Example 1

PV = 1,000
r= 0.05
n= 10 years

FV =? FV = PV * (1+r)^n
= 1000 * (1+0.05)^10
1,628.89

Example 2

FV = 20,000
r= 8% p.a.
n= 15 years

PV =? PV = FV / (1+r)^n
= 20000/ (1+0.08)^15
6,304.83

Example 3

PMT 10,000 per quarter

interest rate= 12% compunded quaterly
no. of years = 10 years

FVA =?
per period interest rate = r = 0.12/4 = 0.03
no. of payment periods = n = 10 * 4 = 40 periods

FVA = PMT * { (1+r)^n - 1} / r

= 10000 * {(1+0.03)^40 -1} / 0.03
754,012.60

Example 4

PMT 10,000 per month

interest rate = 15% compunded monthly =0.15/12 0.0125
no. of years 10 years =12*10 120

PVA =? PVA = PMT * {1 - (1+r)^-n} / r

=10000*{1-(1+0.0125)^-120}/0.0125
619,828.47