Final Haramaya Catalogue (For Web) 1415642020

Catalogue
Financial Institutions Capacity Builders Unions Private Companies
Agri-Business
Finance Fair
Haramaya
Nov 7-8, 2014
“ Improved Farmers’ Access to

Financial Services and Investment
Inside
Forward, 1
Previous Finance Fairs, 2
Bunna International Bank S.C, 5
Abay Bank S.C, 7
Cooperative Bank of Oromia (CBO) S.C, 9
Oromia Insurance Company (OIC), 11
Oromia Credit and Saving S.C (OCSSCO), 13
Commercial Bank of Ethiopia, 14
Harar Microfinance Institution, 16
Haramaya Farmers Cooperative Union, 17
Afren Kelo Cooperative Farmers Union (Ltd), 18
Cher-Cher Oda Bultom Farmers Cooperatives Union COBFCU), 19
Oborra Farmers’ Cooperative Union Limited Liability, 20
HU-ISSD, 22
Haramaya University, 23
Red een Kind, 24
Self Help Africa, 25
Development Expertise Center (Dec), 26
SCOPEinsight, 28
FSRE-Fund/ICCO Cooperation, 29
Oromia Agricultural Research Institute
Mechara Agricultural Research Center, 30
Canadian Hunger Foundation (CHF), 32
Farm Africa /SOS Sahel Ethiopia, 33
Fedis Agricultural Research Center, 34
TGT Enterprise, 39
Bere Sericulture Production Limited Company, 40
Directory, 42
Agri-Business
Finance Fair
Haramaya
Nov 7-8, 2014
Developed by AgriProFocus Ethiopia in cooperation with Haramaya University/ISSD
Platinum sponsor: Bunna International Bank

Silver sponsor: Abay Bank
Design and editing: Agri-ProFocus Ethiopia, 2014
All information in this catalogue is provided by the financial institutions, the capacity
builders and the private companies profiled here in. The Directories included are also
assembeled from various public sources. The publisher will not be held responsible
for any content provided in this catalogue.
Finance Fair
Organization:
Platinum Sponsor Silver Sponsor

Forward
This Haramaya Finance Fair Catalogue is prepared and

disseminated by Agri-ProFocus Ethiopia in collaboration
with Haramaya University/ISSD. The aim is to bring farmers,
farmers’ organizations and rural enterprises from one side,
and financial service providers from the other side together
at the presence of capacity builders/NGOs and policy makers
to discuss on the rural financial service provision successes,
challenges, and recommendations against the challenges.
This finance fair is based on prevailing mismatch between
demand and supply of financial services in rural areas, and
investment capacity of farmers and entrepreneurs of East
and West Hararghe areas.
Gerrit Holtland The information contained in the catalogue, if judiciously

Agri-ProFocus Ethiopia Coordinator utilized, are believed to be vital to farmers, farmers’
gholtland.agrihub@gmail.com organizations, rural enterprises, financial service providers,
Agri-ProFocus Ethiopia 1
apf-ethiopia.ning.com
Addis Ababa capacity builders/NGOs and policy makers for the purpose
of curbing problems of mismatch in demand and supply of
financial services in rural areas. Moreover, it contributes
in bringing more farmers and financial service providers
together through open discussions at the forum and
subsequent contacts. Parallel with these, the forum
contributes towards promotion of investment.
So far, Agri-ProFocus Ethiopia conducted six finance fairs in

the country: Haramaya Finance Fair is the seventh one. On
Finance Fair - Haromaya

these finance fairs, farmers, farmers’ organizations, rural
enterprises, financial service providers, capacity builders/
NGOs and policy makers came together and discussed
on how to curb problems of mismatch between demand
for and supply in financial services in rural areas being
accompanied by some recommendations.
We do have opinion that careful and continuous use

of these successive Finance Fairs can improve intuitive
understanding of farmers, financial service providers and
capacity builders on financial services provision successes,
challenges and possible recommendations. We also
suppose policy makers make use of the recommendations
made in these regards. Meanwhile, your comments and
constructive suggestions are highly appreciated to make
the aim of the Finance Fair a success.
Improved Farmers’ Access to Financial Services and Investment

Previous Finance Fairs
Agri-ProFocus (APF) is a network of Dutch companies, Banks, NGOs and Academic
Haramaya is the 7th Finance Fair Institutions working in agriculture at global level. In Africa it is working in Twelve countries
via ‘Agri-hubs’: local networks of professionals and organizations active in agribusiness and
agricultural development.
Agri- ProFocus /Agri-Hub Ethiopia have more than 866 individual members and 72 affiliated
organizations.
Agri-Hub Ethiopia is working on a range of themes in agricultural development. One of the
major themes is access to finance in agriculture. The economy of Ethiopia is largely based on
agriculture, but like elsewhere in Africa the level of investment in agriculture has been less
than 15% and this affects the growth of agriculture seriously. Banks have for long considered
farmers, agricultural coops and rural SMEs as being not bankable as they lack organizational
capacities and professionalism, and also the lack of collateral is an issue. For those that do
have a valid business case, it was often impossible to get access to finance as Banks have
little or no means of managing the some risks related to agriculture.
The idea of the Fair aims to connect both Demand & Supply side of the finance sector, so
that both can understand each other’s businesses and would work together. The event will
have a market place where farmers look at the display areas of MFIs, Banks, equipment
suppliers, other farmer organizations and capacity builders. Moreover, about four papers will
be presented and discussions would be held in the event. The second day of the event would
be field visit to share experiences.

To address this problem of mismatch between DD and SS sides of financial service provisions,
Agri- ProFocus Ethiopia organized 6 Finance Fairs since 2012. This Haramaya Finance Fair is
the seventh one.
Jimma 2012
The 1st Agri-Business Finance Fair was successfully
organized in Jimma on October 2012. It was organized in
collaboration with Jimma University, College of Agriculture
& Veterinary Medicine.
More than 250 individuals attended, (from Government
Offices, Academic Institution, NGO’s, MFI’s, Banks,
Insurance, Union / Cooperatives, MSEs).

10 Organizations attended the Market Place. (NGO’s, MFI’s,
Banks, Insurance, Union / Cooperatives & SMEs).
8 Papers presented.
Field visit organized by TechnoServe (Their work with NIB
International Bank and Cooperative Bank of Oromia).
Post-Event evaluation done.
Hawassa 2012
The 2nd Agri-Business Finance Fair was held in Hawassa
on December 2012. It was organized in collaboration with
Hawassa University, College of Agriculture.
Attended by 471 participants (From Hawassa University,
Government Offices, NGOs, Banks, Microfinance
Institutions, Unions, Cooperatives, Rural SMEs & Farmers).
16 organizations exhibited their products & services.
4 papers presented.
Field visit organized by Commercial Bank of Ethiopia &
TechnoServe.

Bahir Dar 2013
The 3rd Agri-Business Finance Fair was held in Bahir Dar in April 2013.
Bahir-Dar University/Integrated Seed Sector Development Amhara
Program II was co-sponsor of the fair.
250 farmers & professional attended the fair.
17 organizations, from MFIs, Banks, Private companies & Capacity
Builders, were exhibited their products & Services.
4 papers presented.
Field visit organized by BDU/ISSD II Project.
Follow up discussion was made with (Buna International Bank, CBE,
Abay Bank & ACSI).
Mekelle 2013
The 4th Finance Fair was held in Mekelle on August 24 & 25 , 2013.
Mekelle University/Integrated Seed Sector Development II Project was
co-sponsor of the fair.
300 individuals attended.
12 organizations, from MFIs, Banks, Private companies and Capacity
Builders, were exhibiting their products & Services.
4 papers presented.
Field visit organized by MU/ISSD II Project.
Hawassa 2014
The 5th Finance Fair took place in Hawassa, the city that hosted
the 2nd Finance Fair also. It was on March 1&2, 2014 at Hawassa
University Agricultural College compound. Hawass University/ISSD was
the co-sponsor.
350 individuals attended.

Over 17 organizations exhibited their product and services
5 Papers were presented
A field visit to Kayo Seed Producer Cooperative, organized by HU/ISSD
Bishoftu 2014
Bishoftu city hosted the 6th Finance Fair organized on July 15-16 in
collaboration ISSD South & West Oromia Unit/Oromia Seed Enterprise .
More than 350 individuals attended.
Over 15 organizations exhibited their product and services
7 Papers were presented
A field visit to Biftu Farmers’ Primary Seed Producer Cooperative
operating in Lume Wereda 50 km from Bishoftu.
Please visit the links below for the details.

For Jimma’s Finance Fair:http://apf-ethiopia.ning.com/group/finance-fair/page/jimma-fair.
For Hawasa’s Finance Fair: http://apf-ethiopia.ning.com/group/finance-fair/page/hawassa-fair-8-dec.
For Bahir Dar’s Finance Fair: http://apf-ethiopia.ning.com/group/finance-fair/page/bahir-dar-agri-finance-fair-6-7-april-2013.
For Mekele’s Finance Fair: http://apf-ethiopia.ning.com/group/finance-fair/page/mekele-finance-fair-24th-25th-of-august-2013.
For Hawassa’s Finance Fair: http://apf-ethiopia.ning.com/group/finance-fair/page/2nd-hawassa-finance-fair-1st-2nd-of-march-2014
For Bushoftu’s Finance Fair: http://apf-ethiopia.ning.com/group/finance-fair/page/bushoftu-finance-fair-july-15-16-2014

Success Stories
Farmers got the opportunity to meet & discuss different
stakeholders that offer financial & non-financial products/
services.
Farmers got right information on the type of products &
services offered & conditions on access.
Trigger business relationship, collaboration & partnership.
Savings deposit & potential deal making was possible.
Communication & knowledge sharing on a broader
context.
The concept ‘’who will serve the Missing Middle’’
discussed very well.

Private sector engaged.
Academic institutions were find to be the right place to
host the Fair.
New Partnership were established between Buna
International Bank and USAID/AGP-AMDe Project. More
than 236,000,000 Birr was approved to be given to the
cooperatives and unions up on the fulfillment of the
requirements by the lenders.
Taking the idea from the event, ISSD/HU organizes a

workshop to linking farmers with the financial institution,
which is connecting both connect the demand and supply
side.
Establishment of Partnership with Banks, MFI’s and
capacity builders to organize the Finance fairs in
collaboration. In this partnership; money, time& expertise
were utilized to meet the objective of the event.

Financial Institutions
Bunna
International Bank S.C
Branches: 67
Website:http://www.bunnabanksc.com
Agricultural Credit Products
Name of the Loan product Description

Requirement for applying in terms Any legal or natural person engaged in agricultural and/agro-industry business.
of activities?
Requirements in terms of profit- Viability/feasibility of the business
ability
Requirements in terms of cash- Cash flow of the business should cover all costs including the loan repayment
flow (of loan or of business)
Requirements in terms of credit Client should have clean track record
history
Requirement in terms of sales Valid sales contract where applicable
contract
Collateral requirements Type of collateral shall be acceptable to the bank
How is risk assessed? After analysis the perceived risk shall at be moderate
Requirement for the Written application and other required /mandatory documents to be attached
applications(documents)
Application procedure Applicant or legal agent shall appear in person
Interest rates Variable depending on collateral type and loan tenure
Payback schedule (min. /max. 2-3 years
period)

Min. amounts Depend on viability of the business and type of security and strength
Max. amount As per bank policy & procedure
Grace period Depends on type and nature of business but not exchanging one year
Other services
For example:
Money transfer-Western Union, Money Gram, Express
Money, Flo Cash, Transfast, Juba and Dhabshiil
International Banking Service
Credit Service
Local Transfer
Deposit Accounts
Card Payment System on Pos terminal/Visa Card &
Master Card
Variety of new product
Late-hour Service

Bunna
International Bank S.C
Branches: 67
Weebsaayitii:http://www.bunnabanksc.com
Liqii Oomishtoota Qonnaa

Maqaa oomisha liqii
Hojiiwaan Gafatamani fi barbachis- Namni seeran deemuu kamiyyu Qonnaa fi daldaala qonnaa induusturii ni bel-
aan? lama.
Barbaachisuumma gara bu,aa Argamiinsa daldaala
qabesumaatiin
Barbaachisumaa gara malaqaatiin Malaqaa sochoo’a kan daldalaa gatii waan hunda golguu fi liqaa deebi’e kafal-
amuuf hoolu qaba.
Barbaachisumaa gara seena liqiitiin Maamilli haala ifaa ta.een galmaa’u qaba
Barbaachisumaa gara qunamtii Gurgurtaa gatii qabesaa waliin kan deemu
bitootatiin
Barbaachisumaa Firoommi Gostii firichaa bankiidhan ni fudhatama.
Balaan akkamitilmamaa? Qooranaan boodaa balaa argamee ni foyaa’a
Barbaachisumaa Iyataa Iyataa barreefamaa fi kannen barbaachisoo biroowaliti ni qabatuu.
Trtiiba Iyaana Iyataan ykn namnii seeran bakka bu’u qaaman argama.
Kafaaltii Dhalaa Akka seera liqii fi gosaa firoominaati ni jijjirama
Sagantaa yeroo kafaltii(yeroo gaba- Wagga 2-3
baa.dheera)
Bayinaa Xiqqaa Daldaala hojjatamuu danda’uu irratti hunda’e fi gosa iccitii fi ciminaa irratti
hundaa’un
Bayinaa Gudda As per bank policy & procedure Akaa seera fi taartiiba bankiitiin
Yeroo Surraa Depends on type and nature of business but not exchanging one yearGosaa fi
haala daldaalichaa irratti hundaa’un garuu waggaa tokkotti waal hin geeddaru.
Tajaajiltoota biroo
Fakkenyaaf:
Malaqaa dabarsuu Westerni yuniyeni, Maniy Girami, Exipres Moaniy, Filo kash &
Juba
Tajaajila Bankii Adunyawaa
Tajaajila liqii
Dadabarsaa kan nanno tokko ykn kan biyya kessaa
Quusannoo
Kafaaltii kardii kan akka kardii visa fi kardii Masterii
Omishaa haraa gosaa ga
Tajaajila yeroo barsiifatee.
ragara

