App 11051610

PROJECT REPORT ON
TENT HOUSE
Submitted by:
M/s. SAIDULU
TENT HOUSE
Prop. Mr. PULIGILLA SAIDULU
Unit address: Akaram (Vg), Shaligouraram (Mdl) in

Nalgonda (Dt)., T.S., 508 210
Submission of Project Proposal for Sanction of Bank Credit from United Bank of India,
Nalgonda Branch
:: PROJECT REPORT ON :: P-2-
TENT HOUSE
Submitted by: MR. PULIGILLA SAIDULU
Proprietor of M/s. SAIDULU TENT HOUSE
Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S., 508 210
For Financial Assistance, Proposal submitted to: United Bank of India, Nalgonda Branch, Nalgonda Dt., T.S.,
United Bank of India, Nalgonda Branch, Nalgonda Dt., T.S.,
PAGE NO: LIST OF STATEMENTS / ENCLOSURES / ANNEXURES :
P A R T : A : -- GENERAL:
1 Title Page
2 Index
3 Application to the Nodal Agency/Bank
4 Project at a Glance
5 Cost of the Project & Means of Finance
6 Location of the Unit / Raw Materials / Empoloyment
6 Raw Materials / Employment
7 Promoters Details- Background & Experience
7 Manufacturing Process & related matters
8 Project Cost - Land, Civil Works, Plant & Machinery etc., details
9 Production, Sales & Raw Materials etc., details
10 Power, Wages/Salaries & Other Utilities details
11 Economics of Other Expenditures
12 Calculation of Term Loan Repayment / Interest Payment Schedule.
P A R T : B : -- APPLICATION FORM: (for Credit Facilities of S.S.I. Units)
13 Details of the Promoter & Past Performance, Employment
14 Technical Feasibility, Raw Materials, Utilities
15 Economic Feasibility , Project cost & Means of Finance
16 Schedule of Implementation etc.,
17 Bio-Data of the Promotors
18 Details of existing & Proposed Fixed Asset
P A R T : C : -- FINANCIAL STATEMENTS:
19 Profitability Statement.
20 Projected Cashflow statement.
21 Projected Balance Sheet.
22 Working Capital Requirement Statement
23 Summary of Stocks Statement.
24 Break-even Analysis (BEP)
24 Return on Investment (ROI)
25 Internal Rate of Return (IRR)
25 Debt Service Coverage Ratio (DSCR).
26 Senstivity Analysis
27 SWOT Analysis
28 Abstract of Financial Parameters / Data
29 List of Ratio's
P A R T : D : -- C.M.A. Data
C-1 to C 9 Credit Monitoring Analysis (C.M.A. Data - 9 Pages)
Note: Projections are being made as per the information & explanations provided by the Promotor / Representative and at their request.
Project Report is Prepared by "DHRUVA INDUSTRIAL CONSULTANTS (P) LTD.,"
under the guidence of SHIVA PRASAD ALAPARTHI, M.Com., F.C.A., A.I.C.W.A.,
Specialised in making PROJECT REPORTS, C.M.A. Data to Banks and Providing Guidence in availing All State Govt & Central Govt Subsdies in setting up of SME /
SSI Units & undertaing Income-tax, Sales-Tax, Service-Tax, ROC works & filing of all e-Returns of the units.
Address : H.No: 6-2-977/1, Inside Lane to Shadan Majid & College (Pillar No. 8), Khairatabad Main Road, Hyderabad-4, T.S. Ph: 98496-
99009 / 040-65656597, e.mail: reports @ usa.com, pmegp@india.com,
From: M/S. SAIDULU TENT HOUSE P-3-
PROP. MR. PULIGILLA SAIDULU

Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S., 508 210
To: The Branch Manager,

United Bank of India,
Nalgonda Branch, Nalgonda Dt., T.S.,
SUB:
Submission of Project Proposal for Sanction of Bank Credit from United Bank of India, Nalgonda Branch
Dear Sir,
I / We Submit herewith a project proposal for sanction under Captioned Scheme as per following details:
1 a. Full Name of the Applicant : Mr. PULIGILLA SAIDULU, S/o. Dhanaiah
b. Legal Status/Constitution : Proprietary Concern

c. Location of the Unit : Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
d. Education Qualifications : 8TH PASS

e. Category : male candidate & belongs to S.C. Community (Special Category)
2 a. Nature of Activity : TENT HOUSE
b. Type of Products to be services /

manufactured to be offered:
Various Product/s like GROSS RECEIPTS FROM TENT HOUSE etc., made
with No Rawmaterials, , , etc., used in TENT HOUSE as per the requirement
of the clients order.
3 i). Cost of the Proposed Project: ii). Means of Finance of the Project
- Land / Work Shed - Bank Term Loan 855000
- Machinery/Electrical/Prel.Exp etc., 900000 - Bank Cash Credit 95000
- Sub Total (Capital Expenditure) 900000 - Own Contribution of the Promoter 50000
- Net Working Capital Required 100000 - Other Loans, if any.,
- Total Project Cost: ---> 1000000 - Total Means of Finance : ---> 1000000
The Term Loan (TL) will be repaid in 60 monthly installments commencing from 3rd month onwards from the date of
release and rate of interest is 12% P.a.
4 I hereby certify that the project submitted by me / us fulfills the Criteria of PMEGP Scheme and is eligible for of Rs.
350000/- from K.V.I.C., and the instant project proposal being submitted to General Manager, K.V.I.C., Nalgonda Dt., T.S.,
5
a) I / We also undertake to send regular periodical reports sought by Banks / K.V.I.C.,in the prescribed format relating to the Unit, and Certified
that the above Industry being financed by the bank in my / our favour is a new unit in all respects
and not an existing unit.
Kindly Process the applicaton and do needful in this regard.
Yours Faithfully
Place: Nalgonda for M/s. SAIDULU TENT HOUSE
Date:
PROP. MR. PULIGILLA
SAIDULU
PROJECT AT A GLANCE -P-4
PROJECT REPORT ON --- TENT HOUSE
INDUSTRY GROUP --- Service Industry
NAME OF THE PRODUCTION ---

Various Product/s like GROSS RECEIPTS FROM TENT HOUSE etc., made with
No Rawmaterials, , , etc., used in TENT HOUSE as per the requirement of the clients
order.
UNIT NAME M/s. SAIDULU TENT HOUSE
NAME OF THE PROMOTER/S Mr. PULIGILLA SAIDULU, S/o. Dhanaiah
APPLICANTS ADDRESS ---

Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S.,
508 210
CONTACT NUMBER ---
FACTORY ADDRESS: ---

Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508
234
CONSTITUTION --- Proprietary Concern
COMMUNITY & CATEGORY --- male candidate & belongs to S.C. Community (Special Category)
PRODUCTION CAPACITY --- 2280 Receipts/p.a. (0.95 Receipts/hr)
MINIMUM & MAXIMUM OPERATING

60 % during 1st year and 75 % during 4th Year onwards.
CAPACITY
WORKING DAYS & HOURS/ --- 300 Days. ( 8 Hours/shift with 1 shift/s per day )
NO OF PERSONS EMPLOYED --- 10 Employees & Per Capita Investment is Rs. 90000/-
PROJECT IMPLEMENTATION --- Nov-19
TOTAL PROJECT COST Rs. 1000000 /-
BREAK EVEN POINT (%) 65.85
D.S.C.R 2.42
INTERNAL RATE OF RETURN -49957.45
While making projections, 1st year operations are considered at 60% and later on 65%, 70%, 75% respectively.
The project's average DSCR for 6 years is 2.42, BEP is 65.85%, IRR is 27.85 and ROI is 56.3. All these parameters
indicate that the project is economically viable and financially feasible.
-- P. 5 --
COST OF THE PROJECT
PARTICULARS % EXISTING PROPOSED TOTAL
1.a. LAND: own land
b. LAND DEVELOPMENT
2. CIVIL WORKS:
a SHED
3. a. PLANT & MACHINERY: (Refer Page No:9 )
(Inclusive of % Taxes, % Freight & % Errection, Insurance Charges) 90.00 900000 900000
b. TOOLS & EQUIPMENT - Own -
c. CONTINGENCIES % on Plant & Machinery - Own -
d. FUNITURE & FIXURES/MISC. FIXED ASSETS - Own -
e. DEPOSITS WITH GOVT.AUTHORITIES - Own -

4. PRELIMINARY & PRE-OP.EXPENSES : - Own -
5. WORKING CAPITAL :(As per Annexure VI - Refer Page No: 22 ) 10.00 100000 100000
Total Project Cost: --> 100.00 1000000 1000000
(Rs.Ten Lakhs Only)
MEANS OF FINANCE:
PARTICULARS % EXISTING PROPOSED TOTAL
1. CAPITAL CONTRIBUTION BY THE PROMOTER/S 5.00 50000 50000
The Total Promoters Contribution of Rs. 50000/- (Rs. Fifty Thousand Only) also consists of Rs. 0/- (Rs. ) as from
2. BANK LOAN:
a. Term Loan (TL) 85.50 855000 855000
b. Working Capital Loan (CC) 9.50 95000 95000

3. OTHER LOANS & ADVANCES- if any.,
Total Means of Finance --> 100.00 1000000 1000000
From the above project, the Promoter invests 5% and with this the Promoter is eligible 35% subsidy i.e. Rs. 350000/-(Rs. Three Lakhs
Fifty Thousand Only ) on the Eligible Project cost, from K.V.I.C., Nalgonda Dt., T.S., by fulfilling all the terms and conditions under PMEGP
Scheme.
The above promoters capital is inclusive of VCA from SFAC and The Unit is eligible to claim 26% of the Promoter's Capital i.e., Rs.0/-
(Rs.) as from . The Promoters in the mean time to bring / infuse the required eligible VCA amount from their own private sources as Private
unsecured loans, and will be repaid after getting VCA from SFAC to clear off the private loans.
Location of the Unit -- P. 6 --
The Proposed Unit address is at Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
and is in Rural area and land is own land and the extent of the area is and proposed area is sufficient
for the proposed activities and also for future expansions. The Proposed area is developed area and having
infrastructure facilities like., Transportation, Power/Electricity, Water, Communication besides availability of
Skilled and Unskilled workers abundantly. The Proposed unit will provide employment directly to 10 members and
indirectly to few more persons and unit will cater services to the local people by exploring the resources.
Sufficient Ground Water is available at factory itself to run the unit at Akaram (Vg). The present proposed area is a
developed one and roads & other infrastructures were developed well and well connected to other nearby cities
and there won’t be any problem of transportion as the main road is not far off to the factory. There
were no civil restrictions and the proposed factory area is not only a plain and developed area but also many
industries are located nearby and hence land development is not required. 1HP Power is required and Applied for
connection and can be obtained in time. Even though, there are few more units located in the surrounding
areas and it is expected that there will be still business to this unit more than what is presently projected. But
estimates are made on a conservative basis. The Proposed unit is having locational advantage of Raw material
Proximity & Market & Transport facilities. The Unit requires SHED, , and required area is 0 sq.fts and no need of
any civil works and existing Own Shed is available.
Raw Material Details

For this unit, Raw Materials required are No Rawmaterials, , , Raw materials required for production of Various
Product/s like GROSS RECEIPTS FROM TENT HOUSE etc., made with No Rawmaterials, , , etc., used in TENT HOUSE
as per the requirement of the clients order. Raw Materials are available in Nalgonda district and other surrounding
towns and available sufficiently for running of the unit uninterruptedly and requirement of
raw materials are given below.. In case if the unit procures raw materials from the factories/manufacturers at
locally from Surrounding Villages of the mandal or nearby places of the unit, then there will be greater advantage
in rates and with this profitability will be increased as the raw material costs reduced.
Qty required for Unit Min. Lead Procu- No of days
Raw material: Rate / Unit
p.a Measurement Purchasing rement time stock
No Rawmaterials
Man power / Employment

