A MONEY

MANAGMENT
ECOSYSTEM
Crypto/Fiat Banking Technology, Hybrid Vault Storage/Self-Custody,
Portfolio & Payment Services, liquidity & Loan Management
UniCrypt Platform
Confidential – Q1 2020.

BRINGING A TRUE REVOLUTION
TO THE MARKET!
In partnership with UniCrypt’s revolutionary
Point of Sale (POS) Terminals, finally, anyone
in the world can be connected to the first-
world banking system. Unlike other POS
Systems, these new machines allow not
only crypto transactions to be processed,
but will open the flood-gates for crypto
trading and decentralized banking. Your
funds are always in your control and these
POS terminals are your gateway to the
future! To create an ecosystem that allows
you to become free in the management of
your money again, to have your own
decentralized and unassailable portfolio in
which you can bridge fiat and crypto
currencies, and from which to make any
desired financial transaction - for anyone in
the world, without constraints, com-
plications, unnecessary expenses or
intermediaries - this is our Vision. Our
mission is to give all crypto-currency
holders the possibility to use them in
everyday life thanks to our simple and
practical payment systems using our Point
of Sale (POS) Terminals and ATMs. We make
it easy to purchase the desired crypto-coins
with just a few touches of a button and
enable you to own a multi-currency wallet
containing fiat and crypto-coins through
one single tightly integrated decentralized
platform.

THE ULTIMATE CRYPTO MANAGEMENT,

CUSTODY AND TRADING PLATFORM
 DMGlobal has created the one-of-a-kind Platform that services as a
all-in-one solution for providing a multitude of services and solutions:

• Merchant Portal/Crypto Storage/Brokerage/Trading

• Accept & Make Payments in Fiat or Crypto
• Market Place
• Withdrawals/Deposits in Fiat and Crypto
• Debit-Cards (Mastercard)
• KYC/AML as a Service/White-Labeling
• Fully White-Label Compatible

We are constantly delivering new product features to the platform

and is capable of doing so due to the platform being completely
developed in-house, without third-parties.

A MONEY MANAGEMENT ECOSYSTEM

POINT OF SALE,
FLEXIBLE AND
EFFICIENT SALES
TERMINALS FOR
MERCHANTS

Connected to UniCrypt’s Liquidity Pool, retail clients can now accept
Crypto and standard Fiat through Cards. Also, the UniCrypt POS
Systems work internationally and for fringe markets where
conventional Fiat payment providers cannot onboard retailers.
Further benefits through the UniCrypt Merchant Portal include:
• Full Merchant ownership and currency control
• Very low fees for Fiat and Crypto Transactions
• Choose between auto-conversion or fixed-currency
• Controllable via UniCrypt Platform or mobile App
• Cards store Private Keys for Crypto-based transactions
• Banking Applications can be installed directly on the POS
Additionally, the POS Terminals function as card-based ATMs,
and therefore creating the world’s smallest ATM.
Other than the typical “just install our app” mentality stemming from
Silicon Valley projects, UniCrypt also focusses on the people that are
not fortunate enough to have a several-hundred-dollar mobile device
in their pocket to even install the app on to. With the Private Key
stored on the card itself, the terminals become the Banking App for
international remittance, payments and crypto-trading. Over time, the
ease of use and security will become the de-facto standard and
second nature pathing the way to global adoption.
Sean Prescott (Founder & CEO, UniCrypt Group AG)

ONE-OF-A-KIND CRYPTO
PAYMENT CARD
• Unlimited Withdrawals
• Directly linked to IBAN Number of individual user
• Auto-Exchange of Crypto Currencies
• Chargeable within minutes
• Controllable via UniCrypt Platform or mobile App
• All Insurances of a Platinum MasterCard

Debit-Cards will be issued to special UniCrypt Platform members and

VIPs seeking the best Swiss solution for being completely financially
free and in complete control of their assets at all times.

DMGLOBAL/UNICRYPT ATM, LIQUIDITY AS A

SERVICE FOR CASH RELEVANT TRANSACTIONS

Available only through the Platform, licensed
customers can easily order their own Crypto/Cash
ATM that interfaces with the UniCrypt System.
UniCrypt and 3rd parties ensure smooth operation of
the customer-owned ATM (exchange, cash-transport,
secure vaulting, etc.). All ATMs support cash-in and
cash-out (against BTC). The UniCrypt ATM is custom-
made of the strongest materials, measures 140cm in
height and 160 KG in weight.
• Full service through UniCrypt for risk-free operation
• Full ownership of the ATM by the client with fee split
• Easy and full regulatory compliance built in
• Auto-Exchange per transaction: no market exposure
• Controllable via Platform or mobile App
• All Insurances of a Platinum MasterCard

