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HSBC GOLD VISA CONTACT US

The Hongkong and Shanghai Banking Corporation Limited
Card Products Centre, PO BOX 1096 Makati Central Post Office, 1250 Makati City, Metro Manila, Philippines Customer Service (02) 8858 0000
From Overseas 63 2 7976 8000
KENNETH C DUNCAN
`

Statement From 21 OCT 2019 to 18 NOV 2019 ACCOUNT SUMMARY PHP

Please examine your statement immediately upon receipt.
If no error is reported within 30 days, the account will be considered correct. Previous Statement Balance 301,768.78
POST TRAN Payments & Credits 319,323.71 CR
Purchases & Debits 101,940.15
DATE DATE DESCRIPTION AMOUNT(PHP)
Total Account Balance 84,385.22
Kenneth C Duncan 4028-XXXX-XXXX-5885 .

Previous Statement Balance 301,768.78 PAYMENT SUMMARY PHP

Payment Due Date 09 Dec 2019
newebpay- TAIPEI TW
21 Oct 17 Oct 2,088.68 Minimum Payment 3,375.41
TWD 1,203.00 .

newebpay- TAIPEI TW
22 Oct 18 Oct 1,126.63
TWD 649.00
CREDIT LIMIT AND INTEREST RATES
JETSTAR A00000000NJLNF
23 Oct 21 Oct 1,807.05 Credit Limit (PHP) 640,000.00
NARITA JP JPY 3,700
Cash Limit (PHP) 180,000.00
YODOBASHI CAMERA KYOTO Available Credit (PHP) 555,614.78
28 Oct 24 Oct 14,060.84
KYOTO JP JPY 28,785
Monthly Interest Rate
DAIMARU DEPT.STR KYOTO Purchase 3.50%
28 Oct 24 Oct 4,567.27
KYOTO JP JPY 9,350 Cash Advance 3.50%
`

COCOKARAFINE
28 Oct 24 Oct 3,553.19
YOKOHAMA JP JPY 7,274 You're encouraged to pay more than the Minimum
Payment Due to lessen your balance faster. Making just
DAIKOKUDRUG NISHIKI KYOTO the Minimum Payment each month will keep you in debt
28 Oct 24 Oct 4,199.45
JP JPY 8,597 for a longer period of time and cost you a lot in interest
CENTURION CABIN KYOTO and charges. Save money by paying more than the
28 Oct 24 Oct 4,962.94 minimum amount each month. Your credit card gives
KYOTO JP JPY 10,160
you financial flexibility and how you choose to repay
OTABE KEIZANDOTEN KYOTO your balance influences your financial well-being.
28 Oct 25 Oct 1,086.86
JP JPY 2,225 Payment of utility bills has been made easier and
hassle-free just for you. Enroll your Globe/Sun
SQ*OSHIDO KYOTO Cellular/Sky Cable/PLDT bills to HSBC's AutoCharge
29 Oct 25 Oct 6,228.09
JP JPY 12,750 Facility to automatically charge these to your HSBC
credit card. Enroll now. Visit
MANEKIYA KINKAKUJITEN
29 Oct 25 Oct 1,988.11 www.hsbc.com.ph/autocharge for more details.
KYOTO JP JPY 4,070

JETSTAR A00000000NJLNF
28 Oct 26 Oct 537.33
NARITA JP JPY 1,100

Continued on next page

PLEASE DETACH AND RETURN THIS LOWER PORTION TOGETHER WITH YOUR PAYMENT.

Changes in your personal information? Call us or visit us at www.hsbc.com.ph

HSBC GOLD VISA 4028-9391-1286-5885

The Hongkong and Shanghai Banking Corporation Limited
Card Products Centre, PO BOX 1096 Makati Central Post Office
Total Due Minimum Payment Payment Due Date Amount Paid
1250 Makati City, Metro Manila, Philippines
84,385.22 3,375.41 09 Dec 2019 P
For your convenience, please make your payment via internet banking or other channels on the following page.
MR KENNETH C DUNCAN Amount in words
ELEVATE SERVICES Cheque No. / Bank Name /
COMPLIANCE DEPT 27F FORT LEGEND Cheque Date Branch Name

