NW Fee Information Document

Fee Information Document
Name of the account provider: National Westminster Bank Plc

Account name: SELECT
Date: The information in this Fee Information Document is correct as of 2 April 2020
• This document informs you about the fees for using the main services linked to the payment account.
It will help you to compare these fees with those of other accounts.
• Fees may also apply for using services linked to the account which are not listed here.
Full information is available in Your Current Account Terms or at www.natwest.com
• A glossary of the terms used in this document is available free of charge.
Service Fee
General account services
Maintaining the account No fee
Payments (excluding cards)

Direct Debit No fee
Standing order No fee
• Faster Payment (pounds) No fee
Sending money within the UK • CHAPS (pounds) between banks £23
• CHAPS (pounds) between branches £21
• By mobile or online banking All currencies
(Standard) – no fee
All currencies
(Urgent) – £15
• By telephone, post/fax, or in branch Euro
Sending money outside the UK (Standard) – no fee
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
• Payments under £100 Euro – no fee
Non-Euro – £1
Receiving money from outside the UK
• Payments over £100 Euro – no fee
Non-Euro – £7
1
Cards and cash
Cash withdrawal in pounds in the UK No fee
Cash withdrawals in foreign currency • Non-Sterling Transaction Fee 2.75% of
outside the UK withdrawal
Debit card payment in pounds No fee
Debit card payment in a foreign • Non-Sterling Transaction Fee 2.75% of
currency transaction
Overdrafts and related services

Arranged overdraft • Arranged Overdraft Interest 39.49% EAR
• Unarranged Overdraft Interest 39.49% EAR *
Unarranged overdraft
(Maximum charge of £17.25 per
charging period)
• Unpaid Transaction Fee £2.75 *
Charged if you instruct a payment

Refusing a payment due to lack
that would create an unarranged
of funds
overdraft and we decide not to make
the payment (1 fee per charging
period (£2.75)).
Allowing a payment despite lack No fee
of funds
*We won’t charge you more than £20 in a monthly charging period for an unarranged overdraft or
any unpaid transactions.
Other services
Cancelling a cheque No fee
If you would like this information in Braille, large print or audio format, please contact us on
03457 888 444 (Minicom 0800 404 6161).
2

Account name: ADAPT
Date: The information in this Fee Information Document is correct as of 27 March 2020
Service Fee

Service not
Direct Debit
available
Service not
Standing order
available
• Faster Payment (pounds) Service not
available
• CHAPS (pounds) between banks Service not
Sending money within the UK
available
• CHAPS (pounds) between branches Service not
available
• SEPA (Euros) Service not
available
• Standard international payment Service not
Sending money outside the UK
available
• Urgent international payment Service not
available
Non-Euro – £1
Non-Euro – £7
3
Cards and cash

• Arranged Overdraft Interest Service not
Arranged overdraft
available
Unarranged overdraft • Unarranged Overdraft Interest 0%
Refusing a payment due to lack of • Unpaid Transaction Fee No fee
funds
Allowing a payment despite lack of No fee
funds
Other services
Service not
Cancelling a cheque
available
03457 888 444 (Minicom 0800 404 6161).
4

Account name: REWARD
Service Fee
• Monthly account fee £2
Maintaining the account
• Total annual fee £24

Direct Debit No fee
All currencies
(Urgent) – £15
Sending money outside the UK (Standard) –no fee
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
5
Cards and cash

Unarranged overdraft • Unarranged Overdraft Interest 39.49% EAR*
• Unpaid Transaction Fee £2.75*

Refusing a payment due to lack of
funds
period (£2.75)).
funds
Other services
03457 888 444 (Minicom 0800 404 6161).
6

Account name: FOUNDATION
Full information is available in Your Current Account Terms or at www.natwest.com.
Service Fee

Direct Debit No fee
Standing Order No fee
All currencies
(Urgent) – £15
• By telephone, post/fax, Euro
Sending money outside the UK or in branch (Standard) – no fee
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
7
Cards and cash

• Arranged Overdraft Interest Service not
Arranged overdraft
available
funds
funds
Other services
Service not
Cancelling a cheque
available
03457 888 444 (Minicom 0800 404 6161).
8

Account name: STUDENT
Service Fee
• Monthly account fee No fee
£10 for International
Students who open
their account on or
Maintaining the account after 5 August 2018
• Total annual fee £120 for International
Students who open
their account on or
after 5 August 2018

Direct Debit No fee
Standing Order No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
9
Receiving money from outside Non-Euro – £1
the UK • Payments over £100 Euro – no fee
Non-Euro – £7
Cards and cash

