SYNOPSIS

NAME OF THE STUDENT: PRAVEEN KUMAR N

USN NUMBER: 1NZ19MBA16

SPECIALIZATION: FINANCE

SECTION: A

NAME OF THE INTERNAL GUIDE: LOKESH SIR

EMAILID: praveennarasimha22@gmail.com

PHONE NUMBER: 9740235938

TITLE OF THE PROJECT: MERGER AND AQUISTION IN BANKING SECTOR

PROBLEM STATEMENT: Competition, liquidity, profitability,customer satisfaction compared to

other banks and also entry of foreign banks made our Indian banks less effective .

In this study we will know how mergers and acquisitions helped Indian banking sector to uphold their
name in the country and overcome the problem stated above.

JUSTIFICATION OF THE TOPIC CHOSEN: MERGERS and ACQUISTIONS in Indian banking

sector has helped many of the banks to regain its position and fame among the customers we will go
through this through examples

1. Union bank of india and Sikkim bank

2. HDFC bank and times bank
3. ICICI bank and bank of Madura

OBJECTIVES AND SCOPE OF THE STUDY:

1. To understand the purpose of mergers and acquisitions

2. To know about the benefits of mergers and acquisitions
3. To examine the effects of merger
4. To study the recommendations of expertise
5. To recognize banking awareness regarding mergers and acquisitions.

METHODOLOGY

 Sample Size : period of last five financial years

 Sample method : primary data – qualitative research method

 Tools of analysis: five years financial data , bar graphs ,tables

LIKELY FINDINGS AND SUGGESTIONS

It stressed on the use of  merger of banks, to enhance size as well as operational strength for each of the
banks.

• It made a recommendation for the merger of the large banks in India, with an attempt to make them
stronger, so they stand mighty fine in international trade.

• It recommended speeding up of computerization in the Public Sector Banks.

• It established that the legal framework must be strengthened, in order to aim for credit recovery.

• It suggested that there be 2 to 3 banks in India that be oriented internationally, 8-10 national banks
and a vast network of local banks to help the system reach the remote corners of India.

• It lay stressed that bank mergers must take place among entities of similar size. This implies that weak
banks merge with the weak ones while large banks with the larger and competitive ones.

• It also suggested the confinement of local banking network to the boundaries of states or a few
districts