MIDF

Government Financial Assistance

Purpose of the Financing Tenure, Eligible Item &
Scheme Profit Rate
Fund Financing Limit
Soft Financing To assist • Up to 25 years for Factory/ Building • SME: 4%
Scheme for manufacturing (including grace period of up to 2 years) • Non-SME:
Automation & companies to • Up to 10 years for Machinery/ Equipment 5%
Modernisation automate and (including grace period of up to 3 years)
(SFSAM) modernise processes
Financing Limit: Up to RM 20.0 million or up
to 90% of eligible costs/ expenses

Soft Financing To promote the • Up to 25 years for Factory/ Building SME: 4%

Scheme for Small development of (including grace period of up to 2 years)
& Medium SMEs • Up to 7 years for Machinery/ Equipment
Enterprises (including grace period of up to 1 year)
(SFSME) • Revolving working capital financing up to
150 days for purchases and sales.
Financing Limit: Up to RM 5.0 million or up
to 90% of eligible costs/ expenses

Soft Financing To assist companies • Up to 4 years for machinery, equipment, IT • SME: 4%

Scheme for and enterprises in the software/ hardware (including grace period • Non-SME:
Services Sector services sector of up to 1 year) 5%
(SFSSS) • Revolving working capital financing up to
150 days for purchases and sales.
Financing Limit: Up to RM 5.0 million or up
to 90% of eligible costs (up to 50% of
Advertising & Promotional costs)

Soft Financing To encourage and Up to 5 years for IT Hardware & Software, SME: 4%
Scheme for Digital increase utilization of Motor Vehicle/ Machinery/ Equipment
& Technology digital technologies (including grace period of up to 1 year)
(SFDT) and adoption of e-
Financing Limit: Up to RM 1.0 million or up
commerce among
to 90% of total costs of eligible items
local SMEs
including legal fees related to the financing

Soft Financing To facilitate Open • Up to 25 years for Factory/ Building 3.5%

Scheme for Approved Permit (including grace period of up to 2 years)
Bumiputera (AP) Holders to • Up to 6 years for Machinery/ Equipment
Automotive expand and diversify (including grace period of up to 1 year)
Entrepreneurs into other • Up to 4 years for IT Equipment (including
(SFBAE) automotive-related grace period of up to 1 year)
businesses and/or • Securing automotive distributorships /
non-automotive dealerships – up to 3 years including grace
related businesses period of up to 1 year.
which include • Revolving working capital financing up to
existing/new 150 days for purchases and sales.
business
Financing Limit: Up to RM 5.0 million or up
to 100% of eligible costs/expenses

CONTACT US
Toll Free Hotline: 1300-88-6433 (MIDF)
Email: GrowYourBusiness@midf.com.my