The unit requires the about 10 employees, consisting of both technical, non-technical and skilled or unskilled
workers and the details are given below. As the unit locates nearby to Akaram (Vg), both skilled and unskilled
workers available easily and plentily. Besides this, the co-family members of the Promoter will also take part in
the operations of the unit to run smoothly. It is expected that the total Salaries and wages cost at 60% capacity
utilisation during the first year of operations is being expected Rs. 975000/- and the details are given in page 10.
Category Present Proposed:
a. Executives:
b. Supervisory Level
c. Admnistrative / Office Staff:
d. Skilled Workers 5
e. Unskilled Workers 5
TOTAL EMPLOYEES 10
Promoters Details- Background & Experience -- P. 7 --
S/o. Dhanaiah,
The Proprietor of the Proposed unit is Mr. PULIGILLA SAIDULU, is
male candidate and DOB , aged: 37 and residing at Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of
T.S., 508 210 and studied 8TH PASS and belongs to S.C. Community and considered as 'Special Category'.
The Promoter is having Three (3) years experience in the field of TENT HOUSE and worked in Similar
kinds of Units at Shaligouraram as administative supervisor and having exposure in handling Administative
Section activities. During the tenure, he developed good contacts with the local
people, co-employees, contractors, suppliers, vendors etc., related to TENT HOUSE, and occasionally
involved in other areas also as and when required in the above said unit.
Presently the Promoter is doing Trading in Various Similar units & other related products since last 5
years in Nalgonda district and surrounding areas / towns and involved in marketing of above products and
established relations with parties, now with the earlier practical experience gained in industry as
administative supervisor and with the present experience, the Promoter is interested to
start 'TENT HOUSE' on his own at Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210 he
surveyed and analysed the market and other areas like Procurement of Raw materials, Sales, Production
etc., areas since last three months and is confident in organising to run the new Proposed unit on his
own.
Besides the above experiences of the Promoter, the other Co-family members, who are having little
experience and knowledge are also ready to take part in handling activites like procurement of
raw materials and general supervision and administration of the proposed unit as and when required to
strengthen the benificiary. The Promoter got varied experience and exposure in making and
marketing for a considerable period of time and has good exposure in the relevant field of production and
marketing skills are good advantage to the business. The Promoter with his good social
contacts and qualitative product, is quite confident of marketing the product on a large scale. The
Promoter Geographically very familiar with the surroundings of the unit area of Akaram (Vg) and can
mould the situation to the advantageous to run the unit successful. Now with all these above factors, the
proposed benificiary is Confident and interested in setting up a new unit in the above said address under
PMEGP Scheme by availing Loan from United Bank of India, Nalgonda Branch, Nalgonda Dt., T.S., and with
this the Promoter is eligible 35% subsidy i.e. Rs. 350000/-(Rs. Three Lakhs Fifty Thousand Only ) on the
Eligible Project cost, from K.V.I.C., Nalgonda Dt., T.S., by fulfilling all the terms and conditions under
PMEGP Scheme.
PROJECT COST & MEANS OF FINANCE DETAILS: -- P. 8 --

The total Project cost of TENT HOUSE to be set up by M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA
SAIDULU at - Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210 is Rs. 1000000/-
The Total Project Cost of Rs. 1000000/- (Rs. Ten Lakhs Only) consists of Plant and Machinery of Rs.
900000/- (Rs. Nine Lakhs Only) and working capital of Rs. 100000/- (Rs. One Lakh Only) The source/means
of finance is - the Promoter is going to invest Rs. 50000/- (Rs. Fifty Thousand Only) and Promoter is
requesting United Bank of India, Nalgonda Branch is to sanction Rs. 855000/- (Rs. Eight Lakhs Fifty Five
Thousand Only) as Term Loan (TL) and Rs. 95000/- (Rs. Ninety Five Thousand Only) as Cash Credit (CC).
The Term Loan (TL) will be repaid in 60 monthly installments commencing from 3rd month onwards from the
date of release and rate of interest is 12% P.a.
CIVIL WORKS :
The Unit is requires & existing Own Shed is available.
Particulars Type Size (Sq.fts) Rate/Sq.ft Estimate:(Rs)
SHED ACC
MACHINERY & EQUIPMENT:

The proposed unit requires the following Machinery/Equipment and for full details refer quotation.
SalesTax Transpor- Erection &
Total
Particulars Basic Price (%) tation Insurance
% % % (Rs.)
VARIOUS PLANT / MACHINERY / EQUIPMENTS REQUIRED FOR TENT HOUSE 900000 900000
AS PER LIST ENCLOSED
. - ( No's)
. - ( No's)
. - ( No's)
(refer quotation for details).

GRAND TOTAL (I+II) : 900000 900000
PRELIMINARY & PRE-OP.EXPENSES:
The following are the expected Preliminary & Pre-op Expenses. Rs.
a. Registration & Documentation Charges
b. Project Preparation Expenses
c. Legal & Other Professional Charges
d. Rent, Rate & Taxes
e. Salaries & Wages
f. Travelling & Conveyance
g. Other Administrative Expenses
h. Interest During Construction Period
i. Misc. Expenses
TOTAL --> - Own -
WORKING CAPITAL REQUIREMENT:
Total working capital required is Rs. 100000/- and the details are being given in Page No:22.
M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU -- P. 9 --
DETAILS SHOWING PRODUCTION / SERVICES, SALES & CAPACITY UTILISATION
Total Production at 100% Capacity Utilisation = 2280 Receipts/p.a. (Quantity/Units)
% of Qty No.of Units 1st Year 2nd Year 3rd Year 4th Year
Production / Output Details (0.95 Receipts/hr) 2019-20 2020-21 2021-22 2022-23
Capacity Utilisation --> (%) % at 100% 60 65 70 75
A GROSS RECEIPTS FROM TENT HOUSE - 100 2280 1368 1482 1596 1710
-
-0
-0
-
-
100 2280 1368 1482 1596 1710

SALES/REALISATION / GROSS RECEIPTS DETAILS (Amount in Rs.)
Production / Output Details Unit Cost Value 1st Year 2nd Year 3rd Year 4th Year
Capacity--> % Rs. at 100 % 60 65 70 75
A GROSS RECEIPTS FROM TENT HOUSE - 1000.00 2280000 1368000 1482000 1596000 1710000
-
-0
-0
-
-
TOTAL GROSS SALES VALUE :(Rounded to '000)--> 2280000 1368000 1482000 1596000 1710000
Note: While considering the above Selling rates, the sales-tax part was not considered as it is a mere liability.
ECONOMICS OF WORKINGS
1st Year 2nd Year 3rd Year 4th Year
PARTICULARS OF EXPENDITURE At 2019-20 2020-21 2021-22 2022-23
Capacity (%) --> 100 % 60 65 70 75
A. RAW MATERIALS
No Rawmaterials
(0 @ Rs. /- )
(0 @ Rs. /- )
(0 @ Rs. /- 0 )
(0 @ Rs. /- 0 )
TOTAL RAW MATERIALS COST:(Rounded to '000)

(%) ---> 60 65 70 75
Less: Raw Material Portion in Op. Work in Process
Add: Raw Material Portion in Cl. Work in Process
Sub-Total ---->
Less: Raw Material Portion in Op. Finished Stock
Add: Raw Material Portion in Cl. Finished Stock
TOTAL RAW MATERIALS CONSUMED (P & L a/c) --->
Less: Opening Raw Materia DE
Add: Closing Raw Materials stock
TOTAL RAW MATERIALS PURCHASED --->
At 1st Year 2nd Year 3rd Year 4th Year
PARTICULARS OF EXPENDITURE 100 % 60 65 70 75
B. TRANSPORTATION, FREIGHT & UNLOADING of RAW MATERIALS

Average Per day Rs.500 and for 300 days 150000 90000 97500 105000 112500
C. PACKING MATERIAL & LOADING / FORWARDING COST

0.3 % approx. on Sales value 6840 4104 4446 4788 5130
(This expenditure covers all internal & external packing & forwarding cost)
D. UTILITIES: (ELECTRICITY & POWER/FUEL, WATER ETC.,)
a. POWER: 1 Units per Hr.(Av.1 H.P = 0.75 Units/Hr)
@ Unit Rs. 6/- and for 8 Hours/Day 14400 8640 9360 10080 10800
b. Maximum Demand Charges 400 400 400 400 400
c. fuel consumption is nil and water consumption is minimal.
(Total H.P Required: 1 H.P) Total: 14800 9040 9760 10480 11200
E. STORES / CONSUMABLES, REPAIRS & MAINTENANCE

a. Stores & Spares: @ 1% On Sales 22800 13680 14820 15960 17100
b. Repairs & Maintenance:
1.5 % on Buildings Cost
1.0 % on Machinery Cost 9000 5400 5850 6300 6750
31800 19080 20670 22260 23850
F. INSURANCE
On Capital Expenditure @ 0.5 % 4500 4500 4500 4500 4500
4500 4500 4500 4500 4500
G. SALARIES AND WAGES
I. SALARIES (Fixed)::
MANAGERS No's (Per Month) P.a.
- - - FIXED - - -
Sub.total
ADMN.STAFF
Sub.total
Total- 1 (Fixed)
II. W A G E S:: (Variable)
SUPERVISORY (Per Month)
- - - VARIABLE - - -
TOTAL
SKILLED WORKERS (Per Day)
Skilled worker 5 350 525000
TOTAL 5 525000
UNSKILLED WORKERS
Unskilled workers 5 300 450000
450000
Total - 2 (Variable) 10 975000 975000 585000 665438 716625 767813
GRAND TOTAL: 10 Total 1+2 975000 585000 665438 716625 767813
NOTE: Assumed that there was 1.05% increase in Wages & Salaries every year and the above is inclusive of PF, ESI etc., if any
PARTICULARS OF EXPENDITURE At 1st Year 2nd Year 3rd Year 4th Year
100 % 60 65 70 75
H. DEPRECIATION on W.D.V.
a. On Land/Land Development - 0%
b. On Buildings - 7.5 % Opening
Depreciation
Closing
c. On Machinery - 15 % Opening 900000 900000 765000 650250 552713
Depreciation 135000 114750 97538 82907
Closing 765000 650250 552713 469806
d. On Tools & Equipment - 10 Opening
Depreciation
Closing
TOTAL Opening 900000 900000 765000 650250 552713
on W.D.V. Depreciation 135000 114750 97538 82907
Closing 765000 650250 552713 469806
I. PRELIMINARY/PRE-OP.EXPENSES
J. ADMINISTRATIVE & OTHER EXPENSES

Printing & Stationery 12000
Travelling & Local Conveyance 24000
Postage & Telephones 36000
Rent, Rates & Taxes
Legal & Professional Charges 12000
Staff Welfare Expenses 48000
Office Maintenance 57600
Vehicle Maintenance 60000
General Expenses 72000
(Assumed 5% increase in costs every year) TOTAL (J): 321600 321600 337680 354564 372292
K. SELLING EXPENSES
0.5 % On Sales Value 11400 6840 7410 7980 8550
(Inclusive Commission, Advertisements, Publicity, Business Promotional & Selling Expenses etc.,)
L. INTEREST ON WORKING CAPITAL

Cash Credit Limit 95000 95000 95000 95000 60000
Interest to be charged at 12% p.a. 7200 7200 7200 7200 7200
M. FINANCING, REPAYMENT & RATE OF INTEREST DETAILS

