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Current Affairs Q&A PDF – 31 July 2021

NATIONAL AFFAIRS

1. As a boost to the disinvestment of ______________________, Central government (in July’21) allowed

100% FDI under automatic route in ___________ PSUs.
1) Cement Corporation of India; Construction Sector
2) Indian Oil Corporation; Oil Refinery Sector
3) General Insurance Corporation of India; Insurance Sector
4) Bharat Petroleum; Oil Refinery Sector
5) Life Insurance Corporation of India; Insurance Sector
Answer- 4) Bharat Petroleum; Oil Refinery Sector
Explanation:
Central Government has allowed 100% FDI under the automatic route for oil refiners in case an ‘in-
principle’ approval for strategic disinvestment of a Public Sector Undertaking (PSU) has been granted by
it.
i.This comes as a boost to government’s privatization of Bharat Petroleum Corporation Ltd. (BPCL).

2. What are the points that are correctly related to the recent (in July’21) changes made by the
Central Government to the reservation in All India Quota for Medical education?
A) Government introduced a reservation of 32% for OBC & 15% for EWS under All India Quota in
all Medical & Dental courses
B) Currently, Indian government provides a maximum reservation of 15% for Scheduled Castes &
7.5% for Scheduled Tribes
C) The 107th Constitutional Amendment has introduced a maximum reservation of 15% to the
EWS category
1) All A, B & C
2) Only B & C
3) Only A & C
4) Only C
5) Only B
Answer- 5) Only B
Explanation:
The Ministry of Health & Family Welfare (MoHFW) announced Reservation of 27% for OBCs (Other
Backward Classes) & 10% for EWS (Economically Weaker Section) in the All-India Quota Scheme (AIQ)
for all Medical & Dental courses (both Undergraduate & Postgraduate).
i.AIQ consists of 15% of total available UG seats & 50% of total available PG seats in Government medical
colleges.
ii.The Supreme Court in 2007 introduced reservations of 15% for Scheduled Castes & 7.5% for Scheduled
Tribes in the AIQ scheme.
iii.The 103rd Constitution Amendment of 2019, introduced 10% reservation for EWS category for
admission to Central Government Jobs & educations.

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3. What are the points that are correctly related to the initiatives taken by Central government
during the 1st Anniversary of National Education Policy 2020 (NEP 2020) in July 2021?
A) To improve digital framework on education, NDEAR (National Digital Education Architecture)
& NETF (National Education Technology Forum) were introduced
B) Academic Bank of Credit System a new method to hold records of credits earned by students
C) Government has also introduced “Vidya Pravesh” - A 3-month play-based school preparation
module for Grade 1 students
1) All A, B & C
2) Only B & C
3) Only A & C
4) Only C
5) Only B
Answer- 1) All A, B & C
Explanation:
PM Narendra Modi launched several new initiatives to mark the 1st Anniversary of National Education
Policy 2020 (NEP 2020), which was launched on 29th July, 2020.
Initiative Details
NDEAR (National Digital Education To provide a digital and technological framework to India.
Architecture) & NETF (National
Education Technology Forum)
Academic Bank of Credit System A Digital Bank that holds the credit earned by a student in
any course. It will promote academic mobility and enable
Multiple Entry & Multiple Exit options for students.
SAFAL (Structure Assessment For A competency-based assessment programme for Grades
Analysing Learning) 3,5 & 8 to assess the progress of foundational skills and
basic learning outcomes.
Vidya Pravesh A three-month play-based school preparation module for Grade 1
students. Children and parents of remote areas will have access to
playschools.

4. In July 2021, Union Cabinet approved the amendment of General Insurance Business
Nationalisation Act (GIBNA), 1972, to facilitate privatisation of ____ General Insurance Company
from the total _______ in public sector.
1) 2; 4
2) 2; 6
3) 2; 5
4) 1; 5
5) 1; 4
Answer- 5) 1; 4
Explanation:
The Union Cabinet has approved the amendment in the General Insurance Business Nationalisation Act
(GIBNA), 1972 to facilitate the privatisation of 1 General Insurance Company in the public sector.
Currently there are 4 Public sector General Insurance Companies - New India Assurance, UIIC, Oriental
Insurance, NICL.

