Home Budget Worksheet

https://www.vertex42.com/ExcelTemplates/home-budget-worksheet.html © 2013-2014 Vertex42 LLC

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC TOTALS
Summary
NET Income - Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Saldo Awal 1,000

perkiraan saldo akhir 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000 1,000
saldo aktual

Pendapatan
Gaji 0.00
Pemberian 0.00
pengembalian pajak 0.00
pendapatan Bunga 0.00
pengembalian/ reimburs 0.00
penarikan tabungan 0.00
pendapatan lain 0.00
pendapatan lain 0.00
Total Pendapatan 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Deductible Expenses
Business Expenses
Unreimbursed 0.00
Office At Home 0.00
Other Business Expenses 0.00
sedekah
keagamaan 0.00
non profit 0.00
Deductible Tax
Personal Propery Tax 0.00
Real Estate Tax 0.00
Other Deducible Tax 0.00
Kesehatan
asuransi kesehatan 0.00
obat 0.00
dokter 0.00
Biaya Rumah Sakit 0.00
lainnya 0.00
Other
Alimony 0.00
Losses-Unreimbursable 0.00
Mortgage Interest 0.00
Other Deductible 0.00
Total Deductible Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Non-Deductible Expenses
Transportasi
pajak 0.00
servis kendaraan 0.00
transportasi 0.00
lainnya 0.00
Bayi
popok 0.00
susu 0.00
Pakaian
baju/sepatu 0.00
detergent 0.00
lainnya 0.00
Kebutuhan sehari-hari
perawatan anak 0.00
makan diluar 0.00
Groceries 0.00
kebutuhan pribadi 0.00
Discretionary
Name 1 Allowance 0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC TOTALS
Name 2 Allowance 0.00
Langganan
iuran RT 0.00
arisan RT 0.00
arisan 0.00
Pendidikan
SPP anak 0.00
Les Calistung 0.00
Ngaji Anak 0.00
jajan anak 0.00
Hiburan
Mainan Anak 0.00
Books/Magazine 0.00
Dates 0.00
Film/Photos 0.00
Hobby 0.00
Movie Rental 0.00
Other Entertainment 0.00
Perabotan
furniture 0.00
alat elektronik 0.00
perawatan 0.00
perbaikan 0.00
lainnya 0.00
Asuransi
auransi kendaraan 0.00
asuransi rumah tinggal 0.00
asuransi kematian 0.00
asuransi rental 0.00
lainnya 0.00
kebun
tananman 0.00
peralatan berkebun 0.00
lainnya 0.00
Pinjaman
kredit kendaraan 0.00
cicilan CC 0.00
hutang pendidikan 0.00
Installment Loan 0.00
hutang pribadi 0.00
lainnya 0.00
Miscellaneous
Bank Fees 0.00
Postage 0.00
Other Miscellaneous 0.00
Non-deductible Expense
biaya Sewa 0.00
biaya kos 0.00
Savings
Dana Darurat 0.00
Transfer To Savings 0.00
Investasi 0.00
tabungan lainnya 0.00
Pajak
pajak kendaraan 0.00
PBB 0.00
Utilities
Listrik 0.00
Gas 0.00
Internet 0.00
Bensin 0.00
Telephone/Pulsa 0.00
iuran Sampah 0.00
Air 0.00
lainnya 0.00
Other
nyumbang 0.00
piknik 0.00
 JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC TOTALS
Total Non-Deductible Expenses 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

TOTAL EXPENSES 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
HELP
https://www.vertex42.com/ExcelTemplates/home-budget-worksheet.html © 2013-2014 Vertex42 LLC

Instructions
The Home Budget Worksheet is meant to help you create a budget for an entire year.
Doing this will help you make predictions about where you may stand financially in the
future. If you are moving, changing jobs, purchasing a home, or making other major life
changes, it is essential to plan for many months down the road.

1) Edit/Create/Delete categories and subcategories

Use row operations, such as copying an entire row and then inserting it above another
row. The subtotal formulas are set up to allow this type of editing without messing up
the formulas.

2) Verify that all of the subtotal formulas are correctly summing the correct cells

3) Modify the month headings as needed

4) Enter your beginning balance at the top of the worksheet

5) Fill in the income and expenses for the year

a) You can copy and paste cells as needed. For example, enter an average fuel cost in
Jan, and copy it across through Dec
b) Include large lump payments in the months in which they will likely occur or use the
approach of averaging the cost across each month. When using the averaging
approach, consider that your actual balance may not reflect the predicted balance for
the month. If you use the lump payment approach, it may be easier to compare actual
balances, but make sure you have enough saved.

c) Add cell comments as needed to help explain costs. For example, include the names
of Birthdays in comments for the Gifts Given category.

Updating the Worksheet

After a month has passed, enter your Actual Balance at the top of the worksheet. If the
actual balance is much different from the prediction, try to figure out why, and you may
want to adjust your worksheet to reflect what you actually received and spent.

Tips for Quicken Users

Make sure that you set up the Quicken categories the same as in your budget
worksheet, or vice versa. It helps to have the categories organized alphabetically in
this worksheet, because that is the way Quicken displays them in the Cash Flow
reports.

Creating a Cash Flow report in Quicken makes it easy to compare the month's
expenditures to your budget.
Additional Help
The link at the top of this worksheet will take you to the web page on vertex42.com that
talks about this template.

TIPS Vertex42.com: Spreadsheet Tips Workbook

ARTICLE Vertex42.com: How to Make a Budget with a Spreadsheet

ARTICLE Vertex42.com: Budgeting Tips

Home Budget Worksheet

By Vertex42.com
https://www.vertex42.com/ExcelTemplates/home-budget-worksheet.html

© 2013-2014 Vertex42 LLC

This spreadsheet, including all worksheets and associated content is a

copyrighted work under the United States and other copyright laws.

Do not submit copies or modifications of this template to any website or

online template gallery.

Please review the following license agreement to learn how you may or
may not use this template. Thank you.

https://www.vertex42.com/licensing/EULA_privateuse.html

Do not delete this worksheet

pendapaatan
abi 10000000
ibu 2000000
total penda 12000000

pengeluaran
loan 5000000 41.66667
living 3600000 30
15% savin 1800000