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Tier 1:

Tier 2
in crores
Equity Share Capital 2000
Statury reserve 170
Capital Reserve 78
2248
Capital Reserve due to revaluation of assets
and the balance due to sale of capital asset 100
Less: Discount upto 55% -55
Cumulative Perpetual Preference Share capital 200
Cumulative Redeemable Preference Share capital 500
Innovative perpetual Debt Instrument 100

845

Total 3093
Risk adjusted

Cash balance with RBI


Balance with other banks
Other investments

Loans and advances:

Guaranteed by the government


: Loans and advances: Others (Home Loan)

Premises, furniture and fixtures

Off-Balance Sheet items:


Risk adjusted in crores Percentage weight Amount in crores

Cash balance with RBI 10 0 0


Balance with other banks 18 20 3.6
Other investments 36 100 36

Loans and advances:

Guaranteed by the government 16.5 0 0


: Loans and advances: Others (Home Loan)
Up to Rs.30 lakh (LTV≤ 80%) 2000 100 2000
Up to Rs.30 lakh (LTV> 80% and ≤ 90%) 3000 100 3000
Above Rs.30 lakh and up to Rs.75 lakh (LTV≤ 80) 675 100 675

Premises, furniture and fixtures 78 100 78


5792.6

Off-Balance Sheet items:


i. Guarantee and other obligations 800 100 800
ii. Acceptances, endorsements and letter of credit 4800 100 4800
5600

Risk Weighted Assets Ratio 0.271492


Capital Adequate Ratio 27.1492
Amount in crores

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