The Total Cost of the project is Rs. 1000000/- and out of this amount 5% = Rs. 50000/-, will be the Prop. Mr. PULIGILLA
SAIDULU Contribution and balance 95% will be provided by the bank as loan. 85.5% = Rs. 855000/- will be provided by
United Bank of India, Nalgonda Branch as Term Loan (TL) and 9.5% = Rs. 95000/- will be as Working Capital Loan (CC).
Repayment will be in 60 monthly installments and Interest rate is 12% p.a. and Repayment starts from 3rd month onwards
from the date of Release of Loan.
N. SOME IMPORTANT RESULTS AT A GLANCE:

Average DSCR 2.42 Times B.E.P 65.85 %
ROI 56.30 % Cash B.E.P 52.74 %
IRR 27.85 % B.E.P (Value Rs.) 1501488 /-
Years--> 1 st 2 nd 3 rd 4 th 5 th 6 th 7 th
PROFITABILITY : 122080 140164 196993 249569 252497 253047 247443
CASH SURPLUS : 192705 62614 -117649 208291 242782 232761 251583
RESERVES : 122080 262244 459237 708806 961303 1214350 1461793
(Note: Year means 12 months operations from the date of commencement of business and not financial year).
ML H
/ A
sK
. S
Repayment will be in 60 monthly installments and Interest rate is 12% p.a.
Term Loan (TL) 855000 Repayment starts from 3rd month onwards from the date of Release of Loan
VM YEAR/MTH OB REPAYMENT INTEREST YEAR / MTH OB REPAYMENT INTEREST
EI
1st 1 855000 43 167054 6682 1671
NK
KA Yr 2 855000 44 160371 6682 1604
AN 3 855000 45 153689 6682 1537
TT
4 855000 46 147007 6682 1470
AH
2019- 20
A 5 855000 5400 47 140325 6682 1403

SI 6 855000 5400 48 133643 6682 1336
AA 80186 20447
7 855000 5400 TOTAL:-->
IH
R 8 855000 11875 5400 5th 49 126961 6682 1270
A 9 843125 11875 5281 Yr 50 120279 6682 1203
M
10 831250 11875 5163 51 113596 6682 1136
6682 1069
-24
T 11 819375 11875 5044 52 106914
E
2022
12 807500 11875 4925 53 100232 6682 1002
N
T TOTAL:--> 59375 42013 54 93550 6682 935
2nd 13 795625 11875 4806 55 86868 6682 869
H
Yr 14 783750 15675 4688 56 80186 6682 802
O
U 15 768075 15675 4531 57 73504 6682 735
S 16 752400 15675 4374 58 66821 6682 668
E
2020- 21
17 736725 15675 4217 59 60139 6682 601

,
18 721050 15675 4061 60 53457 6682 535
P 19 705375 15675 3904 TOTAL:--> 80186 10825
r
20 689700 15675 3747 6th 61 46775 6682 468
o
p 21 674025 15675 3590 Yr 62 40093 6682 401
. 22 658350 15675 3434 63 33411 6682 334
23 642675 15675 3277 64 26729 6682 267
-25
M
65 20046 6682 200
202
r 24 627000 15675 3120
3
. TOTAL:--> 184300 47748 66 13364 6682 134
B 3rd 25 611325 330675 6113 67 6682 6682 67

E Yr 26 280650 6682 2807 68 0 6682 0
L 27 273968 6682 2740 69 -6682 6682 -67
L
A 28 267286 6682 2673 70 -13364 6682 -134
2021- 22
M 29 260604 6682 2606 71 -20046 6682 -200

K 30 253921 6682 2539 72 -26729 6682 -267
O
31 247239 6682 2472 TOTAL:--> 80186 1203
N
D 32 240557 6682 2406 7th 73 -33411 6682 -334
A 33 233875 6682 2339 Yr 74 -40093 6682 -401
2025 -26
34 227193 6682 2272 75 -46775 6682 -468
35 220511 6682 2205 76 -53457 6682 -535
36 213829 6682 2138 77 -60139 6682 -601
TOTAL:--> 404179 33310 78 -66821 6682 -668
4th 37 207146 6682 2071 79 -73504 6682 -735 (Note: Year
means 12
Yr 38 200464 6682 2005 80 months
39 193782 6682 1938 81 operations
2022- 23
40 187100 6682 1871 82 from the

41 180418 6682 1804 83 date of
42 173736 6682 1737 84 commence
TOTAL: 46775 -3742 ment of
business
GRAND
935186 151803 and not
60 TOTAL:
-- Note: The Interest on Term Loan was taken as 12% p.a, and the Term Loan will be repaid by M/s. SAIDULU TENT HOUSE, Prop. Mr.
PULIGILLA SAIDULU in 60 monthly installments starts from 3rd month onwards after disbursement of Loan and installment is Rs. 11875/- Out
of the total subsidy of Rs. 350000/-, Rs. 315000/- adjusted towards Term Loan and balance amount of Rs. 35000 /- is adjusted against C.C. in the
37th month (Proportionatly) and Interest on FDR was not considered and as well as interest on Term Loan & CC was also not charged to the
extent of FDR amont as per the RBI & scheme guidelines
APPLICATION FORM FOR CREDIT FACILITIES OF S.S.I. UNITS (for Banks)
-- P. 13 --
1. 1. Name of the Applicant: Mr. PULIGILLA SAIDULU, S/o. Dhanaiah
2. Constitution :Proprietary Concern & male candidate & belongs to S.C. Community (Special
Category)
3. Name of the Business House/Group :
M/s. SAIDULU TENT HOUSE
2. 1. Registration No: in Nalgonda district of TS.
2. Date of Incorporation/ Commencement of Business :

- Do -
3. 1. Business Address with Telephone/Telex No.:
i. Regd.: Office: Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S., 508 210,
Ph/Cell No:
ii. Admn.: Office: - Do -
iii. Unit / Factory: Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
4. Background of the Proprietor / Members / directors:

#REF!
5. Brief description of the Industrial Activity:
2. Proposal to set up TENT HOUSE at Akaram (Vg), Shaligouraram (Mdl) in Nalgonda

(Dt)., T.S., 508 210
6. How the Activity was Financed so far: (To be filled up in case of existing firms only)
Sl. Source of Security: Rate of Repayment Present O/s Amount of
No. Funds Interest per month Default
-New Unit- N.A.,
7. Past Performance:(To be filled up in case of existing unit only)

Particulars Last Year Last but One Last but Two Years
Turnover
Net Profit -New Unit- N.A.,
Retained Profit
Monthly Turnover for the last 12 months:

Months --> 1 2 3 4 5 6
Turnover: -New Unit- N.A.,
Months --> 7 8 9 10 11 12
Turnover:
8. Arrears in Statutory Payments (if any)

a. Income-tax -Nil- c. P.F -Nil-
b. Sales-tax -Nil- d. E.S.I. -Nil-
9. If the unit is an ancillary unit, the undertaking to which it is catering and its address:
- N.A. -
10. Name of the associate concern(s), if any, and
1. Nature of association and amount invested, 2. Nature of -New Unit- N.A.,
Activity & 3. Items Traded / Manufactured:
4. Turnover and Profit of Past 3 years:
Year a. Turnover b. Profits
1st Year
- ,
2nd Year w t .
A
Ne .
3rd Year - Un N
11. EMPLOYMENT:
Category Present: Proposed: Category Present: Proposed:
a. Executives: d. Skilled: 5
-New Unit-
b. Supervisory: e. Unskilled: 5
N.A.,
c. Admn./Office Staff: TOTAL: 10
12. TECHNICAL FEASIBILITY: -- P. 14 --
1 Name of the Product(s), including by-products & its use & other details:
PRODUCTION :: at 100% Rs. <UNITS> <USES>
GROSS RECEIPTS FROM TENT HOUSE 2280 1000.00
2 Manufacturing Process, in brief:

- Refer Introduction Chapter for details - Refer Page No: 5.
3 Capacity: (No. of Units, Quantity in Kgs./ Volume in liter per annum)
- Refer Page No: 10
4 Locational advantage of existing and / or proposed premises:

a. Absence of Civil restrictions:
There were no civil restrictions and the proposed factory area is not only a plain and
developed area but also many industries are located nearby and hence land development
is not required.
b. Proximity to the Source of Raw Materials:
For this unit, Raw Materials required are No Rawmaterials, , ,
c. Market for the Product: There is a good demand for the product in this area (refer page
No: 5) Market tie up arrangements are under Process and can be finalised in one month.
d. Availability of:
i. Power: 1HP Power is required and Applied for connection and can be obtained in time.
ii. Water:
Sufficient Ground Water is available at factory itself to run the unit at Shaligouraram.
iii. Labour: The factory is surrounded by many villages, and skillled/unskilled labour is available
plenty without any problem in Shaligouraram mandal.
iv.Transport: The present proposed area is a developed one and roads & other infrastructures were
developed well and well connected to other nearby cities and there won’t be any problem
of transportion as the main road is not far off to the factory.
e. Whether Clearance has been obtained from the Pollution Control authority:
-Not necessary
5 Land & Buildings: Plinth area in Sq.fts Value (Rs.)
Details of Civil Works
Existing Proposed Existing Proposed
LAND -Nil-
SHED
The Proposed land is, own land of and the proposed building / shed is existing Own Shed is available at H.
NO:4-7, Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
6 Type of soil and load bearing capacity

--
The soil is good soil and having strength and has load bearing capacity to run this unit.
7 Particulars of Machinery and other fixed assets as per Annexure II:
-- Refer Page No: 8. and Quotation for details.
8 Necessity and purpose for the proposed investment/addition to factory premises / machinery in case where such
investment is intended) for achievement of the anticipated turnover
-- Refer introduction chapter for the details--
9 Raw Materials & Components:
Raw material: Qty Unit Min. Purch- Lead Procu- Availability
Required Measurement ase Qty remnt time
No Rawmaterials Refer Introduction
Chapter
13. UTILITIES:
1 POWER:-
8 - a. Contacted Load : 1.2 H.P, - b. Connected Load: 1H.P and - c. Future Power Consumption (No of units
per Day) : 8 Units/day at 100% capacity). Presently applied for power connection and will be received
shortly.
2 WATER -- Sufficient Ground Water is available at factory itself to run the unit at Shaligouraram.
3 FUEL -- fuel consumption is nil and water consumption is minimal.
4 OTHERS(Specify) Nil
14. ECONOMIC FEASIBILITY: -- P. 15 --
1 Whether the product is reserved exclusively for SSI sector?
- Yes, the product is reserved for SSI sector.
2 Name of Major Customers:
- Yet to be finalised after errection but anyhow the promoters are under the process
of approaching of buyers in getting the orders.
3 Region/ -- Refer Page No: 5 for Marketing Details
4 Extent of competition & No.of units engaged in similar line in the area:
- At present there were not enough units to cater the needs / demand in nearby of
this factory and as per the analysis of the promoter, and still there is
5 How does the units, meet/process to meet the competition: (Comment on competative advantages)
- Already Proprietor has surveyed the market and having sufficient knowledge over it
and other family members of the proposed promoter are ready to take part and to
look after marketing function.
a. In price and quality, how does you compare with its competitors
--
Yes, Proprietor, Mr. PULIGILLA SAIDULU, S/o. Dhanaiah, well versed with the product
and can ensure reasonable price and quality to compete the market with the past
experience by producing the products at a lesser rate and by making effective cost
control and regarding quality control, he is having sufficient exposure in production
side and already he has taken one technical person who can look after the
production side.
b. Is the unit selling direct to its customers? (Furnish details like sales force/showrooms/depots)
- Mainly in wholesales only and no need of showrooms & depots.
c. If a selling/distribution agency has been appointed, its name period of contact Commission payable period by
which the bills will be paid by it etc.,
- No such agreements are made and not required.
6 Nature and volume or orders/enquires on hand:
- As these matters in initial stage and will be finalised at later stage.
7 If the unit is export oriented, please furnish exporter code no., if alloted and detalis of last 3 years
--No--
Name of the Product Name of the country F.O.B.value in
Exported where exported US$
a
b -- N . A., -- -- N . A., --
15. COST OF THE PROJECT:

SL. PARTICULARS AMOUNT TO BE TOTAL
NO: INCURRED INCURRED COST
A. a. Land & Land Development: own land
B. Building & other civil works existing Own Shed is available
C. Plant & Mechinery: (Indigenious / Imported) 900000 900000
D. Tools, Spares and Accessories - Own -
E. Testing Equipment
F. Misc.Fixed Assets & Deposits - Own -
G. Errection/Instllation Charges
H. Preliminary Expenses & Pre-op.expenses
I. Contingency provision for - Own -
a.Buildings, b. Plant & Machinery & c. Other Fixed Assets
J. Margin Money for working Capital 100000 100000
T O T A L: 1000000 1000000
16. MEANS OF FINANCING:
SL. PARTICULARS ALREADY TO BE TOTAL
NO. RAISED RAISED COST
A. Capital 50000 50000
B. Reserves
C. Term loans 855000 855000
D. Unsecured loans/Deposits
E. Deferred Payement/Supplier's for Credit Working Capital 95000 95000
F. Internal Cash Accruals
T O T A L: 1000000 1000000
17 SCHEDULE OF IMPLEMENTATION: -- P. 16 --
Date of Time: Expected
Sl.No: DETAILS OF WORK
Comen'ment (Days) Completion
a. Acquisition of land own land own land 45 11-Apr-18
b. Development of land Alaready Developed
c. Civil Works for --Factory Buildings 11-Nov-19 120 9-Dec-19
--Machinery Foundation 10-Aug-19 7 17-Aug-19
--Administrative Building 16-Apr-19 16-Apr-19
d. Plant & Machinery--- 11-Apr-19 60 10-Jun-19
e. Arrangement of Power & Water 21-Apr-19 15 6-May-19
f. Errection of Equipment 22-Aug-19 7 29-Aug-19
g. Commissioning 30-Aug-19 7 6-Nov-20
h. Initial Procurement of Raw materials 7-Aug-19 7 14-Aug-20
i. Trail Runs 11-Nov-20 7 18-Nov-20 total days:
j. Commercial Production 19-Nov-20 7 26-Nov-20 243
18 FUTURE PROJECTIONS: (to be given for the next three years)
1 Projeted Profitability as per Annexure- III - Refer Page No: 19
2 Projected Cash Flow Statement as per Annexure-IV - Refer P.No: 20
a. Percentage of Cash Sales in Total Sales : 88 % (approximatly)
b. Period in which payment is received in respect of Credit Sales: 30 Days
c. Average credit available on Purchase: Days
19. Working Capital Required for the Anticipated Turnover : (annexure-VI)

Rs. 100000/- Refer annexure VI for details and page No: 22
20. REPAYMENT PROGRAMME: (For Term Loan & Working Capital Loan)
The Total Cost of the project is Rs. 1000000/- and out of this amount 5% = Rs. 50000/-, will be the Prop. Mr. PULIGILLA
SAIDULU Contribution and balance 95% will be provided by the bank as loan. 85.5% = Rs. 855000/- will be provided by
United Bank of India, Nalgonda Branch as Term Loan (TL) and 9.5%
= Rs. 95000/- will be as Working Capital Loan (CC). Repayment will be in 60 monthly installments and Interest
rate is 12% p.a. and Repayment starts from 3rd month onwards from the date of Release of Loan.
21. DETAILS OF SECURITY OFFERED

1 Primary (Working Capital and Term Loan Securities to be indicated)
a. Hypothecation of Machinary for Capital expenditure Loan.
b. For W.C. Loan, Raw materials & Finished goods, WIP & Receivables will be hypothicated
2 Collateral, if any
As per the norms of the Funding bank, security will be provided
3 Details of Guarantor/s
a. Name: (will be provided at the time of Loan Processing & as per Bank norms)
b. Residential Address:
- Enclosed separately
c Occupation:
d. Details of Movable & Immovable Properties

As per the United Bank of India, Nalgonda Branch and as per their Bank
norms.
e. Details of any similar Guarantee, if any given to other institutions:

- Nil -
I / We certify that all information furnished by me / us is true; that I / We have no borrowing arrangements for the unit
with any bank except as indicated in the application; that there are no overdues/ statutory dues against me / us / promoters;
that I / We shall furnish all other information that may be required by you in connection with my / our application; that this
may also be exchanged by you with any agency you may deem fit; and you, your representatives of the RBI / NABARD /
SIDBI & DI&CGC or any other agency as authorised by you, may at any time, inspect / verify my / our assets, books of
accounts etc., in our factory / business premises as given above.
Date: Signature of the Borrower

Place: Nalgonda M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU
-- P. 17 --
BIO-DATA FORM
Details of Proprietor/Partners/Managing Partner/promoters/Directors/M.D
1 Full Name : Mr. PULIGILLA SAIDULU

M/s. SAIDULU TENT HOUSE
2 Father/Husband Name: S/o. Dhanaiah
Address: Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S., 508 210
3 Age / Date of Birth: DOB , aged: 37
4 Sex: male
5 belongs to SC/ST/MC S.C. Community
6 Are You an Ex-service man No
7 Ration Card No and Enclosed Ration Card copy of MRO
8 Passport No: N.A.
9 Address:
Office - As above
Permanent Residence: - Do -
Academic Qualification 8TH PASS
11 Experience
The Promoter is having Three (3) years experience in the field of TENT HOUSE
refer Page and worked in Similar kinds of Units at Suryapet as administative supervisor and
No: 6 having exposure in handling Administative Section activities. During the tenure, he
developed good contacts with the local people, co-employees, contractors,
suppliers, vendors etc., related to TENT HOUSE, and occasionally involved in other
areas also as and when required in the above said unit.
12 Functional responsibilities in the unit: Administative Section

At the
13 Capital/ Loan Contribution in the unit: begining At present:
Nil Yet to be invested
14 Reasons for establishing the unit: As self employment & explore the resources
15 If associated as proprietor/partner/director/shareholder with concerns other than the applicant
unit please furnish following details for each concern by way of enclosure
1. Name and address of the branch/associates/
2. Activity of the concern -
3. Functional responsibility in that concern e

4. Capital/Loan Contribution
l
a
b
i
c
5. Name of the associate concern's Banker & their addresses
l
p
p
6. Aggregate credit facilities enjoyed by the concern t A
o
7. Security offered by the concern for its borrowing - N
8. Working results of the units for the past three years
9.(i) Personal Asserts and Liabilities - b.
(ii) a. Immovable property details like land / buildings, location, date of acquisition, cost, present value,etc.
Other assets c. Personal Liabilities, if any (including gurantees / acceptances given).
Signature of the Borrower
for M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU

-- P. 18 --
DETAILS OF EXISTING FIXED ASSETS: Annexure - II
A LAND:- Note: The unit is not a existing Unit 1& 2 Location
& Area:
3 Whether Freehold or Leasehold:
4 Purchase Price of Land if owned:
5 Rent in case of Leased Land:
6 Terms of Lease: -New Unit- N.A.,
7 Ground Rent payable per year:
B BUILDING:
1 Location:
2 Whether Owned or Leased:
3 Purchase Price of Building if owned:
4 Rent in case of Leased/Rented Premises:
5 Terms of Lease:
Structure Types of Dimensions Breadth Actual Date of
Structure Length (in Sq.fts) Cost (Rs) Erection
Workshop
Godown -New Unit- N.A.,
Administrative -Do-
Other Buildings (Drying Yard) -Do-
In case the assets have been revalued or written up at any time during the existence of unit,
furnish full details of revaluation: -No-
PARTICULARS OF BUIDINGS PROPOSED TO BE CONSTRUCTED

Sl. Description Type of Built up Area Breadth Total Rate of Estimated Expected
No. of Building Construction Length Floor in Construction Cost Completion
The Unit is requires & existing Own Shed is available. for deta for details
1 SHED ACC refer
2 page No
3 7
1. In case contract is awarded for construction fo building, furnish - Will be furnished
details thereof such as name of contractor, amount of contract,etc. shortly during loan
2. Other approvals from inspector of factories, drug Controllers,etc., should be enclosed
processing time
3. Please enclose a plan showing layout of machinery
PARTICULARS OF THE MACHINERY:

SL. NAME OF THE INVOICE EXPECTED % OF TOTAL
NAME OF THE MACHINERY / MANUFACTURER /
NO. SPECIFICATION PRICE EXP/INSR/ EXPECTED COST
FABRICATOR FRT/DUTIES EXPENSES
1 EXISTING MACHINERY:-
A.INDIGENOUS: -New Unit- N.A.,
B.IMPORTED :
2 PROPOSED MACHINERY:-
A.INDIGENOUS: 900000 900000
B. IMPORTED: Machinery is to be purchased from Locally suppliers, at Suryapet
- for Details refer Page No: 7
Total: 900000 900000
Note :: Placement of order yet to be made after confirmation of loan, and expected date of delivery is within one month
after confirmed order.
PROJECTIONS OF PERFORMENCE, PROFITABILITY AND REPAYMENT: (Annexure - III)
Break-even point (3rd Year): 65.85 % Break-Even Quantity: 1501 Gross Rec
Cash BEP : 52.74 % Break-Even Value Rs.: 1501488
Particulars: Year--> 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year
2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26
A. Production (Qty) 1368 1482 1596 1710 1710 1710 1710
% Capacity Utilisation: 60 65 70 75 75 75 75
B. a.Sales/Expected Receipts 1368000 1482000 1596000 1710000 1710000 1710000 1710000
b.Misc.Receipts
c.Less Excise
d.Net Sales 1368000 1482000 1596000 1710000 1710000 1710000 1710000
C Cost of Production:
1. Raw Material Consumptio
2. Transportation/Freights 90000 97500 105000 112500 112500 112500 112500
3. Power & Fuel 9040 9760 10480 11200 11200 11200 11200
4. Salaries & Wages 585000 665438 716625 767813 767813 767813 767813
5. Insurance 4500 4500 4500 4500 4500 4500 4500
6. Packing Material 4104 4446 4788 5130 5130 5130 5130
7. Repairs/Mfg Expenses 19080 20670 22260 23850 23850 23850 23850
8. Preliminary Pre-op.Exp
9. Depreciation 135000 114750 97538 82907 70471 59900 50915
-Total Cost of Production 846724 917064 961191 1007899 995463 984893 975908
Add : Opening W.I.P
Less: Closing W.I.P
D. Cost of sales 846724 917064 961191 1007899 995463 984893 975908
E. Gross Profit (B-D) 521276 564937 634810 702101 714537 725107 734092
F. +/-in Stocks
a.Interest on T.L. 42013 47748 33310 20447 10825 1203 -3742
b.Interest on C.C. 7200 7200 7200 7200 7200 7200 7200
G. - Administration Expenses 321600 337680 354564 372292 390907 410452 430975
- Marketing & Selling exp., 6840 7410 7980 8550 8550 8550 8550
H. Profit before Tax 143624 164899 231756 293611 297055 297702 291110
I. Provision for Taxes 21544 24735 34763 44042 44558 44655 43666
J. Net Profit (H-I) 122080 140164 196993 249569 252497 253047 247443
K. Dividend/Withdrawals
Add:Depreciation 135000 114750 97538 82907 70471 59900 50915
Add:Preliminary exp.
L. Net Cash Accruals 257080 254914 294530 332476 322967 312947 298358
M. Repayment Obligations
a.Towards Term Loan 59375 184300 404179 80186 80186 80186 46775
b.Other Loans, if any-
Total Repayment: 59375 184300 404179 80186 80186 80186 46775
N. Debt Service Paid 108588 239248 444688 107833 98211 88589 50233
PROJECTED C A S H F L O W S T A T E M E N T: (Annexure - IV) -- P. 20 --
Particulars: Start 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year
2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26
A. SOURCES OF FUNDS: M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU
Cash Accruals (NP+Interest) 171292 195112 237502 277217 270522 261450 250901
Incr. in Sh.Capital 50000
VCA from SFAC
Depreciation 135000 114750 97538 82907 70471 59900 50915
Prel. expenses
Increase in T.L. 855000
Incr. in Bank C.C. 95000 -35000 <--Adj. of Subsidy
Creditors for R.M
Other Liabilities
Subsidies if any 350000
TOTAL: 1255000 401292 309862 335040 325124 340992 321350 301816
B. DISPOSITION OF FUNDS:
Preliminary Expense
Incr. in Cap.Exptre 900000
Incr.in Raw Materials
Incr.in Consumbles
Incr.in Finished Goo
Incr.in W.I.P.
Incr.in Receivables 100000 8000 8000 9000
Incr/Decr Advances
Incr. in Deposits
Decrease in T.L. 59375 184300 404179 80186 80186 80186 46775
Interest on T.Loan 42013 47748 33310 20447 10825 1203 -3742
Interest W.C.Loan 7200 7200 7200 7200 7200 7200 7200
Dividend/Withdrawls
<--Adj. of Subsidy
F.D.R. (Subsidy) 350000
TOTAL : 1250000 208588 247248 452688 116833 98211 88589 50233
C. Opening Bal. 5000 197705 260319 142671 350961 593743 826504
D. Net Surplus 5000 192705 62614 -117649 208291 242782 232761 251583
E. Cl.Balance 5000 197705 260319 142671 350961 593743 826504 1078088

