Nikki Kumar

Ranchi829205. | 07979929766, 8434524442

nikkikaran5@gmail.com

Successful Relationship Manager accomplished in surpassing sales targets by cultivating str

ong relationships and
consistently developing new revenue streams. Offers adaptability to handle changing market
trends and customer
demands combined with resilience in face of diverse challenges and creativity to contiguous

EXPERIENCE
Relationship Manager Jan 2020 - Present
Home First Finance Company , India Limited, Indore

-Creating Leads , self assessing the leads , Finalize the meeting and making documents
ready

-Conducting physical PD financial investigation and capture details in Credit evaluation for
cases as per policy . Attending customer and profiling of the customer, Finalizing the loan
eligibility based on customer profile .

Reviewing collected documents from the customer as per the requirement and application c
hecklist . Issue of sanction letter post approval by completing the Pendency

-Ensuring Legal, Technical and FI of the property within TAT . Ensuring disbursement of all
approved cases within TAT .

-Responsible for ensuring minimum %NPA through rigorous collections . Follow-up and
ensure all DPD’S are collected within prescribed timed lines . Responsible for direct tie ups
with housing developers.

Summer internship , Apr 2019 - Jul 2019

Agro Tech Food Limited(FMCG), Delhi , NCR

Perform Sales trainee representative role during my Internship

-Generating leads and Pitching our product(Nacho Chips,Peanut Butter jelly,Act 2 popcorn,
After pitching the product i had to perform ,Delivery of products to outlets from where the
orders are given , after that Performing collections from that particular outlets was also done
by me .

-focused on serving Retailers needs.

-Improved the performance of individual team members by motivating and training each
person

EDUCATION
Marketting , Finance Apr 2018 - Apr 2020
J.K BUSINESS SCHOOL, Gurgaon
Have completed my PGDM in marketing and Finance scoring 70%

Marketing Apr 2014 - Apr 2017 (Expected)

Jharkhand Rai University, Ranchi
Scored 70% in BBA

Intermediate - Science Mar 2012 - Mar 2014

Pampaur Inter College, Ranchi
Scored 58.8% with science stream

Matriculate
Notre Dame Public School Jan 1999 - Mar 2011
, Gumal, Jharkhand
Score 7.6 CGPA

SKILLS
Expert in: Sales , After sales Service, Generating leads, Team Leader, Pressure handler,
Task Acheiver

LICENSES & CERTIFICATIONS

Inter- Biz quiz
J.K BUSINESS SCHOOL