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Global Diversification Strategies

Financial
Planning in
an age of
uncertainty

How to Protect Your Wealth

During Unpredictable Times

Emergency Guide

OFFSHORE PROTECTION /
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Threats to Your Wealth: How to

Implement Offshore Financial
Survival Strategies

Offshore Planning in Unpredictable Times

Financial planning is the initial step in Sweden and Denmark must work for
creating an offshore strategy to take free, 6-8 months of the year in order to
control and protect your assets. fulfil their tax obligations.
A well thought out wealth management Tax burden affects every individual
and risk mitigation plan ensures you will regardless of where you live and your
be prepared. income bracket.
There are many threats to your wealth Without re-structuring your business,
that will eat away at your assets if you investments and life you will continue
do not tackle them head on. These six to pay 20-50% of your income every
major threats are: year.
1. Taxation
2. Inflation
3. Social Security
4. Capital Controls
5. Bank Collapse
6. Disasters
Each of these circumstances if left
unchecked may have a dramatic effect
on your family, finances and your future.
2. Inflation
Threats To Your Wealth If you hold your assets in a western
banking system it is likely your assets
1. Taxation
are deeply at risk. Heres why.
The average individual spends half of
Current interest rates in (2020) are
the year just to pay taxes!
0.25% with an inflation rate currently at
The United States citizens will spend 2.73%.
nearly 5 months, whereas citizens of
France,

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While these rates fluctuate, at this
moment this means you will lose 2.48%
of your wealth this year (2020) by
keeping your assets in an US based
bank.
This is a powerful incentive not to keep
your money in any one system but to
look for alternatives. Their are a number
of alternative banking systems that are
secure, reliable that offer much higher
interest rates.
3. Social Security
The whole system of Social Security is
insolvent based on a model whereby the
current working generation is to pay for
the retiring generation.
The problem is that the social security
has been in the process of running out
of cash for years as more and
more American tax payers enter their
golden years increasing the number of
retirees.
Most governments in the Western
hemisphere are running massive
deficits. In order to cover those deficits,
the first thing governments usually do is
cut back on welfare and entitlement
benefits. To be completely reliant in old
age upon a system that is riddled with
cracks is not for the wise.
At the same time Americans have been
having fewer children over the last two
decades. This has resulted in a smaller
workforce to pay for those receiving
entitlements.This situation is nearly
certain to have serious implications not
to far in the distant future.
If you take away the security of an entire
generation, you risk a massive lack of
trust in the system. As the baby boomer
population ages it relies upon the
younger generation to continue to put
money into the system in order for the
social security o continue to function.
This isn’t a secret, in fact, it is said
that by 2035 the social security system
will be bankrupt. Now that is a sobering
reality.
4. Capital Controls
Capital controls hit Brazil, Argentina and
Taiwan in 2008 due to the financial
crisis. People tried moving their assets
abroad as a result of currency instability
and were stopped by their
governments.
When people no longer trust the
economic system they will be looking for
different ways to secure their assets.
When there is a rush to exchange
currencies you have a serious risk of
capital flight. Governments step in
largely to prevent such things from
happening.
Unfortunately for those who have all
their assets in domestic banks are at the
mercy of local institutions that are prone
to government manipulation who have
complete control over domestic banking
systems. /
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5. Bank Collapse
Entire banking system are established
upon policies dictated by
governments that regulates lending
practices. Some countries have
policies that encourage risk-taking.
These risky policies require banks to
have only 2-3% of capital in reserve,
do not have high liquidity, and allow
gambling-like investment practices
such as risky derivative trading. All of
these are dangerous banking policies
create patterns of excessive risk
taking that often reach crises points
when they are coupled with greed and
poor management. The result is a
catastrophe.
In 2008 over 400 banks went bankrupt
in the United States alone due to
faulty lending practices, many of
which were not only incredibly
negligent but illegal. Banks deemed
‘too big to fail’ went bankrupt. This
wasn’t just an isolated occurrence but
happened in dozens of countries
around the world in Argentina,
Ukraine, Poland, Italy, and Greece.
6. Disasters
F o o te r
There are any number of disasters
that can influence your financial well-
being - from natural to man-made.
Global warming, floods, hurricanes,
wildfires all carry a certain
haphazardness and unpredictability
that can be incredibly unnerving.
Hurricane Katrina, the 2004 tsunami
in Indonesia, bushfires in Australia
and the US, all happen without
warning. The unpredictability of these
types of events can leave you
helpless instantly.
Other man-made disasters are
equally unpredictable. Though all
these needn’t be a Chernobyl like
scenario if you are well prepared.
Severe political unrest, economic
collapse, authoritarian governments,
wars, or pandemics all can take a
financial toll on the economy and the
individual.
In times of unrest, institutions can
control your movements. If you live in
a repressive country, work in
sensitive sectors, have wealth or are
a high-profile citizen then its possible
you could be targeted or unlawfully
detained.
Many countries don’t hesitate to
prevent their citizens from leaving the
country in times of distress. Disasters
both natural and man-made can
destabilize whole countries and
economies without any warning.
Luckily there is something you can do
to prepare yourself.
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How to Prepare Yourself For

Uncertainty?

