Appendix A: Planning Form

Vi Tuong Thi Ha - 40126210

Keep this in mind as you plan your document: After reading this document who will be able
to do what?
1. After reading this After reading this procedure, high school students should be
procedure who will be able to invest money in the stock market by themselves.
able to do what?

a. Who are the readers High school students

or learners?
b. What will they do Read and then be able to in invest money in the stock market by
with the material? themselves.
2. What points must you Instruction
cover so learners or
readers can respond or act
as you had intended?
3. What is the need that  Must-know
learners or readers have  Should-know
for the information?  Nice-to-know

Explain your choice: As investing will only stream passive

income and does not act as a mainstream for most people, it
will be should-know level. Additionally, readers are high
school students so not a lot of them interested in this topic.

How does this affect your content? High chance of readers

skimming my content
4. What is their appetite for  Nibbler (just a factoid or two)?
information?  Grazer (an overview but not too many details)?
 Hungry heifer (everything on the subject)?

Explain your choice: As the readers are high school students,

most of them will only need to know the basic procedure
and what should they avoid.

How does this affect your content? My content should be

concise and informative to meet the demands of grazers.
5. What information might Terminologies
readers have difficulty Handling by giving in-text definitions.
following?

How will you handle this?

6. Anything else that might The procedure should be concise and clear at the same time so

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 affect learners’ or readers’
use of the material?
7. Which sources will you
consult to learn about the
topic of your assigned
procedure?
high school students can do without confusion.
Investopedia
https://www.investopedia.com/articles/basics/06/invest1000.asp
Fool
https://www.fool.com/investing/how-to-invest/stocks/

Investing in stocks procedure

Before investing (preliminary materials)
Purpose: After reading this procedure, high school students should be able to invest
money in the stock market by themselves.
Supplies:
An amount of funds (depending on the bank and brokerage where you have to deposit to
open an account and pay fees as well as the willing amount you would like to invest)
An active bank account
An active brokerage account
A device that can do web-browsing.
Notes: As high school students are under 18 years old; they need a parent or custodian
who owns a bank account and brokerage account.
Caution: As the stock market is volatile, failing to follow the procedure could result in
loss of funds.
Estimated time needed: 5 hours (it varies based on which supplies you already have, i.e.,
bank account)

To invest
1. Learn the basic metrics and how stocks work in the stock market.
Use social media to see how people buy and exchange stocks.
Go to stock platforms to get the ideas of where you will be tracking and trading the
stocks.
Determine what kind of stock works best for you.
2. Evaluate your finance.
See if you have enough fund and emergency fund (money set aside for unanticipated
events).
Pay any debts.
Determine your risk tolerance (the ability to psychologically endure the lost amount of
money)
Set the exact limit of risk you can take to pay.
3. Ensure the status of the brokerage and bank account that you are going to use are active
and ready.
If the accounts are not ready for whatever reasons, ask parent or custodian to help you
prepare it.
4. Determine how much time you are willing to spend for investing stock (plenty or limited)
5. Determine your investment approach.
If you have plenty of time for investment, you should do individual stock (research and
choose your own stock).

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 If you have limited time for investment, you should do robo-advisor (a service offered
low-cost management for your stocks)
6. Estimate the fees paid including brokerage fees (fees charged by a broker to execute
transaction or provide specialize services) trade commission fees (brokerage fees charged
when you buy stocks) and tax payment if you gain additional money from investing in
stocks.
7. Estimate the amount of money you desire to invest in the stocks.
As high school students do not own much money and are beginners in investment, it is
recommended that the students should start investing with small amount of money.
8. Choose the stocks.
Choose the businesses or cooperation that you trust or have good understanding of it.
Do the math to calculate how much you can earn and in case may lose.
Calculate to see which option is better and have higher chances of earning.
Diversify the stocks to lower the risk of losing money.
Ask for help if you need to.
9. Buy the stocks that you chose.
10. Monitor changes of your stocks and this step also concludes the procedure.

Take immediate actions (sell, exchange or buy) if the situation seems that you are going to
lose or you may earn more.
Stop investing in stocks if your loss reaches your set limit.

For more information to choose which company or corporation to invest in their stocks,
please visit S&P 500.

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 Reference list

Ganti, A. (2021, April 24). Brokerage Fee. Investopedia. Retrieved from

https://www.investopedia.com/terms/b/brokerage-fee.asp

Risk tolerance. Bankrate. Retrieved from https://www.bankrate.com/glossary/r/risk-tolerance/

Hicks, C. (2020, March 16). 10 Best Tips for Beginning Investors. US News. Retrieved from
https://money.usnews.com/investing/investing-101/slideshows/best-tips-for-beginning-investors?
slide=10

Langager, C. (2021, June 1). How to Start Investing in Stocks: A Beginner's Guide.
Investopedia. Retrieved from https://www.investopedia.com/articles/basics/06/invest1000.asp

Frankel, M. (2021, July 1). How to Invest in Stocks: A Beginner's Guide for Getting Started.
Fool. Retrieved from https://www.fool.com/investing/how-to-invest/stocks/

O’Shea, A. and Davis, C. (2021, June 29). How to Invest in Stocks. NerdWallet. Retrieved
from https://www.nerdwallet.com/article/investing/how-to-invest-in-stocks

Goldberg, M. (2021, May 6). How to start (and build) an emergency fund. Bankrate.
Retrieved from https://www.bankrate.com/banking/savings/starting-an-emergency-
fund/#:~:text=An%20emergency%20fund%20is%20money,or%20taking%20out%20a%20loan.

O’Shea, A. (2020, September 14). Understanding Investment Fees: From Brokerage Fees to
Sales Loads. NerdWallet. Retrieved from
https://www.nerdwallet.com/article/investing/brokerage-commissions-fees

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 Bourgi, S. (2019, July 31). Growing Gurus: How to open a brokerage account in Canada.
Equity Guru. Retrieved from https://equity.guru/2019/07/31/growing-gurus-how-to-open-a-
brokerage-account-in-canada/