Abay Bank S.C

Name of the Loan product Description
Requirement for applying in terms All persons (natural or legal) engaged in lawful trading activities & creditworthy
of activities? business (es) are eligible to borrow business loans.
Requirements in terms of profit- The business must be financially viable and economically sound.
ability
Requirements in terms of cash- The business shall have cash generating ability to cover its overall cash out-
flow (of loan or of business) flows.
Requirements in terms of credit The applicant should have clean track record in repaying his/her its previous
history and current outstanding loans.
Requirement in terms of sales Sales contract can be considered when the loan request is for the purpose of
contract accomplishing specific sales agreement made with the applicant like (Govern-
ment, bank & NGO’s guarantees.
Collateral requirements Immovable and viable properties and legal documents can be offered as
schemes collateral.
How is risk assessed? As per the Bank’s credit risk assessment policy& procedure analysts consider all
side of risks in relation to business, management, financial, collateral & other

risks.
Requirement for the Application letter
applications(documents) Trade license
Trade principal registration certificate
Investment license(if any)
Articles and memorandum of association(for company)
Tax Registration certificate(TIN)-shareholders of the company/ spouse of ap-
plication)
Ownership certificates & other documents for offered collateral
Financial statements, Business plan and
Other based on the Business nature can be requested by the Bank.
Application procedure Application may be made in person, through legal or contractual representa-
tive, as agreed and convenience
Interest rates Based on loan period
Payback schedule (min. /max. Short term 1 year
period) Medium terms 5 years
Long term up to 10 years
Min. amounts Not set
Max. amount Not set
Grace period The Bank can grant grace period up to 3 years based on the nature of the busi-
ness & its cash flow

Agricultural Service Products

Name of the Loan Demand Fixed Time Special Saving
Saving Account
product Deposit Deposit Account
Requirements to open Individual: Valid and Saving account Saving account Saving account
account renewed ID card, requirement requirement requirement
photographs plus trade plus the
Company: licensee tin No. guardian Id, the
- Valid and renewed ID Trade children birth
card & photographs of Registration certificate
signatories
- Renewed trade
license or renewed
investment certificate,
Tax Identification
Number (TIN)
- Memorandum and
Article of association
attested, and others
Application procedure Application in person Application in Application in Application in
person person person
Interest rates 5% 0% Negotiable 5%
Minimum amounts Birr 25.00 Birr 250.00/ Negotiable Birr 25.00
500.00
Withdrawing The customers present Using checks Agreed time The customers
procedure in person with her/his present in
pass book person with

her/his pass
book
Other Services
International Banking
Money transfer- international and local
Guarantee
Consultancy and advisory services
International Payment card: Visa and Master card
Special service
Provide bankable project
Services time till 9:00 pm

For further information please visit http://www.abay-
bank.com.et

Cooperative Bank of
Oromia (CBO) S.C
Committed to Breakthrough!
Vision Establishment
To be competent, reputable and
socially responsible Bank in Africa. Cooperative Bank of Oromia S.C.was established to fulfill
the demand and supply gap observed in the financial
Mission services among cooperatives and other operators in
Ethiopia. CBO (S.C.) was registered commercially on
To Provide full-fledged and customer
responsive banking services for October 29, 2004 in accordance with article 304 of
Commercial Code of Ethiopia. It was established in line
cooperative societies, individuals,
with proclamation no. 84/1994 with authorized capital of
& other entities with special
Birr 300 million. It started operation on 8th March 2005,
emphasis to agricultural and agro-
with paid up share capital of birr 112 million.
based businesses financing, and to
maximize shareholders value through
use of competent and disciplined
employee, visionary leaders and
modern banking technologies.
Salient Features
Broad ownership base and diversified ownership structure
First bank of its kind in the country
First private bank in the country established with big paid up capital

Social and cultural values oriented services.
Investment
The Bank has invested in:
Oromia Insurance Company (OIC)
Orologo PLC
Address:
Flamingo, Get House Building
Elemtu Dairy PLC Tel: +251 115152029
Gutu Oromia PLC Fax: +251 115150489
P.O. Box: 16936
E-mail: coopbank@ethionet.et
Website: www.coopbankoromia.com.et
CBO Branches No. of Branches Finfinne/ Addis Ababa, Ethiopia
City Branches (Addis Ababa) 23
Special Zone of Oromia 11
Outlying Branches 74
Total Branches 108
Services Available at CBO

Services at Cooperative Bank of Oromia
Deposit • Saving Deposits
• Non-Interest Bearing Saving Deposit
• Demand Deposit
• Fixed Time Deposit
• Minors Account: An account opened for under aged individuals (minors) by
the parents/guardians or by the court order
• Foreign Currency Account
• ECX (Ethiopian Commodity Exchange) Related Account
• Special Saving Account: a saving account that’s operated by cheque
• Special Demand Deposit: interest bearing demand deposit offered by CBO
Loan & Advances Credit products/facilities rendered by CBO includes:

• Overdraft Facility
• Overdrawal
Agri-ProFocus Ethiopia 10 Finance Fair - Haromaya
• Merchandise Loan Facility

• Import Letter of Credit Facility
• Pre-Shipment Export Credit Facility
• Revolving Export Credit Facility
• Letter of Guarantee Facility
• Term Loan: (Short-Term, medium-term and long-term Loans)

• Import Letter of Credit Settlement Loan
• Agricultural Term Loan
• Motor Vehicle Loan
• Construction Machinery Loan
• Equipment/Machinery Lease Financing and
• Others.
International Banking • Documentary Letter of Credit (LC)
Services/ Products • Documentary Collection
• Advance payment
• Consignment basis payment
• Foreign Bank Guarantee
• Forex
• Remittance: Incoming foreign remittance through the money transfer agents
such as Western Union, Dahabshiil, X-Press Money, Taran Express, Money
Gram, Juba Express, Amana Express, Kaah Express, Bakaal Express, AMAL
Express & SWIFT
• Cash foreign currency buying and selling
• Travelers’ check buying and selling
• Accept Foreign Bank checks for Deposit
Local Money Transfer • Delivers fast and efficient local money transfer service at all of its branches
Agents Banking (Bel- • Mobile payment services
Cash) • One window banking services
Others • Administer managed funds and
• Financial Consultancy Services
• CBA ATM Coming soon

Oromia
Insurance Company (OIC)
OIC is an innovative company that transacts all classes of insurance under one roof.
Number or rural clients:

Farmers organized in cooperative Megerssa Miressa
unions(more than 2,000 households) Head, Micro Insurance Dep’t
Addis Ababa
Total rural portfolio: Tel:( Mobile) +251 911 966 348
From 2010-2012 September : (Office) +251 118 962 094
Sum Insured…more than Birr 40,000,000 e- mail: miressamegerssa@gmail.com
Premium……more than Birr 3,000,000 web: www.oromiaisurancecompany.com.et


Multi peril Index Based
Name of the Multi peril Crop Weather Index Livestock Livestock
Insurance product Insurance Crop Insurance Insurance Insurance
Requirement for applying ≥ 0.25 hectare for all Group Groups or individual Groups or
in terms of activities? crops with ≥10 Livestock Individuals in
-Group pastoral Zone

Requirements in terms of Collected and paid by Collected Collected and paid by Intermediaries
premium payments intermediaries and paid by intermediaries or Insurers may
intermediaries collect
Modes of claim Insurer pay to Insurer pay to Insurer pay to Insurer or
payments Intermediaries then they Intermediaries Intermediaries Intermediaries
pay to individuals then they pay to then they pay to pay to individuals
individuals individuals
How is risk assessed? On spot loss verification Depend on Death report Satellite
(Physical farm rainfall amount from the assigned based forage
assessment) committee availability
Requirement for the Call, letter through fax No need Letter, ”photo of No need
applications(documents) carcass”
for the claim
Application procedure DAs - Union – OIC No need Individual- No need
(claim) committee/group-
OIC
Period of insurance Cropping season Cropping season One year One year with
two seasons
P ro d u c t s
• Group Term
• Individual Term
• Mortgage Protection Insurance (MPI)
LIFE INSURANCE
• Whole Life (with or without profit)

• Endowment (with or without profit)
• Anticipated Endowment (with or without profit)
• Endowment Annuity (with or without profit)
• Educational Endowment (with or without profit)
• Pure Endowment
• Riders
• Accidental Death Benefit (ADB)
• Accidental Death and Dismemberment Benefits (AD & D)
• Comprehensive Accidental Insurance Benefits (CAI)
• Waiver of Premium Benefits (WOP)
• Funeral Expenses Cover
• Terminal Illness/Dread Disease Cover

OIC: Other Services

P ro d u c t s
General Accident Insurance
• Personal Accident/Individual & Group
• Workmen’s Compensation/Employer’s Liability
• Accident & Illness/Medical Insurance
Fire and Allied Perils
• Fire & Allied Perils - Material Damage
• Fire & Allied Perils – Loss of Profits
Motor Insurance
• Private Motor Vehicles
Comprehensive including Personal Accident Benefits
Third Party Only
LIFE INSURANCE
Third Party with Fire & Theft

• Commercial Motor Vehicles
Comprehensive including Personal Accident Benefits in case of Own
Goods Carrying
Third Party Only

Third Party with Fire & Theft
• Motor Trader’s Comprehensive
Garage & Showroom Risks
Road Risks
General Third Party Liability
• Agricultural Machinery and Implements
• Motor Cycles and Other Motor-Driven Vehicles
Money Insurance
Engineering
• Contractors’ All Risks (CAR)
• Erection All Risks (EAR)
• Machinery Breakdown
• Boiler and Pressure Vessel
• Electronic Equipment Insurance
• Contractors’ Plant and Machinery, and others
Aviation (Cargo and Hull)
Travel Insurance
Bonds
• Bid
• Performance
• Advance Payment
• Supply
• Maintenance
• Customs
All Risks Insurance
Plate Glass
Marine Insurance – Cargo
• Sea & Air Freight
• Inland Transit
• Species/Money
• Inland Carriers Liability
General Liability Insurance
• Product Liability
• Public Liability
• Professional Indemnity

Oromia Credit and Saving S.C

(OCSSCO)
Contact Address:
OCSSCO Head Quarter Geographic Operational Area:
Tel: +251-115-57-11-59/45 Oromia National Regional State
Fax: +251-115-57-11-52 Harari Regional State
www.oromiamicrofinance.cm Finfine City Administration
Kazanchis, Odaa Tower Building Diredawa City Administration
Finfine
OCSSCO Loan Products
Product Parameter
Rural GB loan Agricultural Input Loan MSE Loan Urban GB Loan
Target Clients Gender Both Both Both Both
Loan methodology Group Group Licensed Group
Enterprises
Age Range of Clients, 18-60 >18 >18 years 18-60

Loan Amount Range Up to 15,000 Up to 15,000 Based on business Up to 15,000
/ETB/ feasibility
Loan Term Max. of 1yr Max. of 1 yr Up to 3yrs Max. of 1 yr
Repayment Modality End of term End of term Installment Installment
Interest Rates 15% 15% 10% 10%
Application fees 3% upfront 3% upfront 2% in cash 3% upfront
Pre-loan Saving 5% upfront 5% upfront 15-20% 5% upfront
Monthly Saving 25.00 25.00 100.00 25.00

Product Parameter OCSSCO Saving Products
Voluntary Savings
Compulsory Regular Sorema / Handura / Non-interest Current
Saving
Pension/ Minor/ Bearing Account
Target Clients Loan customers All All All All All
Deposit Type Mandatory Voluntary Voluntary Voluntary Voluntary Voluntary

Age Range 18+ unrestricted 18+ unrestricted unrestricted 18+
Deposit period range Depends on loan Unrestricted ≥5 yrs ≥5 yrs Unrestricted Unrestricted
term
Min. Opening Balance 5% of the loan 10 10 10 10 1,000.00
Deposit Frequency Monthly up front Unlimited Unlimited Unlimited Unlimited Unlimited
Interest Rates 5% 5% 6-10% 6-12% No No
OCSSCO has been providing micro insurance for group based /GB/ clients that are mainly farmers. The
company has also been under pilot test to introduce index base cattle and crop insurances.
Status as of June 30, 2014: Active Client: 1 million; Branch Outreach: 302 full-fledged branches and 82
service posts
Loan Disbursement: 3 billion; Saving Mobilization: 2 billion
Commercial Bank of Ethiopia
Address: Gambia Street, P.O.Box 255, Addis Ababa, Ethiopia

Tel: 251-551-50-04, Telegram: ethiobank SWIFT Code: CBETETAA
Fax +251-11-551-45-22/ + 251-11-122-86-06
E-mail:cbecomu@combanketh.et Website:WWW.combanketh.et

Name of the Loan • Agricultural Term Loan: (a) Agricultural Input Loan (Fertilizer Loan); (b) Other (non-
fertilizer) Agricultural Input Loans
product • Agricultural Investment Loan
Requirement in terms of • All persons (natural or legal) engaged in lawful trading activities and creditworthy
activities businesses are eligible to borrow business loans.
• Other non-trading government/public institutions will also be eligible depending on
their nature and strategies.
Requirements in terms of • The applicant business must be financially viable, legally acceptable, technically
profitability feasible and environmentally friendly.
• To be eligible for agricultural term loan, the applicant shall have been in the
business for at least one year and with good track record.
Requirements in terms • The cash flow shall cover all cash outflows of the business including loan
of cashflow (of loan or of repayments and interest.
business)
Requirement in terms of • Applicants should have clean track recording in repaying their previous loans.
credit history • They also shouldn’t have any non performing loan in their name at any bank in
Ethiopia.
Requirement in terms of • The existence of sales contract might be considered as the credit applicant has
sales contract business/market at hand and good source of cash inflow if credit is given considering
the sales contract.
Collateral requirements • The bank may give clear loan (loan without collateral requirement) for eligible
customers.
• All applicants shall have a capacity to provide acceptable collateral to the Bank.
How is risk assessed? • The credit analysis/appraisal team conducts credit risk analysis based on the Bank’s
credit policy and procedure.
Requirement for the • Renewed trade/investment license, Principal registration certificate, Business
applications(documents) performance plan, and TIN certificate.
• Provisional/audited financial statements.
• For agricultural investment loans or project financing, the applicant shall present
project feasibility study that shows the viability of the business and must contribute at
least 20% of the project cost from own sources of income.
• Agricultural borrowers shall provide Land Holding Certificate and/or Land Lease
Agreement, as a case may be.
• If the applicant is an Association, Cooperative or Union: minutes of a resolution
passed by ¾ of the members of General Assembly shall be presented to acknowledge
or authorize the loan and they should acquire legal personality from the concerned
body.
• They shall provide a document that confirm acquiring or renting basic infrastructure
and shall provide design, specification and bill of quantities for farm infrastructure.
• If the applicant is individual, he/she shall provide a supporting letter that confirms
his/her past performance from ‘Wereda” Agricultural Bureau or Cooperative or
Association or Organization Agency or other appropriate body as deemed necessary.
Application procedure • Application may be made in person, through fax, through legal or contractual
representative, as agreed & be convenient.
Interest rates • Unless agreed otherwise, interest rates are normally referred to national
declarations. Lending interest rate is as per internal policy/procedure