Actionable Tactics to Reduce Your Risk

While there are no single solution for every situation and every individual. There are
certain actions that can be taken to prepare yourself and minimize your exposure to risk
from unpredictable circumstances and events.

Here are some actionable steps you can take to combat each scenario.

1. Reduce Taxes How to reduce taxation?

Open overseas accounts
Setup offshore investment fund or portfolio
Create a foreign offshore company or LLC
Get a tax residency
Move to an offshore haven
Renounce your US citizenship

2. Reduce Inflation How to structure assets to combat Inflation?

Transfer wealth to physical assets ie. precious metals,
antiques, real-estate
Offshore gold storage
Open foreign offshore accounts
Currency diversification
Invest in foreign real-estate

3. Plan For How to plan for a Social Security backup plan?

Retirement Open up offshore investment account
Retirement accounts
Create a self-directed investment plan
Invest in overseas real-estate
Low risk offshore funds
Currency diversification
Physical assets & gold storage

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4. Safeguard Your How to prepare for Capital Controls?

Capital Hold gold and silver
Invest in digital assets
Open an offshore bank account
Keep several months of cash reserves
Hold Multiple currencies
Diversify your holdings

5. Banking Security How to prepare for Bank Collapse?

Overseas bank account
Global Diversification
Physical cash
Precious metals
Gold
Cryptocurrency
Digital assets

6. Global How to prepare for a Disaster?

Uncertainty
Worldwide Insurance coverage
Overseas diversification
Offshore accounts
Physical storage of cash and gold
Foreign currency reserves
Second passport
Tax residency

F o o te r
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Strategies For Your Future Financial
Survival
Time Tested Financial Strategies
If you had noticed in reading the
preceding paragraphs that there was a
few things that were listed over and over
again that form the backbone of any
financial plan.
These form the core essential
ingredients that will help you survive in
most any circumstance.
1. Keep a backup of physical cash
Keeping enough cash on hand in order
for you and your family to survive a few
months is a simple yet effective strategy.
Having cold hard currency is an easy
backup plan and doesn’t require much
forethought or justification.
Its simple and if your bank goes under
you have some quick immediate
reserves to tide you over and get you to
where you need to go fast.
2. Open an overseas bank
Opening an account in a strong bank
that has a history of stability, has a
strong capital reserve ratio, in a country
F o o te r
that is economically and politically
stable.
This is likely the most important action
that can be taken to safeguard your
assets.
Putting your money in a bank that has
conservative lending policies, is backed
by a government that has a solid finance
record in a country other than where you
currently reside is the most effective
strategy in combatting domestic
economic, financial, and political
uncertainty.
3. Secure your business in a
foreign jurisdiction
Forming an offshore company can help
to reduce taxes, provide a layer of
security and liability protection and
provide a measure of financial
discretion.
Offshore businesses incorporation
through a multi jurisdictional corporate
structure gives you the maximum
security and confidentiality through two
structures in different countries that can
help keep your name free from direct
ownership and from being directly
associated with any financial
transactions.
Offshore structures helps diversify,
protect and keep confidential whats
important.
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4. Store physical gold
Having physical assets such as gold is
an important part of a diversification and
asset protection plan.
While currencies are known to
depreciate and inflate, gold on the other
hand is stable and provides a valuable
asset that is highly liquid and easily
convertible should assets need to be
liquidated in an emergency.
Gold retains its value and generally
appreciates in value at pace to out
preform most indexes. It is a reliable
backup plan as well as an investment
that will hedge some of the risks of
being in a volatile economy or banking
system.
5. Diversify Your Assets
Diversifying your assets means to use
several accounts in multiple currencies
in several locations and banking
institutions around the world.
Diversification is about spreading your
risk, and reducing your exposure by
creating multiple channels that hold your
assets, where you can draw your money
from, in different countries and
currencies should it be needed. If any
single source dries up you will not be
dependant upon any single institution
for your well-being.
F o o te r
6. Obtain a second passport or
residency
Having a second passport in a country
where you are free and move as you
please is an essential part of any
diversified financial plan. A second
passport allows greater mobility,
autonomy and gives security to you and
your family.
While having a second residence can
be a suitable alternative - if a second
passport isn't possible through
ancestry naturalisation, marriage or
investment - the goal is ensuring a long
term viable solution where you are
welcomed to live as a first class citizen.
Having a second residency gives you
access to health, social and
financial services and can lead to
citizenship possibilities after several
years.
Obtaining a second passport usually
requires an investment in either time or
money if you are not lucky enough to
have parent or grandparents from
another country.
In order to maximize your mobility and
autonomy a second passport is
essential as it gives you flexibility for
long term planning, more possibilities
of visa-free travel, and offers a reliable
escape option should your first passport
become compromised.
Takeaway
Having a Plan B financial plan is about
organising your life so that when
disaster strikes you are prepared; to be
prepared for whatever the future may
bring.
Are you Prepared?
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