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Family Budget Planner

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Starting Balance

Cash 100.00
Current Account 500.00
Credit Card 1 (1,200.00)
Credit Card 2 (350.00)
Credit Card 3 (450.00)
Savings Account 0.00
Total Balance (1,400.00)

Estimated Income
JAN FEB MAR APR MAY JUNE JULY AUG SEP OCT NOV DEC Year to Date
Income 1 3,000.00 3,000.00
Income 2 350.00 350.00
Interest/Dividends 430.00 430.00
Other 100.00 100.00
Other 0.00 0.00
Total 3,880.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,880.00

Actual Income
JAN FEB MAR APR MAY JUNE JULY AUG SEP OCT NOV DEC Year to Date
Income 1 3,120.00 3,120.00
Income 2 320.00 320.00
Interest/Dividends 425.00 425.00
Other 110.00 110.00
Other 0.00 0.00
Total 3,975.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3,975.00

Difference
JAN FEB MAR APR MAY JUNE JULY AUG SEP OCT NOV DEC Year to Date
Income 1 120.00 - - - - - - - - - - - 120.00
Income 2 (30.00) - - - - - - - - - - - (30.00)
Interest/Dividends (5.00) - - - - - - - - - - - (5.00)
Other 10.00 - - - - - - - - - - - 10.00
Other - - - - - - - - - - - - -
Total 95.00 - - - - - - - - - - - 95.00

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Balance Carried Forward (1,400.00)

JAN FEB MAR


Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Total Income 3,880.00 3,975.00 95.00 - - - - - -
Total Spend 2,435.00 2,345.00 90.00 - - - - - -
Spend LESS Income 1,445.00 1,630.00 - - - -

Balance 230.00 230.00 230.00

JAN FEB MAR


Income Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Income 1 3,000.00 3,120.00 120.00 - - - - - -
Income 2 350.00 320.00 (30.00) - - - - - -
Interest/Dividends 430.00 425.00 (5.00) - - - - - -
Other 100.00 110.00 10.00 - - - - - -
Other - - - - - - - - -
Total 3,880.00 3,975.00 95.00 - - - - - -

JAN FEB MAR


Housing Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Mortgage or rent - - -
Home telephone 650.00 600.00 50.00 - -
Internet - - -
Home security - - -
Home repairs - - -
Water and sewer - - -
Waste removal - - -
Gas - - -
Cable - - -
Phone - - -
Electricity - - -
Supplies - - -
Garden supplies - - -
Maintenance or repairs - - -
Other - - -
Other - - -
Total 650.00 600.00 50.00 - - - - - -

JAN FEB MAR


Transportation Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Vehicle 1 payment - - -
Vehicle 2 payment - - -
Public transportation - - -
Fuel 100.00 120.00 (20.00) - -
Insurance - - -
Maintenance - - -
Licensing/Tax - - -
Parking - - -
Other - - -
Other - - -
Total 100.00 120.00 (20.00) - - - - - -

JAN FEB MAR


Insurance Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Home - - -
Health 20.00 20.00 - - -
Life - - -
Other - - -
Other - - -
Other - - -
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Total 20.00 20.00 - - - - - - -

JAN FEB MAR


Daily living Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Groceries - - -
Child care 200.00 210.00 (10.00) - -
Dry cleaning - - -
Dining out - - -
Housecleaning service - - -
Dog walker - - -
Gardening service - - -
Other - - -
Other - - -
Total 200.00 210.00 (10.00) - - - - - -

JAN FEB MAR


Children Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Clothing - - -
School tuition 200.00 210.00 (10.00) - -
School supplies - - -
Organization dues or fees - - -
Lunch/Pocket money - - -
Licensing/Tax - - -
Child care - - -
Toys/games - - -
Other - - -
Other - - -
Total 200.00 210.00 (10.00) - - - - - -

JAN FEB MAR


Entertainment Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Video/DVD - - -
CDs 15.00 20.00 (5.00) - -
Movies - - -
Concerts - - -
Sporting events - - -
Live theatre - - -
Other - - -
Other - - -
Other - - -
Total 15.00 20.00 (5.00) - - - - - -