The bank may extend:

Payback schedule (min. /max, • Short term loans: granted up to maximum of three years
period) • Medium term loans; has a maturity period longer than three years but not
more than 15 years.
Documents required to open Individual (s) (Sole proprietorship)
saving and current account • One valid and renewed I.D. Card
• To recent passport size photographs (one for current account)
Individual trader
• One valid and renewed I.D. card
• Two recent passport size photographs
• Tax identification Number (TIN)
Cooperatives societies
• Certificate of registration issued by the appropriate authority
• Approved and registered cooperative’s rules and regulations
• Minutes of member’s resolution at the last general assembly
• Valid and renewed ID card of the authorized person
Trade Union
• Certificate of registration from the Minister or Region Bureau of labor and

social affairs
• Approved and registered rules and regulations of the trade union
• Minutes of the executives committee
• A letter of request by the chair person to open and operate the account
• Valid and renewed ID card of the authorized signatories
Application procedure Application may be made in person, through legal representative, through fax
Interest rates Minimum of annual 5% (Normal saving), Zero interest (current account),
Minimum of annual 5% (fixed time deposit)
Minimum amounts Birr 25 and possibilities with no deposits (for normal saving), birr 500 for
individuals, birr 1000 for other possibilities with no deposits (for current
account), minimum of birr 50000 (for fixed time deposit)
Withdrawing procedure Through withdrawal vouchers, transfer order applications, protocol letters, etc
as the case may be.
Number or rural clients:

Farmers 15
Cooperatives 250
Micro Finance 5
Total rural portfolio:
Farmers ETB 24,705,030
Other services Cooperatives ETB 28,988,364
Rural SME ETB 0
International Banking- SWIFT, remittances & Average loan size:
Farmers ETB 1,647,002
foreign currency dealings Cooperatives ETB 14.494,182
Local money transfers Rural SME ETB 0
E-payment (ATM, POS service, Mobile
banking, Internet banking, Forex ATM)
Interest free banking
Special deposit accounts (Youth and Teen
Youth saving account, Women saving
account)

Harar Microfinance Institution
Harar Microfinance Institution was established and registered

by the national bank of Ethiopia on 2006 G.C.as share company
in accordance with proclamation No. 626/2001.
The institution was established with the vision of alleviating
the chronic financial bottle neck and impoverishment and
joblessness in Harari regional state.
It strives to improve access to finance for youths and women
of disadvantaged groups with the view support them to
emerge as economically active citizen in Harari region.
Services and Products of the

institution
Credit Services
Micro and Small business associations credit
Credit for Small group
Credit Individual based small business
Credit for Public servant
Credit for Multi-purpose cooperatives
Credit for Machinery lease
Saving Services
The saving product includes compulsory saving,
voluntary savings and interest free loan.
Non Financial services

Provision of financial and business skill trainings.
Technical assistance and business mentorship
Address:
Harar kebele 14, nearly 100 meters away from Ras hotel
Telephone: 0256664078/0256663745
Fax: 0256661628
P.O.Box: 1444 - Harar
Unions
HARAMAYA FARMERS
COOPERATIVE UNION
The principal objective of Haramaya farmers’

cooperatives union is to help farmers increase their
yields and incomes by pooling their resources to
support collective service provisions and economic
empowerment.
Established in 1992 with founding members

consisting 388 male and 12 women with initial
capital of birr 490,687.00
Currently Haramaya farmers cooperative union is an

umbrella for 26 basic cooperative with 1439 male
and 138 female.

The union has managed to grow up its capital to
15,852,000 birr in the current year.
Service and Products of Haramaya

Farmers Cooperative Union:
Improve supply of agricultural inputs for

smallholder farmers in the operation area.
Provide output marketing services for members
and contribute to a stronger marketing
infrastructure.
Provide market information, storage and
transportation service that member farmers
leverage in their output marketing activities
Ensure access to goods and services for farmers
through establishing different agri-business
Physical address: ventures like fattening and dairy farm
Haramaya woreda, kebele 03 Enhance member ‘s knowledge and skill
Telephone: 0256610026/682 related to boosting agricultural productivity
Fax: 0256610682 and income.

Unions
vision
To see its members well served in any services, living
improved life and life conditions and playing a great
role in a national economy.
Mission
Provide better services at fair price, required time and
amount in which members become competent enough
in the free market with providing better price to their
products.
AFREN KELO COOPERATIVE FARMERS UNION (Ltd)

General profile Investment
Afren kelo farmers cooperative union was voluntarily Oromia cooperative bank 1,164,000
formed by 41 primary cooperatives which have 5714
male and 362 female members in Haromeya district, Oromia Agr coop federation 80,000
East Hararghe Zone on April 5,2005 with initial share Oromia Coffee coop union 30,000
capital of eth Birr 335,300. At present , the numbers Abbay bond 40,000
of primary cooperatives affiliated to the union are
97. The total members of primary cooperatives are Total 1,314,000
8103 of which 7020 are males and 1093 are females

and working scope of the union was 9 districts and Challenge facing after stablishment:
capital 5.2 mil.
• Planning and analysis of coop production
maketting
Objectives • Shortage of capital and bank loan
• To improve the bargaining power of members • Quality and quantity of production
• To procure inputs and services at a low cost • Agricultural value chain
• To enable members product get better market • Product market price fluctuation
access
• To promote modern agricultural technologies
• To promote education and training
ACHIVEMENTS
• To involve in natural resource management and Afren kelo cooperative farmers cooperative
social affairs union (ACFU) has been achieved the above
indicators in (2006/2013) of its operation.
Activities/services provided by unions
• Supply different agricultural inputs to members
and non members
• Supply members production to medium market
• Provide loans to its members
Description Volume Beneficiary
• Audit service to primary cooperative members
Input Distribution
• Training and education for members and
participating other social affairs Fertilizers 188,235.5 quntals 98 cooperatives
Improved seed 6,657.75 quntals 98 cooperatives
Agro chemicals 10,000 litrs 98 cooperatives
ADDRESS Marketing
PHONE : 0256660859
different grains 2,988 quntals 20 coop
FAX : 0256660762
different goods 15,000 quntals 20 coop
HAROMEYA
Loan for members 7,000,000 birr 20 cooperatives
Members auditing 10 coop/year members

Unions
CHR-CHER ODA BULTOM

FARMERS COOPERATIVES
UNION (COBFCU)
Established: On January 10, 2005, Objectives of Chercher Oda

Based on the ICA principles of Cooperatives Bulttom Farmers cooperatives
and Ethiopian Cooperative Societies act Union are:
(proclamation No. 147/98)
To enhance members’ (farmers’) efficiency
Located: In Oromia Regional State, West and effectiveness in production of better
Hararghe Zone, Oda Bultom District of quality and quantity of agricultural products.
Ethiopia at distance of 35 kilometers from
Chiro “Zonal Town” and 362 kilometers from To improve the life standard of the member
Addis Ababa “National capital city” farmers by enhancing the household level
income through effective and efficient
Working area: The geographical area cooperatives direct marketing channel that

embodied in this Cooperatives Union are 8 can perfectly provide them the right and
rural districts in west Harergee zone (Oda better price for their product and the net
Bultum, Habro, Daro Lebu, Guba koricha, return from their primary cooperatives as
Achar, Boke, Burka dintu and Hawi gudia). well as from their union.
Climate: Average altitude of the area Main activities of Cherche Oda

is 1780 above sea level, the average Bultum farmers Cooperatives
temperature of the area is about 26oc and Union:
the average annual rainfall is 1700 mm.
Agricultural inputs supply and distribution.
Main products produced in the
area: Harer green coffee, pea beans, Agricultural product marketing: Involved
sesame, cattle products, vegetables (onion, in both national and global market and
paper, tomato...) exporting members agricultural products
such as; coffee, haricot beans, chick beans
Beneficiaries: Member primary and cattle products.
cooperatives are 106 which involve 43249
individual members in which 40004 are Cattle Fattening/Beef/ Project
male and 3245 of them are female. While,
more than 253100 householders are direct Cattle production, milk production and
or indirect beneficiaries of this cooperatives processing project.
union.
Contact for further information:

Nigusie Legese General Manager, Bedasa Kene’a, Representative of COBFCU at
Phone Number +251-911-7236-49/+251- ECX.( Addis Ababa)
25555-0499/ +251-2555-50530; Phone Number +251-925-8695-18
Email: nlegese@gmail.com
Mekdes Teferi, Marketing expert at COBFCU;
Sintayehu Kasahun, Deputy and Marketing Phone Number +251-910-542-698
Manager ( +251-912-9342-77, Email:
chercheroda@gmail.com) BEDESA, ETHIOPIA

Unions
Oborra
Farmers’ Cooperative Union
Limited Liability
Vision
To see modern farmers with modern technologies
Mission
Ensuring efficient and effective supply of input, achieving better market
price through increasing bargaining power and implementing value adding
activities, providing different services which are important for farming and
better-off livelihood, creating a self reliant cooperative organization for
surrounding farmers.
Brief History
Oborra Farmers Cooperative Union was
established by 55 primary cooperatives
in Deder Woreda of Eastern Hararghe
Zone on January 5 1997 EC. At
present, the number of primary
cooperative under the union reached

76 cooperatives. The total membership
of primary cooperative is 18,320
(14,900Male & 3,420 Female).
Area of Operation
The Union’s area of operation includes
Deder,Melkaballo ,Metta and Gorogutu
Woredas of East Hararghe Zone. The Objectives of the union
area is well known as a production area To Improve the bargaining power of members,
of best quality Organic Arabica coffee,
Haricot bean cattle fattening, chat, oil To procure inputs and services at a lower cost,
seeds Natural, Honey and beans. To enable members’ produce get better market
access,
To add value to members’ products (packing, cleaning
etc),
To promote modern agricultural technologies,
To involve in natural resource management,
To promote education and training.
Activities
• Distribution of agricultural input
• Marketing of farmers product
• Import and export activities
• Coffee hulling
• Transport service
• Credit service
• Audit service

Unions
Major Activity Results of the last 5years Future plan

The Union supplied 51,194 Dap and 42,655.5 Urea Purchase directly from the
quintals of them to the members and other farmers importers or import, high quality
in our boundary woredas. and environmentally safe inputs in
The Union has supplied 11,616.quintals of improved bulk and lower costs,
seed cleaned and packed and 3689.5 local seeds to Sell members grain in high revenue
farmers covered by the package program fetching deficit markets and
Purchased and marketed 5,000 quintals of grain from establishing good market condition
the members. through quality product,
Purchased and marketed 5,400 quintals of haricot Conduct market research, collect
bean from the members. market Information and provide it to
the members,
Purchased and marketed quality Organic Arabica
coffee of over 12,000 quintal to central market Establish coffee-processing section
Purchased and distributed 4,400 liters and 9,000 kg of
Herbicides and pesticide to farmers. Diversification of Union
Extended loan amounting to Birr over 4,000,000 for activities through:
26 member Cooperatives. Adding value to members produce
through processing
Collected and disseminated relevant market
Introducing modern warehouse

information to the member cooperatives.
services to members and other
Facilitated series of trainings in collaboration with the farmers in the area
Zonal cooperative promotion Bureau, to its members,
Board members and management staff Introducing crop insurance to safe
farmers from natural disaster
Poultry farm,
Cattle Fattening
Coffee cleaning and packaging,
Enter export market and grading
& Standardizing of products
purchased,
• Involve in the establishment
and promotion of saving and
credit cooperatives,
• Construct office and
warehouse,
Adding trained man power for
sustainable development of the
union and Promote cooperative
education
Contact Address:
Telphone ; 025,333-02-31
Fax: 025,333-0544
P.O.Box: 15
E- mail: oborraunion @yahoo.com
Deder

Capacity Builders
Address
Facebook.com/issdoromiyaeast
http://www.haramaya.edu.et/rch/projects/issd-ethiopia
http://www.issdethiopia.org/
Business development services varieties. Volume of seed produced by the SPCs are also
The Integrated Seed Sector Development increasing from year to year and contributing significantly
(ISSD) Ethiopia programme is implemented to the region’s seed demand.
by a consortium of partners including four
universities (Bahir Dar, Haramaya, Hawassa, and 24100
Mekelle), Oromia Seed Enterprise, Ethiopian Seed 22100 Total Production
Production Volume (Qt)

20100 18787.84
Producers and Growers’ Association, and Centre 18100
for Development Innovation (CDI) of Wageningen 16100
University and Research Centre. 14100
12100
The first phase of the ISSD programme was 10100
8100
implemented from 2009 to 2011 mainly through 6100
6342.3
the LSB (Local Seed Business) project, where 34
4100
Seed Producers’ Cooperatives (SPCs), under the 2100 689 1411

100
LSB scheme, the LSB farmer groups have been 2010 2011 2012 2013
supported to become technically better equipped Seed production trends by SPCs from 2010-2013 in west and East Hararghe Zones.
and more commercial in their seed production
and marketing efforts, as well as to become more The HU-ISSD programme aims also at strengthening small
autonomous in their operations in the seed sector. and medium-scale private seed producers, supporting their
establishment and operations, and enhancing capacity
The ISSD Ethiopia phase II programme was building through promoting public private partnerships. On
launched in January 2012 with the objectives to the basis of assessment of the potential agribusiness firms,
strengthen the development of a vibrant, market two private seed producers, which were supposed to be
oriented and pluralistic seed sector in Ethiopia. competent and having the capacity to grow and diversify
The programme follows the ISSD development seed businesses, were selected and started seed business
principles in targeting its activities at specific through technical support provided by the programme.
sectors, including local seed businesses (LSBs),
private seed producers (operating at a regional Under the partnership and innovation project component,
scale) and seed companies (operating at a national the ISSD programme aims at developing a mechanism with
scale), but also promoting institutional innovation institutionalised regional coordinating bodies to facilitate
in the sector through partnerships components. innovations and learning in the seed sector related challenges
In addition, the programme supports services beyond the local level. Major innovative projects currently
addressing different sectors, including research under implementation include: experimentation with
and studies, sharing experiences and lessons post-harvest seed processing technologies for enhancing
learnt, and capacity development. quality seed production; institutionalisation of seed quality
advisory services at HU; establishing cooperative-based
Haramaya University (HU) - ISSD Oromia East seed education and extension system; enhancing availability
Programme is one of the arms of the project hosted of Hararghe specialty coffee seedlings through farmer-
by Haramaya University working in the region participatory variety selection (PVS); and production of early
(East and West Hararghe Zones of Oromia National generation seeds (EGS).
Regional State) to promote entrepreneurship at
local levels in the seed sector, thereby increasing The Knowledge Sharing and Capacity Development
farmers’ access to and availability of quality and component (KSCD) has been mandated to facilitate
quantity seed at affordable prices in the region. knowledge sharing and lessons learnt through different
Accordingly, the programme has been supporting communication strategies to partners and stakeholders at
SPCs in collaboration with different partners local, regional and, national levels. Accordingly, activities of
and stakeholders. Currently, more than 40 SPCs the ISSD programme especially those associated with SPCs
have been established in the region by HU-ISSD in seed business have been intensively promoted through
programme and scaling up partners. The majority diverse communication channels including, publications,
of the established SPCs have started production radio and television, seed exhibitions, mini-media, farmers’
and marketing of seeds of different crops and field days, travel visits, website, social media and others.
Capacity Builders
Historical Background of the of Agricultural Extension and set up an agricultural research

