Dr Akbar Mohammed

Financial Plan

Profile :

- A well-known Paediatric Neurologist currently holding NRE status.

- Current age is 42
- Dependents
1. Wife - age 37
2. Kid 1 – age 12
3. Kid 2 – age 8

Cash Statement

Cash Inflow      
Amount
  Details (pm)  
     
  Salary 800000  
  Other 0  
      800000
Cash Outflow      
  Expenses 450000  
  EMI 50000  
      500000
       
Savings Savings (pm) 300000  
  Investment in 5 years 18000000  
  Return (15%) 5 Years 26572352  
       
Amount at 5th year
through monthly
  savings   26572352
Amount invested Lum
  Sum 300000  
  Return @15% 603407  
Amount at 5th year
throughone time
  investment   603407
Savings Plan:

Savings Plan
Notes
1. After all expenses and Emi - The total disposal income per month is Rs 300000
2. Total Disposable funds available is Rs 700000 currently

Savings Plan        
Investment Amount Return Rate Tenure Maturity
         
Savings Account 300000 2.5 5 years 339422
26572352.
SIP 9 per month ) 300000 15 5 years 2
Lum Sum (Equity Mf) 300000 7 5 years 420765.5
4810732.5
a. SIP - Large and Midcap 50000 18 5 years 8
5384694.0
b. SIP - Flexicap 50000 22 5 years 1
3052746.2
c. SIP - Small Cap 30000 20 5 years 5
5869929.3
d. SIP - Midcap 40000 25 5 years 8
3975903.9
e. SIP - Balanced 50000 11 5 years 8
4194722.4
f. SIP - Hybrid 50000 13 5 years 7
g. SIP - Pure Debt 30000 6 5 Years 2093100
   
Lum Sum Investment 600000  
Investement +Return 760187.5  
  160187.5  
Monthly Investment 18000000  
29381828.
Investment + return 7  
11381828.6
    7    

11542016.1
Profit in year 2026   7    

At the end of 5th Year, we will be able to take out the profit of Rs 1.15 Crores
To take care of Children Education and can continue the same further for
retirement

Notes
: Investment in market is calculated as per historical returns.
Annexures for each recommended funds along with returns are attached herewith
Market risk is associated - over long tenure it nullifies
The returns are taken on minimum return basis under stable market conditions

Mandatory notes:

1. The total economic value of Proposer is approx. 10 Crores currently,

and being the single earning member of family, we recommend him
term plan of Rs 2 Crores till the same corpus remains available in liquid
or children complete their education and start earning.
2. A small family health insurance is recommended immediately starting
will small sum assured of Rs 10 L or 20 L and adding no claim bonus to
it year on year thus to have a advanced corpus and no Exceptions by
the time family decides to return back to India.
3. Savings plan is made at minimum return CAGR available as the rolling
returns in 5 years and 10 years range.