20-03-2021

Quote No : qajt1al6yuyj9

Benefit Illustration for HDFC Life Sanchay Par Advantage

This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Sanchay Par Advantage

Age is taken as on last birthday Proposal No:

Name of the Prospect /Policy holder: hg Name of the Product: HDFC Life Sanchay Par Advantage
Age: 21 A Non-Linked, Participating,
Tag Line:
Life Insurance Plan
Name of the Life Assured: hg
Unique Identification No: 101N136V01
Age: 21
GST Rate: 4.5% for first year
Policy Term 79 year(s)
2.25% second year onwards
Premium Payment Term: 10 year(s)
Amount of Installment Premium(Without GST): 50000
Mode of Payment of Premium: Annual
Mode of Payment of Survival Benefit: Annual

How to read and understand this benefit illustration?

This benefit illustration is intended to show year wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.

"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details
Policy Option Deferred Income Sum Assured Rs. 5,00,000

Sum Assured on Death (at inception

Bonus Type Cash Bonus 6,70,000
of the policy) Rs.

Premium Summary
Base CI IB Total Installment
PP Rider (PAC) PP Rider (ADC) PP Rider (CC)
Plan Rider Rider Premium

Instalment Premium without GST 50,000 0 0 0 0 0 50,000

Instalment Premium with First Year GST 52,250 0 0 0 0 0 52,250

Instalment Premium with GST 2nd Year
51,125 0 0 0 0 0 51,125
Onwards
 (Amounts in Rupees.)
Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, if incl TB, if incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
any, @ any, @ if any, @ if any, @
any, @ any, @
4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 50,000 0 0 0 6,70,000 0 0 0 0 0 0 0 0 0 6,70,000 6,70,000 0 0

2 50,000 0 0 30,000 6,70,000 0 0 0 5,000 0 0 5,000 0 0 6,70,000 6,70,000 35,000 35,000

3 50,000 0 0 52,500 6,70,000 0 0 0 7,500 0 0 7,500 0 0 6,70,000 6,70,000 60,000 60,000

4 50,000 0 0 1,00,000 6,70,000 0 0 0 20,000 0 0 20,000 0 0 6,70,000 6,70,000 1,20,000 1,20,000

5 50,000 0 0 1,25,000 6,70,000 0 0 0 25,000 0 0 25,000 0 0 6,70,000 6,70,000 1,50,000 1,50,000

6 50,000 0 0 1,50,000 6,70,000 0 0 0 30,000 0 0 43,000 0 0 6,70,000 6,70,000 1,80,000 1,93,000

7 50,000 0 0 1,75,000 6,70,000 0 0 0 57,000 0 0 93,500 0 0 6,70,000 6,70,000 2,32,000 2,68,500

8 50,000 0 0 2,60,000 6,70,000 0 0 0 45,000 0 0 1,00,500 0 0 6,70,000 6,70,000 3,05,000 3,60,500

9 50,000 0 0 3,15,000 6,70,000 0 0 0 74,000 0 0 1,55,000 0 0 6,70,000 6,70,000 3,89,000 4,70,000

10 50,000 0 0 3,75,000 6,70,000 0 0 0 1,10,000 0 0 2,24,000 0 0 6,70,000 6,70,000 4,85,000 5,99,000

11 0 0 0 4,00,000 6,70,000 0 0 0 1,03,000 0 0 2,45,500 0 0 6,70,000 6,70,000 5,03,000 6,45,500

12 0 0 20,000 4,50,000 6,70,000 0 0 750 74,000 0 30,000 2,50,500 0 0 6,70,000 6,70,000 5,24,000 7,00,500

13 0 0 20,000 4,50,000 6,70,000 0 0 750 94,500 0 30,000 3,02,500 0 0 6,70,000 6,70,000 5,44,500 7,52,500

14 0 0 20,000 4,50,000 6,70,000 0 0 750 1,15,000 0 30,000 3,55,000 0 0 6,70,000 6,70,000 5,65,000 8,05,000

15 0 0 20,000 4,50,000 6,70,000 0 0 750 1,36,000 0 30,000 4,07,500 0 0 6,70,000 6,70,000 5,86,000 8,57,500

16 0 0 20,000 4,50,000 6,70,000 0 0 750 1,84,000 0 30,000 4,96,500 0 0 6,70,000 6,97,000 6,34,000 9,46,500
17 0 0 20,000 4,50,000 6,70,000 0 0 750 2,04,500 0 30,000 5,49,500 0 0 6,70,000 7,00,000 6,54,500 9,99,500