University and experimental station. Based on the Emperor’s wish, it
was decided to establish the College at its current location at
Historical Background of the University
Haramaya. Later on, the agreement signed between the United
Haramaya University has gone through
States Department of States and the Imperial Government
a series of transformations since its
provided the basis for the operation of Jimma Agricultural and
establishment as a higher learning
Technical School that received its first class of eighty students
institution. The agreement signed
in October 1952. Nineteen of the students graduated on
between the Imperial Ethiopian
August 6, 1953 and became the first freshman students of the
Government and the Government of the
Imperial Ethiopian College of Agricultural and Mechanical Arts
United States of America on May 15,1952
(IECAMA). The IECAMA opened its doors to its first batch of
laid the foundations for the establishment
students in October 1956 senior class moved from Addis Ababa
of Jimma Agricultural and Technical School
to Alemaya for their final semester. At the end of the 1956/57

and the Imperial College of Agricultural
academic year, eleven students completed their studies and
and Mechanical
graduated with a B.Sc. degree in General Agriculture. The
Arts (IECAMA). The Agreement between training programs in Agriculture were further specialized and
the Government of Ethiopia and the B.Sc. programs were introduced in Animal Sciences (1960),
Technical Cooperation Administration Plant Sciences (1960), Agricultural Engineering (1961) and
of the Government of the United States Agricultural Economics (1962). Until 1963, the college was
of America, signed on May 16, 1952, virtually dependent on Oklahoma State University, both
gave the mandate to Oklahoma State administratively and academically; however, after 1966, when
University to establish and operate the the first Ethiopian dean was appointed, the role of Americans
College, conduct a nationwide system was limited to advisory and technical support. The College
became a chartered member of Addis Ababa University (the
then Haile Selassie I University), following the contractual
Vision termination of Oklahoma State University in 1968.
Haramaya University strives to be one of the Consequently, it was named Alemaya College of Agriculture.
leading African Universities with international Due to the great need of trained manpower in other areas of
reputation by 2025. study, additional programs that included a diploma program in
Mission Home Economics (1967), Science Teachers’ Training Program
(1978), and Continuing Education Program (1980) were
The Mission of Haramaya University is to launched. A major landmark in the history of the College of
produce competent graduates in diverse Agriculture was the launching of graduate study programs in the
fields of study, undertake rigorous, problem 1979/80 academic year. This laid the foundation for advanced
solving and cutting edge researches,
disseminate knowledge and technologies, and
academic and research work at the institution. When graduate
provide demand-driven and transformative studies were launched, about 29 students were enrolled to
community services. study various fields of agriculture. Another major landmark in
the history of Alemaya College of Agriculture was when it was
Motto upgraded to university status on May 27, 1985, followed by the
The motto of Haramaya University is “Building launching of the Faculty of Forestry in 1987. It was then named
the Basis for Development” Alemaya University of Agriculture that produced qualified
Goal manpower in the fields of Animal Sciences, Plant Sciences,
Agricultural Economics, Agricultural Engineering, Agricultural
The goal of Haramaya University is to Extension and Forestry both at graduate and undergraduate
evolve as an autonomous and independent levels. Moreover, in the continuing education program,
(academic and research institution) graduate
diploma level training programs were delivered in Accounting
and research university with a competitive
national and international quality and and Management, in Dire Dawa and Harar centers.
relevance standards in its academic, research
and community services endeavors.
... Continued on Page 42
Capacity Builders
Red een Kind

Number or Agribusiness clients:
Farmers: through its partner-EKHC (>600 Farmers)
Producer org: about 8 cooperatives are established
Operational area: SNNPR
Rural SME: not yet found...but, there is a huge
(GamoGofa zone)
demand for this service!
Email: info@redeenkind.nl
Total rural portfolio:
Website: www.redeenkind.nl Farmers: app 90%
Producer org: app 10%
Rural SME: 0
Area of Specialization
Participatory market assessment/research
Youth focused agri. skills training
Business support services (life skills, entrepreneurial)

Community development & organization
Special focus on "marginalized groups”
Business Development Services

Access to Management
Name Type of Access to Markets finance (external Support(accounting, Advocacy
the Services sources) OD etc)
City Branches X X
(Addis Ababa) (we wish to work (together with part-
with specialized ners keen to support
agencies to create set up of effective
market linkages coop.)
Other services
Eg. Investment Grants

Red een Kind is relatively a new entrant into the field of Agri-business. It strives to contribute to rural
economic development while stimulating sound social development. ReK seeks to cooperate with
expertise organizations (in the field of agri-business) to play meaningful role to make “farming” an
attractive venture. Skills development for youth is crucially vital. The rural youth will specifically be
coached through viable agri-business opportunities, which later could evolve into stronger value
chains. We want to contribute towards this end, together with our partners.
We also would like to establish strong linkages with resourceful organizations, in the areas of
promoting rural entrepreneurship & SMEs.
Capacity Builders
Self Help Africa
Address:
SHA Ethiopia Country Office
YekaSubcity, K.14, H.No. 300; Kenenissa Bekele Street; Megenagna
Tel.: +251 116-182001 (direct); +251 116-620659 (PBX);
Fax: +251 116-619724; P.O.Box 1204, A.A. Ethiopia
Self Help Africa’s vision is a rural Ethiopia a project implemented in ANRS in collaboration
free from poverty and hunger with a mission with CCA and EWNRA and by funded by Cana-
to develop enterprising solutions that enable dian Foreign Affairs and Trade Development Bu-
smallholder farmers to achieve a better quality reau 2013-2014)
of life. Rural saving and Credit Cooperatives develop-
Approaches: ment Project in Oromia and SNNPR (2013-2015)
It plans to reach over 250 P/coops organised

Working in partnership with communities, farm-
ers institutions, the government and local civil under five unions having over 45,000 individual
society organisations members
Application of integrated solutions “Building resilience of smallholder farmers

through improving access to drought-tolerant
Diversification of income generating activities, seeds and adoption of conservation agriculture
and practices” (2014-2016)FAO funded project plan-
Promoting community-led programmes ning to reach 6,000 poor households in drought-
prone wereda of Oromia
Strategic Objectives
“Community based Seed Multiplication Project
SO.1: To enable smallholders to achieve viable in SNNP” (2014-2015)-a project financed by Irish
livelihoods from intensification and diversifica- Aid and being implemented in three weredas.
tion of agriculture and greater integration into
markets “Sustainable Transformation of Agricultural
Resources (STAR) in AbichunaGne’a District of
SO.2: Influence others to enable smallholder North Shewa zone, Oromia Region, Ethiopia”
farmers in Ethiopia to prosper (2014-2015)-Project funded by Irish Aid and im-
SO.3: Continue to be “fit for purpose” plemented in Oromia Region planning to reach
Current SHA Programmes 2,800 households who are food insecure.
Self Help Africa Ethiopia programmes focus on

Up-coming projects
agricultural technology promotion, capacity PASTORAL COMMUNITY LIVELIHOOD DEVELOP-
building of farmer institutions and creating ac- MENT PROJECT (2014-2015) in Afar Region-To
cess to rural finance. Current programmes in- be funded by Irish Aid
clude: Improving honey production and quality in Silite
Improving productivity & Market linkage for Zone of SNNPR (2014)
Malt Barley Production in Arsi& West Arsi Zones Self Help Africa promotes the interaction of
of Oromia (2012-2014) multipurpose and financial cooperatives for bet-
AGP-Livestock Market Development project in ter synergy to combat poverty and improve live-
collaboration with CNFA lihood of smallholder farmers.
Climate Resilience and Cooperatives in Ethiopia-
Capacity Builders
Development Expertise Center (Dec)

Vision
DEC Aspires to see all Underprivileged Chil-
dren Properly Fostered.
Mission
Promote capacity building for sustainable
local development.
Development Expertise Center Organizational Set-up
(DEC) is an Ethiopian Residence Charity Structurally, the organization has a general assembly (GA)
Organization established in May 2007 by ini- and a governing board. The Board is the higher legislative
tiation of Edukans Foundation, the Nether- body of the organization that deals with decision making
lands and re-registered in October 2009 as on policies and guidelines of the organization. It has a
per the new Charities and Societies Procla- mandate to elect an Executive Director of the organization
mation of the country, bearing a registration who executes the day to day activities with subordinate
number, 0009. Directors. DEC has a management team that consists
of core staff members led by the Executive Director. In
Establishment regard to administrative system, DEC has all the necessary

Development Expertise Center (DEC)is an documents and procedures of accounts with efficient
Ethiopian Residence Charity Organization accountants.
established in 2007, to promote Quality DEC has been working on more than 10 programs and /
Education which makes basic difference in or projects in three regional states (Oromia, Amhara,
the life of the underprivileged Children and and Afar) and Addis Ababa City Administration. The
community members with special emphases major program areas of the organization include
to children, youth and women and poor Capacity Development, Education, Early Child Care and
households. Development (ECCD), Sexual and Reproductive health
(SRH), and Food Security and Entrepreneurship. In the past
Legal Personality six years, DEC has been working on the programs with all
The legal personality of DEC is affirmed by its partners and stakeholders at expected standard and
its statutes approved by its constituencies, results. For its good result registered, the organization has
the registration Certificate Secured from the received several certificates and awards from government
Charities and Societies Agency in addition line ministries and respective local communities for its
Agreements at Federal Regional and District practical application in line to its plan and performance as
level with respective line Bureaus. initially planned.
Core Values
Respect
Collaboration
Accountability and Transparency
Equity
Integrity
Commitment
Excellence and Innovation
Team work
Compassion
Professionalism

Capacity Builders
Programs of DEC
Project Departments Projects
Projects under Education Connect 4 Change (C4C)
department Edukans Education Expedition (EEE)
Star School (SS)
Child Friendly School Environment (CFS)
Girls’ Power (GP)
Equal Education (EE)
End School violence (ESV)
Student Led School Sanitation and Hygiene (SLSSH)
Digital T Exchange (DTE)
Projects under Food Security and Adequate farm-FSRE ONE
Entrepreneurship department Connect the spent and generate employment-FSRE TWO
Water for improved livelihood of Pastoralist Community
CMDRR Institutional Embedment
Fit for better life (F4L)
Ethiopian Social Accountability Program Two (ESAP2)
Projects under Sexual and The World Starts with Me( WSWM)
Reproductive Health department My World My Life (MWML)

SHARE Frame
Projects under Early Childhood Women Self Help Groups as disaster risk reduction and
Care and Development department mitigation strategy
Reaching Women
Parenting Education
Early Learning Program
Transition
Cooperation/ Partnership
Projects under Partners Capacity Linking and learning
Development department
Admin and Finance Admin
Finance
HR
Programs of DEC
Linking &
Linking &
Learning Learning
Sexual & Food Security &

Entrepreneurship Admin &
Education Reproductive ECCD
Finance
Health
Excluded
Include
the

Capacity Builders
SCOPEinsight East Africa

Kilimani Business Centre
P.O. Box 18061 - 00100, Nairobi - Kenya
Phone: +254 20 520 3897
Office mobile: +254 700 131 171
Unfolding Opportunities
International
in Agricultural Finance Hamburgerstraat 28
3512 NS Utrecht
The Netherlands
SCOPEinsight’s Mission Phone: +31 30 234 8273
SCOPEinsight is an independent rating agency working with
a network of trained assessors who survey the business WHAT ARE THE BENEFITS OF SCOPE insight?
potential of farmer organizations in developing countries. Enabling access to agriculture finance through rating has
We profile their organizational performance and we offer widespread benefits for different groups:
business partners a gateway to this agricultural information Farmer Organizations
and partnerships.
Connect to banks, traders and other potential
We use a widely tested and robust rating methodology to business partners;
assess the farmer organizations called the SCOPE, which
Get finance against more favourable conditions;
stands for Scoring of Organizational Performance. The
challenge and opportunity of access to finance exists not Get insight in management maturity and improve
only in the agricultural sector, but also in dairy, forestry, and performance due to business development
resulting from assessment insights.
aquaculture.
The rating information is valuable for potential business
partners like banks, traders, input suppliers and NGOs Build a solid pipeline of viable farmer
to uncover new business opportunities. The farmer organizations in emerging sectors and regions and
in current markets;
organizations benefit greatly from the independent
diagnostics on their organizational strengths and weaknesses. Reduce due diligence costs due to SCOPEinsight
This output can be used for capacity building and further profiles and, consequently, reduce default rates.
professionalization of the organization and its members. Traders an other value chain players
SCOPEinsight‘s Services Access to viable business partners and market
In order to create access to agricultural finance in emerging information;
economies SCOPEinsight offers two products: Support of procurement, finance and capacity
building activities
• The SCOPE Assessment: for capacity building and
organizational strengthening; NGOs
• The Rating Profiles: for unlocking business potential. Improved business development services based
on the SCOPEinsight Assessment Report;
The SCOPE Assessment
SCOPEinsight profiles as an impact measurement
The SCOPE assessment is for the farmer organization’s and communication tool towards donors and
internal use. The report provides in-depth insights into other stakeholders.
the strengths and weaknesses of the organization, its
professionalism, management maturity and creditworthiness.
Both the management of farmer organizations and NGOs WE HAVE RATED OVER 150 FARMER
can use the assessment report for designing tailored made ORGANIZATIONS…
capacity building programs and for monitoring impact from
this.
in more than 20 sectors...
In agriculture, forestry, dairy and aquaculture
The Rating Profiles Central America 4%
The rating profiles are for external use. It presents clearly the East Africa 62%
business potential, the risk profile and the financial ratios of
All completed assessments
the farmer organization. These rating profiles are uploaded West Africa 34%
Per region 2010 to date.
onto the SCOPEinsight Portal, an online marketplace where
farmer organizations are presented to banks and potential 50
40
business partners.
30
20
10
0 Total Scores – Frequency of
1 2 3 4 5
Assessments 2010 to date
For more information in over 12 countries…

www.scopeinsight.com LATIN AMERICA
Guatemala
EAST AFRICA
Kenya
WEST AFRICA
Nigeria
info@SCOPEinsight.com El Salvador
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Ethiopia
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Cote D’Ivoire
Ghana
For questions or requesting an assessment: Bolivia Rwanda
Peru
assessment@scopeinsight.com
For questions or access to the SCOPEinsight Portal: 16 50% 65%
banks have used our of bankable of lower-scoring profiles
portal@scopeinsight.com profile for investment profiles have been have been used in
considered for loan
Twitter: @scopeinsight decision-making capacity building