Cash withdrawal in pounds No fee
in the UK
Cash withdrawals in foreign • Non-Sterling Transaction Fee 2.75% of withdrawal
currency outside the UK
Debit card payment in a foreign • Non-Sterling Transaction Fee 2.75% of transaction
currency

Arranged overdraft • Arranged Overdraft Interest 0% EAR
Unarranged overdraft • Unarranged Overdraft Interest 0% EAR
Refusing a payment due to lack that would create an unarranged
of funds overdraft and we decide not to make
period £2.75).
Allowing a payment despite No fee
lack of funds
*We won’t charge you more than £2.75 in a monthly charging period for an unarranged overdraft or
Other services
03457 888 444 (Minicom 0800 404 6161).
10

Account name: Graduate
Service Fee
Direct Debit No fee
All currencies
(Urgent) – £15
Sending money outside the UK
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
11
Cards and cash
Cash withdrawals in foreign • Non-Sterling Transaction Fee 2.75% of
currency outside the UK withdrawal

• Arranged Overdraft Interest 39.49% EAR
Arranged Overdraft Interest will only

Arranged overdraft be charged if you use your arranged
overdraft by more than your interest
free buffer (Year 1 £2000, Year 2
£1000).
• Unarranged Overdraft Interest 39.49% EAR*
charging period).

funds
period (£2.75)).
funds
Other services
03457 888 444 (Minicom 0800 404 6161).
12

Account name: REWARD PLATINUM
Service Fee

Direct Debit No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
13
Cards and cash
Debit card payment in a foreign No fee
currency

charging period).

funds
period (£2.75)).
funds
Other services
03457 888 444 (Minicom 0800 404 6161).
14

Account name: REWARD SILVER
Service Fee

Direct Debit No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
15
Cards and cash
currency

Unarranged overdraft (Maximum charge of £17.25 per
charging period.)
Refusing a payment due to lack of that would create an unarranged
funds overdraft and we decide not to make
period (£2.75)).
funds
Other services
03457 888 444 (Minicom 0800 404 6161).
16

Account name: SELECT ACCOUNT (OVERDRAFT CONTROL)
Service Fee

Direct Debit No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
17
Cards and cash

funds
funds
Other services
03457 888 444 (Minicom 0800 404 6161).
18

Account name: REWARD BLACK
Service Fee
Maintaining the account £372
• Total annual fee

Direct Debit No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
19
Cards and cash
currency

• Unarranged Overdraft Interest
Unarranged overdraft (Maximum charge of £17.25 per 19.49% EAR*
charging period.)

of funds
period (£2.75)).
of funds
Other services
03457 888 444 (Minicom 0800 404 6161).

Account name: PREMIER SELECT
Service Fee

Direct Debit No fee
All currencies
(Urgent) – £15
Non-Euro
(Standard) – £22
Euro
(Urgent) – £23
Non-Euro
(Urgent) – £30
Non-Euro – £1
Non-Euro – £7
21
Cards and cash

• Unarranged Overdraft Interest 19.49% EAR *
charging period)
• Unpaid Transaction Fee £2.75 *

of funds
period (£2.75)).
of funds
Other services
03457 888 444 (Minicom 0800 404 6161).
National Westminster Bank plc. Registered in England and Wales No. 929027. Registered Office: 250 Bishopsgate,
London EC2M 4AA. Financial Services Firm Reference Number 121878.
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the
Prudential Regulation Authority.
NWB8221 March 2020 22

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Fee Information Document

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Overdrafts and related services

• Unpaid Transaction Fee £2.75 *

Charged if you instruct a payment

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Overdrafts and related services

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Overdrafts and related services

Charged if you instruct a payment

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Overdrafts and related services

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Cards and cash

Overdrafts and related services

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Overdrafts and related services

Arranged Overdraft Interest will only

Charged if you instruct a payment

Name of the account provider: National Westminster Bank Plc

Payments (excluding cards)

Overdrafts and related services

Charged if you instruct a payment

Name of the account provider: National Westminster Bank Plc

Payments (excluding cards)

Overdrafts and related services

Name of the account provider: National Westminster Bank Plc

Payments (excluding cards)

Overdrafts and related services

Name of the account provider: National Westminster Bank Plc

Payments (excluding cards)

Overdrafts and related services

Charged if you instruct a payment

Name of the account provider: National Westminster Bank Plc

• A glossary of the terms used in this document is available free of charge.

Payments (excluding cards)

Overdrafts and related services

• Unpaid Transaction Fee £2.75 *

Charged if you instruct a payment

NWB8221 March 2020 22

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