TOWER 3RD AVENUE COR 31ST ST BGC

TAGUIG CITY M M 1634
IMPORTANT INFORMATION ABOUT YOUR HSBC
CREDIT CARD
Finance Charge
If you pay any amount less than the Closing
balance/Total Amount Due or make a cash advance
transaction, finance charge at prevailing interest rates,
will be computed
on the Average Daily Balance of your account (including
any fixed monthly installment amount/s) from the
transaction dates until the end of the current statement
period.
Cash Advance
Cash advance transactions may be made through any
BancNet ATM, ExpressNet ATM and ATMs with the
PLUS or Cirrus logo and will require a PIN (Personal
Identification Number). If you have forgotten your PIN,
please contact us for a reprint. Every cash advance
transaction is charged to a service fee of 3% of the
withdrawn amount or P500, whichever is higher, or such
other amount as may be set by HSBC from time to time.
Finance charge will be applied to the cash advance
amount from transaction date until the amount is fully
paid.
Where to pay
You may pay your credit card bill through any of the
following:
1. Payment through HSBC and HSBC Savings Bank:
Easy Pay Machines
For depositors: ATMs, Personal Internet Banking,
Personal Telephone Banking, and Automatic Debit
Arrangement (ADA)
2. Payment via automated channels:
For depositors of BancNet member banks:
BancNet – ATMs, BancNet Online, BancNet mobile
banking service
For depositors of the following banks*:
Unionbank – ATMs, internet banking
BDO (Banco de Oro) – BDO Online Banking, Mobile
Banking App, Phone Banking, ATMs
Security Bank – ATMs, internet banking, phone banking,
mobile banking
BPI and BPI Family Savings Bank – ATMs, internet
banking, phone banking, mobile banking
Metrobank – Metrobankdirect, Metrophone Banking,
Metrobank Mobile Banking and ATM
3. Over-the-counter payments:
SM Department Store, SM Hypermarket, and selected
SM Supermarket branches
BDO (Banco de Oro)
* Subject to enrollment at your branch of account. Any
change in your HSBC credit card number will require
new enrollment at your branch of account.
** For check payments, please make check payable to
HSBC Credit Card and write your 16-digit credit card
number at the back of the cheque.
Fees
The fees, such as Annual and Mileage Fees, Card
Replacement Fee, Returned Check Fee, Sales Slip Fee,
Card Replacement Fee, and Cost of collection and/or
attorney’s Fee may be charged to your account when
applicable. Visit www.hsbc.com.ph for actual fees and
charges.
Fees and Charges are subject to change without prior notice
Installment Amount Due
If you have installment transactions (including balance
transfer transactions), your monthly installment amount plus
the add-on interest/handling fee shall be posted as a regular
transaction and shall form part of the total outstanding
balance due (Closing Balance/Total Due) on each statement
of account. If you revolve any portion of your total
outstanding balance due on any given month, your monthly
installment amount and add-on interest/handling fee shall be
included in the computation of finance charges for that
month.
Foreign currency transactions
All charges, advances or amounts in currencies other than
Philippine pesos shall be automatically converted at the time
of posting to the billing currency (Philippine pesos) at
VISA/MasterCard’s foreign exchange selling rate, and shall
be charged additional fees equivalent to the following:
reimbursement cost for the assessment fee charged by
VISA/MasterCard to HSBC equivalent to 1% of the converted
sum and HSBC’s service fee equivalent to 2.5% of the
converted sum. HSBC only accepts payment in Philippine
pesos.
Late Charge
A Late Charge of Php700 or unpaid Minimum Amount Due,
whichever is lower, will be charged on your next billing
statement for failure to pay at least the Minimum Amount Due
on or before Payment Due Date (Effective November 1,
2017).
Overlimit Fee
An Overlimit Fee of P500 will be charged to your credit card
account if your Closing Balance/Total Due exceeds your
approved credit limit on your cut-off date.
Lost or Stolen Cards
Immediately report your lost/stolen card through (02)
8858-0000, (02) 7976-8000 or 1-800-1-888-8555 (for PLDT
users) if you are outside Metro Manila but within the
Philippines. Otherwise, you will be held liable for all
transactions prior to the report of loss.
When to pay
Payments should be made on or before 12 noon of the
Payment Due Date indicated on your bill. If the Payment Due
Date falls on a holiday, please pay on the banking day prior
to your Payment Due Date. Payments made in SM Payment
Centers should be made on or before 12 noon one (1)
banking day before your Payment Due Date. For payments
using local checks or those coursed through other banks,
please pay three (3) banking days before your Payment Due
Date. For payments using regional checks, please pay eight
(8) banking days before your Payment Due Date.
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HSBC GOLD VISA CONTACT US
Customer Service (02) 8858 0000
KENNETH C DUNCAN From Overseas 63 2 7976 8000
Statement From 21 OCT 2019 to 18 NOV 2019 ‘

Please examine your statement immediately upon receipt.

If no error is reported within 30 days, the account will be considered correct.