Capacity Builders
FSRE-Fund/ICCO Cooperation
ICCO is the interchurch organization for
development cooperation. We work in 44
countries in Africa, Asia and Latin America.
Food Security and Rural Entrepreneurship Fund (FSRE-Fund) is financed by the Embassy of the
Kingdom of the Netherlands (EKN) in Ethiopia and managed by ICCO-Cooperation on behalf of
Agri-ProFocus Ethiopia.
FSRE-Fund support Agri- The Fund has two windows:

Business through value chain 1. The Innovation Fund (IF) provides Innovation Grants
(IG) of up to €100,000 to organisations supporting
development
smallholder farmers, producer organisations and/or
FSRE-Fund supports innovations in
small and medium enterprises, NGOs, MFIs, Research
the area of food security and farmer
Organisations, BDS suppliers, Producers’ Organisations,
entrepreneurship by Ethiopian rural

Chambers of Commerce, and Private Sector Business
civil society actors including producer
Associations.
organisations (POs), small and medium
2. The Matching Grant Fund (MGF) offers 50% Matching
enterprises (SMEs), and Business
Grants (MG) of up to €40,000 to private business
Development Service Providers (BDS),
companies as a complementary fund for innovations.
NGOs and MFIs.
The entrepreneurs can be assisted by BDS providers.
Main Results to Date

• FSRE-Fund management fully operational since January
2013. Procedural guidelines and system inplace.
• From the 1st call 10 innovative and 5 matching grant projects
are identified and under implementation.
• A total of 11000 smallholder farmers are working directly
and indirectly with innovative projects
• From the 2nd call 10 innovative projects identified and are
starting implementation
• Program operation externally reviewed
Calls & Contact

Calls for Proposals with detailed
application guidelines are being announced
on media and on Agri-Hub Ethiopia
website: apf-ethiopia.ning.com
More information on FSRE-Fund activities,
previously awarded projects, and on
subsequent Calls can be found at:
apf-ethiopia.ning.com/group/fsre-fund
Contact Us:
FSRE-Fund Management
Meskel Flower RD, Near Dreamliner Hotel,
Behind United Bank, 4th Floor,
Addis Ababa

Capacity Builders
OROMIA AGRICULTURAL RESEARCH INSTITUTE

Mechara Agricultural Research Center
Year of establishment (Micheta, Hawi Gudina, Hunde Lafto and Badeno) and
two non-functional sites of Boke and Gabiba.
Mechara Agricultural Research Center
was established in 1997 E.C. on 45 ha of Research partners/collaborators
land with primary objective to conduct
The center has been conducting different research
research on Hararghe coffee.
activities & other best practices in collaboration with
Location EIAR centers (JARC, MARC and DzARC), Universities
(HU-ISSD), BoARD, Goal Ethiopia, World Vision, Care
The center is located 434 km to the east Ethiopia, Chercher Oda Bultum Unions, pioneer PLC
of Addis Ababa in Daro Labu District of
and others.
West Hararghe Zone in Oromia Regional
State. It is 115 km from Ciro town (Zonal Objectives
Capital) to the south on a gravel road
The prime target for the establishment of the center
that connects to Arsi and Bale Zones.
is to conduct research on Hararghe coffee and
Its latitudinal and longitudinal positions
mandated to cover Eastern (East and West Hararghe),
are 40019.114 N and 08035.589 E
South Eastern (Arsi and Bale) and southern (Guji,
respectively.
Borana and West Arsi) Oromia. The center also
Climate & Soil type conducts research on other crops, livestock and
natural resources in which case its mandate area is
The center is located in moist mid- limited only to West Hararghe.
altitude (Weyna-dega) agro-ecology and
its altitude is 1760 m.a.s.l with annual Vision
average temperature and rainfall 160C
By increasing the agricultural technology outreach,
and 963 mm respectively. The major soil
the center wishes to see fundamental changes
type of the center is sandy loam clay
ensured at individual farmers’ level by 2012 E.C.
which is reddish in color.
Organizational structure Mission

Through enhancing knowledge and innovativeness/
The center is organized under Oromia
creativeness, it works to generate/adapt technologies
Agricultural Research Institute having
that increase agricultural production and productivity
four main research processes namely
and thus contributes for improvement of the
crop, livestock, natural resources and
livelihoods of the nearby society.
socio-economic & agricultural extension
each of them including two or more Major activities
research teams. It has also three support
processes and farm management. Since its establishment, the center has been
conducting different surveys and assessments
Research sub sites in various districts in West Hararghe to identify
agricultural production constraints, problems &
Mechara agricultural research center
potentials; verification trial on different crops like
has four functional research sub sites
coffee, adaptation trial of crop technologies released
Capacity Builders
elsewhere, agronomic trial for those adapted/generated coffee technologies, seed orchard is
agricultural technologies, pre extension demonstrations established on 1 ha land at Mechara-
& pre-scaling up activities, multiplication of basic/ on station and four FREGs/SPCs have
certified seeds through its farm management as well as been established in three districts of
seed producers cooperatives/FREGs and dissemination West Hararghe Zones in collaboration
of different agricultural technologies so as to increase with JARC & HU-ISSD project on
production and productivity of agriculture & thus farmers’ field.
contribute for livelihood improvement of the nearby
Those crop/forage technologies
society.
which were introduced from other
Major services research institutions & adapted/
validated to Mechara and similar
As public organization, our center provides the following agro-ecologies were promoted/
services to our end users/clients popularized to end users. Seeds/
Conduct different farming system studies in cutting/roots/tubers/suckers of these
order to identify and prioritize major production technologies were then, multiplied
constraints and existing opportunities in the either by research teams themselves
mandate areas or farm management. Therefore,
Mechara agricultural research center

Generate/adapt agricultural technologies & best
practices that are appropriate/customer focused has contributed more in this respect
in its mandate areas and for its end users since its establishment by multiplying
and distributing these technologies
Evaluate and demonstrate best agricultural through its stakeholders particularly
technologies & practices under farmers condition seeds of striga resistant (Abshir &
Popularize/scale up/out those technologies to end Gubiye) and early maturing (Girana-1
users in collaboration with its stake holders & Misikir) sorghum, market oriented
haricot bean varieties (Awash-1 &
Build strong partnerships with its potential stake
Awash Melka), teff, and finger millet
holders
varieties. Seeds/cutting/roots of
Provide different improved seeds (pre-basic to different animal forages and banana
certified) to our customers suckers have also been multiplied and
Provide different improved forage seeds/cutting/ distributed.
roots
Provide training & consultancy services on
different agricultural technologies/best practices Address
Serve as scientific information sources by Tell: +251 (0) 25557 0430/101/102
documenting its various works in electronic/ Cell phone: +251 (0) 930074307
published documents
Fax: +251 (0) 25557 0301
Major achievements P.o. Box 19, Mechara, West Hararghe,
Even if the center is recently established, it successfully Ethiopia
released four improved varieties of Hararghe coffee; E-mail address:
Mocha, Mechara-1, Arusa and Bultum in collaboration
mechara2007@gmail.com
with Jimma Agricultural research center in 2009/10
cropping season. Since then, over 500,000 seedlings Web site: www.iqqo.org
& about 5Qt of seeds were disseminated to end
users. Further, to fill the demand-supply gap of these

Capacity Builders
Canadian Hunger Foundation (CHF)

For 51 years, the Canadian Hunger Building Resilience
Foundation has empowered the world’s
poorest families to increase their incomes Programming that builds resilience aims to address the risks and
and to sustainably produce enough nutritious vulnerabilities that make people susceptible to shocks by addressing
food to meet their needs. We have worked their root causes, and not just their consequences, and helping
in over 50 countries in Asia, Africa and the them to maintain or improve their situations even in the face of
Americas, and are currently running 12 these changes. Building household resilience is a key approach
projects in 15 countries that support over to CHF’s food security and inclusive sustainable economic growth
450,000 people and their communities. programming. We see resilience as an outcome of our work that
must be identified and built into program design and delivery from
The Canadian Hunger Foundation’s the start, as with the cross-cutting themes. CHF takes an integrated,
fundamental approach is to respect and systemic approach to considering the inherent risks of ongoing
empower local populations as architects of changes and predicted trends in economic, social and environmental
their own development. This approach helps systems, especially in the context of the most vulnerable. CHF’s
identify hidden assets, untapped potential, resilience approach helps households manage socio-economic and
networks of people, skills and resources environmental shocks and stressors and makes it easier for them to
— all of which give communities the adapt to unexpected change.
power to transform themselves and create

stable and sustainable livelihoods. CHF’s Market-led Development
development practice is grounded in three CHF’s approach to market-led development uses a combination of
core approaches: value chain and entrepreneurial approaches to engage the poor
Partnership with Local Organizations more significantly in local, regional and international markets in
and Private Sector Companies an environmentally and socially responsible manner. Recognizing
that the poor increasingly interact with markets as producers,
CHF has a long history of working with consumers, labourers and entrepreneurs, our approach begins with
and through local NGOs and a great deal the premise that understanding and improving this interaction is
of experience in forging constructive, key to maximizing development results. It treats farmers and their
responsive relations with them. Our households as business entities who can reduce their own poverty
approach to partnerships is based on respect; by optimizing the use of the productive resources available to
trust and reciprocity; and mutually-agreed them. We conduct end market research and value chain analysis to
goals, with joint accountability for delivering identify productivity and competitiveness improvements, as well
results. CHF provides partners and other as entrepreneurial and employment opportunities. Our market-led
stakeholders with high-quality technical development approach builds on CHF’s long experience with asset-
assistance. We have developed a solid base based approaches that target interventions strategically, according
of expertise in building the capacity of local to the potential and aspirations of participants. Equitable access to
NGOs and networks and practical experience opportunities and a sustained, inclusive growth orientation are key
in strengthening the capacity of rural principles of our approach.
communities, local government and national
institutions in areas related to agriculture CHF has been working in East Africa and the Horn since 1983. It
and rural development. established a permanent presence in Ethiopia in 2002, when it was
invited by the GoE to launch a “relief-to-development” project in
response to a devastating drought. Since then, CHF has worked in 6
regions of the country managing six projects totalling $35 million.
Currently CHF is implementing two projects in Ethiopia funded by the
Canadian Department of Foreign Affairs, Trade and Development’s
(DFATD). The Benishangul-Gumuz Food Security and Economic
Growth Program (BSG-FSEG) is improving the livelihoods of over
25,000 households in seven woredas of the Benishangul-Gumuz
region and the Market-led Improved Livelihoods in Eastern Amhara
(MILEAR) Project is improving the food and economic security of
8,000 households in Ethiopia’s Eastern Amhara region.
For more information, please contact:
Salfiso Kitabo, Country Director
skitabo@chf.ca T: (251-11) 372-6341/42
www.chf.ca

Capacity Builders
Farm Africa /SOS Sahel Ethiopia
Project - Strengthen Sustainable Livelihoods and Forest Management

Program (SSLFMP)
Donor – European Union (EU)
Project - Piloting REDD + in the Bale Eco- Region of Ethiopia

Donor - Norwegian Embassy

Project profile Type of business services
Project
Name Type of business Project
Operation Benfi.No Duration Budget Access to Market engagement of Support & services
Areas & linkage beneficiaries
Bale-Eco Oromia 300,000 3 years 2,000,000 Market Coffee Honey Startup capital
–region ( Euro) development Essential oil
REDD+ approach (MAD) Eco- charcoal Basic business skill
trainings
Support finance
fair/exhibition Organizational
development &
Market linkage to capacity building
coops & unions
etc Financial
management &
basic book keeping
Value chain trainings
development VSLA Training
Link to MFI
SSLFMP Amhara 200,000 3,079,823 3,079,823 Market Non timber forest Startup capital
(Euro) (Euro) development products (NTFPs)
approach (MAD) such as Basic business skill
trainings
Support finance Honey ,coffee,
Oromia fair/exhibition spice Cardamon, Organizational
long paper development &
Market linkage to capacity building
coops & unions Incense, Bamboo,
etc Tamarinds Financial
SNNPR ,Savanna grass management &
basic book keeping
Value chain Baobab trainings
development Mushroom, wild VSLA Training
Link to MFI ginger & tree seed.
BSG Village saving loan

association (VSLA)

Capacity Builders
FEDIS AGRICULTURAL
RESEARCH CENTER
Together We Can do More
Background of the Center Mission

The mission of the centre to enhance
Fedis Agricultural Research Centre (FARC) has passed through several stages agricultural productivity through
to reach the current status since its establishment. The Centre was initially generating and disseminating improved
set up as Harar Rural Technology Promotion Centre (HRTPC) under the Rural technologies and improve farmers’
Technology Promotion Department of Ministry of Agriculture in 1978. In 1993,
it was up graded to research centre and renamed as Rural Technology Research livelihood in sustainable basis.
Center (RTRC) and organized under Oromia Agricultural research Institute Vision
(OARI) with objectives to conduct a research on agricultural mechanization. The vision of the Center is to ensure
Moreover, the RTRC further upgraded to the level of a full-fleshed agricultural basic changes at farm level by
research center in 2001, and it was renamed as FARC. Currently, the Center enhancing dissemination of improved
strives to provide better options of improved technologies for farmers through agricultural technologies by 2020.
conducting various research activities that are grouped under agricultural
mechanization, crop, natural resources management, livestock and research-
extension process. As a result, a total of 23,159 farmers benefited from
technology multiplication and dissemination since 2002, and also more than
4419 participants (farmers, DA’s, experts, researchers, Leaders of GO’s
and NGO’s have been visited research fields, farm fields and FTCs through
farmers’ field days and farm fields demonstrations.
Address:
Tele: 0256667549
Fax: 0256667551
P.O.Box: 904, Harar, Ethiopia
E-mails: farc.oari@yahoo.com
Research activities implemented during 2002-2007 cropping seasons