18 0 0 20,000 4,50,000 6,70,000 0 0 750 2,25,000 0 30,000 6,02,500 0 0 6,70,000 7,03,000 6,75,000 10,52,500

19 0 0 20,000 4,50,000 6,70,000 0 0 750 2,45,000 0 30,000 6,55,500 0 0 6,70,000 7,06,000 6,95,000 11,05,500

20 0 0 20,000 4,50,000 6,70,000 0 0 750 2,65,500 0 30,000 7,09,000 0 0 6,70,000 7,09,500 7,15,500 11,59,000

21 0 0 20,000 4,50,000 6,70,000 0 0 750 2,85,500 0 30,000 7,13,000 0 0 6,70,000 7,13,000 7,35,500 11,63,000
22 0 0 20,000 4,50,000 6,70,000 0 0 750 3,05,500 0 30,000 7,16,500 0 0 6,70,000 7,17,000 7,55,500 11,66,500

23 0 0 20,000 4,50,000 6,70,000 0 0 750 3,25,000 0 30,000 7,20,500 0 0 6,70,000 7,21,000 7,75,000 11,70,500

24 0 0 20,000 4,50,000 6,70,000 0 0 750 3,45,000 0 30,000 7,25,000 0 0 6,70,000 7,25,500 7,95,000 11,75,000

25 0 0 20,000 4,50,000 6,70,000 0 0 750 3,64,500 0 30,000 7,29,500 0 0 6,70,000 7,30,000 8,14,500 11,79,500

26 0 0 20,000 4,50,000 6,70,000 0 0 750 3,83,500 0 30,000 7,34,000 0 0 6,70,000 7,34,500 8,33,500 11,84,000

27 0 0 20,000 4,50,000 6,70,000 0 0 750 4,03,000 0 30,000 7,39,000 0 0 6,70,000 7,40,000 8,53,000 11,89,000
28 0 0 20,000 4,50,000 6,70,000 0 0 750 4,22,000 0 30,000 7,44,500 0 0 6,70,000 7,45,000 8,72,000 11,94,500

29 0 0 20,000 4,50,000 6,70,000 0 0 750 4,40,500 0 30,000 7,50,000 0 0 6,70,000 7,51,000 8,90,500 12,00,000

30 0 0 20,000 4,50,000 6,70,000 0 0 750 4,59,000 0 30,000 7,56,000 0 0 6,70,000 7,57,000 9,09,000 12,06,000

31 0 0 20,000 4,50,000 6,70,000 0 0 750 4,77,000 0 30,000 7,62,500 0 0 6,70,000 7,63,000 9,27,000 12,12,500

32 0 0 20,000 4,50,000 6,70,000 0 0 750 4,95,000 0 30,000 7,69,000 0 0 6,70,000 7,70,000 9,45,000 12,19,000
33 0 0 20,000 4,50,000 6,70,000 0 0 750 5,06,000 0 30,000 7,76,000 0 0 6,70,000 7,77,000 9,56,000 12,26,000

34 0 0 20,000 4,50,000 6,70,000 0 0 750 5,02,500 0 30,000 7,83,500 0 0 6,70,000 7,84,500 9,52,500 12,33,500

35 0 0 20,000 4,50,000 6,70,000 0 0 750 4,98,500 0 30,000 7,91,000 0 0 6,70,000 7,92,000 9,48,500 12,41,000

36 0 0 20,000 4,50,000 6,70,000 0 0 750 4,94,000 0 30,000 7,99,500 0 0 6,70,000 8,00,500 9,44,000 12,49,500

37 0 0 0 4,50,000 6,70,000 0 0 1,250 5,08,000 0 50,000 8,08,000 0 0 6,70,000 8,09,500 9,58,000 12,58,000

38 0 0 0 4,50,000 6,70,000 0 0 1,250 5,22,000 0 50,000 8,15,000 0 0 6,70,000 8,16,000 9,72,000 12,65,000
39 0 0 0 4,50,000 6,70,000 0 0 1,250 5,36,000 0 50,000 8,22,500 0 0 6,70,000 8,23,500 9,86,000 12,72,500

40 0 0 0 4,50,000 6,70,000 0 0 1,250 5,51,000 0 50,000 8,30,000 0 0 6,70,000 8,31,000 10,01,000 12,80,000

41 0 0 0 4,50,000 6,70,000 0 0 1,250 5,66,000 0 50,000 8,38,000 0 0 6,70,000 8,39,000 10,16,000 12,88,000

42 0 0 0 4,50,000 6,70,000 0 0 1,250 5,81,500 0 50,000 8,46,000 0 0 6,70,000 8,47,500 10,31,500 12,96,000