POST TRAN
DATE DATE DESCRIPTION AMOUNT(PHP)
Kenneth C Duncan 4028-XXXX-XXXX-5885

MIHO MIYUJIAMU KITASHI SHIGA

30 Oct 26 Oct 979.49
JP JPY 2,010

MIHO MIYUJIAMU KITASHI SHIGA

30 Oct 26 Oct 4,467.16
JP JPY 9,167

MIHO MIYUJIAMU MINAMIS

30 Oct 26 Oct 3,074.92
SHIGA JP JPY 6,310

MIHO MIYUJIAMU MINAMIS

30 Oct 26 Oct 8,332.99
SHIGA JP JPY 17,100

MIHO MIYUJIAMU ARUSHIY

30 Oct 26 Oct 843.05
SHIGA JP JPY 1,730

MIHO MUSEUM 1 SHIGA

30 Oct 26 Oct 1,608.12
JP JPY 3,300

MEN'S SUITS AOYAMA

30 Oct 27 Oct 4,556.34
HIROSHIMA JP JPY 9,350

SUTETSUPUSHINSAIBASHIT
31 Oct 27 Oct 4,724.60
OSAKA JP JPY 9,731

CENTURION CABIN KYOTO

31 Oct 27 Oct 2,466.44
KYOTO JP JPY 5,080

30 Oct 28 Oct GRAB MAKATI PH 498.00

30 Oct 28 Oct GRAB MAKATI PH 176.00

LAZADA PH MAKATI
30 Oct 28 Oct 900.00
PH

LAZADA PH MAKATI
30 Oct 28 Oct 350.00
PH

LAZADA PH MAKATI
30 Oct 28 Oct 950.00
PH

MP SSI BGC PHILIPPINES

31 Oct 29 Oct 368.00
PH

AMZN Mktp US*E93EX6I33

31 Oct 29 Oct 578.22
Amzn.com/bill WA USD 10.95

AMZN Mktp US*K40M39TW3

31 Oct 29 Oct 463.10
Amzn.com/bill WA USD 8.77

MARUGAME UDON BGC

04 Nov 29 Oct 445.00
TAGUIG PH

AMZN Mktp US*JI5CH5XF3

31 Oct 30 Oct 1,610.05
Amzn.com/bill WA USD 30.49

DAISO THE RISE MAKATI

04 Nov 30 Oct 264.00
CITY PH

04 Nov 30 Oct GRAB MAKATI PH 198.00

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HSBC GOLD VISA CONTACT US
Customer Service (02) 8858 0000
KENNETH C DUNCAN From Overseas 63 2 7976 8000
Statement From 21 OCT 2019 to 18 NOV 2019 ‘

Please examine your statement immediately upon receipt.

If no error is reported within 30 days, the account will be considered correct.

POST TRAN
DATE DATE DESCRIPTION AMOUNT(PHP)
Kenneth C Duncan 4028-XXXX-XXXX-5885

AMZN Mktp US*4V6XA6NL3

04 Nov 31 Oct 1,304.01
Amzn.com/bill WA USD 24.74

LA LA MIAN TAGUIG CITY

04 Nov 31 Oct 335.00
PH

04 Nov 31 Oct GRAB MAKATI PH 304.00

04 Nov 01 Nov GRAB MAKATI PH 186.00

04 Nov 02 Nov PAID THRU BGC001 13,000.00 CR

MP SSI BGC PHILIPPINES

05 Nov 03 Nov 172.50
PH

05 Nov 03 Nov GRAB MAKATI PH 134.00

HSBC Visa Cashback

05 Nov 03 Nov 41.96CR
Philippines PH

MP SSI BGC PHILIPPINES

06 Nov 04 Nov 356.25
PH

07 Nov 05 Nov GRAB MAKATI PH 265.00

MUJI BGC TAGUIG

08 Nov 06 Nov 175.00
PH

08 Nov 06 Nov GRAB MAKATI PH 233.00

08 Nov 06 Nov GRAB MAKATI PH 180.00

SINGLE ORIGIN SALCEDO

13 Nov 07 Nov 1,089.29
MAKATI PH

LAZADA PH MAKATI
13 Nov 10 Nov 1,345.00
PH

PAYPAL *ADARNAHOUSE
13 Nov 11 Nov 485.00
4029357733 SG

LAZADA PH MAKATI
13 Nov 11 Nov 2,422.00
PH

LAZADA PH MAKATI
14 Nov 11 Nov 4,281.75
PH

12 Nov 12 Nov PAID THRU BGC001 100,000.00 CR

12 Nov 12 Nov PAID THRU BGC001 100,000.00 CR

12 Nov 12 Nov PAID THRU BGC001 100,000.00 CR

12 Nov 12 Nov PAID THRU BGC001 2,000.00 CR

MARUGAME UDON BGC

14 Nov 12 Nov 446.00
TAGUIG PH

AMZN Mktp US*MJ8DC7Q23

14 Nov 12 Nov 934.84
Amzn.com/bill WA USD 17.78

Continued on next page

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HSBC GOLD VISA CONTACT US
Customer Service (02) 8858 0000
KENNETH C DUNCAN From Overseas 63 2 7976 8000
Statement From 21 OCT 2019 to 18 NOV 2019 ‘

Please examine your statement immediately upon receipt.

If no error is reported within 30 days, the account will be considered correct.

POST TRAN
DATE DATE DESCRIPTION AMOUNT(PHP)
Kenneth C Duncan 4028-XXXX-XXXX-5885

AMZN Mktp US*9H81907O3

14 Nov 12 Nov 545.24
Amzn.com/bill WA USD 10.37

AMZN Mktp US*140H77733

14 Nov 12 Nov 737.15
Amzn.com/bill WA USD 14.02

AMZN Mktp US*HE61B07T3

14 Nov 13 Nov 1,146.20
Amzn.com/bill WA USD 21.80

LAZADA PH MAKATI
15 Nov 13 Nov 4,281.75 CR
PH

HAWKER CHAN PSE BGC

18 Nov 14 Nov 631.00
TAGUIG PH

18 Nov 15 Nov GRAB MAKATI PH 172.00

Total Due 84,385.22