If I were the credit manager, I would've done a better investigation and added

conditions, review the credit and collection policy and allow for higher credit limit only

with down payment for first timers especially. I would also adjust the terms to the

schedule of cash inflow of the company. Still, I should keep in mind that risk can happen

anytime; if the sales department did not recognize these risks it can turn out to be bad

debts or doubtful accounts in the future as may see. Even though you have a great

financial status on stability in the company, risks are very unpredictable. In reaching my

decision, I know that there is a huge at stake if this kind of transaction is approved.

However, I would consider obtaining additional information or making conditions that

could've avoided the situation. Even though decision is urgently needed, I would still call

for additional data to secure that all the information is accurate. Checking their data

could also help to avoid possible risks that could happen. In order to reach a decision, I

would conduct an assessment on different aspects related on this transaction and have

additional information needed to be taken into consideration before approving this

transaction.