PROJECTED BALANCE SHEET (Annexure - V ) -- P. 21 --
Particulars: Start 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year
A. LIABILITIES: M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU
Equity Capital 50000 50000 50000 50000 50000 50000 50000 50000
Reserves & Surplus 122080 262244 459237 708806 961303 1214350 1461793
VCA from SFAC
Term Loan-New 855000 795625 611325 207146 126961 46775 -33411 -80186
W.C.Loan 95000 95000 95000 60000 60000 60000 60000
Cred. for R.M.
Other Liablities
Govt. Subsidy 350000 350000 350000 350000 350000 350000 350000 350000
TOTAL LIABILITIES., 1255000 1412705 1368569 1161383 1295767 1468078 1640939 1841607
B. ASSETS:
Gross Block 900000 900000 765000 650250 552713 469806 399335 339435
Depreciation 135000 114750 97538 82907 70471 59900 50915
Net Block 900000 765000 650250 552713 469806 399335 339435 288519
Prelm.Expenses
Raw Materials
Consumables
Finished Goods
Work in Process
Advances Given
Sundry Debtors 100000 108000 116000 125000 125000 125000 125000
F.D.R. (Subsidy) 350000 350000 350000 350000 350000 350000 350000 350000
Deposits
Cash & Bank 5000 197705 260319 142671 350961 593743 826504 1078088
TOTAL ASSETS:: 1255000 1412705 1368569 1161383 1295767 1468078 1640939 1841607
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS: Annexure - VI -- P. 22 --
PERIOD 1 Year 2 Year 3 Year 4 Year
1. CURRENT ASSETS: (Days) All Figures are rounded to '000
NKATA SAIRAM TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU
I. RAW MATERIALS LAKSHMIKA
No Rawmaterials (incl.transport)
Packing Material
SUB-TOTAL(a)::
II. STOCK IN PROCESS
III. FINISHED GOODS
IV.STORES & SPARES
V. RECEIVABLES Cr. sales %
A GROSS RECEIPTS FROM TENT HOUSE 88 30 100000 108000 116000 125000
SUB-TOTAL(e):: 100000 108000 116000 125000

VI. EXPENSES:
Salaries & Wages
Electricity
Other expenses
Total
TOTAL CURRENT ASSETS (1) 100000 108000 116000 125000
2. CURRENT LIABILITIES:
a. Creditors for purchase of Raw.Materials
b. Advances from Customers
c. Accrued Expenses
d. Statutory Liabilities
e. Other Current Liabilities
TOTAL CURRENT LIABILITIES (2)
3. WORKING CAPITAL GAP (NET WORKING CAPITAL) 100000 108000 116000 125000
(Rounded to '000)---> 100000 108000 116000 125000

4. MARGIN FOR WORKING CAPITAL % 5.00 5000 13000 21000 30000
(Promoters Contribution)
5. BANK BARROWINGS REQUIRED (C.C.Loan) 95.00 95000 95000 95000 95000
Note:
1. Even the Working Capital increases due to increase in capacity utilisation, only first year requirement was considered as
working capital for all years on assumption that the further requirement will be made from internal accruals.
2. While calculating the WIP & Finished goods valualtion, we have considered only cost of production
excluding Depreciation, Pre.& Pre-Op expenses and Other Admn.expenses. Again for WIP calcualtions, we
have taken 0% of the total cost of production.
O
SUMMERY OF STOCKS POSITION: A: RAW MATERIALS:(Qty & Values) -- P. 23 --
1st Year 2nd Year 3rd Year 4th Year
P
1. Opening: Qty Value(Rs) Qty Value(Rs) Qty Value(Rs) Qty Value(Rs)
E
No Rawmaterials 0 0 #DIV/0! #DIV/0! #DIV/0!
I
N 0 0
0 0
G
0 0
0 0
P
R 0 0
U No Rawmaterials #DIV/0! #DIV/0! #DIV/0! #DIV/0!
A
S
E
C No Rawmaterials #DIV/0! #DIV/0! #DIV/0! #DIV/0!
O
N
S
U
M
No Rawmaterials #DIV/0! #DIV/0! #DIV/0! #DIV/0!
P
T
C
L
O
S
I
N
G
B. PRODUCTION / FINISHED STOCKS: (Only Quantities)
GROSS RECEIPTS FROM TENT HOU 0 137 148 160
O
P 0
E 0
I 0
N
0
G
0
P
R
O
D
U
C
T
I
S
A
L
E
S

S
A
L
E
S
BREAK EVEN ANALYSIS (B.E.P.) -- P. 24 --
1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year
Particulars 2019-20 2020-21 2021-22 2022-23 2023-24 2024-25 2025-26
% Capaicity --> 60 65 70 75 75 75 75
1. S A L E S ---> 1368000 1482000 1596000 1710000 1710000 1710000 1710000
2. VARIABLE EXPENSES:
Raw Material Consumption
Transportation/Freights 90000 97500 105000 112500 112500 112500 112500
Power & Fuel 9040 9760 10480 11200 11200 11200 11200
Wages Portion 585000 665438 716625 767813 767813 767813 767813
Packing Material 4104 4446 4788 5130 5130 5130 5130
Repairs & Maintenance 19080
Interest on W.C. loan 7200 7200 7200 7200 7200 7200 7200
Administrative Expenses
Selling expenses 6840 7410 7980 8550 8550 8550 8550
TOTAL VARIABLE EXPENSES: 721264 791754 852073 912393 912393 912393 912393
3. FIXED / SEMI-VARIABLE EXPENSES
Salaries Portion
Insurance 4500 4500 4500 4500 4500 4500 4500
Preliminary Pre-op. Expenses
Depreciation 135000 114750 97538 82907 70471 59900 50915
Interest on term loan 42013 47748 33310 20447 10825 1203 -3742
Administrative Expenses 321600 337680 354564 372292 390907 410452 430975

Repairs & Maintenance
TOTAL FIXED EXPENSES:--> 503113 504678 489911 480146 476703 476055 482648
Optimum
Break-even Point (%) = 77.79 73.12 65.85 60.20 59.77 59.69 60.51
Break-even Sales (Rs.) = 1773670 1667034 1501488 1372522 1362678 1360827 1379673
Break-even Quantity = 1774 1667 1501 1373 1363 1361 1380
Cash B.E.P. (%) = 56.92 56.49 52.74 49.80 50.93 52.18 54.13
RETURN ON INVESTMENT (ROI): (Based on first 7 years)
Profit Before Tax 1719756

Interest (CE+WC) 202203
Depreciation 611481
Preliminary & Pre-Op.expenses
Project Cost 900000
No.of Years 5
Profit Before Tax + Interest + Depreciation + Preliminary Expeses

ROI =
Project cost * No.of Years
= 2533440 = 56.30 %
CALCULATION OF INTERNAL RATE OF RETURN (IRR) -- P. 25 --
YEAR CASH CASH NET NPV NPV NPV NPV
OUTFLOW INFLOW FLOW FACTOR % VALUE FACTOR % VALUE
30.00 % 31.00 %
START 1000000 -1000000 1.0000 -1000000 1.0000 -1000000
1st 306292 306292 0.7692 235610 0.7634 233811
2nd 309862 309862 0.5917 183350 0.5827 180562
3rd 335040 335040 0.4552 152499 0.4448 149033
4th 360124 360124 0.3501 126089 0.3396 122283
# 5th 340992 340992 0.2693 91839 0.2592 88387
#
6th 321350 321350 0.2072 66576 0.1979 63584
7th (Incl. closing fixed assets 590336 590336 0.1594 94080 0.1510 89166
realisable/salvage value) -49957 -73174
IRR = 27.85 %
CALCULATION OF DEBT SERVICE COVERAGE RATIO (DSCR)

Particulars 1st 2nd 3rd 4th 5th 6th 7th Total
Net Profit 122080 140164 196993 249569 252497 253047 247443 1461793
FDR Subsidy Adj 350000 350000
Interest on T.Loan 42013 47748 33310 20447 10825 1203 46775 202320
Depreciation 135000 114750 97538 82907 70471 59900 50915 611481
Prel.& Pre.op. Exp.

TOTAL: 299092 302662 677840 352924 333792 314150 345133 2625593
Interest 42013 47748 33310 20447 10825 1203 -3742 151803

Repayment of TL-FDR
Repayment of T.Loan 59375 184300 404179 80186 80186 80186 46775 935186
<--Adj. of Subsidy
TOTAL: 101388 232048 437488 100633 91011 81389 43033 1086989

D.S.C.R. --> 2.95 1.30 1.55 3.51 3.67 3.86 2.42
Min.DSCR : 1.30 NOTE: Due to Adjustment of Subsidy (TDR) in Term Loan in the Ist Quarter of
Max.DSCR : 3.86 4th year the DSCR will be low during that year and later years DSCR will be
high as the repayment is less.
Avr .DSCR : 2.42
SENSITIVITY ANALYSIS -- P. 26 --
Particulars: Year--> 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year
2019-20 2020-21 2021-22 2022-23 2023-24 2024-25
A. Production (Qty) 3600 4200 4800 5400 5400 5400
% Capacity Utilisation: 60 70 80 90 90 90
PROFITABILITY IN NORMAL CASE
A. Sales/Expected Receipts 1368000 1482000 1596000 1710000 1710000 1710000
B. Raw Material + Transport
C. Other Variable Costs 721264 791754 852073 912393 912393 912393
D. Other Fixed Costs 503113 504678 489911 480146 476703 476055
Total Expenses(B+C+D) --> 1224377 1296431 1341984 1392539 1389095 1388448
Net Profit --> 143624 185569 254016 317461 320905 321552
B.E.P. 77.79 73.12 65.85 60.20 59.77 59.69
D.S.C.R 2.42 2.95 1.30 1.55 3.51 3.67 3.86
-4
CASE - 1-- DECREASE IN SELLING RATE BY 4%
Net Profit --> 88904 126289 190176 249061 252505 253152
B.E.P. 84.98 79.98 72.04 65.84 65.37 65.28
D.S.C.R 2.14 2.62 1.24 1.53 3.50 3.67 3.86
2
CASE - 2 -- INCREASE IN RAW MATERIALS BY 2%
Net Profit --> 143624 185569 254016 317461 320905 321552
B.E.P. 77.79 73.12 65.85 60.20 59.77 59.69
D.S.C.R 2.49 3.16 1.50 1.68 4.18 4.42 4.70
5
CASE - 3 -- INCREASE IN EXPENSES BY -5%
Net Profit --> 82405 61467 123077 179434 183050 183730
B.E.P. 86.51 89.61 80.69 73.75 73.22 73.12
D.S.C.R 1.82 2.56 0.97 1.38 2.81 2.90 3.01
CASE - 4 -- ALL FACTORS CUMULATIVE EFFECT (1,2,3 CASES)