43 0 0 0 4,50,000 6,70,000 0 0 1,250 5,97,500 0 50,000 8,54,500 0 0 6,70,000 8,56,000 10,47,500 13,04,500
44 0 0 0 4,50,000 6,70,000 0 0 1,250 6,14,000 0 50,000 8,63,500 0 0 6,70,000 8,65,500 10,64,000 13,13,500

45 0 0 0 4,50,000 6,70,000 0 0 1,250 6,31,000 0 50,000 8,73,000 0 0 6,70,000 8,75,000 10,81,000 13,23,000

46 0 0 0 4,50,000 6,70,000 0 0 1,250 6,48,500 0 50,000 8,83,000 0 0 6,70,000 8,85,000 10,98,500 13,33,000

47 0 0 0 4,50,000 6,70,000 0 0 1,250 6,66,500 0 50,000 8,93,000 0 0 6,70,000 8,95,000 11,16,500 13,43,000

48 0 0 0 4,50,000 6,70,000 0 0 1,250 6,84,500 0 50,000 9,03,500 0 0 6,86,500 9,06,000 11,34,500 13,53,500

49 0 0 0 4,50,000 6,70,000 0 0 1,250 7,03,000 0 50,000 9,15,000 0 0 7,05,500 9,17,000 11,53,000 13,65,000
50 0 0 0 4,50,000 6,70,000 0 0 1,250 7,21,500 0 50,000 9,26,500 0 0 7,24,000 9,28,500 11,71,500 13,76,500

51 0 0 0 4,50,000 6,70,000 0 0 1,250 7,40,500 0 50,000 9,38,000 0 0 7,43,000 9,41,000 11,90,500 13,88,000
 Total Benefits
Non Guaranteed Non-Guaranteed including Guaranteed and Non-Guaranteed Benefits
Guaranteed Benefits
Benefits @ 4% p.a. Benefits @ 8% p.a.
Maturity Benefit Death Benefit Surrender Benefit

Total Total
Single / Total Total Total Total
Policy Death Death
Annualized Maturity Maturity Surrender Surrender
Year Benefit Benefit
Premium Benefit, Benefit, Benefit Benefit
Survival Surrender Death Maturity Cash Surrender Cash Surrender incl of incl of
GA RB RB incl TB, if incl TB, if incl of TB, incl of TB,
Benefit Benefit# Benefit Benefit Bonus Benefit# Bonus Benefit# TB, if TB, if
any, @ any, @ if any, @ if any, @
any, @ any, @
4% 8% 4% 8%
4% 8%
(7+TB) (7+TB) (5+10) (5+13)
(6+TB) (6+TB)

52 0 0 0 4,50,000 6,70,000 0 0 1,250 7,60,000 0 50,000 9,50,500 0 0 7,62,500 9,53,500 12,10,000 14,00,500

53 0 0 0 4,50,000 6,70,000 0 0 1,250 7,79,500 0 50,000 9,63,500 0 0 7,82,000 9,66,500 12,29,500 14,13,500

54 0 0 0 4,50,000 6,70,000 0 0 1,250 7,99,000 0 50,000 9,76,500 0 0 8,02,000 9,79,500 12,49,000 14,26,500

55 0 0 0 4,50,000 6,70,000 0 0 1,250 8,18,500 0 50,000 9,90,500 0 0 8,22,000 9,93,500 12,68,500 14,40,500

56 0 0 0 4,50,000 6,70,000 0 0 1,250 8,38,500 0 50,000 10,04,500 0 0 8,42,000 10,08,000 12,88,500 14,54,500
57 0 0 0 4,50,000 6,70,000 0 0 1,250 8,58,500 0 50,000 10,19,000 0 0 8,62,500 10,22,500 13,08,500 14,69,000

58 0 0 0 4,50,000 6,70,000 0 0 1,250 8,78,500 0 50,000 10,34,000 0 0 8,82,500 10,38,000 13,28,500 14,84,000

59 0 0 0 4,50,000 6,70,000 0 0 1,250 8,98,500 0 50,000 10,49,500 0 0 9,03,000 10,53,500 13,48,500 14,99,500

60 0 0 0 4,50,000 6,70,000 0 0 1,250 9,18,500 0 50,000 10,65,000 0 0 9,23,500 10,69,500 13,68,500 15,15,000