A MONEY MANAGEMENT ECOSYSTEM

TERMINAL /ATM /
DMGLOBAL BUSINES
USE-CASES
1. International Money Remittance
Sending money to a friend or family member is
the core of the international money remittance
business and a key driver of the liquidity
network.
2. Spending Crypto/DMG
A currency is only worth something if it can be
used as a utility or payment method, with the
UniCrypt Terminals and ATMs, cryptos get the
use-case they were waiting for.
3. Exchanging Crypto/DMG for Cash
Converting cash to crypto is an important step
to leverage the digital and hard-cash world, yet
still combining them in the same eco-system
in the economy.
4. Exchanging Cash for Crypto/DMG
Converting cash to crypto is an important step
to leverage the digital and hard-cash world, yet
still combining them in the same eco-system
in the economy.
Users can send funds internationally and instantly via the
App/Online Platform, or use their private-key cards at a
POS Terminal to for optimal security. Fromthere, the
recipient has the option to either exchange, spend, send
or save the crypto-funds received.
Spending digital currencies can take place by going to
retail stores and directly using the POS Terminals to
purchase products in a safe and convenient way via the
private-key card or online withmerchants or for digital
products.
Converting cash to crypto works the same way as
exchanging crypto for cash: Users can either use ATMs at
any time of the day, or hand the cash to the kiosk/store,
who will send the digital equivalent to the user’s private-
key card, therefore immediately funding the card for
further usage for anything around the world.
Converting cash to crypto works the same way as
exchanging crypto for cash: Users can either use ATMs at
any time of the day, or hand the cash to the kiosk/store,
who will send the digital equivalent to the user’s private-
key card, therefore immediately funding the card for
further usage for anything around the world.

 UNICRYPT HAS A STRONG HISTORY OF MONETIZING
STABLE COINS, AND DIGITAL MONEY GLOBAL (DMG)
TAKES IT TO THE NEXT LEVEL
Private individuals, companies and
governments who are not conveniently
connected to the first world banking
system (Swift/SEPA) or are prohibited to be
so due to their regulatory jurisdiction can
now benefit from Digital Money Global
(DMG) fiat backed, verified and audited
Stable Coins as a trusted liquidity solution.
DMG can be purchased by verified A total of 100’000’000 DMGs have been
members via the Digital Money Global and generated and are available for sale to
UniCrypt Platform with standard SWIFT/ anyone in the world.
IBAN/Credit Card/Crypto transfers. They
function transparently to their underlying
technology, meaning they can be
transferred via SWIFT or the transaction
Block Chain.

 HOW THE
DMGLOBAL (DMG)
WORKS AND
KEY BENEFITS
• Every client on the Digital Money Global
Platform has their own individual wallet
as a segregated account which the
personally manage and control.
• Accounts can be funded with standard
bank to bank transfers using the SWIFT/
SEPA Payment System with the client’s
own IBAN Number in their own name.
• After funding the client’s account, the
corresponding DMGs are deposited
accordingly.
• Leveraging the UniCrypt Eco Sphere and
payment services, the DMGs can now be
used to trade against crypto currencies,
make transactions or pay bills.
• Payments made out of the Payment
Network are transparent to the recipient,
meaning companies can make payments
on their own behalf and without the
recipient seeing any intermediaries
involved as a the payment processor.
• DMGs can be sent to any ERC 20
compatible wallet and, as they are asset
backed, allow the external users to verify
their account balance for audit purposes
giving more trust than any bank can
currently provide.
Individuals, companies and governments
seeking to accept fiat on their systems or
platforms can leverage the regulatory
safety of Switzerland through UniCrypt and
provide transparent, verifiable and safe
payment solutions no matter where they’re
located geographically or legally.

 LIQUIDITY & PAYMENT NETWORK

• We are connected to various banks in Switzerland and Liechtenstein

– each with their own preferred market segment.
• Depending on the location of the client or the payment counter-
party, a payment is issued to or from the optimal partner bank.
• Payments can be made in the name of the company with its own
IBAN.

Depending on the expansion of the service, premium clients of the

Company may desire to have the ability to make payments in their
own name, directly from their Company account

 COLD
COLLATERAL TRANSPARENT
WALLETS CRYPTO LOANS

HIBRID
VAULT
HYBRID TECHNOLOGY TRUSTLESS OTC
CRYPTO/FIAT
CUSTODY TREE TRADING

PIONEERING THE
NEXT WAVE OF
BLOCKCHAIN
BUSINESS
 UNICRYPT LEVERAGES THE HYBRID
VAULT TECHNOLOGY AS THE TREE OF
LIFE TO NEW AND ENHANCED WAYS OF
CONDUCTING BUSINESS IN THE
BLOCKCHAIN WORLD
HYBRID CRYPTO/FIAT CUSTODY
Assets and collateral in form of crypto and/
or fiat can be stored in secure, yet
immediately accessible ways, while fiat
deposits earn sizable compound interest
over time.
TRUSTLESS OTC TRADING
With the nature of the Hybrid Vault
Technology, Proof of Funds/Coins becomes
a thing of a past and matching/execution
of high-volume trades can happen fully
automated and without moving the market.
TRANSPARENT CRYPTO LOANS
Giving Creditors full control and verification
abilities of their asset-backed loans as all
crypto and fiat deposits are broadcasted to
the blockchain for full and constant
transparency and auditability.
COLD-COLLATERAL WALLETS
Specially designed Hybrid Vault hold the
Crypto Loan Collateral in Cold-Storage
Wallets yet allow for immediate action in
case of margin-calls. This solution is perfect
in allowing banks and loan-issuers to focus
on their traditional business- model while
gaining the edge in the new crypto-market.

TEAM

MICHAEL HAERENS SEAN PRESCOTT ALEX FANCELLI

Founder & CEO Advisor / CTO CFO

RAPHAEL M. DOS SANTOS MARIO GUERRERO KABINDRA NATH

COO Network Manager India & Myanmar ambassador

 A MONEY MANAGEMENT ECOSYSTEM

DMGlobal is a product of:

ORIAM AG
Chaltenbodenstrasse 16
8834 Schindellegi
Switzerland