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Sun LifeAssure

Make a bright choice with Sun LifeAssure, a critical illness insurance product that primarily helps address your need for:

Sun LifeAssure lets you enjoy these benefits:

CRITICAL ILLNESS COVERAGE


Worry less about costly treatment and hospital bills. Upon diagnosis or undergoing of any of the 36 covered
critical illnesses and surgeries, you can get a lump sum cash benefit equal to your plan’s Face Amount.

For maximum protection, you can enhance your plan through the addition of riders to cover unforeseen
contingencies such as accidents and disability.

LIFE INSURANCE PROTECTION


Secure your loved ones' future with guaranteed life insurance protection equivalent to the policy's Face
Amount.

AUTOMATIC RENEWABILITY
Your coverage automatically renews every 5 years with premiums adjusted based on the Insured's attained
age upon renewal. This provides protection until age 70 regardless of your health condition. Thus, you are
provided with longer protection from unexpected serious illnesses.

Note: Benefits indicated above are subject to the specific guidelines set by Sun Life and the actual provisions of the insurance
policy contract.

PRIMARY BENEFITS (BASIC PLAN) SUPPLEMENTARY BENEFITS (RIDERS)


FACE AMOUNT 1,000,000.00 TOTAL DISABILITY BENEFIT (TDB)
CRITICAL ILLNESS OR LIFE INSURANCE 1,000,000.00
COVERAGE1
1 Sun LifeAssure terminates upon payment of critical illness or life insurance coverage.

This is for information purposes only and is not a contract of insurance. For more information on the above benefits and additional details, please refer to the product proposal attached herein.
Life Insurance Proposal
In the Philippines, insurance products are being offered through Sun Life of Canada (Philippines), Inc., a member of the Sun Life
Financial group of companies. In this proposal, you and your refer to the policy owner while we, us, our and the Company refer to
Sun Life of Canada (Philippines), Inc.
Proposal Information
On the Life of :      LIEZEL GAMAO Age Last Birthday :      29 (Female)
Currency :       Philippine Peso

Basic Plan Face Amount Initial Annual Premium


Sun LifeAssure - Non-Smoker Ps 1,000,000.00 Ps 7,800.00
Supplementary Benefits
Total Disability Benefit (Waiver of Premium) Ps 740.00
Class: Standard Total Initial Annual Premium Ps 8,540.00
or Quarterly Premium Ps 2,348.50
Sun LifeAssure is a packaged life insurance with critical illness benefit. This provides coverage until age 70 of the insured for both
death and critical illness. Once the death benefit or the critical illness benefit has been claimed, the policy terminates.

Sun LifeAssure automatically renews every five years with a premium adjustment every 5th anniversary of the policy. We may
change the premium rate of the policy from time to time but not more often than once a year, subject to the approval of the
Insurance Commission. We will advise you by written notice as to new premium rates prior to the renewal date.
The following caveat shall apply to the succeeding pages of this proposal illustration.
(i) The illustration assumes that all premiums are paid in full when due.
(ii) The amount of total premium(s) may differ slightly from the total of the premiums payable in the policy due to rounding differences.
(iii) Please refer to your agent or the Company for more information or, if appropriate, a more detailed proposal.
While we have made every effort to ensure accuracy, errors and omissions may have occurred in the preparation of this proposal.
Health insurance products (basic and riders) provide you the right to Cooling-Off Period for 15 days from receipt of corresponding
policy document. If you opted for an electronic policy contract, the right to Cooling-Off period is 20 days from the date the
corresponding policy document was electronically transmitted to you.
Should there be any discrepancy between the statement(s) contained in this material and the insurance policy contract, the
provisions of the insurance policy contract will prevail.

Declaration
I confirm having read and understood the disclosures in this proposal illustration.
By requesting a proposal on Sun Life of Canada (Philippines), Inc.'s products and services and by sharing and disclosing my personal
data, I authorize and consent to the use, processing and exchange of information needed to prepare the proposal. In the event I do
not proceed with my insurance application with Sun Life of Canada (Philippines), Inc., my personal data is kept for one year in Sun
Life of Canada (Philippines), Inc.'s data processing systems after which, it will be irreversibly anonymized for the sole purpose of
data analytics and proposal counts report.

