri din operatiuni de capital
3 obligatiune negarantata 6 cotatie
59) debenture
60) quotation
61) takeover
62) capital gains
63) earnings
64) yield
59) ANS: 3
60) ANS: 6
61) ANS: 2
62) ANS: 5
63) ANS: 4
64) ANS: 1
Match the job with the job description:
1 bank manager 4 auditor

2 accountant 5 management consultant
3 civil engineer
65) We examine and (usually) approve a company’s financial records.

66) I specialise in advising on management reporting systems.
67) We are always ready to discuss lending possibilities with our clients.
68) I draw up and check financial statements, calculate tax, and the unit cost of products.
69) We built bridges
65) ANS: 4
66) ANS: 5
67) ANS: 1
68) ANS: 2
69) ANS: 3
Match the job with the job description:
1 Bank teller 4 General practitioner

2 Receptionist 5 Sales representative
3 Bookkeeper
70) I visit all my clients four or five times a year to tell them about our latest products.
71) I have about 500 patients on my list.
72) I welcome and deal with people arriving in the office building.
73) I obtain and record financial records.
74) I receive and pay money in a bank.
70) ANS: 5
71) ANS: 4
72) ANS: 2
73) ANS: 3
74) ANS: 1
Match the revenue with the right recipient
1 commission 4 fees
2 wage(s) 5 royalty
3 salary
75) financial adviser

76) white-collar worker
77) sales representative
78) blue-collar worker
79) author
75) ANS: 4
76) ANS: 3
77) ANS: 1
78) ANS: 2
79) ANS: 5
Match the following basic accounting terms with their definition:
1 detailed listing of all accounts of an 3 recording the past growth or decline of

organization. the business, analyzing these results
and suggesting the ways in which the
business may grow in the future.
2 a record of the money that a business 4 a register where purchases are recorded.
receives or pays out.
80) account
81) accounting
82) ledger
83) purchase book
80) ANS: 2
81) ANS: 3
82) ANS: 1
83) ANS: 4
Match the following basic accounting concepts with their definition:

1 money owed to minority shareholders 3 the percentage a bank pays to
in the company’s subsidiaries and depositors for the amount in deposit.
associated companies.
2 receipts from sales or payments of 4 money that is not paid out to shareholders
interest and dividends. as dividend, but reinvested in the
company.
84) INCOME
85) INTEREST RATE
86) MINORITY INTERESTS
87) RETAINED PROFITS
84) ANS: 2
85) ANS: 3
86) ANS: 1
87) ANS: 4
Match the following basic accounting concepts with their definition:
1 balance sheet 3 trial balance

2 profit and loss account 4 cash flow statement
88) is the test that determines whether the total of debits equals the total of credits.
89) shows what the business owns and what it owes to its creditors and to its owners on the last day
of the accounting period.
90) summarizes the profitability of the company by balancing revenue against expenses
91) It is a historic view of the flows of cash into and out of the business.
88) ANS: 3
89) ANS: 1
90) ANS: 2
91) ANS: 4
Match each comment with a suitable reply:
1 Oh dear! Nothing serious I hope. 3 Congratulations!

2 That’s all right. We haven’t started yet. 4 I’m sorry. Bad luck!
92) We’ve just won that large contract with ICI.

93) Our sales manager is in hospital.
94) Bad news! They say they might have to make me redundant.
95) I’m sorry I’m late.
92) ANS: 3
93) ANS: 1
94) ANS: 4
95) ANS: 2
Match the filing system with its description:
1 In a consecutive filing system, 3 In a chronological filing system,

2 In an alphabetical filing system,
96) all information is filed in ABC order.

97) all information is filed by date.
98) all information is filed by number.
96) ANS: 2
97) ANS: 3
98) ANS: 1
Match the word with its definition:
1 Shareholder 3 Bond
2 Broker
99) An agent who is employed by his/her principal to buy/sell his/her goods or services.
100) A formal document acknowledging the existence of a debt.
101) A holder of one or more shares in a company.
99) ANS: 2
100) ANS: 3
101) ANS: 1
From Unit 8, The Language of Business: Accounting-Banking-Finance, Niculescu (coord.)p. 77-79

