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  • Bunga Flat, Efektif, Anuitas

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    Melina Manurung
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    BUNGA FLAT,EFEKTIF,ANUITAS

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    19 views5 pages

    Bunga Flat, Efektif, Anuitas

    Uploaded by

    Melina Manurung

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
    Flag for inappropriate content
    of 5

    KOPERASI SIMPAN PINJAM BERBAH

    TN BUDI
    JMLH PINJAMAN Rp 17,000,000.00
    JANGKA WAKTU 10 tahun
    TNGT BUNGA 16%

    ANGSURAN BUNGA Rp 2,720,000.00


    POKOK ANGSURAN Rp 1,700,000.00
    BESAR ANGSURAN Rp 4,420,000.00
    TOTAL ANGSURAN Rp 44,200,000.00
    TOTAL BUNGA Rp 27,200,000.00
    TOTAL POKOK ANGSUR Rp 17,000,000.00

    TABEL ANGSURAN FLAT

    TABEL ANGSURAN BUNGA FLAT


    TAHUN KE SISA HUTANG BUNGA ANGSURAN POKOK
    0 Rp 17,000,000.00 0 0
    1 Rp 15,300,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    2 Rp 13,600,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    3 Rp 11,900,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    4 Rp 10,200,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    5 Rp 8,500,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    6 Rp 6,800,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    7 Rp 5,100,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    8 Rp 3,400,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    9 Rp 1,700,000.00 Rp 2,720,000.00 Rp 1,700,000.00
    10 Rp - Rp 2,720,000.00 Rp 1,700,000.00
    TOTAL
    SIMPAN PINJAM BERBAH

    BESARNYA ANGSURAN
    0
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    Rp 4,420,000.00
    KOPERASI SIMPAN PINJAM BERBAH

    TN BUDI
    JMLH PINJAMAN Rp 17,000,000.00
    JANGKA WAKTU 10 THN
    TNGT BUNGA 16%

    TABEL BUNGA EFEKTIF


    TAHUN SISA HUTANG BUNGA POKOK ANGSURAN BESAR ANGSURAN
    0 Rp 17,000,000.00
    1 Rp 15,300,000.00 Rp 2,720,000.00 Rp 1,700,000.00 Rp 4,420,000.00
    2 Rp 13,600,000.00 Rp 2,448,000.00 Rp 1,700,000.00 Rp 4,148,000.00
    3 Rp 11,900,000.00 Rp 2,176,000.00 Rp 1,700,000.00 Rp 3,876,000.00
    4 Rp 10,200,000.00 Rp 1,904,000.00 Rp 1,700,000.00 Rp 3,604,000.00
    5 Rp 8,500,000.00 Rp 1,632,000.00 Rp 1,700,000.00 Rp 3,332,000.00
    6 Rp 6,800,000.00 Rp 1,360,000.00 Rp 1,700,000.00 Rp 3,060,000.00
    7 Rp 5,100,000.00 Rp 1,088,000.00 Rp 1,700,000.00 Rp 2,788,000.00
    8 Rp 3,400,000.00 Rp 816,000.00 Rp 1,700,000.00 Rp 2,516,000.00
    9 Rp 1,700,000.00 Rp 544,000.00 Rp 1,700,000.00 Rp 2,244,000.00
    10 Rp - Rp 272,000.00 Rp 1,700,000.00 Rp 1,972,000.00
    TOTAL Rp 14,960,000.00 Rp 17,000,000.00 Rp 31,960,000.00
    KOPERASI SIMPAN PINJAM BERBAH

    TN BUDI
    JMLH PINJAMAN Rp 17,000,000.00
    JANGKA WAKTU 10
    TNGT BUNGA 16%
    FORMULA DISCO 4.83323

    TABEL ANGSURAN BUNGA ANUITAS 1 3


    TAHUN KE SISA HUTANG BUNGA ANGSURAN POKOK
    0 Rp 17,000,000.00
    1 Rp 16,202,681.58787 Rp 2,720,000 Rp 797,318.41
    2 Rp 15,277,792.22980 Rp 2,592,429 Rp 924,889.36
    3 Rp 14,204,920.57443 Rp 2,444,447 Rp 1,072,871.66
    4 Rp 12,960,389.45421 Rp 2,272,787 Rp 1,244,531.12
    5 Rp 11,516,733.35475 Rp 2,073,662 Rp 1,443,656.10
    6 Rp 9,842,092.27938 Rp 1,842,677 Rp 1,674,641.08
    7 Rp 7,899,508.63195 Rp 1,574,735 Rp 1,942,583.65
    8 Rp 5,646,111.60093 Rp 1,263,921 Rp 2,253,397.03
    9 Rp 3,032,171.04494 Rp 903,378 Rp 2,613,940.56
    10 -Rp 0.00000 Rp 485,147 Rp 3,032,171.04
    TOTAL Rp 18,173,184 Rp 17,000,000.00
    2
    ANGSURAN PINJAMAN

    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 3,517,318.41
    Rp 35,173,184.12

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