A WISE CONSUMER is able to spot spending straps,avoid impulsive
buying and able to get the best value for the least amount of money. A wise consumer: Makes a list and stick with it. - Shopping with a list decrease the chance of impulsive buying as it allows you to shop within limited aisles and stores as you know what you need. Avoid shopping on pay-day. - This will further your cash throughout the week without allowing unnecessary purchases you have made purely because you have the money. Pay in cash. - When paying in cash only take the amount of money you need, if you have a list you should be able to work out the cost of each item. Avoid temptation. - Don’t window shop or browse, this includes online. Limit a purchase to 3 things when you are with your friends. - Don’t buy just because of their encouragement.