Match these terms with their definitions.
1 business entities 4 delayering

2 outsourcing 5 customer-centric approach
3 supplier
102) Someone whose business is to provide a particular service or commodity.
103) companies.
104) Reduction of (middle management) levels: the process of simplifying the structure of an
organization to make it more efficient.
105) Getting external companies to do work for your company.
106) A business model organized around the needs of the customer.
102) ANS: 3
103) ANS: 1
104) ANS: 4
105) ANS: 2
106) ANS: 5
Basic terms used in accounting
Match up the accounting words and phrases with the correct definitions.
1 creative accounting / window dressing 4 managerial accounting
2 financial accounting 5 auditing
3 book-keeping
107) daily recording of financial information.

108) an official examination of a company’s financial records in order to check that they are correct.
109) prepairing budgets and other financial reports for decision-makers.
110) the process of using unusual but not illegal ways to change business accounts to make them look
better than they really are.
111) the design and maintenance of the accounting system.
107) ANS: 3
108) ANS: 5
109) ANS: 4
110) ANS: 1
111) ANS: 2

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GRILE A/F

MFC-CIG: Comunicare de afaceri in limba engleza 2-2008/2009

Financial accounting reports may provide information concerning future

Financial accounting is less constrained than the management accounting.

Accounting is the daily recording of financial information while bookkeeping is the

The Board of Directors is appointed by the Managing Director (MD).

22) In an alphabetical filing system, all information is filed in ABC order.

26) Chronological filing means to file documents by date

28) Rent is what you pay to shareholders.

29) Creditors are people who owe you money.

Inventory is a synonym for stock.

31) The opposite of a loss is a profit.

32) The average is the total amount of something.

33) An auditor is a person who keeps accounts.

34) Fixed assets is a synonym for tangible assets.

35) Pre/tax profits are the same as net profits.

37) A reply to an order is meant to acknowledge the receipt of the purchase

38) Letters of complaint must to be accurate, clear and concise.

39) A Letter of order is a company’s reply to a claim and complaint letter.

40) A supplier must not reply to a customer’s letter of order.

42) (din manualul Spiru Haret 2006, Unit2, Jobs, p17)

43) (din manualul Spiru Haret 2006, Unit2, Jobs, p17)

44) (din manualul Spiru Haret 2006, Unit2, Jobs, p18)

45) (din manualul Spiru Haret 2006, Unit2, Jobs, p17)

46) (din manualul Spiru Haret 2006, Unit2, Jobs, p16)

47) (din manualul Spiru Haret 2006, Unit2, Jobs, p19)

48) Silicon Valley is full of software companies.

A receive commodities C are making a loan to the company

4) From Unit 15- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.),

5) From Unit 13-section B- The Language of Business : Accounting-Banking-Finance, Ed. Fundatiei

A BREAK UP D BREAK OUT

8) From Unit 14- The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania

9) From Unit 11- The Language of Business : Accounting-Banking-Finance, Niculescu (coord.),

We use "Yours sincerely" at the end of a letter if we...

13) From Unit 14 The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de

A to fail to pay money C to meet one’s payment obligations

Basic Accounting Terminology:

16) From Unit 13-The Language of Business : Accounting-Banking-Finance, Niculescu (coord.),

A be equal to C be greater than

20) From - The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de Maine-2006,

22) From - The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de Maine-2006,

24) READING COMPREHENSION

A A reduction in both administrative and teaching salaries

26) General Business English terms

27) From - The Language of Business : Accounting-Banking-Finance, Ed.Fundatiei Romania de Maine-2006,

A small denomination coins

30) Business English writing-

31) Reading comprehension & Grammar

33) Business English writing

A write out C write down

We use "Yours faithfully" at the end of a letter if we...

A bonuses D cash discounts

A debt, which have C debt which has

41) Grammar: Sequence of tenses

A Fall slight D fell slightly

A Secretary : minutes D President : chairman

A rise in customs duties C fall in the exchange rate of the Romanian

46) Reading comprehension-Logical thinking

A Income would tend to gradually increase C Income would tend to fall

47) What can you bring forward?

48) What can you call off?

49) What can you put through?

Assets = +__