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When would a overdue Term Loan of quarterly repayment frequency be given to DSMG 180 days past due date of the installment

For availing a loan of more than Rs 1 Lakh in ATL, what percentage of repayment track record is required(In case the borrower has already availed ATL from othe

Minimum Cash limit provided to borrowers in ATL is Rs 50,000

What is the minimum land holding requirement to avail the ATL? 4 acre of irrigated land

What is the maximum loan amount that can be availed against agricultural land if valuation is done by HFC 200% of the value of collateral

Maximum Cash limit provided to borrowers including KCC limit is Rs 25 Lakh

What is the age criteria for availing ATL 18-65

Which of the following are sections of Field Verification Report 123

Deed of hypothecation of crops to be cultivated is a Post sanction document

Which among the following needs to be done by Sales officer? 1234

Legal opinion of an eminent local lawyer is accepatble in a title search report for ATL TRUE

To avail ATL, how many post dated cheques are deposited by the customer 2

Which of the following documents are required before sanction of ATL 23

Which of the following data is not available in MER Land Price

Repayment frequency of dairy loans is Monthly

Minimum how many times a quarter should the slaes officer visit the borrower? Once in one quarter

Land extract is considered valid for a period of 3 months

The age eligibility criteria is applicable for All of the above

How much is the catchement area for ATL? 15 kms

For availing a loan of more than Rs 1 Lakh in ATL, is Guarantor mandatory? No

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A farmer has asked the bank for ATL. He wants to utilise it to buy milch cattle. What is the minimum number of cattle he must be buying, for us to agree to fund hi

To avail ATL, how many co-applicants are mandatory? 1

Repayment can be done by way of All of the above

Financial securities such as FD such as fixed deposits can be accepted as security for ATL TRUE

Which of the following heads are included when computing Net free Cash Flow 124

It is mandatory to have a phone connection at the place of residence TRUE

Maximum time period for which Agri Term Loan (non dairy) is given 4 years

What is the maximum loan amount that can be availed against non agricultural land 57.14 of the value of the collateral

ATL can be given for developing structures for horticultural crops TRUE

RTR stands for Repayment Track record

Which is of the following is not a purpose for availing Agri Term Loan? 13

Which among the following are considered as blood relatives? 234

Processing fee is charged on the loan amount. It is equal to Maximum 2%

Title search is done for how many years? 13 years

Copy of bank passbook is a Pre sanction document

Repayment frequency of Agri term Loan (non-dairy) is All the above depending upon cash flows

Area of crop cultivated will be considered based on Field visit report only

For availing a loan of less than Rs 1 Lakh in ATL, is Guarantor mandatory? Depends upon the repayment track record.

LAP is the abbreviation of Lead acquisition programs

What is the maximum loan amount that can be availed against agricultural land if valuation is done by SRO 166% of the value of collateral

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Guarantor is mandatory for for a loan amount of less than 1 lakh TRUE

What is the maximum loan amount that can be availed against financial securities 80% of the value of the collateral

Rate of interest charged on ATL is Between I-Base rate and 14%

For loan amount computation lowest of the following is taken 23

Irrevocable power of attorney is a Post sanction document

How much are the for closure charges in ATL 2% of the Loan Amount

Rate of interest charged in ATL is based on Based on Repayment frequency

To avail ATL, minimum how long should the borrower be residing in the same location? 5 years

For repayment in ATL, the loan installment contains Both principal and interest component

What is I-Base ? Minimum interest rate that the ICICI bank will charge to its customers

Land ownership proof is a Pre sanction document

Credit history report is a Not required

Suresh(73) lives in a pakka house at a distance of 8 kms from the branch. He has been living there for 7 years. He also has a telephone connection at the address

Raghav(45) lives in a pakka house at a distance of 12 kms from the branch. He has been living there for 4 years. He also has a telephone connection at the addre

When would a overdue Term Loan of yearly repayment frequency be given to DSMG None of the above

When would a overdue Term Loan of monthly repayment frequency be given to DSMG 60 days past due date of the installment

DLTC is an abbreviation of distrct level techincal committee TRUE

Tilte search report is done by ICICI empanelled lawyer only

What is the minimum number of quotations required for funding more than Rs. 7 lakhs 2

Maximum time period for which Agri Term Loan (dairy) is given 5 years

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Not required

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No

No

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