Multi-channel

Identity Verification Solution

Delivering trust to the digital banking world

Digital Banking Solutions

 4 Main use cases for Identity Verification

Unattended Attended Unattended Attended

Commercial Commercial Kiosk Professional
devices devices devices

2 Banking in the Digital World

 Provide secure on-boarding to
customers

Automate systems and avoid manual

entry errors
Welcome to the
Mobile Future Comply with national & international
regulations

Authentication throughout lifetime

relationship with customer
 Remote Solution

Full verification of identity

document (L1)
Verified
Capture of Identity document
100% Template database matching
Data integrity (supporting 180 countries)

Picture cropping Data extraction of document

Biometric Authentication

RECOGNIZED
100%
Biometric Authentication Face is matched with
with real time picture from ID with
Facial recognition live capture
 Risk Assessment
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010101000101 010101000101 010101000101 010101000101 010101000101 010101000101
010101000101 010101000101
01010010100001 01010010100001 01010010100001
01010100001 01010010100001
01010100001 01010100001 01010100001
010101000101 010101000101 010101000101
010101000101
010101000101 010101000101 010101000101
01010100001 01010100001 01010100001 010101000101
010101000101 010101000101 010101000101 010101000101 010101000101 010101000101 01010100001
01010010100001 01010010100001 01010010100001 010101000101 010101000101
01010100001 01010100001 01010100001 01010010100001
010101000101 010101000101 010101000101 01010100001
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Risk assessment performed on a known identity
Sanction lists, Politically Exposed People (PEP’s) and attribute verification (National registries,
Verification Gateways)
Risk assessment of online transactions
Ezio Assurance Hub: provides automatically a trust score on a device used to perform ID verification
transaction (IP Address, Geolocation, Device, OS, etc)
Welcome your new customer!

Identity verification report Secure Full Customer Profile

CRM integration Secure verification throughout

lifetime relationship with
Customer Identity Profile customer
Created

7 Banking in the Digital World

In-Branch Use Case

8 Banking in the Digital World

In-Branch Solutions

Verification of identity document

 Document is genuine
 Document has not been modified
 Document has been delivered by the country authority
 Document is valid (cryptography) & compliant (security &
standard)

Verification of customer
 Biometric authentication: this is the document of this citizen
 Alternative authentication: PIN verification (for eID only)

Verification of control lists

 Document is not blacklisted
 Citizen is not blacklisted

9 Banking in the Digital World

 eKYC Tablet
Embedded MRZ OCR Reader (option)
Contactless Card Reader

Contact Card Reader

Camera (back & front)

Fingerprint Scanner

Communication
10’’ touch screen

External connection

High battery capacity

10 Banking in the Digital World

Copyright

 2017 GEMALTO. All rights reserved.

No part of this publication may be reproduced, stored in a retrieval system, or
transmitted, in any form or by any means, electronic, mechanical, photocopying,
recording, or otherwise, without the prior written permission of GEMALTO.

Disclaimer of Warranties and Limitations of Liabilities

This document is provided on an 'as is' basis, without any other warranties,
or conditions.

11 | Gemalto Confidential