EXIM's direct loans help U.S.

companies secure competitive financing for their international

buyers. EXIM provides fixed-rate financing — up to 12 years in general and up to 18 years for
renewable energy projects 

ELIGIBILTY CRITERIA OF DIRECT LOAN IS SIMILAR TO MEDIUM AND LONG TERM LOAN

2ND IS FEES OF DIRECT LOAN WHICH INCLUDES THE

 Letter of Interest processing fee THAT IS $100.

 Commitment fee is 0.5 percent, based on unused portions of the loan.
 Exposure fee is based on risk (variable; see exposure fee calculators).
 Interest rate fixed at Commercial Interest Reference Rate (CIRR).

3rd is benefits of direct loan

 It provides Financing for international buyers of U.S. goods and services.

 There is No limits on transaction size.
 It provides Fixed-rate financing with interest rate set at the Commercial Interest
Reference Rate (CIRR).
 Coverage for 100 percent of commercial and political risks.
 Financing of up to 30 percent of local costs in addition to the U.S. exports.
 And It also finances the financial, legal, or lender fees.

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In order to provide accessible guarantee support for lease financing, EXIM has created

standardized guarantee documentation designed to meet the special requirements of

this type of export finance.

Fees for this leasing insurance includes

 Letter of Interest Application Processing Fee that is $100 ($50 for online
applications).
 Commitment Fee - 0.125% per annum on the unused balance of the guaranteed
portion of the finance lease.
 EXIM Exposure Fee – It Varies, depending upon tenor, country risk, and buyer
credit risk

BENEFITS OF FINANCE LEASE GUARANTEE

 It Enables international lessees to obtain finance leases.

 Flexible financing options and repayment terms
 Transaction size up to $10 million ( which includes financed portion, excluding
exposure fee)
 Coverage is the lesser of 85% of the contract value or the actual U.S. content
amount

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In a short phase what EXIM bank do is they Support trade transactions of U.S.-
made goods and services
 They Provide export credit insurance for short-term and medium-term sales on
secured or open account payment terms
o FOR EXPORTERS there are policies like
 Multi-Buyer policies
 Single-Buyer policies
 Policies for small businesses and environmental exporters
 They Provide Pre-export working capital:
o They provide the most attractive financing option like Direct loans to
qualified small businesses
 o Loan guarantees to lenders
 Provide foreign buyer loan guarantees to lenders for medium-term financing
 Supply chain financing support
And they are interested in project of any size excpet the military or defense
related sales.