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IRCTC Premier SBI Card see features through
Youtube video

Features
Description Benefit T&C***
Annual/Renewal
Rs. 1,499 + GST / Year
Fee
Credit Limit 40,000 to 10 lakh
Rate of Interest For Unsecured - 3.5% pm &
For Secured - 2.5% pm

Customer gets welcome gift


Get 1500 RP equivalent to Rs. 1500 on Bonus Reward Points will be credited to the IRCTC
Welcome Gift more than the cost of
payment of first annual fee. SBI Platinum Card account within 45 days
joining fee.

Standard Get 1 RP/ Rs. 125 spend on other retail Customer can get a value 1 RP = 1 Rupee
Reward Points transactions. back on all his retail spends.
W.e.f. 01 Apr'21, Reward Points will be transferred
Customer gets: to cardholder’s IRCTC Loyalty A/c and can be
3 RP/ Rs. 125 on Dining & Utility redeemed at IRCTC Website or Mobile App
payments on standing instructions. (android only)
10 RP/ Rs. 100 on tickets purchases
Customer gets upto 10%
through irctc.co.in for AC1, AC2. AC3 Link your IRCTC SBI Card loyalty number with your
Accelerated RP value back on his IRCTC
and AC CC IRCTC login id to redeem your Reward Points on
bookings.
15 RP/ Rs. 100 on tickets for Tejas IRCTC Website and Mobile App (Android only).
train.
5 RP / Rs. 100 on Air Tickets and E-
IRCTC RP cannot be redeemed through Shop n
catering purchases.
Smile Catalogue.
Spend Base On spending Rs. 2 lakhs in a year, next Annual fee will be reversed
Reversal year's annual fee will be reversed. for next year.

Customer gets additional Annual Travel Spends RP Earned


Customer can get Rs. 7500 worth
Milestone RP rewards on the basis of the
benefits on 1 Lakh Travel Spends. 50000 & above 2500 RP
total annual spends.
100000 & above 5000 RP
Customer gets railway Max. 2 railways lounges per quarter.
8 complimentary railway lounge
Lounge Access lounge access on booking The lounges are available only for the primary card
access.
through this card for free. holder.
- Save 1% transaction charges on
railway ticket bookings Customer gets extra
Travel Offers on www.irctc.co.in
discounts on online booking
from IRCTC - Save 1.8% transaction charges on
payments.
airline ticket bookings
on www.air.irctc.co.in

On purchase of fuel between Rs. 500/-


Maximum expenditure limit in a Month is Rs.
Fuel Surcharge and Rs. 4,000/- each time, get 1% Customer can save even
25,000.
Waiver surcharge waiver upto Rs. 250 while spending on fuel.
Get an annual Saving upto Rs. 3,000.
monthly.

Contactless technology, Add-on cards, Rail Accident Liability Cover of Rs. 10 Lakhs, Air Accident Liability Cover of Rs. 50
Other Benefits
Lakhs, Fraud Liability Cover of Rs. 1 Lakh.

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