JAN FEB MAR APR MAY

Revenues
Membership Fees - - - 3,000.00 600.00
Interest Income - 300.00
Service Fees - 300.00
Others
Sub-Total 1 - - - 3,000.00 1,200.00

Expenses
Office Supplies 415.00
Accountable Forms 200.00
Registration Fees 1,000.00
Audit Fees
Sub-Total 2 - - - 1,615.00 -

Net Surplus - - - 1,385.00 1,200.00

Projected Members
Beginning 0 0 0 0 15
New 0 0 0 15 3
Ending 0 0 0 15 18

Capital Contribution
Beginning ₱ - ₱ - ₱ - ₱ - ₱ 15,000.00
New - - - 15,000.00 3,000.00
Monthly Contributions - - - - 1,500.00
Loan Availments
Ending ₱ - ₱ - ₱ - ₱ 15,000.00 ₱ 18,000.00

Projected Capital Contributions

Beginning - - - - 15,000.00
New - - - 15,000.00 3,000.00
Monthly - - - - 1,500.00
Loans - - - - 150.00
Patronage & Dividend
Ending - - - 15,000.00 19,650.00

Express Loan Availments

No. of members qualified to Avail 0 0 0 0 15
No. of members who availed previously
Availed during the month 15
First Month of Amortization
2nd Month of Amortization
Amount Granted to Members - - - - 15,000.00
Interest-2% - - - - 300.00
Service Fees-2% - - - - 300.00
 CBU-1% - - - - 150.00
Net Proceeds - - - - 14,250.00

Net Surplus Distribution

General Reserve 50%
Education & Training Fund 10%
Community Development Fund 3%
Optional Fund 7%
Dividend 15%
Patronage 15%

CASHFLOWS
Cash Receipts
Membership Fees - - - 3,000.00 600.00
Capital Contributions - - - 15,000.00 4,500.00
Collection from Loans
Total 18,000.00 5,100.00
Disbursements
Loan Releases - 14,250.00
Office Supplies 415.00 -
Accountable Forms 200.00 -
Registration Fees 1,000.00 -
Audit Fees - -
Total 1,615.00 14,250.00

Net Cashflow 16,385.00 - 9,150.00

Cash Balance Beginning 0 16,385.00
Cash Balance Ending 16,385.00 7,235.00

Balance Sheet
Cash 16,385.00 7,235.00
Loans Receivable 0 15,000.00
Inventory 0 0
Total Assets 16,385.00 22,235.00

Liabilities
Capital Contribution 15,000.00 19,650.00
Reserve
Net Surplus 1,385.00 2,585.00
Total 16,385.00 22,235.00

Balance - -
JUN JUL AUG SEPT OCT NOV DEC TOTAL

600.00 600.00 600.00 600.00 600.00 600.00 600.00 7,800.00

60.00 360.00 120.00 630.00 270.00 720.00 360.00 2,820.00
60.00 360.00 120.00 630.00 270.00 720.00 360.00 2,820.00
-
720.00 1,320.00 840.00 1,860.00 1,140.00 2,040.00 1,320.00 13,440.00

60.00 60.00 60.00 60.00 655.00

200.00
1,000.00
-
60.00 - 60.00 - 60.00 - 60.00 1,855.00

660.00 1,320.00 780.00 1,860.00 1,080.00 2,040.00 1,260.00 11,585.00

18 21 24 27 30 33 36
3 3 3 3 3 3 3
21 24 27 30 33 36 39

₱ 18,000.00 ₱ 21,000.00 ₱ 24,000.00 ₱ 27,000.00 ₱ 30,000.00 ₱ 33,000.00 ₱ 36,000.00

3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00
1,800.00 2,100.00 2,400.00 2,700.00 3,000.00 3,300.00 3,600.00

₱ 21,000.00 ₱ 24,000.00 ₱ 27,000.00 ₱ 30,000.00 ₱ 33,000.00 ₱ 36,000.00 ₱ 39,000.00

19,650.00 24,480.00 29,760.00 35,220.00 41,235.00 47,370.00 54,030.00

3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00 3,000.00
1,800.00 2,100.00 2,400.00 2,700.00 3,000.00 3,300.00 3,600.00
30.00 180.00 60.00 315.00 135.00 360.00 180.00