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5. As per the “‘Periodic Labour Force Survey (PLFS)” report released by _____________, unemployment
rate among Indian Women is at ______ in 2019-20
1) NITI Aayog; 5.1%
2) National Statistical Office; 5.1%
3) NITI Aayog; 4.2%
4) National Commission for Women; 4.2%
5) National Statistical Office; 4.2%
Answer- 5) National Statistical Office; 4.2%
Explanation:
In accordance with the ‘Periodic Labour Force Survey (PLFS)- Annual Report (July, 2019 – June, 2020)’
conducted by National Statistical Office (NSO), unemployment rate for women fell to 4.2% in 2019-20
from 5.1% in 2018-19.

6. In July 2021, Ministry of Ports set-up a committee to plan on the proposed ferry service between
India’s ____________ and Kankesanthurai Port in __________________.
1) Karaikal; Sri Lanka
2) Kolkata; Bangladesh
3) Visakhapatnam; Bangladesh
4) Karaikal; Myanmar
5) Visakhapatnam; Sri Lanka
Answer- 1) Karaikal; Sri Lanka
Explanation:
The Ministry of Ports, Shipping and Waterways(MoPSW) has set up a committee to define a
comprehensive plan to start the ferry service between Karaikal Port, Karaikal, Puducherry, India and
Kankesanthurai Port (also known as KKS), Jaffna (Northern Province), Sri Lanka.

7. In July 2021, India & Russia conducted the 12th edition of Naval exercise ‘INDRA’ in ____________,
where Indian side was represented by __________.
1) Baltic Sea; INS Tabar
2) Baltic Sea; INS Trishul
3) Andaman Sea; INS Tabar
4) Andaman Sea; INS Trishul
5) Arabian Sea; INS Tabar
Answer- 1) Baltic Sea; INS Tabar
Explanation:
The 12th Edition of Biennial bilateral maritime Exercise ‘INDRA Navy-21’ was held between the Indian
Navy & Russian Federation Navy in the Baltic Sea from July 28-29, 2021. Stealth Frigate INS Tabar
represented the Indian Navy.

8. Indian government is developing National Farmers Database to digitize farm records. Name the
database.
1) Agristack
2) Agrostock
3) Agrobase
4) Agribase
5) Agrohold

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Answer- 1) Agristack
Explanation:
During a Parliament session, Union Minister for Agriculture & Farmers Welfare, Narendra Singh Tomar
stated that the Central Government is planning to create a National Farmers Database - ‘Agristack’, using
digitized land records.

INTERNATIONAL AFFAIRS

9. Name the organisation that released the report - ‘The Future of Work is Now: Is APAC Ready?’
1) PricewaterhouseCoopers
2) Deloitte
3) Goldman Sachs
4) Cognizant
5) Mazars
Answer- 2) Deloitte
Explanation:
A recently released report titled ‘The Future of Work is Now: Is APAC Ready?’ has ranked India 5th
highest in terms of the impact from automation & 9th in terms of level preparedness among 12 Asia-
Pacific (APAC) countries. The report was commissioned by Autodesk Foundation & conducted by
Deloitte.

10. Which organisation prepared the ‘The Future of Connectivity in India’ report alongside
USISPF’s ICT Working Group?
1) PricewaterhouseCoopers
2) Deloitte
3) Goldman Sachs
4) Cognizant
5) Mazars
Answer- 2) Deloitte
Explanation:
During a virtual US-India CEO Forum, hosted by the US (United States)-India Strategic Partnership Forum
(USISPF), its ICT Working Group launched a report titled ‘The Future of Connectivity in India’. The report
prepared by Deloitte and the ICT Working Group.

