Financial Planning

1.Abhishek is a 23 year old young guy who has just completed his studies
and has recently entered the corporate world. He lives with his parents,
thus has no rent expense, his education was funded by his parents, so no
loans to worry about. He takes care of his own expenses and helps out a
little with the household expenses.
2.A typical urban Indian youngster but with a crucial difference,Shikhar
knows the importance of saving early for a better future, thanks to him
being a finance graduate.He has a few plans. He wants to start saving for
his wedding though he does not plan to get married for another 4-5 years.
His wedding budget is about 10 lacs. Before that he wants to buy a decent
car. He wishes to buy a house in the next 10-11 years. He believes that a
decent house today can be bought in around 50 lacs. Obviously saving for
his retirement is an important goal, something he has learnt from his
parents.
Their current income is Rs. 12 Lacs Per Annum.(each)
Draft Personal Financial Plans for Abhishek and Shikhar Covering the
plans, and also being prepared for any contingency.

Provide the best possible financial planning,as per your understanding.You

are free to apply assumptions,but cannot deviate from the given case.You
cannot assume that a multi million lottery was won ! However,you can
safely assume that remuneration will increase in line with market
expectation.

Equity
1.Choose any company and write about its fundamentals to determine
feasibility of investment.
2.Describe the 3 main factors that affect a company’s growth in the long
run.