Research process Research activities by year
2002 2003 2004 2005 2006
OA CA OA CA OA CA OA CA OA CA OA CA
Crop 11 1 23 6 33 13 29 10 20 11 20 -
Livestock 4 - 10 - 12 3 12 3 8 -
Natural Resource 5 - 8 6 8 9 5 3 7 -
Mechanization 19 6 23 15 14 7 12 10 13 -
Socio-Economics - - - - - - 22 14 22 16 13 -
Total 39 7 63 26 67 23 62 10 60 30 61 -
Note: OA=Ongoing activities, CA=Completed activities
Technology multiplication and dissemination during 2002-2006
Type of technologies multiplied Quantity multiplied and distributed by Years in quintal
2002 2003 2004 2005 2006
M D M D M D M D M D
Agricultural mechanization technologies (Bee 1377 947 778 542 768 636 771 545 903 655
hives, farm implements, poultry, etc.)
Striga resistant sorghum varieties 87 76 277 270 244 184 225 218 390 344
None-Striga resistant sorghum varieties - - 109 100 106 101 192 185 248 231
Maize melkasa (M3,M4 & M6) - - 23 18 18 5 143 139 161 148
Haricot bean (Awash melkasa, Anger) 5 3 4 3 3 2 25 23 37 29
Wheat - - 8 6 4 3 7 8 - -
Barley - - 7 6 4 2.5 5.5 4 - -
Sesame - - - - - - 4 3 - -
Pear millet - - - - - - 4.5 4 - -
Note: M=multiplied, D=disseminated
Capacity Builders
Training for farmers DAs and SMS during 2004-206
Training topic Subject matter specialist Development agent Farmers
(SMS)
Male Female Total Male Female Total Male Female Total
Intercropping Cow pea and LabLab with Striga Resistant Sorghum and Maize Variety 1 - 4 6 30
Improved bee keeping management - - - - - 5 - - 30
Sesame and linseed production and management practice - - 2 - - 2 - - 61
Tomato production and management practice, and seed preparation - - 1 - - 2 - - 25
Onion production and management practice - - - - - 2 - - 25
Usage of farm tillage implements 15 5 20 30 12 42 197 162 359
Bee keeping production, bee forage production 10 - 10 23 4 27 37 9 46
Cassava production and food preparation 5 1 6 6 3 9 34 35 69
Installation of washer pump for domestic and vegetable production purpose 3 0 3 1 1 2 12 5 17
Seed production, seed business, and Clustering farmers on seed production 7 0 7 5 0 5 13 8 21
Queen rearing techniques 5 0 5 6 0 6 30 5 35
Crud honey processing and bee wax 5 0 5 6 0 6 30 5 35
In-situ water harvesting using tie-ridger for sorghum production 3 1 4 2 4 6 51 12 63
Groundnut harvesting using groundnut digger and its usage 2 - 2 2 1 3 35 5 45
Sweet potato, hot pepper and tomato production and management 2 - 1 8 2 10 48 12 60
Improved crop variety selection 2 - 2 2 1 3 18 2 20
Utilization of rope-washer and solar pump 3 1 4 3 1 4 20 12 32
Rainwater harvesting technologies and management practices for rainfed crop production 10 2 12 8 2 10 25 6 31
Improved crop variety selection & Importance of groundnut digger and its usage 4 - 4 5 2 7 42 6 56

Double cropping of haricot bean & intercropping of maize 3 0 3 6 2 8 27 13 40
Awareness creation for farmers on rehabilitation of degraded area closure using different - - - 1 1 2 10 5 17
degraded land management technologies (biological and physical conservations)
Preparation of compost and application of interaction ratio with inorganic fertilizer for 2 - 2 9 2 11 48 43 91
sorghum production
Main Activities Challenges faced the Centre

• Undertaking adaptive research trials of the readily available technologies, • Shortage of research work facilities like shortage
FRG and individual farmers based technology demonstration and promotion, of vehicle, laboratory equipments,)
• Cooperative based improved seed production and promotion, • Shortage of experienced man powers,
• On FTC based technology demonstration and promotion, • Lack of functional/weak collaboration among
• Multiplication and dissemination of improved technologies, stakeholders for problem identification, thematic
• Capacity building for farmers, DAs, SMS, researchers, and other services. areas identification, and wider dissemination of
improved technologies.
On farm field and on FTC technology

Future plans: demonstration and pre-scaling during 2005 and 2006 cropping seasons
• In its efforts to continue, No. Technology type Quantity Participant farmers Area of
research activities, implementation/
Male Female Total district
technology multiplication
and dissemination to meet 1 Bread wheat(Mada-walabu &Dure) in quintal 10 34 8 42 Kurfachale & Jarso
the needs of farmers and 2 Sorghum (abshir, hormat, , gubiye, &Teshale) in quintal 10 113 10 123 Babile, Fedis & Miidhaga
other stakeholders, and also districts
produce seeds at offseason 3 Maize (M4 &M6) in kuntal 12 45 10 55 Babile & Fedis districts
using irrigation, 4 Groundnut(Werer-961) in quintal 12 40 - 40 Babile & Fedis districts
• Sets priorities with the 5 Potato (Bubu, Dadafa &Gudane) quintal 60 44 12 56 Kombolcha district
current farming system of
6 Washer pump in number 3 12 - 12 Haramaya
the area, conducts problem
solving research activities, 7 Tied-Ridging practices using tie rigger for Sorghum 4 32 7 39 Fedis
provides technologies and 8 Groundnut digger in number 6 40 10 50 Fedis and Babile

service relevant to the need 9 Farm implements(tie rigger, ardu) in number 6 40 10 50 Fedis & Babile
of the farmers and other
10 Forage seed in kg 2.5 17 3 20 Kersa district
stakeholders,
11 Farm tillage implements in number 10 65 28 93 Fedis and Haramaya
• Strengthening the Woerdas
collaboration with
12 Tomato powder preparation technology - 20 15 35 Haramaya and Fedis
farmers, and resourceful
organizations and 13 Improved sweet potato, hot pepper and tomato - 29 7 36 Fedisi & Babile
institutions in area of 14 Fruits and vegetables processing technology - 50 20 70 Haramaya fi Erer

technology development 15 Mini engine sorghum thresher in number 1 22 8 30 Haramaya and Fedis
and promotion.
16 Cassava processing technology - 20 30 50 Fedis
17 Multi- crop thresher in number 1 130 20 150 Kombolcha

Capacity Builders
GIDDU-GALEESSA QORANNOO
QONNAA FADIS
Seenaa Gababa Ergama
Giddu-galeessi qorannoo qonnaa Fadiis (GGQQF) aammaa, dhaabbata Dandettii Kalaqummaa fi beekkumsaa
Babal’insa Teekinoloojii Baadiyyaa (RTPC) jedhamun bara 1978 tii guddisuun tekinooloojiiwwan
hundeeffamee, hanga bara 1984 tii Ministera Qonnaatiin hogganamuun akka oomishaa fi oomishtummaa qonnaa
baha Itiyoophiyaatii ajaajila kenna ture. Haata’u malee, bara 1984-1993 tti fi galteewwan industrii guddisan
maqaan dhaabatichaa akkuma jiru tahe Biiroo Misooma Qonnaa Oromiyaatiin dhiyessuun jiruu fi Jireenya ummata
(OADB) hogannamun tajaajila garagara kenna ture. Haaluma kanaan, bara oromiyaa haala itti fufinsa qabuun akka
1993tti dhaabatichi gara Giddu-galeessa Qorannoo Teekinoloojii Baadiyyaatii fooyya’u gahee isaa gumaachuu dha.
jijjirame, Inistitiyuutii Qorannoo Qonnaa Oromiyaan akka hogganamu
godhamee. Dhuuma irratti, Giddu-galeessa Qorannoo Teekinoloojii Baadiyyaa Mul’ata
bara 2001tti gara GGQQFtti ol-guddaatee. Iniis sagantaawwan gudguddoo Bara 2012 tti dhiyeessa tekinolojii
shan (Dhiheessa teknoolojii Midhaan, Beeylada, Qabeenya Uumamaa, guddisuun sadarkaa ooyirutti jijirrama
Makanaayizeeshinii Qonnaa, fi Hawaasa-Dinagee fi Babal’ina Qonnaa) bu’uraa feduu dha
qabachuudhan qorannoowwan garaagaraa rakkoowwan qonnaan bulaa
fi horsiisee bulaa hiikuu danda’an irratti xiyyeeffachuun qorannoowwa
garaagaraa gaggeesa jiraa. Haaluma kanaan, bara 2002 iraa eegale, hojii
qorannoo garagaraattin, teeknooloojiiwwan baayyifaman fi raabsamaniin,
qonnaan bultoota hang a23,159 ta’aan fayyadama taassiisee jiraa. Akkasumaas
hojii qorannoo garagaraa kan buufata qorannoo, ooyiru qonnaan bulaa irratti
hojjetaman, hirmaatoota hanga 4,419 ta’aniin daawwatamee jiraa.
Address:
Tele: 0256667549
Fax: 0256667551
P.O.Box: 904, Harar, Ethiopia
E-mails: farc.oari@yahoo.com
Yaaliiwwan qorannoo bara 2002-2007tti gaggeeffamanii fi xumuraman

Maqaa adeemsa Aktivitilee qorannoo lakkofsaan
2002 2003 2004 2005 2006 2007
OA CA OA CA OA CA OA CA OA CA OA CA
Midhaan 11 1 23 6 33 13 29 10 20 11 20 -
Beeyldaa 4 - 10 - 12 3 12 3 8 -
Qabeenya Uumamaa 5 - 8 6 8 9 5 3 7 -
Makanayizeeshiini 19 6 23 15 14 7 12 10 13 -
Hawaas dinagde fi Babal’ina qonnaa - - - - - - 22 14 22 16 13 -
Total 39 7 63 26 67 23 62 10 60 30 61 -
Note: OA=Ongoing activities, CA=Completed activities
Teeknooloojiiwwan bara 2002-2006tti baayyifamanii fi raabsaman
Gosa teeknooloojii Baayina teeknooloojii bara baraan
2002 2003 2004 2005 2006
M D M D M D M D M D
Teeknooloojii makaanaayzeeshinii Qonnaa (lakk.) 1377 947 778 542 768 636 771 545 903 655
Gosa bishingaa Strayiga dandamatuu(qt) 87 76 277 270 244 184 225 218 390 344
Gosa bishingaa Strayiga hin dandamanee(qt) - - 109 100 106 101 192 185 248 231
Boqqolloo (M3,M4 & M6)(qt) - - 23 18 18 5 143 139 161 148
Bolloqqe e(Awash melkasa, Anger)(qt) 5 3 4 3 3 2 25 23 37 29
Qamadii (qt) - - 8 6 4 3 7 8 - -
Garbu (qt) - - 7 6 4 2.5 5.5 4 - -
Saliixaa(qt) - - - - - - 4 3 - -
Pear millet (qt) - - - - - - 4.5 4 - -
Note: M=multiplied, D=disseminated

Capacity Builders
Leenjii fayyadama teekinooloojii fi tooftaa qonna ammayyaa kand bara 2004-2006tti
Training topic Subject matter specialist Development agent Farmers
(SMS)
Male Female Total Male Female Total Male Female Total
Intercropping Cow pea and LabLab with Striga Resistant Sorghum and Maize Variety 1 - 4 6 30
Improved bee keeping management - - - - - 5 - - 30
Sesame and linseed production and management practice - - 2 - - 2 - - 61
Tomato production and management practice, and seed preparation - - 1 - - 2 - - 25
Onion production and management practice - - - - - 2 - - 25
Usage of farm tillage implements 15 5 20 30 12 42 197 162 359
Bee keeping production, bee forage production 10 - 10 23 4 27 37 9 46
Cassava production and food preparation 5 1 6 6 3 9 34 35 69
Installation of washer pump for domestic and vegetable production purpose 3 0 3 1 1 2 12 5 17
Seed production, seed business, and Clustering farmers on seed production 7 0 7 5 0 5 13 8 21
Queen rearing techniques 5 0 5 6 0 6 30 5 35
Crud honey processing and bee wax 5 0 5 6 0 6 30 5 35
In-situ water harvesting using tie-ridger for sorghum production 3 1 4 2 4 6 51 12 63
Groundnut harvesting using groundnut digger and its usage 2 - 2 2 1 3 35 5 45
Sweet potato, hot pepper and tomato production and management 2 - 1 8 2 10 48 12 60
Improved crop variety selection 2 - 2 2 1 3 18 2 20
Utilization of rope-washer and solar pump 3 1 4 3 1 4 20 12 32
Rainwater harvesting technologies and management practices for rainfed crop production 10 2 12 8 2 10 25 6 31

Improved crop variety selection & Importance of groundnut digger and its usage 4 - 4 5 2 7 42 6 56
Double cropping of haricot bean & intercropping of maize 3 0 3 6 2 8 27 13 40
Awareness creation for farmers on rehabilitation of degraded area closure using different - - - 1 1 2 10 5 17
degraded land management technologies (biological and physical conservations)
Preparation of compost and application of interaction ratio with inorganic fertilizer for 2 - 2 9 2 11 48 43 91
sorghum production
Hojiilee Ijoo:
Hojii qorannoo adda addaa (madaqsuu, foyyessuu) babal’isuu,
gaggeessuu, Teekinoloojii bu’uraa mijataa ta’an bay’isuu fi
Lafa qonnaan bulaa irratti teekinoloojii mijataa ta’an babaalissuu,
agarsiisuu, madaqsuu fi babal’isuu , Wirtuu leenjii qonnaan bulaa irrattii teekinoloojii
FRG fi ooyruu qonnaan bulaa (FTC) irratti mijataa ta’an agarsiisuu fi babal’isuu,
agarsiifaman, Leenjii fayyadama teekinooloojii fi tooftaa qonna
Waldaalee wajjin sanyii foyya’aa baay’isuu fi ammayyaa irratti kennuu.
Teekinooloojiiwwan bara 2005 fi 2006tti ooyruu qonnaan bulaa (FTC)

irratti agarsiifaman
No. Gosa teeknooloojii Quantity Participant farmers Area of
implementation/
Male Female Total district
1 Bread wheat(Mada-walabu &Dure) in quintal 10 34 8 42 Kurfachale & Jarso
2 Sorghum (abshir, hormat, , gubiye, &Teshale) in quintal 10 113 10 123 Babile, Fedis & Miidhaga
districts
3 Maize (M4 &M6) in kuntal 12 45 10 55 Babile & Fedis districts
4 Groundnut(Werer-961) in quintal 12 40 - 40 Babile & Fedis districts
5 Potato (Bubu, Dadafa &Gudane) quintal 60 44 12 56 Kombolcha district
6 Washer pump in number 3 12 - 12 Haramaya
7 Tied-Ridging practices using tie rigger for Sorghum 4 32 7 39 Fedis
8 Groundnut digger in number 6 40 10 50 Fedis and Babile
9 Farm implements(tie rigger, ardu) in number 6 40 10 50 Fedis & Babile
10 Forage seed in kg 2.5 17 3 20 Kersa district
11 Farm tillage implements in number 10 65 28 93 Fedis and Haramaya