11. Name the country that is set to virtually co-host the 4th annual Indo-Pacific Business Forum
(IPBF) in October 2021 along with India.
1) Sri Lanka
2) Indonesia
3) USA
4) Germany
5) Singapore
Answer- 3) USA
Explanation:
India & USA are set to virtually co-host the 4th annual Indo-Pacific Business Forum (IPBF) in October
2021. To promote trade, investment and economic cooperation between the United States and its partners
across the Indo-Pacific region.

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 Daily Q&A PDF
BANKING AND FINANCE

12. In July 2021, NABARD sanctioned Rs 445 crore loan under its Rural Infrastructure
Development Fund to support drinking water projects in which state?
1) Karnataka
2) Madhya Pradesh
3) Odisha
4) Punjab
5) Maharashtra
Answer- 4) Punjab
Explanation:
NABARD sanctioned Rs 445.89cr for five large surface based drinking water projects in Ferozpur, Fazilka,
Hoshiarpur and Rupanagar districts of Punjab.
i.The funds have been sanctioned under the Rural Infrastructure Development Fund (RIDF).

13. Which bank partnered with LIC Cards Services to launch 2 Credit Cards - ‘Lumine’ Platinum
Credit Card & ‘Eclat’ Select Credit Card?
1) ICICI Bank
2) Canara Bank
3) HDFC Bank
4) Axis Bank
5) IDBI Bank
Answer- 5) IDBI Bank
Explanation:
LIC Cards Services Ltd (LIC CSL) in partnership with IDBI Bank launched 2 variants of co-branded RuPay
Credit Cards - LIC CSL ‘Lumine’ Platinum Credit Card & LIC CSL ‘Eclat’ Select Credit Card.
• LIC CSL was Establishment in 2008

14. Name the Cooperative Bank whose license was recently (in July’21) cancelled by RBI due to
inadequate capital
1) Bhagyodaya Friends Urban Co-operative Bank
2) Independence Cooperative Bank
3) Madgaum Urban Co-operative Bank
4) Punjab and Maharashtra Cooperative Bank
5) Shivalik Mercantile Co-operative Bank
Answer- 3) Madgaum Urban Co-operative Bank
Explanation:
RBI cancelled the license of Madgaum Urban Co-operative Bank Limited, Margao, Goa due to its
inadequate capital and earning prospects to pay its present depositors in full.
i.RBI imposed a monetary penalty of Rs 5 crore on Axis Bank for non-compliance with various regulatory
provisions on RBI’s Cyber Security Framework

15. Which organisation partnered with Temasek Holdings to launch “EvolutionX” - a USD 500
million debt financing platform?
1) DBS Group
2) Citigroup

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 Daily Q&A PDF
3) Bajaj Finserv
4) HDFC Ltd
5) Standard Chartered
Answer- 1) DBS Group
Explanation:
DBS Group Ltd and Temasek Holdings jointly launched a US $500 million debt financing platform named
EvolutionX Debt Capital (EvolutionX) to provide non-dilutive financing to growth stage technology-
enabled companies across Asia, with a focus on China, India, and Southeast Asia.

ECONOMY AND BUSINESS

16. Name the company that partnered (in July’21) with Australia’s Fortescue Future Industries
(FFI) to produce Green Hydrogen Fuel.
1) Orient Green Power
2) Jaiprakash Power Ventures
3) Indowind Energy
4) JSW Future Energy
5) Tata Power
Answer- 4) JSW Future Energy
Explanation:
JSW Future Energy Ltd, the wholly-owned subsidiary of JSW Energy, made a framework agreement with
Australian Fortescue Future Industries (FFI) Pty Ltd to produce green hydrogen fuel.

