Year Starting Salary Increment Ending Salary Needs Wants Investments Needs Wants Investments

2021 - - 1,485,000 61,875 37,125 24,750 50% 30% 20%

2022 1,485,000 148,500 1,633,500 64,350 40,838 30,938 47% 30% 23%
2023 1,633,500 163,350 1,796,850 67,073 44,921 37,744 45% 30% 25%
2024 1,796,850 179,685 1,976,535 70,067 49,413 45,231 43% 30% 27%
2025 1,976,535 197,654 2,174,189 73,361 54,355 53,466 40% 30% 30%
2026 2,174,189 217,419 2,391,607 76,985 59,790 62,525 39% 30% 31%
2027 2,391,607 239,161 2,630,768 80,971 65,769 72,490 37% 30% 33%
2028 2,630,768 263,077 2,893,845 85,356 72,346 83,452 35% 30% 35%
2029 2,893,845 289,384 3,183,229 90,179 79,581 95,510 34% 30% 36%
2030 3,183,229 318,323 3,501,552 95,484 87,539 108,773 33% 30% 37%
Year Amount Rent Food Electricity Mobile Clothes Transport Internet Total Over/Under Budget?
2021 61,875 5,500 2,000 500 500 500 1,000 500 10,500 51,375
2022 64,350 - 64,350
2023 67,073 - 67,073
2024 70,067 - 70,067
2025 73,361 - 73,361
2026 76,985 - 76,985
2027 80,971 - 80,971
2028 85,356 - 85,356
2029 90,179 - 90,179
2030 95,484 - 95,484
Year Amount Car/Bike Phone Vacation Clothes Dining Out Total Over/Under Budget?
2021 37,125 3,000 1,500 500 500 500 6,000 31,125
2022 40,838 - 40,838
2023 44,921 - 44,921
2024 49,413 - 49,413
2025 54,355 - 54,355
2026 59,790 - 59,790
2027 65,769 - 65,769
2028 72,346 - 72,346
2029 79,581 - 79,581
2030 87,539 - 87,539
Year Amount PPF Insurance Emergency FD MF Stocks Real Estate Gold Cypto Total
2021 24,750 -
2022 30,938 -
2023 37,744 -
2024 45,231 -
2025 53,466 -
2026 62,525 -
2027 72,490 -
2028 83,452 -
2029 95,510 -
2030 108,773 -
Over/Under Budget?
24,750
30,938
37,744
45,231
53,466
62,525
72,490
83,452
95,510
108,773
Expected returns (pre-tax) 15%
Inflation 6%

Total Investment (10 years) 7,378,538

Value in 2030 14,141,381 7,896,473 This means, in 2030 you will have 141 lakhs in the bank, but because of inflation, it will be equ
Value in 2040 62,790,745 19,578,451 This means, in 2030 you will have 628 lakhs in the bank, but because of inflation, it will be equ
Value in 2050 278,804,297 48,542,653 This means, in 2030 you will have 2,788 lakhs in the bank, but because of inflation, it will be equ
Value in 2060 1,237,950,527 120,356,259 This means, in 2030 you will have 12,380 lakhs in the bank, but because of inflation, it will be equ
Value in 2070 5,496,764,307 298,410,330 This means, in 2030 you will have 54,968 lakhs in the bank, but because of inflation, it will be equ
this will be the this will be the
amount in your value of that
bank money
e of inflation, it will be equal to 79 lakhs in today's money
e of inflation, it will be equal to 196 lakhs in today's money
e of inflation, it will be equal to 485 lakhs in today's money
e of inflation, it will be equal to 1,204 lakhs in today's money
e of inflation, it will be equal to 2,984 lakhs in today's money