Application

3. Write a letter to a bank manager asking for a loan for your small handicraft business.

01 May 2021

The Manager
Exim Bank Ltd.
Khatunganj
Chattogram.

Subject: Application for a loan for a small handicraft business.

Sir,
With due respect, I am a current account holder of your branch for more than five years. 1
have a good record of transactions with your bank. I have a small handicraft business factory.
To enrich this factory, a loan of 10 lac is required for the purposes of buying different
instruments. 1 have enclosed my bank statement, Land papers & other necessary document
with this loan application.

Therefore, I pray & hope that you would be kind enough to sanction the loan and oblige
thereby.

Sincerely yours
............................................
Md. Azimuddin
Account No: 10125136521
Enclosures:
 Solvency Certificate
 Bank Statement
 Land Papers
 Trade License
 NID Card Photocopy

Journey To Success ASP DAS

4. Write a letter to a client whose application for home loan in rejected.
Reference: BDBL/AGB/2019/100
Date: 01 May 2021
Mr. Jamal Uddin
103, Dhanmondi R/A
Dhanmondi, Dhaka
Subject: Letter to inform the rejection of home loan application.
Dear Sir,
We are very happy to receive your application for home loan. But we are sorry to inform you
that we are unable to sanction the loan due to the following reasons:
1. CIB report is not satisfactory.
2. Your income & transaction is insufficient.
3. Land papers & documents are insufficient.
4. Bank statement is not satisfactory.
You may provide additional documents for the reconsideration of the home loan application.
Therefore, we are sorry that we are unable to sanction the loan & oblige thereby.

Sincerely yours
Atikul Islam Bijoy
PO & Loan Sanction Officer
Bangladesh Development Bank Ltd.
Dhanmondi Branch
Dhaka