Money

Writing task: A balanced argument

Read the text about PSHE. Then write an essay presenting the arguments for and Useful language
against the following statement: Useful phrases
Expressing the main
Money management is a basic life skill and should be taught in all schools. arguments
Use the Useful language and the • First and foremost, …
notes you made in Engage to help • One of the most
important arguments …
you prepare. Write 350 words.
Arguments in favour
• Paragraph 1: Introduction • One of the main
• Paragraph 2: Arguments in favour of benefits …
the statement and examples • Another advantage …
• Paragraph 3: Arguments against the Arguments against
statement and examples • One disadvantage …
• Paragraph 4: Conclusion • A major drawback …
Opening the paragraph of
Tip  Try to keep your argument PSHE – or Personal, Social, and Health arguments against
balanced, presenting points both • However, …
Education has been commonly taught in
for and against. You can give your • In contrast, …
England for over a decade. One of the
own opinion in the conclusion. Use • On the other hand,…
subject areas is Personal Finance. From the
examples where possible to support Making further points
age of seven children learn about things
your arguments. Use the following • What’s more, …
like saving, debt, mobile phone tariffs, and
paragraph structure: • Additionally, …
interest rates.
Check it!  Read your text and check Older children and teenagers study • There are also strong
to see that you have used a variety arguments to indicate …
subjects such as risk and investment,
of appropriate linkers to connect your Talking about cause and
budgeting, and handling credit cards.
effect
arguments.
• … can lead to / cause /
result in…
Personal finances
• … due to …
There are various ways to excel in life. Many people who earn a lot of money do not
know how to invest their money and they do not know how to invest or what to do, so • As a result of….
their money is usually spent very quickly, so many people consider that finances are Making the last point
very important so that people know what they spend their money and to be in control • Finally, …
of their life, prioritizing certain activities becomes very fundamental and knowing what • And we must not
to invest in. forget …
The reasons why children and young people should be taught about financial • Last but not least, …
education in schools is so that from that age they can know the destination of their Weighing up and
money and how to spend on simple and complex objects and achieve financial concluding
independence without being dependent on financial entities. and banks, as well as • All in all, …
knowing how to use credit cards that make many people lose their money, their
• On balance, …
properties, even their lives.
It is difficult to find reasons against financial education because it is known that the • On the whole, …
cultures that have a tradition of teaching financial education are richer. In lois Jewish • In conclusion, …
countries or Jewish families have customs since children to be able to generate • To sum up, …
income and also savings. Jewish children when they have financial incentives have to
organize their money, between saving, tithe and investment so their money always has
a purpose.
Explaining this point we can say that the points in control would only come in excess of
savings and reach a point of greed or wanting to generate more money at the expense
of other people.
But seeing each of these points, personal finings are really positive in the lives of all
people.

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