Woerdas
12 Tomato powder preparation technology - 20 15 35 Haramaya and Fedis
13 Improved sweet potato, hot pepper and tomato - 29 7 36 Fedisi & Babile
14 Fruits and vegetables processing technology - 50 20 70 Haramaya fi Erer
15 Mini engine sorghum thresher in number 1 22 8 30 Haramaya and Fedis
16 Cassava processing technology - 20 30 50 Fedis
17 Multi- crop thresher in number 1 130 20 150 Kombolcha

Capacity Builders
urgent need for the university to make
efforts to link its academic programs to its
research and outreach activities in order to
... Continued from Page 27 make its training programs relevant to the
needs of the stakeholders and the country
The university once again went through another phase at large. This requires the need to make
of transformation during the 1995/96 academic year by proper linkages with various stakeholders
launching new programs in the fields of Teacher Education that include the rural community, urban
and Health. The opening of the two faculties, namely the dwellers, the private sector, governmental
Faculty of Education and the Faculty of Health Sciences, organizations and nongovernmental
further diversified the existing programs, and enabled the organizations at national and international
institution to become a full-fledged university that was levels. The University is now functioning on
renamed Alemaya University (AU). three campus premises. The main campus,
In the last few years, the University has witnessed where the first milestone was laid, is
tremendous expansion in terms of fields of study. In Haramaya Campus. This campus is located
September 2002, two more faculties, namely Faculty of at about 510 km East of Addis Ababa,
Law and Faculty of Business and Economics, were opened. between Dire Dawa and Harar towns. This is
Furthermore, Faculty of Veterinary Medicine and Faculty of the nerve center of the University where the
Technology were initiated in 2003 and 2004, respectively to offices of the management of the institution
further diversify the training programs of the university. The are located. The second Campus is located
institution was renamed Haramaya University in February in Harar Town where College of Health
2006. The University, apart from undergraduate programs, and Medical Sciences including Hiwot Fana
has been highly engaged in the expansion and diversification Specialized University Teaching Hospital are
of graduate programs. situated. The third and recently emerged is

Chiro Campus located in Chiro Town, where
Currently, the previous Faculties were reorganized into 11 the Institute of Agro-industry and Land
Colleges and one institute namely, College of Agriculture Resource is found.
and Environmental Science (CAES), College of Business and
Economics (CBE), College of Computing and Informatics
(CCI), College of Medical and Health Sciences(CMHS),
Core Values
College of Social Sciences and Humanities(CSSH), College Haramaya University is committed to the
following core values:
of Law(COL), College of Veterinary Medicine(CVM), College
of Natural and Computational Sciences (CNCS),College Academic freedom: A strong commitment to
of Education and Behavioral Sciences(CEBS), College of a free and democratic academic environment
where individuals inquire, investigate and
Continuing and Distance Education (CCDE) and Institute of engage in relevant academic practices and
Technology (IOT). development.
Under these divisions, the University offers a total of 224 Perseverance: A commitment and dedication
programs of which 106 are undergraduate programs, 104 to perform assigned duties to the best of one’s
are second degree (M.Sc./M.Ed./MPH) and 14 are PhD level knowledge and abilities.
training programs. In addition to academic programs, the Good governance: The practice of democratic,
university has launched institutes that cater research and transparent, inclusive, responsible and
outreach programs. These include the Institute of Pastoral accountable leadership and management
and Agro pastoral Studies (IPAS), Institutes of Peace and and promotion of the principle of equal
Development Studies (IPDS), and Institute of Land Tenure opportunity.
(ILT). The University has been actively involved in research Respect for diversity: A culture of equity and
activities, primarily in the fields of agriculture, since its fairness in all forms of practices; a conviction
inception. Through the years, the institution has established for the respect of all people without sexual,
linkages with national and international organizations to class, racial, ethnic, religious, and regional
discriminations.
strengthen its academic, research and outreach activities. As
a pioneer institution of agricultural education, research and Professionalism: A commitment to a high
extension in Ethiopia for about six decades, the University standard of professional integrity and ethics.
has been developing and releasing several improved Collaborative spirit: Culture of working
crop varieties and many improved crop and livestock cooperatively within the University and with
other
management practices. The institution has produced many
textbooks, book chapters, research articles, bulletins, Fostering creativity/innovation: Develop a
proceedings, posters and a number of PhD dissertations culture for generating new ideas, processes,
services, technologies and entrepreneurial
and master thesis research reports. However, the research
skill.
and outreach activities of the university in fields other than
agriculture are weak as most of the colleges are young and Respect for Nature and Environment: All
endeavors of the university should be
lack the necessary manpower and experience. There is an environmental friendly.
Private Companies
Agricultural Mechanization in Ethiopia

TGT’s mission is to build a sustainable and socially responsible business which enables small
farm holders and agri-entrepreneurs to increase their production by using proven Rumptstad
tractors and implements.
We are introducing 2-wheel tractors (2WT) and implements that are appropriate and affordable
for small farm holders.
Number or Agribusiness clients: Farmers: 12.7 million small farm holders
Megenagna Building, 2nd Floor,

P.O. Box 1224, Addis Ababa, Ethiopia
Tel. # +251-116-62-37-24/23
Fax # +251-116-62-30-58
Mahalet Solomon: msolomon@tgtenterprise.com

Samuel Setargie: samuels@tgtenterprise.com
www.tgtenterprise.com

Private Companies
Bere Sericulture Production

Limited Company
VISION
To become a world-class of silk processing center by the year 2025
MISSION
Committed to realize; stakeholders’ needs through entwined effort of
local community with globally completive vicinity of the firms which
in turn supports national development priorities, by deploying highly
motivated, skilled and disciplined employees. We strongly believe that
winning the public confidence is the basis of our success.
A brief description of Bere Sericulture Production Limited Company

The leading Sericulture organization in The first company in Ethiopia to link local
Ethiopia, established in 2009. producer with outlet market segments.
Pioneer to introduce modern sericulture Currently PLC has various stakeholders which play
Technology to the country. critical role in familiarizing the silk production in
the country.
It has 67 out growers and 10 indirect farmers
stretched across the Zone as of January 31, It has strong correspondent relationship with
2014. Research centers, Universities, Government
Organs and the like.
Main products and services of the PLC is
raw cocoon, thread of silk, market link, and Now a day, it seeks to have reliable and long-
provide training to farmers, out growers and standing relationships with many internationally
employees. Serve as the best center of the acclaimed donors, financial institution, loan
experience sharing for students, tourists and providers and so on throughout the world in
the like. order to be a competitive sector.
Plays a catalytic role in the economic progress It links backward and forward that is serve as a
& development of the country. means of sericulture technology transfer to the
farmers and take the products of the farmer to
the market link.
The main activities performed in the company are:

Enabling farmers to engage in the production Create a market link to the farmers in order to
of the sericulture production generate income from the cocoon sale at local
Distributing mulberry seeds/buds or castor level to minimize a market risk of the farmers
seeds to framers and any volunteer to Serve as a technology transfer center in the
participate in the sericulture production country
Practical experience sharing with farmers and Making a practical research in improving
students on the farm of the company mulberry varies in the local community to get
Rearing silkworms best yield of the leave of the mulberry
Processing cocoon into wings Create work opportunity for youth, women, and
to the others
Training farmers to excises sericulture
production by own themselves Serve as a training center of the sericulture
industry and so on activities are performing in the
company
Private Companies
The overall number

of employees of the
company Bere Sericulture
Administrative employees are 11
Organizational Structure
Rears are 14
Farm workers 5
Thread makers are 5
Therefore, total number of the
employees in the company is 35
Our Values

Value the importance of our role in national development
endeavor and step-up for commitment
Corporate Citizenship Abide by the law of Ethiopia and other countries in which we do
business
Care about society’s welfare and the environment
Customer Satisfaction Strive to excel in our business and satisfy our customers
Dedicated to offer quality products to our customers’ and aspire
Quality Service to be branded with quality in the minds of our customers and the
general public
Encourage new ideas that can improve and boost the farmers’
Innovation performance
Recognize the significance of solidarity for success
Teamwork
Respect diversity of viewpoints
Integrity Committed to the highest ideal of honor and straightforwardness
Employees Recognize our employees as valuable organizational resources
Understand that the sustainability of our business depends on
Confidence our ability to maintain and build up the public's confidence
The long run or strategic view of the company

It will be a competent company in the silk rearing, processing, and
marketing products of sericulture in the global market segment
It will be a role model company in the country in link both forward and
backward economic system of the farmers
It will plant silk processing machine ( weaving, reeling, spinning)
It will be a center of training service
It will be an egg producing center and distributer of the larvae to farmers
Collaborate with Government organs, university and research centers

Directory
Agricultural Input
ADDIS LIVESTOCK PRODUCTION & PRODUCTIVITY
Suppliers IMPROVEMENTS SERVICE PLC
Location: Addis Ababa, Ethiopia
Phone: +251 114 667599
Agricultural Input Supply Enterprise Fax: +251 111 442671
Location: Addis Ababa, Ethiopia Mobile: +251 111 981239
Fax: +251 11 5541367
Mobile: +251 91 1211797 GACMAS PLC
Kebele: 15-16 Location: Addis Ababa, Ethiopia
House No.: 292/2-15 Phone: +251 114 341520
Fax: +251 114 341520
Bruh Tesfa Irrigation and Water Technology PLC Mobile: +251 911 202796
Location: Mekelle, Ethiopia
Phone: +251 34 440 0474 Alcktech Comp
Phone 2: +251 11 5502990 Location: Addis Ababa, Ethiopia
Phone 3: +251 11 5157622 Phone: +251 111 630436
Fax: +251 34 4400467 Fax: +251 111 630432
Fax 2: +251 11 5157660
ADIAM BUSINESS PLC
CHILALO AGRICULTURAL INPUT SUPPLY Location: Addis Ababa, Ethiopia
Location: Arsi, Ethiopia Phone: +251 11 5546006
Fax: +251 233 311539 Fax: +251 11 5546006
Mobile: +251 911 840988 Mobile: +251 91 1628996
Kebele: 12
Astunet Business Enterprise PLC
Location: Addis Ababa, Ethiopia Urban Agriculture Office
Phone: +251 11 6627967 Location: Dessie, Ethiopia

Phone 2: +251 11 6627961 Phone: +251 33 1120072
Fax: +251 11 6627965
Mobile: +251 91 1203372 Middle Awash Agricultural Development Ent.
Sub-City: Bole Location: Addis Ababa, Ethiopia
House No.: 1206 Phone: +251 115 525606/ +251 221 114592
Fax: +251 115 507317
Olive Agriculture Solution PLC
Location: Addis Ababa, Ethiopia Quba General Trading
Phone: +251 11 5522021 Location: Addis Ababa, Ethiopia
Fax: +251 95 8036238 Phone: +251 118 500601
Mobile: +251 91 1523359 Fax: +251 112 782251
Sub-City: Kirkos Mobile: +251 911 219729 | +251 911 242124

Abulkhase PLC ITALIAN MACHINE TOOLS PLC
Location: Addis Ababa, Ethiopia Location: Addis Ababa, Ethiopia
Phone: +251 11 2756471 Phone: +251 11 4668419
Phone 2: +251 11 6546768 Fax: +251 11 4668418
Phone 3: +251 11 6612048 Mobile: +251 91 1207006
Fax: +251 11 2752903 Kebele: 50
House Number: 431
GEDEB Engineering PLC
Location: Addis Ababa, Ethiopia ALocation Addis Ababa
Phone: +251 11 4664261 Phone: +251 11 6550405
Fax: +251 11 4167939 Mobile: +251 91 1211178/1436531
Mobile: +251 91 1207218 Kebele: 1
Sub-City: Kirkos House Number: NEW
Kebele: 02/03
House NO.: 196 Periplus Business PLC
G.E.M ENGINEERING Phone: +251 111 565256
Location: Ethiopia Fax: +251 111 565256
Phone: +251 114 401197 Mobile: +251 911 911 210668/+251 11 789090
Fax: +251 114 404095
Mobile: +251 911 208221 HAJI FEYISSA DEGAGA IMPORT/EXPORT
GOGGLE TRADING PLC Phone: +251 11 1564640/1553346/1112030
Location: Ethiopia Fax: +251 11 1551428
Mobile: +251 911 304297 Mobile: +251 91 1225816
Kebele: 12
Abinet Shewangizaw Mandefro
Location: Addis Ababa, Ethiopia ALI ABDU ALI
Phone: +251 114 167626 Location: Addis Ababa, Ethiopia
Fax: +251 114 167646 Phone: +251 11 4670202
Mobile: +251 911 212129/ +251 911 421988 Fax: +251 11 4670203
Directory
Mobile: +251 91 1208066 House Number: 536
Kebele: 9
House Number: 39 AMBASEL TRADING HOUSE PLC
Hiwot Agricultural Mechanization Plc Phone: +251 11 4666145/6374/6231/6197
Location: Addis Ababa, Ethiopia Fax: +251 11 4666257/6388
Phone: +251 115 152838
Fax: +251 115 534588 RIES ENGINEERING S.C.
HABTAMU AYELE MAMAO Phone: +251 11 4421133
Location: Addis Ababa, Ethiopia Fax: +251 11 4420667
Fax: +251 11 5534260 Kebele: 13
Mobile: +251 91 1425734/1426493 House Number: 1044
Kebele
House Number: 624 KALEB SERVICE FARMERS HOUSE PLC
Gizachew Anteneh Import Export Foreign Trade Auxiliary Phone: 4391459/4393675
Location: Addis Ababa, Ethiopia Fax: 4393674
Phone: +251911439721 Mobile: 1203360
Mobile: +251911439721 Kebele
Sub City: Yeka House Number: 9999/1
Kebele: 08
House Number: 006/07

ACME ENGINEERING AND TRADING PLC
Banks, Insurance
Phone: +251 11 6639615/6611088/6188280
Fax: +251 11 6637778
Companies & MFIs

Mobile: +251 91 1641733
Kebele
House Number: 2348 Banks

MIHRETEAB HABTE UNITED BANK S.C.
Location: Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia
Mobile : +251 91 2120193 Phone +251 114 655222/40/41/42
Kebele: 7 Fax +251 114 655243/44
House Number: 536 Kebele 6

