estate assets or unclaimed property. It most commonly occurs when an individual die with no will and no heirs. Escheat rights can also be granted when assets are unclaimed for a prolonged period of time. 2 RECEIVERSHIP It is a situation in which an institution or enterprise is held by a receiver—a person "placed in the custodial responsibility for the property of others, including tangible and intangible assets and rights"—especially in cases where a company cannot meet its financial obligations and is said to be insolvent. 3 INSURANCE It is a cooperative engaged in the COOPERATIVE business of insuring life and poverty of cooperatives and their members. 4 MOBILIZATION It is the action of bringing resources into use for a particular purpose. 5 CEILING It is the maximum permitted level in a financial transaction. The term can be applied to a variety of factors, such as interest rates, loan balances, amortization periods, and purchase prices. 6 DEPUTIZE In law, the term is almost always restricted to the substitution of a person appointed to act for an officer of the law. 7 LIQUIDITY It means how quickly you can get your hands on your cash. In simpler terms, liquidity is to get your money whenever you need it. 8 STABILIZATION It is a fund maintained by a FUND government to control the foreign exchange quotation of its currency. 9 SEQUESTER It means to take legal possession of assets until a debt has been paid or other claims have been met. 10 REFERENDUM It is a direct and universal vote in which an entire electorate is invited to vote on a particular proposal and can have nationwide or local forms. This may result in the adoption of a new policy or specific law.