Net Profit --> 27685 61467 123077 179434 183050 183730
B.E.P. 95.02 89.61 80.69 73.75 73.22 73.12
D.S.C.R 1.77 2.02 0.97 1.38 2.81 2.90 3.01
-- P. 27 --
SWOT ANALYSIS
STRENGTHS
Managed by entreprenuer having business experience
Availability of Raw Material and Labour (Both Skilled and Unskilled ) at cheaper cost>
Aggressive and focused marketing campaign with clear goals and strategy
Having wide experience in product and business know how
Good Relationship with Customers
Good Internal Communication
The Product Proposed to be Manufactured has got growing and increasing demand
Well designed and Successful Marketing Strategies
Strong Relation with Suppliers
WEAKNESSES
Existence of other Competitive Players
Stress Management
New in the Market
Customer Base Must be Established
OPPURTUNITIES
Scope for promotion of industries in a big way
Increasing Demand for the product
Advantages Provided Under varous provisions of the Indian law
Huge Market Size
New Technologies
High Growth in industry
Scope for entering surrounding markets as there is less copetition
THREATS
Government policies as regards the industry will have a bearing on the performance of the company
Competition from existing companies as well as new companies setting up similar projects
Dominance of the unorganized sector
Natural Calamities like floods, droughts and earthquake affect the

products Price fluctutations
Heavy competition in the open market

SUMMERY OF FINANCIAL STATEMENTS -- P. 28 --
PARTICULARS 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year
Gross Sales 1368000 1482000 1596000 1710000 1710000 1710000 1710000
Net Sales 1368000 1482000 1596000 1710000 1710000 1710000 1710000
Operating Income (sales-Oth.Income) 1368000 1482000 1596000 1710000 1710000 1710000 1710000
Raw Materials Consumed 90000 97500 105000 112500 112500 112500 112500
Direct labor Cost 585000 665438 716625 767813 767813 767813 767813
Incr./Decr. In stocks
Consumables 13680 14820 15960 17100 17100 17100 17100
Cost of Production 846724 917064 961191 1007899 995463 984893 975908
Cost of Sales 846724 917064 961191 1007899 995463 984893 975908
Office / Admn / Selling expenses 328440 345090 362544 380842 399457 419002 439525
Depreciation 135000 114750 97538 82907 70471 59900 50915
Interest on Term Loan 42013 47748 33310 20447 10825 1203 -3742
Interest on CC 7200 7200 7200 7200 7200 7200 7200
Total Interest 49213 54948 40510 27647 18025 8403 3458
Taxes 21544 24735 34763 44042 44558 44655 43666
Non-Operating Income
Cash Profit 257080 254914 294530 332476 322967 312947 298358
Gross Profit (PBDIT+Admn &Selling exp) 670280 694483 747935 801388 801388 801388 801388
Profit Before Depreciation, Interest & Tax 327836 334597 369803 404165 385551 366005 345483
Profit Before Interest &Taxes(PBIT) 192836 219847 272266 321258 315080 306105 294568
Profit Before Tax (PBT) 143624 164899 231756 293611 297055 297702 291110
Net Profit or Loss (PAT) 122080 140164 196993 249569 252497 253047 247443
PAT + Depreciation (Cash Accruals) 257080 254914 294530 332476 322967 312947 298358
PAT + Depreciation+Interest 306292 309862 335040 360124 340992 321350 301816
Total Obligations (Interest+Repayment to 108588 239248 444688 107833 98211 88589 50233
Paid up Capital 50000 50000 50000 50000 50000 50000 50000
Reserves & Surplus (inclusive subsidies) 472080 612244 809237 1058806 1311303 1564350 1811793
Dividend
Retained Profits 122080 140164 196993 249569 252497 253047 247443
Debentures & Pref.shares
Term Loan 795625 611325 207146 126961 46775 -33411 -80186
Term Loan Installments 59375 184300 404179 80186 80186 80186 46775
Unsecured Loans & oth.liabilities
Total Outside Liabilities (TOL) 890625 706325 302146 186961 106775 26589 -20186
Total Term Liability (TTL) 795625 611325 207146 126961 46775 -33411 -80186
Total Cap. Employed (TCE) (TL + Capital) 1412705 1368569 1161383 1295767 1468078 1640939 1841607
Tangiable Net Worth (TNW) 522080 662244 859237 1108806 1361303 1614350 1861793
Adjusted Tangible Net Worth 522080 662244 859237 1108806 1361303 1614350 1861793
Total Fixed Assets (Gross) 900000 900000 900000 900000 900000 900000 900000
Depreciation 135000 249750 347288 430194 500665 560565 611481
Net Block 765000 650250 552713 469806 469806 339435 288519
Total Tangible Assets (TTA) 1412705 1368569 1161383 1295767 1468078 1640939 1841607
Current Assets 647705 718319 608671 825961 1068743 1301504 1553088
Net Working Capital (NWC)(WCG) 647705 718319 608671 825961 1068743 1301504 1553088
Receivables 100000 108000 116000 125000 125000 125000 125000
Total Inventories
Raw Material Stock
Works in Process
Finished Goods
Stores
Cash / Bank 197705 260319 142671 350961 593743 826504 1078088
Advances to suppliers / Others
Loans & Advances & Deposits 350000 350000 350000 350000 350000 350000 350000
TDS & Other Advances
Current Liabilities 95000 95000 95000 60000 60000 60000 60000
Bank Overdraft (BOD)(CC) 95000 95000 95000 60000 60000 60000 60000
Sundry Creditors
Advances from Customers
Other Liabilities
Total Provisions
Deferred Tax Liability
-- P. 29
VARIOUS IMPORTANT RATIO'S --
7th
PARTICULARS 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year Year
1. RATIOS RELATED TO LIQUIDITY
Current Ratio (>1.33) 6.82 7.56 6.41 13.77 17.81 21.69 25.88
Acid Test Ratio 6.82 7.56 6.41 13.77 17.81 21.69 25.88
NWC / Current Assets (%) 1.00 1.00 1.00 1.00 1.00 1.00 1.00
Bank Finance(CC) to WCG Ratio (<0.75) 0.15 0.13 0.16 0.07 0.06 0.05 0.04
Bank Finance/Current Assets (<50.00%) 14.67 13.23 15.61 7.26 5.61 4.61 3.86
Current Assets Turnover (>3.00) 2.11 2.06 2.62 2.07 1.60 1.31 1.10
Working Capital Turnover Ratio 2.11 2.06 2.62 2.07 1.60 1.31 1.10
2. RATIOS RELATED TO TURNOVER, ACTIVITY & PERFORMANCE
Raw Material + Stores / Net Sales (%)
Inv.+Receivables/Sales*365 (<30 days) 26.68 26.60 26.53 26.68 26.68 26.68 26.68
Receivables to Net Sales (<30 days) 26.68 26.60 26.53 26.68 26.68 26.68 26.68
Inventory to Net Sales * 365 (<30 days)
Debtors Turnover Ratio 13.68 13.72 13.76 13.68 13.68 13.68 13.68
Av. Collection Period (Days)(<30 days) 26.68 26.60 26.53 26.68 26.68 26.68 26.68
#DIV/0
S.Creditors / Purchases (%) #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! !
#DIV/0
Cretitors Turnover Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! !
#DIV/0
Av. Cr. Period - Creditors (30days) #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! !
S.Creditors / Current Assets (%)
Sales / Fixed Assets 178.82 227.91 288.76 363.98 363.98 503.78 592.68
Sales / TTA (> 1.50) 0.97 1.08 1.37 1.32 1.16 1.04 0.93
Sales / TNW 2.62 2.24 1.86 1.54 1.26 1.06 0.92
3. RATIOS RELATED CAPITAL STRUCTURE, LEVERAGE / DEBT / EQUITY
TOL / TNW (<3.00) 1.71 1.07 0.35 0.17 0.08 0.02 -0.01
TTL / TNW (Debt/Equity) 1.52 0.92 0.24 0.11 0.03 -0.02 -0.04
ROCE (PBDIT / Total Assets) 23.21 24.45 31.84 31.19 26.26 22.30 18.76
Debt Equity Ratio (< 2.00) 0.56 0.45 0.18 0.10 0.03 -0.02 -0.04
Fixed Assets Coverage Ratio (FACR) 68.25 101.84 155.46 236.01 289.76 475.60 645.29
Total Assets Turnover Ratio(>1.00) 0.97 1.08 1.37 1.32 1.16 1.04 0.93
Proprietory Ratio 0.37 0.48 0.74 0.86 0.93 0.98 1.01
Captial Gearing Ratio 0.66 1.08 4.15 8.73 29.10
Debt-Assets Ratio (<0.60) 0.56 0.45 0.18 0.10 0.03 -0.02 -0.04
Bank Finance Turnover (Times) (>5.00) 1.72 2.42 7.70 13.47 36.56
Per Capita Investment (per worker) 90000 90000 90000 90000 90000 90000 90000
Fixed Assets Ratio(Sales/Fixed Assets) 1.52 1.65 1.77 1.90 1.90 1.90 1.90
Debt Service Coverage Ratio 2.95 1.30 1.55 3.51 3.67 3.86
4. PROFITABILITY RATIOS
Operating Profitability(PAT/Net sales 8.92 9.46 12.34 14.59 14.77 14.80 14.47
PBT / Net sales (%) (>15.00%) 10.50 11.13 14.52 17.17 17.37 17.41 17.02
Gross Profit Ratio 49.00 46.86 46.86 46.86 46.86 46.86 46.86
PBDITA / Net Sales (%) 23.96 22.58 23.17 23.64 22.55 21.40 20.20
Return on 23.38 21.17 22.93 22.51 18.55 15.67 13.29
PBDITA / Interest 6.66 6.09 9.13 14.62 21.39 43.56 99.91
Net Income to Assets Ratio (>10.00%) 8.64 10.24 16.96 19.26 17.20 15.42 13.44
PBT / TTA (%) (>5.00%) 10.17 12.05 19.96 22.66 20.23 18.14 15.81
Return on Inv't [PBDIT/TTA](20.00%) 23.21 24.45 31.84 31.19 26.26 22.30 18.76
Interest coverage ratio 4.59 4.60 8.17 15.71 29.11 254.50
Retained Profit (%) (>20.00%) 100.00 100.00 100.00 100.00 100.00 100.00 100.00
5. RATIOS RELATED TO EXPENSES:
Operating Cost / Sales (%) (<75.00%) 61.90 61.88 60.22 58.94 58.21 57.60 57.07
Raw Material Content (%) (<50.00%) 6.58 6.58 6.58 6.58 6.58 6.58 6.58
Direct Labor / Net Sales (%) 42.76 44.90 44.90 44.90 44.90 44.90 44.90
Selling, Admn. Expenses/Net Sales (%) 24.01 23.29 22.72 22.27 23.36 24.50 25.70
Finished Goods / Cost of Sales
Selling Price / Cost of Production 161.56 161.60 166.04 169.66 171.78 173.62 175.22
M/s. SAIDULU TENT HOUSE Prop. Mr. PULIGILLA SAIDULU Akaram (Vg),
Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
ASSESSMENT OF WORKING CAPITAL REQUIREMENTS

FORM II : OPERATING STATEMENT
:: C.1 ::
ESTIMATES FOR THE YEAR ENDED/ENDING

SALES & EXPENDITURE DETAILS 2018-19 2019-20 2020-21 2021-22 2022-23
Yr before Last Year Current Next Year 2nd Next
Last year Audited Year Year
(1) (2) (3) (4) (5)

1 Gross Sales
i) Domestic Sales 13.68 14.82 15.96
ii) Export Sales
iii) Other Income
Total(i+ii) 13.68 14.82 15.96
2 Less: Excise Duty

3 Net sales 13.68 14.82 15.96
4 % age rise(+)or fall(-)in net Sales - 8.33% 7.69%

as compared to previous year
5 Cost of Sales
i) Raw materials (including
stores and other items used in
the process of manufacture)
a) Imported
b) Indigenous 0.90 0.98 1.05
ai) Other spares/stores

a) Imported
b) Indigenous 0.14 0.15 0.16
iii) Power and fuel 0.09 0.10 0.10
iv) Direct labour (Factory Wages & Salaries) 5.85 6.65 7.17
v) a. Other manufacturing / Repairs 0.05 0.06 0.06

b. Insurance 0.05 0.05 0.05
c. Packing Materials 0.04 0.04 0.05
vi) Depreciation 1.35 1.15 0.98

vii) SUB-TOTAL (i to vi) 8.47 9.17 9.61
viii) Add: Opening W.I.P.