AMARE HAILE WORKNEH ABAY BANK S.C
Phone: +251 11 6601161 Phone +251-118-30-20-30/11-5158782
Mobile: +251 91 1601161 Fax +251-115-52-88-52/011-5528882
Kebele: Kebele 17/18
House Number: NEW
CONSTRUCTION & BUSINESS BANK S.C.
REFARM PLC Location Addis Ababa, Ethiopia
Location: Addis Ababa, Ethiopia Phone +251 115 512300
Phone: +251 116 181688 Fax +251 115 515103
Fax: +251 116 181685 Kebele 10
Mobile: +251 913 926679/ +251 914 706171 House Number 17

CHEMTEX PLC Bunna International Bank
Phone: +251 11 5519557/5532033 Phone +251- 111- 58-08-25
Fax: +251 11 5517453 Fax +211 11 158 0832
Mobile: +251 91 1201600
House Number: 988/44 Zemen Bank
Location Addis Ababa, Ethiopia
JOS INTERNATIONAL TRADING PLC Phone +251 115 539363
Phone: +251 11 2787044 COMMERCIAL BANK OF ETHIOPIA
Fax: +251 11 2766760 Location Addis Ababa, Ethiopia
Mobile: +251 91 1237902 Phone +251 115 51 50 04/5511271/5151113
Kebele: 2 Fax +251 115 514522/5504588
Kebele 1
SOLOMON & ELENI IMPORTER, EXPORTER & FOREIGN
TRADE AUXILIARY PLC DASHEN BANK SC
Phone: +251 11 5502437 Phone +251 114 661380/+251 -11- 467 18 03
Fax: +251 11 5530010 Fax +251 114 653037
Mobile: +251 91 1401954 Kebele 5
Kebele

Directory
DEVELOPMENT BANK OF ETHIOPIA

Location Addis Ababa, Ethiopia Insurance Companies
Phone +251 115 511188/89
Fax +251 115 511606 Ethiopian Insurance Corporation
Kebele 17-18 Location Addis Ababa, Ethiopia
House Number 612 Phone +251 11 5512400
Fax +251 11 5517499
AWASH INTERNATIONAL BANK S.C.
Location Addis Ababa, Ethiopia GLOBAL INSURANCE S.C
Phone +251 116 637752/53/54 Location Addis Ababa, Ethiopia
Fax +251 116 627765 Phone 1567400/1565850
Kebele 2 Fax 1566200
House Number ALEM BULD. Kebele 20
House Number 1294-4-3
COOPERATIVE BANK OF OROMIA
Location Addis Ababa NILE INSURANCE CO. (SC)
Phone 5506025 Location Addis Ababa
Fax 5150489 Phone 5514999
Mobile 1405209 Fax 5514592
Kebele 17 Mobile 1201542
House Number 630 Kebele 15
House Number ESL BUL.
WEGAGEN BANK S.C
Location Addis Ababa, Ethiopia NYALA INSURANCE S.C.
Phone +251 115 523800 Location Addis Ababa, Ethiopia
Fax +251 115 523520 Phone 6626667

Kebele 17 Fax 6626706
House Number 1146 Mobile 1207589
Kebele 13
BERHAN INTERNATIONAL BANK S.C House Number 330
Phone +251 116 55 47 24/+251 116 62 3421 Lucy Insurance S.C.
Fax +251 116 622 34 31 Location Addis Ababa, Ethiopia
Phone +251 114 671784, +251 118 965968, +251 118
LION INTERNATIONAL BANK S.C 965970
Location Addis Ababa Fax +251 114 671896
Phone 6626900/6626050/6626000
Fax 6627114/15 NATIONAL INSURANCE COMPANY OF ETHIOPIA S.C.(NICE)
Kebele 12 Location Addis Ababa
House Number NEW Phone +251 114 661129/27/4652448
Fax +251 11 4650660
Debub Global Bank S.C Mobile +251 91 1201688
Location Addis Ababa, Ethiopia Kebele 6
Phone +251-11-8-50-12-07 House Number 894

BANK OF ABYSSINIA AWASH INSURANCE COMPANY S.C.
Location Addis Ababa, Ethiopia Location Addis Ababa
Phone +251 115 514130/5546734 Phone 5526050/5525949
Fax +251 115 510409/5511575 Fax 5526091
Mobile +251 91 1243320 Kebele 2
Kebele 15 House Number NEW

Oromia International Bank AFRICA INSURANCE CO./S.C./
Location Addis Ababa, Ethiopia Location Addis Ababa, Ethiopia
Phone +251-118 960 017/+251-118 960 017 Phone +251 11 6637716
Fax +251-115 503 737/+251-115 507 070 Fax +251 11 6638253/54
Kebele 2
NIB INTERNATIONAL BANK SC House Number 3170
Phone +251 115 503288/5503304 Nile Insurance Company S.C
Fax +251 115 504349 Location Addis Ababa, Ethiopia
Kebele 17 Phone +251 114 42 57 54/ 42 60 00
House Number 1146 Fax +251 115 51 45 92
Mobile +251 911 20 15 44
ADDIS INTERNATIONAL BANK S.C
Location Addis Ababa, Ethiopia LION INSURANCE COMPANY
Phone +251-116-6627671/91/+251-115-549800 Location Addis Ababa
Fax +251-115-540530 Phone 6187000/6632943
Kebele 17/18 Fax 6632940
Mobile 1236123
Directory
Kebele 12
House Number 16/2
Bussa Gonofa MIcrofinance S.C
NIB INSURANCE COMPANY S.C. Mr.Teshome.Y
Location Addis Ababa, Ethiopia bgmfi@ethionet.et
Phone +251 11 5528195/96/5535129 0114-653283 /0114-654155
Fax +251 11 5528193 Addis Ababa
Mobile +251 11 1250619
Kebele 20 Baladera Saving and Credit Cooperative
House Number 206/207 +251 114 404613

Ethio-Life Insurance S.C. Dedebit Credit and saving Institutions S.C (DECSI)
Location Addis Ababa, Ethiopia Mr.Atakliti.K
Phone +251 11 554 96 50-52 decsi@ethionet.et
Fax +251 11 554 96 53 034-4409306 or 034-4410250
Mekelle
OROMIA INSURANCE COMPANY S.C.
Location Addis Ababa, Ethiopia Diredawa MIcrofinance S.C (Dire)
Phone +251 11 895 95 84/79 Mr. Sentayehu.K
Fax +251 11 550 31 92 diremfi@ethionet.et
Mobile +251 911 512289/90/91 025-1119247/025-119246
Dire Dawa
THE UNITED INSURANCE CO.SC.
Location Addis Ababa Digaf MIcrofinance S.C
Phone 4655656 Mr. Feleke B.
Fax 4653258 nlco@ethionet.et
Mobile 1201119 dmcps@ethionet.et
Kebele 6 0112-132928 or 0911-430783
House Number 909

Addis Ababa

Tsehay Insurance S.C Eshet Microfinance S.C
Location Addis Ababa, Ethiopia Mr.Kebede
Phone +251 111 11 98 16/111 11 97 68 eshetmfi@ethionet.et
Fax +251 111 11 98 86 0113-206451/53/52
Addis Ababa
Abay Insurance Company
Location Addis Ababa, Ethiopia Gasha MIcrofinance S.C
Phone +251 11 553 53 00 Mr.Nebeyleul.T
Fax +251 11 515 76 90 gashamfi@gmail.com
0116-558830 or 0116-558831
Microfinance Institutions
Addis Ababa

Harbu MIcrofinance S.C
Amhara Credit and Saving Institutions S.C (ACSI) Mr.Tesfaye B.
Mr.Mekonnen.Y harbumfi@ethionet.et
acsi@ethionet.et 0116-631878 or 0116-185510
058-220-16-51 /52 Addis Ababa
Bahir Dar
Letta MIcrofinance S.C
Addis Credit and saving Institutions S.C (ADCSI) Mr.Solomon T.
Mr. Awash Abetew ldllakhc@ethionet.et
adcsi@ethionet.et 0116-636947
0111-572720 Addis Ababa
Addis Ababa
Meklit MIcrofinance S.C
Agar Microfinance S.C Mrs.Netanet
Mr. Hailu.L mmfi@ethionet.et
amfsc@ethionet.et 0115-507964/0112-131887
046-1105952/ 046-1103881 Addis Ababa
Shasemene
Metemamen MIcrofinance S.C
Africa Vilage Financial services S.C (AVFS) Mr.Gemechu
Mrs. Kibre Dawit mmfisc@ethionet.et
avfs@ethionet.et 0116-615398
Addis Ababa
Oromia Credit and saving S.C (Ocssco)
Benshangul Gumuz MIcrofinance S.C Mr. Teshome
Mr.Zelalem ocssco@ethionet.et
bgmf@ethionet.et 0115-534870/72/73
Assosa

Directory
Agricultural Institutes and
NGOs
Ethiopian Institute of Agricultural Research
Omo MIcrofinance S.C Addis Ababa
Mr. Ake 251 11 646 2633
omomicro@yahoo.com Addis Ababa
046-2202053/52/51
Awassa Oromiya Agricultural Outputs Marketing Agency
Addis Ababa
Poverty eradication and Community Empowerment 251 11 554 0463
Microfinance Institutions S.c (PEACE) St. Bole Road, Addis Ababa
Mr. Tezera K.
Lamida Agriculture
peace@ethionet.et Addis Ababa
251-11-6521541 / 42 251 91 101 4268
Addis Ababa St. Bole Road, Addis Ababa

Specialized Financial and Promotional Institutions S.C ESAE - Ethiopian Society of Agricultural Engineers
(SFPI) Addis Ababa
Mr. Solomon 251 11 551 7631
sfpi@ethionet.et Addis Ababa
0116-614804/622780/81
WSMVSAC - Wukro Saint Mary Vocational School for
Addis Ababa Agriculture and Commerce
Addis Ababa
Shashimene eddir yelimat Agar S.C (SEYAMFI) 251 34 440 7877
Mr. Edossa Addis Ababa
seyamfi@ethionet.et
046-1105952/ 046-1103881 Teppo Agricultural And Trade
Shashimene Addis Ababa
251 11 11 82 928
Sidama MIcrofinance S.C Addis Ababa

Mr. Tarkegn Kassa Mohammed Impex
Sdc10@ethionet.et Addis Ababa
046-2200850/ 204704 251 91 148 5690
Awassa St. Bole, Addis Ababa

Wasasa MIcrofinance S.C Tigray Agricultural Marketing Support Agency
Mr. Amsalu A. Tigray
wasasamf@ethionet.et 251 44 08 963
0111-234181/82/83 St. Hawelti, Mekelle

Addis Ababa Amazon International
Wisdom Microfinance S.C Addis Ababa
Mr. Werku T. 251 01 72 6596
wisdom@ethionet.et St. Zekarias Woldai, Addis Ababa
0116-463569/0116-511435
Addis Ababa Enateh
Addis Ababa
Harar MIcrofinance S.C 251 91 186 6606
Mr. Arif A. St. Ayat, Addis Ababa

hararmfin@yahoo.com MOS
0256-663745 or 0256-662733 Addis Ababa 251 11 71 0165
Harar St. Piassa Street, Addis Ababa

Gambela MIcrofinance S.C Hellens International
Mr. Ochala C. Addis Ababa 251 11 11 58 459
Gambela Addis Ababa

Lefayeda Credit and Saving S.C Fodap
Addis Ababa 251 11 654 2853
Mr. Muluken B. Addis Ababa
lefayda@ethionet.et
Addis Ababa Ethio Chat Animal Agriculture
Dire Dawa 251 11 11 29 14
Dynamic Microfinance Inst.S.C Dire Dawa
Addis Ababa
FARM-Africa (Ethiopia) - Food and Agricultural Research
Somali Microfinance Institutions S.C Management
Mr. Sentayehu Ketema Addis Ababa 251 11 155 8971
Addis Ababa
0913-399644
IAR - Institute of Agricultural Research
Oromia 251 22 111 21 86
Nazareth

“ Improved Farmers’
Access to Financial Services
and Investment
Agri-Business
Finance Fair
Haramaya
Nov 7-8, 2014

Final Haramaya Catalogue (For Web) 1415642020

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Catalogue

Financial Institutions Capacity Builders Unions Private Companies

“ Improved Farmers’ Access to

Platinum sponsor: Bunna International Bank

Design and editing: Agri-ProFocus Ethiopia, 2014

Platinum Sponsor Silver Sponsor

This Haramaya Finance Fair Catalogue is prepared and

Gerrit Holtland The information contained in the catalogue, if judiciously

So far, Agri-ProFocus Ethiopia conducted six finance fairs in

Finance Fair - Haromaya

We do have opinion that careful and continuous use

Improved Farmers’ Access to Financial Services and Investment

be field visit to share experiences.

Insurance, Union / Cooperatives, MSEs).

Improved Farmers’ Access to Financial Services and Investment

Finance Fair - Haromaya

Please visit the links below for the details.

Improved Farmers’ Access to Financial Services and Investment

discussed very well.

Taking the idea from the event, ISSD/HU organizes a

Improved Farmers’ Access to Financial Services and Investment

Agricultural Credit Products

Name of the Loan product Description

Finance Fair - Haromaya

Improved Farmers’ Access to Financial Services and Investment

Liqii Oomishtoota Qonnaa

Improved Farmers’ Access to Financial Services and Investment

Abay Bank S.C

Agricultural Credit Products

Finance Fair - Haromaya

Improved Farmers’ Access to Financial Services and Investment

Agricultural Service Products

pass book person with

Improved Farmers’ Access to Financial Services and Investment

Finance Fair - Haromaya

Services Available at CBO

Loan & Advances Credit products/facilities rendered by CBO includes:

• Merchandise Loan Facility

• Term Loan: (Short-Term, medium-term and long-term Loans)

Improved Farmers’ Access to Financial Services and Investment

Number or rural clients:

Agricultural Service Products

Agri-ProFocus Ethiopia 11 Finance Fair - Haromaya

• Whole Life (with or without profit)

Improved Farmers’ Access to Financial Services and Investment

OIC: Other Services

Third Party with Fire & Theft

Third Party Only

Improved Farmers’ Access to Financial Services and Investment

Oromia Credit and Saving S.C

Agri-ProFocus Ethiopia 13 Finance Fair - Haromaya

Agricultural Service Products

Deposit Type Mandatory Voluntary Voluntary Voluntary Voluntary Voluntary

Commercial Bank of Ethiopia

Address: Gambia Street, P.O.Box 255, Addis Ababa, Ethiopia

Agricultural Credit Products

Improved Farmers’ Access to Financial Services and Investment

The bank may extend:

Agri-ProFocus Ethiopia 15 Finance Fair - Haromaya

Number or rural clients:

Improved Farmers’ Access to Financial Services and Investment

Harar Microfinance Institution