17. In July 2021, NASSCOM partnered with the Department for International Trade (DIT) of
_______________ to address its Digital Skill Gap
1) Afghanistan
2) United Kingdom
3) Bangladesh
4) Vietnam
5) Brazil
Answer- 2) United Kingdom
Explanation:
The National Association of Software and Services Companies (NASSCOM), partnered with the UK
Government’s Department for International Trade (DIT) and the UK India Business Council (UKIBC) to
address the Digital Skill Gap in the United Kingdom.

18. Which Indian state partnered (in July’21) with Afghanistan Chamber of Commerce and
Investment (ACCI) to boost trade with the country?
1) Telangana
2) West Bengal
3) Karnataka
4) Maharashtra
5) Gujarat
Answer- 1) Telangana

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 Daily Q&A PDF
Explanation:
Federation of Telangana Chambers of Commerce and Industry (FTCCI) has signed an agreement with the
Afghanistan Chamber of Commerce and Investment (ACCI) to promote the business between
Afghanistan and Telangana.

SCIENCE AND TECHNOLOGY

19. Which company recently (in July’21) launched 5 shipping vessels including 3 Floating Border
Outpost Vessels (FBOP) for Border Security Force?
1) Hindustan Shipyard
2) Cochin Shipyard
3) Garden Reach Shipbuilders & Engineers
4) Goa Shipyard
5) Mazagon Dock Shipbuilders
Answer- 2) Cochin Shipyard
Explanation:
Cochin Shipyard Ltd (CSL) launched 5 vessels – 3 Floating Border Outpost Vessels (FBOP) for Border
Security Force (BSF) & 2 Mini General Cargo Ships for JSW Group from its dock in Cochin, Kerala.
i.Indian Air Force (IAF) formally inducted the Rafale Aircraft into the 101 Squadron of the Eastern Air
Command (EAC) at Hasimara Air Force, West Bengal.

ENVIRONMENT

20. How many tiger reserves from India were accredited by the Global Conservation Assured Tiger
Standards (CA|TS)?
1) 18
2) 24
3) 12
4) 22
5) 14
Answer- 5) 14
Explanation:
Bhupender Yadav, Union Minister of Environment, Forest and Climate Change(MoEF&CC) announced that
14 Tiger reserves across India have received the accreditation of the global Conservation Assured
Tiger Standards (CA|TS) during the virtual event organised on the occasion of the International Tiger
Day 2021, (29th July).

BOOKS AND AUTHORS

21. Who authored the book, “The Most Incredible Olympic Stories”?
1) Suresh Menon
2) Peter Sagan
3) Jonathan Wilson
4) Luciano Wernicke
5) Ravi Chaturvedi
Answer- 4) Luciano Wernicke

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Explanation:
“The Most Incredible Olympic Stories” authored by Argentinian writer Luciano Wernicke traces the
details of the journey of the Olympics from its genesis to its glory days.

IMPORTANT DAYS

22. What was the theme of 2021’s World Day Against Trafficking in Persons that was annually
observed by the United Nations on 30th July?
1) Victims’ Voices Lead the Way
2) Community responses to trafficking: Education, training, outreach
3) Act to Protect and Assist Trafficked Persons
4) Human Trafficking: Call Your Government To Action
5) Human Trafficking: The Role of the Security Sector
Answer- 1) Victims’ Voices Lead the Way
Explanation:
United Nations World Day Against Trafficking in Persons is annually observed across the globe on 30th
July to create awareness about the situation of the victims of human trafficking and to promote and
protect their rights.
• Theme of 2021 - “Victims’ Voices Lead the Way”

STATE NEWS

23. Where is ‘First Solar’ investing USD 684 million to develop a 3.3 GW PhotoVoltaic (PV) thin film
solar module manufacturing facility?
1) Tamil Nadu
2) Gujarat
3) Maharashtra
4) West Bengal
5) Odisha
Answer- 1) Tamil Nadu
Explanation:
US-based First Solar is set to invest USD 684 million in a new, fully vertically integrated PhotoVoltaic (PV)
thin film solar module manufacturing facility in Tamil Nadu (TN). It will have a manufacturing capacity
of 3.3 GW.