Sub-total 8.47 9.17 9.61
ix) Deduct: Closing W.I.P.
x) Cost of production 8.47 9.17 9.61
:: C.2 ::
(1) (2) (3) (4) (5)
M/s. SAIDULU TENT HOUSE, Prop. Mr. PULIGILLA SAIDULU
xi) Add: Opening stock of finished 0.00
goods Sub-total 0.00 8.47 9.17 9.61
xii) Deduct closing stock of fin.goods

xiii) SUB-TOTAL (Total Cost of Sales) 0.00 8.47 9.17 9.61
6a General and Admn.Expenses 3.22 3.38 3.55

b Selling / Marketing Expenses 0.07 0.07 0.08
7SUB-TOTAL (5+6) 0.00 11.75 12.62 13.24
0.00 1.93 2.20 2.72
8Operating Profit before interest (5+6)
0.49 0.55 0.41

9 Interest
0.00 1.44 1.65 2.32

10 Operating Profit after interest (8-9)
11 i) Add other non-operating income
a) Interest & Other Misc. Income
Sub-total (income)
ai) Deduct other non-op. expenses

a) Preliminary expenses
b) Other Expenses
Sub-total (expenses)
iii) Net of other non-operating

income/expens (net of 11(i) & 11(ii)
12 Profit before tax (10+11 [iii]) 0.00 1.44 1.65 2.32
13 Provision for taxes 0.22 0.25 0.35

0.00 1.22 1.40 1.97
14 Net profit/loss (12-13)
15 a) Equity dividend paid
b) Dividend Rate
0.00 1.22 1.40 1.97

16 Retained profit (14-15)
100.00 100.00 100.00 100.00

17 Retained profit/net profit (%age)
:: C.3 ::
FORM - III ANALYSIS OF BALANCE SHEET
AS PER BALANCE SHEET AS AT

ESTIMATES FOR THE YEAR ENDED/ENDING
LIABILITIES 2018-19 2019-20 2020-21 2021-22 2022-23
Yr before Last Year Current Next Year 2nd Next
CURRENT LIABILITIES
(
1
) (2) (3) (4) (5)
1 Short-term borrowings from banks

(including bills purchases, discounts & borrowing
placed on repayment basis) 0.95 0.95 0.95
ii) From other banks
Sub total (A) 0.95 0.95 0.95
2 Short term borrowings from others
3Sundry creditors (Trade)
4Advance payments from customers/ depos
5Provision for taxation
6Dividend payable
7 Other statutory liabilities (due within

one year)
8 Deposits/Installments of term loans/

DPGs/debentures, etc.(due within one year)
9 Other current liabilities & Provisions (due

within one year)(specify major items)
Sub-total (B)
10 TOTAL CURRENT LIABILITIES (total 1 to 9) 0.95 0.95 0.95

:: C.4 ::

ANALYSIS OF BALANCE SHEET
TERM LIABILITIES (1) (2) (3) (4) (5)
11 Debentures(not maturing within one Year)
12 Preference
Shares
(redeemable
after one
year)
13 Term Loans 7.96 6.11 2.07
14 Deferred Payment
Credits excluding
installments due
within one year
15 Term deposits
(repayable after
one year)
16 Other term liabilities
17 TOTAL TERM LIABILITIES 7.96 6.11 2.07

(Total of 11 to 16)
18 TOTAL OUTSIDE LIABILITIES 8.91 7.06 3.02

(10 + 17)
NET WORTH
19 a) Ordinary share capital 0.50 0.50 0.50

b) Share Premium
20 General reserve 1.22 2.62
21 Revaluation Reserve
22 i. Other reserves (excluding prov's)

ii. Govt.Subsidy cum margin money 3.50 3.50 3.50
22a. VCA /Unsecured Loans
23 Surplus in Profit & Loss Account 1.22 1.40 1.97
24 NET WORTH 5.22 6.62 8.59
25 TOTAL LIABILITIES 14.13 13.69 11.61

:: C.5 ::

ASSETS ESTIMATES FOR THE YEAR ENDED/ENDING
2019-20 2021-22 2022-23 2023-24 2024-25
CURRENT ASSETS Yr before Last Year Current Next Year 2nd Next
(1) (2) (3) (4) (5)
26 Cash and bank balances 1.98 2.60 1.43
27 Investments (other than long term investm

(i) Government & Other Trustee Securities
securities
(ii) Fixed deposits with banks 3.50 3.50 3.50
28 (i) Receivables other than deffered & exp 1.00 1.08 1.16
(incl. billes purchased & discounted by banks)
(ii) Export receivables (incl. bills

purchased/discounted by banks)
29 Installments of deferred
receivables (due within one year)
30 Inventory :
(i) Raw materials (including
stores and other items used in
the process of manufacture)
a) Imported
b) Indigenous
(ii) Stocks-in-process
(iii) Finished goods
(iv) Other consumable spares

a) Imported
b) Indigenous
31 Advances to suppliers of raw

materials & stores/spares
32 Advance payment of taxes
33 Other current assets

- FDR in bank
34 TOTAL CURRENT ASSETS 6.48 7.18 6.09

(Total of 26 to 33)
:: C.6 ::
FIXED ASSETS (1) (2) (3) (4) (5)
35 Gross Block (land & building 9.00 9.00 9.00
machinery,work-in-progress)
36 Depreciation to date 1.35 2.50 3.47
37 NET BLOCK (35 - 36) 7.65 6.50 5.53
OTHER NON-CURRENT ASSETS

38 Investments/book debts/advances/
deposits which not Current Assets
(i)(a) Investments in subsidiary
companies/affiliates
(b) Others
39 Non-consumable stores & spares

receivable within 6 months
40 Other non-current assets
(Balance in No-Lien A/c)
41 TOTAL OTHER NON-CURRENT ASSETS

(Total of 38 to 40)
42 Intangible assets Preliminary and Share
issue expenses
43 TOTAL ASSETS 14.13 13.69 11.61
(Total of 34, 37, 41 & 42)
44 TANGIBLE NET WORTH (24-42) 5.22 6.62 8.59
45 NET WORKING CAPITAL 5.53 6.23 5.14

[ (17 + 24) - (37 + 41+42) ] To tally with (34-1
46 Current Ratio (Items 34 / 10) 6.82 7.56 6.41
47 Total Outside Liabilities/Tangible

Net Worth (18 / 44) 1.71 1.07 0.35
Total Term Liability / TNW (17/44) 1.52 0.92 0.24
ADDITIONAL INFORMATION
(A) Arrears of depreciation Nil Nil Nil Nil Nil
(B) Contingent Liabilities :

(a)Arrears of cumulative dividends Nil Nil Nil Nil Nil
(b)Gratuity liability not provided for Nil Nil Nil Nil Nil
(c)Disputed excise/customs/tax libilities Nil Nil Nil Nil Nil
(d)Other liabilities not provided for Nil Nil Nil Nil Nil
:: C.7 ::

FORM - IV COMPARATIVE STATEMENT OF CURRENT ASSETS & CURRENT LIABILITIES
2019-20 2020-21 2021-22 2022-23
NORMS Last Year Current Next Year 2nd Next
Audited Year Year
A. CURRENT ASSETS (1) (2) (3) (4) (5)
1 Raw materials (including stores &
other items used in process of
manufacture)
(a) Imported : ( Months' consumption) :
(b) Indigenous ( Months' consumption) : ( 0 Days)
2 Other consumable spares, excluding

those included in 1 above
(a) Imported : ( Months' consumption) :
(b) Indigenous ( Months' consumption) : ( 0 Days)
3 Stocks-in process : ( 0 Days)
4 Finished goods Months' cost of sales : ( 0 Days)
5 Receivables other than export &

and average working
bankers) Months' domestic sales
excluding deferred payment sales : ( 30 Days) 1.00 1.08 1.16
6 Export receivables(including bills purch

ased & discounted) Months' export sales :
7 Advances to suppliers of raw

materials & stores, consumables
8 Other current assets including Cash bank 5.48 6.10 4.93

balances & deffered receivables due
withon one year (specify major items)
9 TOTAL CURRENT ASSETS 6.48 7.18 6.09
(To agree with item 34 in Form III)
B. CURRENT LIABILITIES:
(Other than bank borrowings for Working Capital)
10 Creditors for purchase of raw materials st
consumable spares (Months' purchases) ( 0 Days)
11 Advances from customers
12 Statutory liabilities
13 Other current liabilities Short Term

Borrowings, Unsecured Loans, Dividend
Payable, TL Installment , Public
Deposits/Debentures etc., -
14 TOTAL
(To agree with sub total B in Form III)
:: C.8 ::
FORM - V COMPUTATION OF MAXIMUM PERMISSIBLE BANK FINANCE FOR WORKING CAPITAL
3 Working Capital Gap(WCG)
2019-20 2020-21 2021-22 2022-23
Last Year Current Next Year 2nd Next 4 Min. stipulated
Audited Year Year Net Working
(1) (2) (3) (4) capital of 25%
of C.Assets
excluding
export
FIRST METHOD 6.48 7.18 6.09 receivables)
OF LENDING
1 Total current 5 Actual/projected net
assets (9 in Form working Capital
IV)
2 Other current 6.48 7.18 6.09 6Item 3 minus item 4
liabilities
(Other than bank 7Item 3 minus item 5
borrowings)( 14
of form - IV)
1.62 1.80 1.52 8 Maximu
m
3 Working Capital
5.53 6.23 5.14
Gap(WCG)
4.86 5.39 4.57

4 Min. stipulated
Net Working
0.95 0.95 0.95
capital of 25% of
Working Capital 0.95 0.95 0.95
Gap excluding
export
receivables) -4.58 -5.28 -4.19
5 Actual/projected
net working (1) (2) (3) (4)
Capital (45 in 6.48 7.18 6.09
form - III)
6Item 3 minus item 4
7 Item 3 minus 6.48 7.18 6.09

item 5
8 Maximum 1.62 1.80 1.52
permissible bank
finance (lower of
6 or 7)
5.53 6.23 5.14
9 Excess
borrowings 4.86 5.39 4.57
representing
shortfall in NWC 0.95 0.95 0.95
SECOND 0.95 0.95 0.95