JAN FEB MAR


Family Care Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical 150.00 100.00 50.00 - -
Hair/ Nails - - -
Clothing - - -
Health Club - - -
Other - - -
Other - - -
Other - - -
Total 150.00 100.00 50.00 - - - - - -

JAN FEB MAR


Pets Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Food 600.00 680.00 (80.00) - -
Medical - - -
Grooming - - -
Toys - - -
Pet Insurance - - -
Other - - -
Other - - -
Other - - -
Total 600.00 680.00 (80.00) - - - - - -

JAN FEB MAR

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Gifts and Donations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Gifts 50.00 35.00 15.00 - -
Birthday presents - - -
Flowers - - -
Charity - - -
Other - - -
Other - - -
Other - - -
Total 50.00 35.00 15.00 - - - - - -

JAN FEB MAR


Financial obligations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Personal Loans - - -
Credit Card 1 - - -
Credit Card 2 - - -
Credit Card 3 - - -
Federal Tax (adjustments) 100.00 150.00 (50.00) - -
State Tax (adjustments) - - -
Local Tax (adjustments) - - -
Other - - -
Other - - -
Other - - -
Total 100.00 150.00 (50.00) - - - - - -

JAN FEB MAR


Savings & Investments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Retirement 350.00 200.00 150.00 - -
Kids College - - -
Long time investments - - -
Short time investments - - -
Other - - -
Other - - -
Other - - -
Total 350.00 200.00 150.00 - - - - - -

JAN FEB MAR


Legal Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Attorney - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JAN FEB MAR


Miscellaneous payments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Other - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

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Balance Carried Forward 230.00

APR MAY JUNE


Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Total Income - - - - - - - - -
Total Spend 200.00 120.00 80.00 - - - - - -
Spend LESS Income (200.00) (120.00) - - - -

Balance 110.00 110.00 110.00

APR MAY JUNE


Income Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Income 1 - - - - - - - - -
Income 2 - - - - - - - - -
Interest/Dividends - - - - - - - - -
Other - - - - - - - - -
Other - - - - - - - - -
Total - - - - - - - - -

APR MAY JUNE


Housing Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Mortgage or rent - - -
Home telephone - - -
Internet - - -
Home security - - -
Home repairs - - -
Water and sewer - - -
Waste removal - - -
Gas - - -
Cable - - -
Phone - - -
Electricity - - -
Supplies - - -
Garden supplies - - -
Maintenance or repairs - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Transportation Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Vehicle 1 payment - - -
Vehicle 2 payment - - -
Public transportation - - -
Fuel - - -
Insurance - - -
Maintenance - - -
Licensing/Tax - - -
Parking - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Insurance Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Home - - -
Health - - -
Life - - -
Other - - -
Other - - -
Other - - -

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Total - - - - - - - - -

APR MAY JUNE


Daily living Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Groceries - - -
Child care - - -
Dry cleaning - - -
Dining out - - -
Housecleaning service - - -
Dog walker - - -
Gardening service - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Children Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Clothing - - -
School tuition - - -
School supplies - - -
Organization dues or fees - - -
Lunch/Pocket money - - -
Licensing/Tax - - -
Child care - - -
Toys/games - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Entertainment Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Video/DVD - - -
CDs - - -
Movies - - -
Concerts - - -
Sporting events - - -
Live theatre - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Family Care Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Hair/ Nails - - -
Clothing - - -
Health Club - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Pets Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Food - - -
Medical - - -
Grooming - - -
Toys - - -
Pet Insurance - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE

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Gifts and Donations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Gifts - - -
Birthday presents - - -
Flowers - - -
Charity - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Financial obligations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Personal Loans - - -
Credit Card 1 - - -
Credit Card 2 - - -
Credit Card 3 - - -
Federal Tax (adjustments) - - -
State Tax (adjustments) - - -
Local Tax (adjustments) - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Savings & Investments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Retirement 200.00 120.00 80.00 - -
Kids College - - -
Long time investments - - -
Short time investments - - -
Other - - -
Other - - -
Other - - -
Total 200.00 120.00 80.00 - - - - - -

