(Get 4.25% value back in a year) Use this QR Code to see the Youtube video for card features
Features Description Benefit T&C***
Annual/Renewal Fee 499 + GST / Year Credit Limit 10,000 to 5 Lakh For unsecured - 3.5% pm & Rate of Interest For Secured - 2.5% pm
Customer gets 2000 RP worth Covers the joining fee
Reward Points will be credited after 20 days Welcome Gift Rs. 500 on payment of joining with reward point of of the payment of joining fee. fee. same value.
Customer can get a -This is not applicable on fuel spends, balance
Standard Reward Customer Can earn 1 RP / Rs. value back of 0.25% on transfer & Cash withdrawal. Points 100 on all his Retail Spends. all his retail spends -4 Reward points = 1 Rupee. -Reward Points Validity: 2 Year - No minimum thresholds of Reward Points Customer can earn 5 RP/ Customer gets 1.25% for Redemption. Rs.100 spend at Groceries, value back on Accelerated Reward Departmental stores, Movies Departmental, Grocery, -The upper cap for 5X reward point is 5000 RP Points & Dining. Movie & Dinning and per month. 13 RP on Fuel Purchases at 3.25% value back on BPCL petrol pumps BPCL pump purchases. - Maximum 1300 Reward Points per billing cycle for 13 RP.
On spending Rs. 50,000 &
Annual fee will be Spend Base Reversal above in a year, next year's reversed for next year. annual fee will be reversed.
Milestone RP Not Applicable - -
Lounge Access Not Applicable - -
Priority Pass Not Applicable - -
4.25 % Value back (13X - Surcharge Waiver applicable only on reward points equivalent to transactions upto Rs. 4000. 3.25% + 1% Fuel surcharge Customer can save Fuel Surcharge -Maximum expenditure limit in a Month is Rs. waiver on every transaction 4.25% even while Waiver 10,000. up to Rs 4,000), at any BPCL spending on fuel. -Maximum surcharge waiver of Rs. 100 in a petrol pump across the month, get an annual Saving upto Rs. 1,200. country.
Other Benefits Contactless technology, Add-on cards.
Calculation of Value Back: (Save 70 Litres in a year)