AMBO UNIVERSITY WOLISO CAMPUS

SCHOOL OF INFORMATICS

DEPARTMENT OF INFORMATION SYSTEM

A Seminar Report On

ATM

(Automated teller machines)

BY

NAME: SIMON YOHANNES

ID A/UR26038/11
Table of Contents
Figure of table...........................................................................................................II

Abstract....................................................................................................................III

Introduction...............................................................................................................1

1.Development of Atm..............................................................................................2

S2. How Do Atm Work?............................................................................................2

3. Method and Tools……… ………………………………………………….……3

4.Advantage and Disadvantage of ATM...................................................................3

4.1.Advantages of Automatic Teller Machine:.........................................................3

4.2. Disadvantages of ATM.......................................................................................4

5 .ATM Applications.................................................................................................4

6.protocol of Atm.....................................................................................................5

7 .Conclusion.............................................................................................................6

8 .References..............................................................................................................7

Figure of table

PICTURE 1..................................................................................................................8
PICTURE 2..................................................................................................................9

I
Abstract
An Automated Teller Machine (ATM) is a safety-critical and real-time system
that is highly complicated in design and implementation. This paper presents the
formal design, specification, and modeling of the ATM system using a denotation
mathematics known as Real-Time Process Algebra (RTPA). The conceptual model
of the ATM system is introduced as the initial requirements for the system.

The architectural model of the ATM system is created using RTPA architectural
modeling methodologies and refined by a set of Unified Data Models (UDMs),
which share a generic mathematical model of tuples. The static behaviors of the
ATM system are specified and refined by a set of Unified Process Models (UPMs)
for the ATM transition processing and system supporting processes. The dynamic
behaviors of the ATM system are specified and refined by process priority
allocation process deployment and process dispatch models.

II
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Introduction
Automated teller machines can offer significant benefits to both banks and their
depositors. The machines can enable depositors to withdraw cash at more
convenient times and places than during banking hours at branches.

At the same time by automating services that were previously completed manually.

ATMs can reduce the costs of servicing some depositor demands.

These potential benefits are multiplied when banks share their ATMs allowing
depositors of other banks to access their accounts through a bank’s ATM.

The decision by banks to share their ATMs is partially determined by the terms
under which the sharing would occur.

In particular there are several prices that can be charged to or collected by the
three main parties involved in an ATM transaction the cardholder the cardholder’s
bank and the ATM owner.

How and by whom these prices are set affects a number of economic decisions
including the number of machines that banks and non-banks choose to deploy
deposit market interest rates distances traveled by depositors and non-depositors
that wish to withdraw cash profits of banks and welfare of bank customers.

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1.Development of Atm
The decades that followed the introduction of the ATM transformed this new form
of banking. In the U.S., Dallas-based engineer Donald Wetzel pioneered the
development and deployment of the ATM, with the first being installed at the
Chemical Bank branch in Rockville Center, New York, in September 1969.

2. How Do Atm Work?

An ATM is simply a data terminal with two input and four output devices. Like
any other data terminal, the ATM has to connect to, and communicate through, a
host processor. The host processor is analogous to an Internet service provider
(ISP) in that it is the gateway through which all the various ATM networks become
available to the cardholder (the person wanting the cash).

Picture 1
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Picture 2

Method and Tools

Input Devices

 Card Reader- Every Automated Teller Machine has a space to insert the
debit or the ATM card. The ATM card has a magnetic strip on the back (or
in a few cases, a chip on the front) that contains the account details. Card
Reader recognizes these details and passes them on to the user server
 Keypad- A Keypad is given in all ATMs where you can insert numbers to
enter the PIN, the amount you wish to withdraw, the type of transaction you

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want or to cancel the transaction. These keypads can either be physical

buttons on the ATM or virtual keypads on the touchscreen

 Output Devices
 Display Screen- There is a display screen in every ATM, usually LCD or
CRT that displays the transaction information like steps to do the transaction
or balance after withdrawal. It acts as a guide to performing a transaction
 Cash Dispenser- Cash is safely stocked into the Automated Teller Machine
by bank officials. There is a cash dispenser from where you can collect cash
after withdrawing a certain amount from the ATM
 Receipt Printer- After completing a transaction, the receipt printer in the
ATM records the type of transaction, amount withdrawn, and the remaining
balance. If requested, you get the receipt from the receipt printer
 Speaker- There is a speaker in most of the ATMs where the audio
instructions of accessing the machine & doing transactions are given

3.Advantage and Disadvantage of ATM

3 .1.Advantages of Automatic Teller Machine:

 The ATM provides 24 hours service
 The ATM provides privacy in banking communications
 The ATMs reduce the work load banks staff
 The ATM may give customer new currency notes
 The ATMs are convenient to banks customers
 The ATM is very beneficial for travelers
 The ATM provide services without any error
 Features of Automatic Teller Machine:

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 Transfer funds between linked bank accounts

 Receive account balance
 Prints recent transactions list.

3.2. Disadvantages of ATM

 It cannot provide services in rural region in our country whereas banks are
available in the villages.
 Customers do not have proper knowledge of its operation so feel hesitate to
use it.
 If ATM card is lost no withdrawal of rupees.
 There is possibility of misusing and hack the ATM card.
 If dispense error in ATM machine not received rupees but account will be
debited.
 Personal touch of customers-employee relation is missing.
 Due to leakage of PIN fraud can take place easily.
 Initial cost of hardware, software and installation site is very high.
 Limitation of withdrawal money.

4 .ATM Applications
ATM services Service providers globally are introducing or already offering ATM
services to their business users.

ATM workgroup and campus networks Enterprise users are deploying ATM
campus networks based on the ATM LANE standards. Workgroup ATM is more
of a niche market with the wide acceptance of switched-Ethernet desktop
technologies.

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ATM enterprise network consolidation NA new class of product has evolved as an

ATM multimedia network-consolidation vehicle. It is called an ATM enterprise
network switch (ENS). A full-featured ATM ENS offers a broad range of in-
building (e.g., voice, video, LAN and ATM) and wide-area interfaces.

E.g. leased line circuit switched, frame relay and ATM at narrowband and
broadband speeds and supports ATM switching, voice networking, frame-relay
SVCs, and integrated multiprotocol routing.

Multimedia virtual private networks and managed services Service providers are
building on their ATM networks to offer a broad range of services. Examples
include managed ATM, LAN, voice and video services (these being provided on a
per-application basis, typically including customer-located equipment and offered
on an end-to-end basis), and full-service virtual private-networking capabilities
(these including integrated multimedia access and network management

5 .protocol of Atm
The asynchronous transfer mode (ATM) protocol architecture is designed to
support the transfer of data with a range of guarantees for quality of service. The
user data is divided into small fixed-length packets called cells and transported
over virtual connections.

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6 .Conclusion
An automated teller machine (ATM) is an electronic banking outlet that allows
customers to complete basic transactions without the aid of a branch representative
or teller. Anyone with a credit card or debit card can access cash at most ATMs.

The analysis the data using Crossin gtabs and regression analysis has helped in
coming up with certain finding .

The finding includes both positive negative aspects of the banks.

The study was main focused on customer who visits the bank at list once in amount
.study was on the customer care cheek facility Atm.

ATM Page 7
7 .References
https://www.cse.wustl.edu/~jain/refs/atm_refs.htm

Atm : Key References G. C. Sacket and C. Y. Metz, "ATM and Multiprotocol Networking," McGraw-Hill,
1996. H. Dutton and Peter Leonhard, "Asynchronous Transfer Mode (ATM) Technical Overview," 2nd
Ed., Prentice Hall, 1995.