APR MAY JUNE


Legal Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Attorney - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

APR MAY JUNE


Miscellaneous payments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Other - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

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Balance Carried Forward 110.00

JULY AUG SEP


Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Total Income - - - - - - - - -
Total Spend - - - - - - - - -
Spend LESS Income - - - - - -

Balance 110.00 110.00 110.00

JULY AUG SEP


Income Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Income 1 - - - - - - - - -
Income 2 - - - - - - - - -
Interest/Dividends - - - - - - - - -
Other - - - - - - - - -
Other - - - - - - - - -
Total - - - - - - - - -

JULY AUG SEP


Housing Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Mortgage or rent - - -
Home telephone - - -
Internet - - -
Home security - - -
Home repairs - - -
Water and sewer - - -
Waste removal - - -
Gas - - -
Cable - - -
Phone - - -
Electricity - - -
Supplies - - -
Garden supplies - - -
Maintenance or repairs - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Transportation Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Vehicle 1 payment - - -
Vehicle 2 payment - - -
Public transportation - - -
Fuel - - -
Insurance - - -
Maintenance - - -
Licensing/Tax - - -
Parking - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Insurance Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Home - - -
Health - - -
Life - - -
Other - - -
Other - - -
Other - - -
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Total - - - - - - - - -

JULY AUG SEP


Daily living Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Groceries - - -
Child care - - -
Dry cleaning - - -
Dining out - - -
Housecleaning service - - -
Dog walker - - -
Gardening service - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Children Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Clothing - - -
School tuition - - -
School supplies - - -
Organization dues or fees - - -
Lunch/Pocket money - - -
Licensing/Tax - - -
Child care - - -
Toys/games - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Entertainment Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Video/DVD - - -
CDs - - -
Movies - - -
Concerts - - -
Sporting events - - -
Live theatre - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Family Care Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Hair/ Nails - - -
Clothing - - -
Health Club - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Pets Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Food - - -
Medical - - -
Grooming - - -
Toys - - -
Pet Insurance - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP

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Gifts and Donations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Gifts - - -
Birthday presents - - -
Flowers - - -
Charity - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Financial obligations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Personal Loans - - -
Credit Card 1 - - -
Credit Card 2 - - -
Credit Card 3 - - -
Federal Tax (adjustments) - - -
State Tax (adjustments) - - -
Local Tax (adjustments) - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Savings & Investments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Retirement - - -
Kids College - - -
Long time investments - - -
Short time investments - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Legal Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Attorney - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

JULY AUG SEP


Miscellaneous payments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Other - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

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Family Budget Planner
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Balance Carried Forward 110.00

OCT NOV DEC


Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Total Income - - - - - - - - -
Total Spend - - - - - - - - -
Spend LESS Income - - - - - -

Balance 110.00 110.00 110.00

OCT NOV DEC


Income Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Income 1 - - - - - - - - -
Income 2 - - - - - - - - -
Interest/Dividends - - - - - - - - -
Other - - - - - - - - -
Other - - - - - - - - -
Total - - - - - - - - -

OCT NOV DEC


Housing Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Mortgage or rent - - -
Home telephone - - -
Internet - - -
Home security - - -
Home repairs - - -
Water and sewer - - -
Waste removal - - -
Gas - - -
Cable - - -
Phone - - -
Electricity - - -
Supplies - - -
Garden supplies - - -
Maintenance or repairs - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Transportation Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Vehicle 1 payment - - -
Vehicle 2 payment - - -
Public transportation - - -
Fuel - - -
Insurance - - -
Maintenance - - -
Licensing/Tax - - -
Parking - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Insurance Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Home - - -
Health - - -
Life - - -
Other - - -
Other - - -
Other - - -

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Total - - - - - - - - -

OCT NOV DEC


Daily living Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Groceries - - -
Child care - - -
Dry cleaning - - -
Dining out - - -
Housecleaning service - - -
Dog walker - - -
Gardening service - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Children Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Clothing - - -
School tuition - - -
School supplies - - -
Organization dues or fees - - -
Lunch/Pocket money - - -
Licensing/Tax - - -
Child care - - -
Toys/games - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Entertainment Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Video/DVD - - -
CDs - - -
Movies - - -
Concerts - - -
Sporting events - - -
Live theatre - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Family Care Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Medical - - -
Hair/ Nails - - -
Clothing - - -
Health Club - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Pets Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Food - - -
Medical - - -
Grooming - - -
Toys - - -
Pet Insurance - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC

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Gifts and Donations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Gifts - - -
Birthday presents - - -
Flowers - - -
Charity - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Financial obligations Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Personal Loans - - -
Credit Card 1 - - -
Credit Card 2 - - -
Credit Card 3 - - -
Federal Tax (adjustments) - - -
State Tax (adjustments) - - -
Local Tax (adjustments) - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Savings & Investments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Retirement - - -
Kids College - - -
Long time investments - - -
Short time investments - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Legal Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Attorney - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

OCT NOV DEC


Miscellaneous payments Estimated Actual Difference Estimated Actual Difference Estimated Actual Difference
Other - - -
Other - - -
Other - - -
Other - - -
Total - - - - - - - - -

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Estimated % of TOTAL Actual % of TOTAL Difference


Housing 650.00 24.7% 600.00 24.3% 50.00
Estimated
Transportation 100.00 3.8% 120.00 4.9% (20.00)
Insurance 20.00 0.8% 20.00 0.8% - Housing
Daily living 200.00 7.6% 210.00 8.5% (10.00)
Children 200.00 7.6% 210.00 8.5% (10.00) Transportation
Entertainment 15.00 0.6% 20.00 0.8% (5.00) Insurance
Family Care 150.00 5.7% 100.00 4.1% 50.00
Daily living
Pets 600.00 22.8% 680.00 27.6% (80.00)
Gifts and Donations 50.00 1.9% 35.00 1.4% 15.00 Children
Financial obligations 100.00 3.8% 150.00 6.1% (50.00)
Entertainment
Savings & Investments 550.00 20.9% 320.00 13.0% 230.00
Legal - 0.0% - 0.0% - Family Care
Miscellaneous payments - 0.0% - 0.0% - Pets
TOTAL 2,635.00 2,465.00 170.00
Gifts and Donations
Financial obligations
-
- Savings & Investments

- Legal
Pets Financial obligations Legal

- Miscellaneous payments
320.00
550.00
150.00
100.00 Actual
35.00
50.00 Housing
680.00 Transportation
600.00
Insurance
100.00
150.00
Transportation Daily living Entertainment

Daily living
20.00 Children
15.00
Entertainment
210.00
200.00 Family Care
210.00 Pets
200.00
Gifts and Donations
20.00
20.00 Financial obligations

120.00 Savings & Investments


100.00 Legal
600.00 Miscellaneous payments
Actual Estimated 650.00

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Quarter 1 Quarter 2 Quarter 3 Quarter 4

Total Income 3,975.00 - - -


Total Spend 2,345.00 120.00 - -
Quarterly Total 1,630.00 (120.00) - -

ANNUAL

Balance (1,400.00)
Total Income 3,975.00
Total Spend 2,465.00
You've SAVED some money. 110.00

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Savings Goal

Existing Savings Quarter 1 Quarter 2 Quarter 3 Quarter 4 Total

Savings Goal (SG) 2,050.00 350.00 200.00 - - 550.00

Retirement 350.00 200.00 120.00 - - 670.00


Kids College 250.00 - - - - 250.00
Long time investments 600.00 - - - - 600.00
Short time investments 200.00 - - - - 200.00
Other 100.00 - - - - 100.00
Other - - - - - -
Other - - - - - -

TOTAL SAVINGS (TS) 1,500.00 200.00 120.00 - - 1,820.00

TOTAL SAVINGS % 73.2% 57.1% 60.0% 0.0% 0.0% 330.9%

SG vs TS (230.00) (150.00) (80.00) - - 1,270.00

Savings Goal

Existing Savings 1,500.00 2,050.00

Savings Progress

350.00

200.00 200.00

120.00

- -

Quarter 1 Quarter 2 Quarter 3 Quarter 4

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