Personal Budget Planner

Jan Feb March April May June July Aug Sept Oct Nov Dec Year
Income
Salary 2055 2055 2055 2055 2055 2055 2055 2055 2055 2055 2055 2055 24660
Bar wages 180 180 180 180 180 180 180 180 180 180 180 180 2160
Interest received 1 12 13
Dividends received 95 95
Income totals 2235 2235 2235 2235 2235 2235 2235 2235 2235 2330 2236 2247 26928

Expenses
Home
Mortgage 560 560 560 560 560 560 560 560 560 560 560 560 6720
Gas 25 25 25 25 25 25 25 25 25 25 25 25 300
Electricity 15 15 15 15 15 15 15 15 15 15 15 15 180
Water rates 125 125 250
Council tax 85 85 85 85 85 85 85 85 85 85 850
Home insurance 225 225
Home repairs 240 240
Garden supplies 50 225 275
Home totals 685 600 825 925 735 1035 685 685 685 685 685 810 9040

Daily living
Groceries 180 180 180 180 180 180 180 180 180 180 180 180 2160
Housecleaning service 40 40 40 40 40 40 40 40 40 40 40 40 480
Daily living totals 220 220 220 220 220 220 220 220 220 220 220 220 2640

Transportation
BMW finance 85 85 85 85 85 85 85 85 85 85 85 85 1020
Petrol 140 140 140 140 140 140 140 140 140 140 140 140 1680
Insurance 450 450
Car valetting 15 15 15 15 15 15 15 15 15 15 15 15 180
Transportation totals 240 240 240 240 240 240 240 240 690 240 240 240 3330
Entertainment
Cable TV/Broadband 65 65 65 65 65 65 65 65 65 65 65 65 780
TV licence 125 125
Video/DVD rentals 10 10 10 10 10 10 10 10 10 10 10 10 120
Magazine subscriptions 33 33
02 iphone contract 35 35 35 35 35 35 35 35 35 35 35 35 420
Restaurants 25 25 25 25 25 25 25 25 25 25 25 25 300
Drinks 160 160 160 160 160 160 160 160 160 160 160 160 1920
Cinema 14 14 14 14 14 14 14 14 14 14 14 14 168
Music downloads 10 10 10 10 10 10 10 10 10 10 10 10 120
Books 40 40
Entertainment totals 444 319 319 319 319 359 352 319 319 319 319 319 4026

Health
Insurance 20 20 20 20 20 20 20 20 20 20 20 20 240
Health totals 20 20 20 20 20 20 20 20 20 20 20 20 240

Holidays
Air fare 600 600
Accommodations 400 400
Spending money 400 400
Holidays totals 0 0 600 400 0 0 400 0 0 0 0 0 1400

Recreation
Gym fees 50 50 50 50 50 50 50 50 50 50 50 50 600
Sports supplements 15 15 15 15 15 15 15 15 15 15 15 15 180
Football club subs 80 80
Football match fees 16 16 16 16 16 16 16 16 8 136
Recreation totals 81 81 81 81 65 65 65 161 81 81 81 73 996

Personal
Clothing 50 50 50 50 50 50 50 50 50 50 50 50 600
Barber 50 50 50 50 50 50 50 50 50 50 50 50 600
Personal totals 100 100 100 100 100 100 100 100 100 100 100 100 1200
Financial obligations
Savings account 200 200 200 200 200 200 200 200 200 200 200 200 2400
Interest paid 31 23 6 21 32 20 21 24 13 17 207
Financial obligation totals 231 223 206 221 232 220 221 224 213 217 200 200 2607

TOTAL EXPENSES 2021 1803 2611 2526 1931 2259 2303 1969 2328 1882 1865 1982

Opening Bank Balance -784 -570 -138 -514 -804 -500 -524 -592 -326 -419 29 400

Net Monthly Income/ Expenditure 214 432 -376 -291 304 -24 -68 266 -93 448 371 265

Clsoing Bank Balance -570 -138 -514 -804 -500 -524 -592 -326 -419 29 400 665