AOE MAE WALL ei are)GRT GOLDEN ELEVEN FLEXI PLAN GRT Golden Eleven Flexi Plan is a special scheme that has been exclusively created to help you plan and buy the jewellery that you always wanted to buy. All you have to do is fill na simple form and join GRT Golden Eleven Flexi Plan. On enrolling, you can select an amount of your choice as monthly advance payment. There are various slabs starting from Rs.500 onwards. You will also get a passbook to keep track of your payments. All you have to do is pay eleven equal monthly advance payments. After making the advance payment for the last month, you can buy your favourite jewellery, except special items like Diamond, Platinum, Uncut Diamonds, Ruby, Emerald, Ethnic and Vintage jewellery, Pooja items, Silver articles & Silver jewellery without wastage / Value Addition (VA) charges. The customer can opt for either the value based or the gold weight based option. The customer is entitled to buy the jewellery on the 12th month and “if the member does not purchase jewellery within the 12th month from the date of enrolment”, the company may opt to refund the total advance amount paid without any benefit and the same will be sent directly to the member's registered address by cheque or through bank transfer. EM eae keerGide ASKED QUESTIONS (FAQs) How do | pay monthly advance payment? Advance payments should reach GRT before the 10th of every month, Payments can be made by Cash / DD / Local Cheques / Post Dated Cheques (PDC) / At-par cheques / Electronic Clearing Service (ECS) and online (www.grtjewels.cormn). Outstation Cheques will not be accepted. You can give PDCs for the entire period for your convenience. What if | discontinue? Members who choose to discontinue within 7 months of enrolment will not be eligible for ‘No Wastage (VA) on purchase. However if the member discontinues during the 8th, 9th or 10th month of enrolment, they will be entitled to discount equal to 60% of Wastage (VA) value on the accumulated advance amount or on the accumulated ‘gold weight, as per the option chosen by the member. What if | don’t pay continuously? The advance payment cannot be extended beyond the 11 months period. The plan will be discontinued as per terms mentioned above in the event of any default in the monthly advance payments. Hence it is essential that you pay the advance payments continuously without fail. In the event of the member not making any one advance payment during the tenure, the plan will be discontinued automatically from that month, and the member will not be entitled for ‘No Wastage (VA) as per the terms mentioned above.Se aaa POCO SST ETO T What if the member does not purchase jewellery at the end of 12th month? Ifthe member does not purchase jewellery at the end of 12th month from the date of enrollment the total advance amount paid by the member during the scheme will be refunded without any benefit directly by the company through a cheque or through bank transfer. The same will be delivered to the address provided in the membership form at the time of enrolling Will there be VAT? Yes. VAT and any other Government levies will be borne by member at the time of delivery. In what other ways can GRT Golden Eleven Flexi Plan help me? ‘As mentioned earlier, the GRT Golden Eleven Flexi Plan helps you get more jewellery than you could have expected. The GRT Golden Eleven Flexi Plan helps you plan in advance to buy jewellery for weddings and other auspicious occasions. What if | buy jewellery exceeding my advance payment? Wastage will be charged on the excess amount. For instance, if you choose Rs.5000 as your monthly advance payment, the advance amount accumulated over the 11 month period will be Rs.55000. If the selected jewellery item's value is Rs.1,12,000, the member is, eligible for ‘No Wastage (VA)’ on Rs.55,000 only and wastage (VA) as applicable will be payable on the balance amount of Rs.57,000. Will Wastage (VA) be charged on special items? Yes. Wastage (VA) will be charged on special items like Diamond, Platinum, Uncut Diamonds, Ruby, Emerald, Ethnic, Vintage Jewellery, Pooja items, Silver articles & Silver jewellery. and other special items not included in this list. Precious stones / Semi-precious stones / Zircon / birth stones and other stone charges will be applicable.FREQUEN ASKED QUESTIONS (FAQs) Will cash be refunded? Cash will not be refunded under any circumstances, as per Government regulations. How do | know the Wt. of Gold accumulated? This will be updated in the pass book on a monthly basis at the time of making the advance payment. Can the member pay all the monthly payments in advance? The monthly payments cannot be carried over, or p advance. Can the member pay the advance monthly payments in any of the GRT showrooms? Yes, the member can pay the advance monthly payments in any of the GRT showrooms, and online www.grtjewels.com Can The member purchase special items like Diamond, Platinum, Uncut Diamonds, Ruby / Emerald, Ethnic, Pooja items, Silver articles & Silver Jewellery? Yes, the member can purchase special items, with Wastage (VA) and making charges as applicable. Can the member buy Gold Coins? Yes, the member can purchase gold coins without Wastage (VA) and making charges. Is the monthly advance amount fixed or variable? The Monthly advance payment amount is fixed.Fenn | coanate() | Ontont (weit -srams|_Onten2{Ancunt=1 a a a a ee a es ee The member can choose wt. based option or the value based option on maturity at the the time of purchase. 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