Warmest Coolest 102 1992 53 1916 Warmest Coolest 64 2015 32 1976 TX TN HD CD 73.2 47.6 157 19 June 1 Degree Days: HD is heating, CD is cooling. HD & CD: daily and monthly normals differ, as the monthly total is based on actual occurrences, rather than a normalized curve, as are the daily values. Period of Record: 1892-2020.
Historical loss data given for a portfolio of Auto Insurance policies, Predict the loss amount by identifying and quatifying the factors responsible using multivariate regression