61 0 0 0 4,50,000 6,70,000 0 0 1,250 9,38,500 0 50,000 10,81,500 0 0 9,43,500 10,86,000 13,88,500 15,31,500
62 0 0 0 4,50,000 6,70,000 0 0 1,250 9,58,500 0 50,000 10,97,500 0 0 9,63,500 11,03,000 14,08,500 15,47,500

63 0 0 0 4,50,000 6,70,000 0 0 1,250 9,78,000 0 50,000 11,14,500 0 0 9,83,500 11,20,000 14,28,000 15,64,500

64 0 0 0 4,50,000 6,70,000 0 0 1,250 9,97,500 0 50,000 11,31,500 0 0 10,03,000 11,37,500 14,47,500 15,81,500

65 0 0 0 4,50,000 6,70,000 0 0 1,250 10,16,000 0 50,000 11,49,000 0 0 10,22,500 11,55,000 14,66,000 15,99,000

66 0 0 0 4,50,000 6,70,000 0 0 1,250 10,34,500 0 50,000 11,66,500 0 0 10,41,500 11,73,000 14,84,500 16,16,500

67 0 0 0 4,50,000 6,70,000 0 0 1,250 10,52,500 0 50,000 11,84,000 0 0 10,59,500 11,91,000 15,02,500 16,34,000
68 0 0 0 4,50,000 6,70,000 0 0 1,250 10,69,500 0 50,000 12,01,500 0 0 10,77,500 12,09,000 15,19,500 16,51,500

69 0 0 0 4,50,000 6,70,000 0 0 1,250 10,86,000 0 50,000 12,19,000 0 0 10,94,500 12,27,000 15,36,000 16,69,000

70 0 0 0 4,50,000 6,70,000 0 0 1,250 11,02,000 0 50,000 12,36,000 0 0 11,10,500 12,45,000 15,52,000 16,86,000

71 0 0 0 4,50,000 6,70,000 0 0 1,250 11,16,500 0 50,000 12,53,000 0 0 11,25,500 12,62,500 15,66,500 17,03,000

72 0 0 0 4,50,000 6,70,000 0 0 1,250 11,30,000 0 50,000 12,70,000 0 0 11,39,500 12,79,500 15,80,000 17,20,000
73 0 0 0 4,50,000 6,70,000 0 0 1,250 11,42,000 0 50,000 12,86,000 0 0 11,52,000 12,96,500 15,92,000 17,36,000

74 0 0 0 4,50,000 6,70,000 0 0 1,250 11,52,500 0 50,000 13,01,500 0 0 11,63,500 13,12,500 16,02,500 17,51,500

75 0 0 0 4,50,000 6,70,000 0 0 1,250 11,61,500 0 50,000 13,16,000 0 0 11,73,000 13,27,500 16,11,500 17,66,000

76 0 0 0 4,50,000 6,70,000 0 0 1,250 11,68,500 0 50,000 13,29,000 0 0 11,81,000 13,41,500 16,18,500 17,79,000

77 0 0 0 4,50,000 6,70,000 0 0 1,250 11,73,000 0 50,000 13,41,000 0 0 11,86,500 13,54,500 16,23,000 17,91,000

78 0 0 0 4,50,000 6,70,000 0 0 1,250 11,75,500 0 50,000 13,51,500 0 0 11,90,000 13,66,000 16,25,500 18,01,500
79 0 0 0 0 6,70,000 5,00,000 0 1,250 0 0 50,000 0 11,64,000 13,34,000 12,53,500 14,47,500 0 0

Notes:
1. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales
Literature for explanation of terms used in this illustration.
2. The survival benefits are payable at the end of the policy year. Upon payment at Maturity(Last Payout), the policy terminates and no further benefits become payable.
3. The death benefits shown above are at the end of the year. Upon payment, of death benefit the policy terminates and no further benefit is payable.
4. The surrender benefits shown above are at the end of the year. Upon payment of surrender benefit, the policy terminates and no further benefit becomes payable.
5. The Premium and the Sum Assured on Maturity stated above is based on the information provided. They may vary as a result of underwriting.
6. Any statutory levy or charges (such as Goods and Service tax) including any indirect tax may be charged to the Policyholder either now or in future by the company and such
amount so charged shall become due and payable and shall be subject to the same terms and conditions as applicable to payment of premium.
7. RB - Reversionary Bonus, TB - Terminal Bonus, GA - Guaranteed Additions
#In case cash bonuses have been paid out, the same (alongwith Guaranteed survival benefit) shall be deducted from the Surrender Values indicated, at the time of pay
out.

I SUSHANT KUMAR, have explained the premiums charges and benefits under the I hg ,having received the information with respect to the above, have understood
product fully to the prospect / policy holder. the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".