24. Name the state government that recently signed an MoU with the AI-based platform - ‘Jio
Embibe’ to provide AI-based learning for students
1) Kerala
2) Goa
3) Gujarat
4) Mizoram
5) Sikkim
Answer- 2) Goa
Explanation:
Goa signed an MoU with Jio Embibe, Artificial Intelligence (AI) powered learning platform, to offer AI-
based learning for students. Jio Embibe is owned by Reliance Industries Ltd (RIL).

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i.The government has also signed an MoU with Eduisfun Technologies to offer STEPapp, gamified digital
learning app for students of classes 6 to 12.

CA STATIC GK

25. As per the Banking Regulation Act - 1949, All Banks in India shall maintain a Reserve
Fund/Statutory Reserve equivalent to ______ of their annual net profit.
1) 5%
2) 25%
3) 10%
4) 15%
5) 20%
Answer- 5) 20%
Explanation:
Section 17, under the Banking Regulation Act, 1949, mandates all banks in India to maintain a Sum
equivalent to 20% of their annual net profit as a Reserve Fund/Statutory Reserve.

26. Match the following Cities with the respective Rivers flowing through them:
i. Paris a. Thames River
ii. Rome b. Tiber River
iii. London c. Spree River
iv. Berlin d. Seine River
1) i-d, ii-b, iii-a, iv-c
2) i-d, ii-c, iii-a, iv-b
3) i-d, ii-b, iii-c, iv-a
4) i-a, ii-d, iii-c, iv-b
5) i-a, ii-c, iii-d, iv-b
Answer- 1) i-d, ii-b, iii-a, iv-c
Explanation:
City River

Paris, France Seine River

Rome, Italy Tiber River

London, UK Thames River

Berlin, Germany Spree River

27. Mount Guru Shikhar is the highest point of which mountain range?
1) Western Ghats
2) Satpura Range
3) Aravalli Range
4) Vindhya Range

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5) Eastern Ghats
Answer- 3) Aravalli Range
Explanation:
Mount Guru Shikhar is the highest point of Aravalli Range. It is located in the state of Rajasthan

28. In July’21, Superpressure Balloon-borne Imaging Telescope (SuperBIT) - a next-generation

space telescope was launched by the Royal Astronomical Society (RAS). Where is the headquarters
of RAS?
1) London, United Kingdom
2) New York, USA
3) Paris, France
4) Brussels, Belgium
5) Rome, Italy
Answer- 1) London, United Kingdom
Explanation:
In July’21, Superpressure Balloon-borne Imaging Telescope (SuperBIT) was launched by the Royal
Astronomical Society (RAS). SuperBIT is a next-generation space telescope that could fly on Air balloons.
i.Royal Astronomical Society is headquartered at London, United Kingdom.

29. As per the ‘Status of Leopards, Co-predators and Megaherbivores in India - 2018’ report,
Srivilliputhur Grizzled Squirrel Wildlife Sanctuary has the highest density of Leopard population
in Western Ghats. Where is the sanctuary?
1) Kerala
2) Karnataka
3) Andhra Pradesh
4) Maharashtra
5) Tamil Nadu
Answer- 5) Tamil Nadu
Explanation:
‘Srivilliputhur Grizzled Squirrel Wildlife Sanctuary’ in Tamil Nadu has the highest leopard density
(per 100 sq km), not just in the State but in the entire Western Ghats landscape. As per the report, ‘Status
of Leopards, Co-predators and Megaherbivores in India - 2018’ report released by the Environment
and Forests Ministry on Global Tiger Day 2021.

30. ‘Blue Pottery’ is a famous art form of which region?

1) Jaipur
2) Hyderabad
3) Kashmir
4) Ladakh
5) Mumbai
Answer- 1) Jaipur
Explanation:
Designer Disharee Mathur reinvented the heritage craft of Jaipur Blue Pottery at the ongoing, digital
graduate show ‘RCA2021’.

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