Applicant's Name: Signature: Date:

Prepared By :      GONZALES, RUSTOM D. Date :       11 November 2021


Branch :      IRONWOOD
This is only an illustration, not a contract of insurance.
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LIEZEL GAMAO 29 (Female)
Sun LifeAssure - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Annual Premium : Ps 8,540.00

Critical Illness Benefit


If the life insured has been diagnosed, while living, to have contracted any one or more of the following Critical Illnesses
as listed below or has undergone any of the specified surgeries, then you will receive Ps 1,000,000.00. Once the critical
illness benefit has been claimed, the policy terminates. The Critical Illness must occur more than 90 days after the date
the policy comes into force and the diagnosis must occur before the insured’s 70th birthday.
The list of Critical Illnesses and those requiring surgery include:

Critical Illnesses 20. Meningeal Tuberculosis


1. Heart Attack 21. Cerebral Metastasis
2. Stroke 22. Loss of Speech
3. Cancer 23. Coma
4. Kidney Failure 24. Parkinson's Disease
5. Dissecting Aortic Aneurysm 25. Terminal Illness
6. End Stage Lung Disease 26. Medullary Cystic Disease
7. Progressive Muscular Atrophy 27. Alzheimer's Disease
8. Major Burns 28. Fulminant Hepatitis
9. Multiple Sclerosis 29. Major Head Trauma
10. Paralysis 30. End Stage Liver Failure
11. Total Blindness 31. Motor Neurone Disease
12. Loss of Limbs 32. Guillain-Barre Syndrome
13. Aplastic Anaemia  
14. Bacterial Meningitis Critical Illnesses Requiring Surgery
15. Benign Brain Tumour 33. Major Organ Transplant
16. Deafness 34. Coronary Artery Bypass Surgery
17. Encephalitis 35. Surgery for Disease of the Aorta (Aortic Surgery)
18. Amyotrophic Lateral Sclerosis (ALS) 36. Replacement of Heart Valve
19. Progressive Bulbar Palsy (PBP)  

We will not pay the benefit if the life insured is suffering from critical illnesses diagnosed within 90 days from the
effective date of this policy; any pre-existing or recurring critical illnesses which are diagnosed or which the life insured
contracted prior to the effective date of this policy; critical illnesses arising from congenital abnormalities; any HIV
and/or HIV-related illnesses including AIDS; and critical illnesses arising as a result of attempted suicide or self-inflicted
injuries while sane or insane; taking or absorbing, accidentally or otherwise, any intoxicating liquor, sedative or poison
drug, narcotic or medicine, except as prescribed by a Doctor; and inhaling any gas or fumes, except if inhalation is
accidental AND in the course of duty.

This is only an illustration, not a contract of insurance.


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LIEZEL GAMAO 29 (Female)
Sun LifeAssure - Non-Smoker  
Face Amount: Ps 1,000,000.00 Total Initial Annual Premium : Ps 8,540.00

Premium Schedule
(Mode of Payment : Quarterly)

Total Disability
Dur Basic Premium Total Premium
Benefit
1-5 2,145.00 203.50 2,348.50
6 - 10 2,323.75 253.00 2,576.75
11 - 15 2,777.50 338.25 3,115.75
16 - 20 3,363.25 374.00 3,737.25
21 - 25 4,477.00 585.75 5,062.75
26 - 30 5,841.00 896.50 6,737.50
31 - 35 7,977.75 2,167.00 10,144.75
36 - 40 14,080.00   14,080.00
41 17,380.00   17,380.00

* TDB premium payment terminates at the end of duration 31.

The figures shown herein are based on assumptions in the accompanying first page of this proposal.

This is only an illustration, not a contract of insurance.


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