METHOD OF
LENDING Nil Nil Nil Nil
1 Total current
assets (9 in Form permissible bank
IV) finance (lower of 6 or
2 Other current liabilities (Other 7)
than bank borrowings)
9 Excess borrowings representing AS PER BALANCE SHEET AS AT
shortfall in NWC
:: C.9 ::
FORM VI - FUNDS FLOW STATEMENT
2019-20 2020-21 2021-22 2022-23
1 SOURCES
a) Net Profit (after tax) 0.00 1.22 1.40 1.97
b) Depreciation 1.35 1.15 0.98
c) - Increase in Share Capital (including Premium) 0.50

-VCA from SFAC
d) Increase in term liabilities including public deposits 8.55
e) Decrease in.. i) Fixed Assets

ii) Other non-current assets
iii) Intangable assets
f) Subsidy 3.50
Total sources --> 0.00 15.12 2.55 2.95
2 USES
a) Net loss
b) Decrease in term liabilities including 0.59 1.84 4.04

public deposits unsecured loans
c) Increase in.. i) Fixed assets Depn., adjustment 9.00

ii) Other non-current assets
iii) Intangable assets
d) Dividend payment
e) Others
Total Uses --> 9.59 1.84 4.04
3 Long Term surplus 0.00 5.53 0.71 -1.10
4 Increase/decrease in current assets (details below) 6.48 0.71 -1.10
5 Increase/Decrease in current liabilities other than

Bank borrowings
6 Increase in Working Capital gap 6.48 0.71 -1.10
7 Net surplus (+)/deficit(-) (diff of 3 & 6) -0.00 -0.95
8 Increase in Bank borrowings 0.95

INCREASE/DECREASE IN NET SALES 13.68 1.14 1.14
BREAK-UP OF (4)
i) Increase in Raw Materials
ii) Increase in Stocks-in-Process
iii) Increase in Finished Goods
iv) Increase/decrease in Receivables

a) Domestic 1.00 0.08 0.08
b) Export
v) Increase/decrease in Stores and Spares
vi) Incr./decr. in other Current assets (Cash & others) 5.48 0.63 -1.18
TOTAL 6.48 0.71 -1.10
From: UNITED BANK OF INDIA,
Nalgonda Branch, Nalgonda Dt., T.S., - A.1 -
APPRAISA
L OF THE PROJECT
01) Name of the project: TENT HOUSE
02) Name of the unit and SAIDULU TENT HOUSE
its factory address:
Akaram (Vg), Shaligouraram (Mdl) in Nalgonda (Dt)., T.S., 508 210
Regd./ Comm. Akaram (Vg), Shaligouraram(Mdl) in Nalgonda (Dt)., of T.S., 508 210
address:
03) a. Constitution & b. Category: a. Proprietary Concern & b. male candidate & belongs to S.C. Community (Special Category)
04) Name of product's) - Refer page No: 10 -
05) Installed capacity QUANTITY / UNITS PER ANNUM CAPACITY SALES (Value at 100%)
0.95 Receipts/hr 2280 Receipts/p.a. Rs. 2280000
06) Process of Product: (given in introduction chapter)
- refer page No: 5.
07) The Entrepreneur's data: ( Details of the )

Name of the Unit: M/s. SAIDULU TENT HOUSE
Name & Age & Mr. PULIGILLA SAIDULU, S/o. Dhanaiah, & DOB , aged: 37 and
Qualification & 8TH PASS
Experience The Promoter is having Three (3) years experience in the field of TENT HOUSE and worked in Similar kinds of Units at
Suryapet as administative supervisor and having exposure in handling Administative Section activities. During the tenure,
- refer page No: 6.
he developed good contacts with the local people, co-employees, contractors, suppliers, vendors etc., related to TENT
HOUSE, and occasionally involved in other areas also as and when required in the above said unit.
SC/ST/BC/OC/General: S.C. Community
Technical/Managerial: - is having acquired skills & having good sufficient Capability & Financially sound.
Source of Investment: - Savings & internal sources by the promoter & their family members.
08) Capacity & Ability/Integrity- Financially sound and integrity is beyond doubt.
09) Whether unit is existing or new: -New Unit- N.A.,
10) Infrastructure facilities available.
(A) Land: own land &
(B) Building Proposed: Details Sq.fts Rate (Rs.) Amount
SHED
existing Own Shed is available &
(C) Utilities: Total-->

a. Power : Required: 1 HP ; b. Fuel Used : fuel consumption is nil and water consumptio
c. Water : Sufficient Water is available to run the unit.
(D) Skilled , Unskilled & Technical persons. Total Employees: 10 Persons
11) Licensing formalities completion : Applied whereever & whatever apllicable, and can be procured shortly.
(Like with SSI / Gramapanchayat Permission / Pollution Control / Commerical taxes / Electricity etc authoirities)
12) RAW MATERIALS: Qty Units Compet. Supply Mode of
ITEMS Required Price Frequency Transport
No Rawmaterials 1 month By Road
-Do-
- A.2 -
13) COST OF THE PROJECT:
Cost of Land & Development own land
Capital expenditure: 1. Building / Shed
2. Machinary/Furniture & fixures 900000
Total: 900000
Preliminary & Pre-op.expenses:
Working capital for one cycle of production. 100000
Total Investment --> 1000000
14) MEANS OF FINANCE: Note: The Margin Money cum Middle end
Own investment of the applicant % 5.00 % 50000 Subsidty of Rs. 350000 will be deposited in
Loans to be procured: 1. Capital Exp. Loan(T.L.) 855000 bank for 3 years and will be adjusted against
2. Working capital (C.C) 95000 Mr. PULIGILLA SAIDULU
Total 1000000
loan in the Ist quarter of the 4th year
15) REPAYMENT OF TERM LOAN (C.E.Loan):
Amount Rs.855000/- would be repaid in 60 monthly installments and repayment will commenced from
3rd month onwards and installments per month is Rs.0/-
16) Time schedule for commencement of manufacturing activity.
a) Completion of building structure & power: 120 Days
b) Availment and installation of machinery : 148 Days
The likely date for commencement of commercial production will be about months from the date of Ist disbursement.
17) FINANCIAL PERFORMANCE RATIOS 1st Year 2nd Year 3rd year 4th Year
1 D.S.C.R. Ratio: Debt Coverage 299092 302662 677840 352924
Debts 101388 232048 437488 100633
DSCR: 2.95 1.30 1.55 3.51
Average DSCR:(6 Years) 2.42
2 DEBT EQUITY RATIO: 0.56 0.45 0.18 0.10
3 RETURN ON CAPITAL EMPLOYED (ROCE) 23.21 24.45 31.84 31.19
4 TOL (Total Outside Libilities)/TNW(Tangible Net worth) 1.71 1.07 0.35 0.17
5 CURRENT RATIO: 6.82 7.56 6.41 13.77
6 INVESTMENT PER WORKER: (Per Capita Investment) 90000 90000 90000 90000
7 GROSS PROFIT RATIO: 49.00 46.86 46.86 46.86
8 BREAK EVEN POINT 56.92 56.49 52.74 49.80
9 NET PROFIT RATIO: 8.92 9.46 12.34 14.59
18) ::: R E C O M M A N D A T I O N S :::
view of foregoing, We consider the above mentioned proposal
In the as a fair banking risk
noted
and therefore recommand that under loan facilities may be sanctioned to Mr.
PULIGILLA SAIDULU , by our State Bank of India, terms and
conditions, subject to the scrutiny and approval of our United Bank of India, Shaligouraram
Branch, Nalgonda Dt., T.S.,.
1. Capital Expenditure Loan (Term Loan) 855000

2. Working capital Loan (CC) 95000
Total Loan Required : 950000
3. Own Contribution is 50000
Total Project Cost: 1000000
Subsidy/Grant from --> 350000
The subsidy will be deposited in the Bank as FDR & has to be adjusted against loan at the end of 3rd year
under PMEGP Scheme.
The Branch Manager,

United Bank of India,
Date: Nalgonda Branch, Nalgonda Dt., T.S.,

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PROJECT REPORT ON

Prop. Mr. PULIGILLA SAIDULU

Unit address: Akaram (Vg), Shaligouraram (Mdl) in

PROP. MR. PULIGILLA SAIDULU

To: The Branch Manager,

1 a. Full Name of the Applicant : Mr. PULIGILLA SAIDULU, S/o. Dhanaiah

b. Legal Status/Constitution : Proprietary Concern

d. Education Qualifications : 8TH PASS

2 a. Nature of Activity : TENT HOUSE

b. Type of Products to be services /

Kindly Process the applicaton and do needful in this regard.

INDUSTRY GROUP --- Service Industry

NAME OF THE PRODUCTION ---

UNIT NAME M/s. SAIDULU TENT HOUSE

NAME OF THE PROMOTER/S Mr. PULIGILLA SAIDULU, S/o. Dhanaiah

APPLICANTS ADDRESS ---

CONTACT NUMBER ---

FACTORY ADDRESS: ---

CONSTITUTION --- Proprietary Concern

PRODUCTION CAPACITY --- 2280 Receipts/p.a. (0.95 Receipts/hr)

MINIMUM & MAXIMUM OPERATING

PROJECT IMPLEMENTATION --- Nov-19

TOTAL PROJECT COST Rs. 1000000 /-

BREAK EVEN POINT (%) 65.85

INTERNAL RATE OF RETURN -49957.45

1.a. LAND: own land

3. a. PLANT & MACHINERY: (Refer Page No:9 )

b. TOOLS & EQUIPMENT - Own -

c. CONTINGENCIES % on Plant & Machinery - Own -

d. FUNITURE & FIXURES/MISC. FIXED ASSETS - Own -

e. DEPOSITS WITH GOVT.AUTHORITIES - Own -

1. CAPITAL CONTRIBUTION BY THE PROMOTER/S 5.00 50000 50000

a. Term Loan (TL) 85.50 855000 855000

b. Working Capital Loan (CC) 9.50 95000 95000

Raw Material Details

Man power / Employment

PROJECT COST & MEANS OF FINANCE DETAILS: -- P. 8 --

date of release and rate of interest is 12% P.a.

MACHINERY & EQUIPMENT:

(refer quotation for details).

100 2280 1368 1482 1596 1710

TOTAL RAW MATERIALS COST:(Rounded to '000)

B. TRANSPORTATION, FREIGHT & UNLOADING of RAW MATERIALS

C. PACKING MATERIAL & LOADING / FORWARDING COST

E. STORES / CONSUMABLES, REPAIRS & MAINTENANCE

J. ADMINISTRATIVE & OTHER EXPENSES

L. INTEREST ON WORKING CAPITAL

M. FINANCING, REPAYMENT & RATE OF INTEREST DETAILS

N. SOME IMPORTANT RESULTS AT A GLANCE:

A 5 855000 5400 47 140325 6682 1403

17 736725 15675 4217 59 60139 6682 601

B 3rd 25 611325 330675 6113 67 6682 6682 67

M 29 260604 6682 2606 71 -20046 6682 -200

40 187100 6682 1871 82 from the

2. Date of Incorporation/ Commencement of Business :

4. Background of the Proprietor / Members / directors:

5. Brief description of the Industrial Activity:

2. Proposal to set up TENT HOUSE at Akaram (Vg), Shaligouraram (Mdl) in Nalgonda

7. Past Performance:(To be filled up in case of existing unit only)

Monthly Turnover for the last 12 months:

8. Arrears in Statutory Payments (if any)

2 Manufacturing Process, in brief:

4 Locational advantage of existing and / or proposed premises:

6 Type of soil and load bearing capacity