24,480.00 29,760.00 35,220.00 41,235.00 47,370.00 54,030.00 60,810.00

3 18 6 21 9 24 12

3 18 6 21 9 24 12
15 3 18 6 21 9 24
15 3 18 6 21 9
3,000.00 18,000.00 6,000.00 31,500.00 13,500.00 36,000.00 18,000.00
60.00 360.00 120.00 630.00 270.00 720.00 360.00
60.00 360.00 120.00 630.00 270.00 720.00 360.00
 30.00 180.00 60.00 315.00 135.00 360.00 180.00
2,850.00 17,100.00 5,700.00 29,925.00 12,825.00 34,200.00 17,100.00

5,792.50
1,158.50
347.55
810.95
1,737.75
1,737.75

600.00 600.00 600.00 600.00 600.00 600.00 600.00

4,800.00 5,100.00 5,400.00 5,700.00 6,000.00 6,300.00 6,600.00
7,500.00 9,000.00 10,500.00 12,000.00 18,750.00 22,500.00 24,750.00
12,900.00 14,700.00 16,500.00 18,300.00 25,350.00 29,400.00 31,950.00

2,850.00 17,100.00 5,700.00 29,925.00 12,825.00 34,200.00 17,100.00

60.00 - 60.00 - 60.00 - 60.00
- - - - - - -
- - - - - - -
- - - - - - -
2,910.00 17,100.00 5,760.00 29,925.00 12,885.00 34,200.00 17,160.00

9,990.00 - 2,400.00 10,740.00 - 11,625.00 12,465.00 - 4,800.00 14,790.00

7,235.00 17,225.00 14,825.00 25,565.00 13,940.00 26,405.00 21,605.00
17,225.00 14,825.00 25,565.00 13,940.00 26,405.00 21,605.00 36,395.00

17,225.00 14,825.00 25,565.00 13,940.00 26,405.00 21,605.00 36,395.00

10,500.00 19,500.00 15,000.00 34,500.00 29,250.00 42,750.00 36,000.00
0 0 0 0 0 0 0
27,725.00 34,325.00 40,565.00 48,440.00 55,655.00 64,355.00 72,395.00

24,480.00 29,760.00 35,220.00 41,235.00 47,370.00 54,030.00 60,810.00

3,245.00 4,565.00 5,345.00 7,205.00 8,285.00 10,325.00 11,585.00

27,725.00 34,325.00 40,565.00 48,440.00 55,655.00 64,355.00 72,395.00

- - - - - - -
 JAN FEB MAR APR
Revenues
Membership Fees 600.00 600.00 600.00 600.00
Interest Income 1,080.00 600.00 1,200.00 720.00
Service Fees 1,080.00 600.00 1,200.00 720.00
Others
Sub-Total 1 2,760.00 1,800.00 3,000.00 2,040.00

Expenses
Office Supplies 415.00
Accountable Forms 200.00
Registration Fees 1,000.00
Audit Fees 2,500.00
Extraordinary & Miscellaneous Expense 2,100.00
Sub-Total 2 2,500.00 2,100.00 - 1,615.00

Net Surplus 260.00 - 300.00 3,000.00 425.00

Projected Members
Beginning 39 42 45 48
New 3 3 3 3
Ending 42 45 48 51

Capital Contribution
Beginning ₱ 39,000.00 ₱ 42,000.00 ₱ 45,000.00 ₱ 48,000.00
New 3,000.00 3,000.00 3,000.00 3,000.00
Monthly Contributions 3,900.00 4,200.00 4,500.00 4,800.00
Loan Availments
Ending ₱ 42,000.00 ₱ 45,000.00 ₱ 48,000.00 ₱ 51,000.00

Projected Capital Contributions

Beginning 60,810.00 68,250.00 75,750.00 83,850.00
New 3,000.00 3,000.00 3,000.00 3,000.00
Monthly 3,900.00 4,200.00 4,500.00 4,800.00
Loans 540.00 300.00 600.00 360.00
Patronage & Dividend
Ending 68,250.00 75,750.00 83,850.00 92,010.00

Express Loan Availments

No. of members qualified to Avail 27 15 30 18
No. of members who availed previously
Availed during the month 27 15 30 18
First Month of Amortization 12 27 15 30
2nd Month of Amortization 24 12 27 15
Amount Granted to Members 54,000.00 30,000.00 60,000.00 36,000.00
Interest-2% 1,080.00 600.00 1,200.00 720.00
 Service Fees-2% 1,080.00 600.00 1,200.00 720.00
CBU-1% 540.00 300.00 600.00 360.00
Net Proceeds 51,300.00 28,500.00 57,000.00 34,200.00

Net Surplus Distribution

General Reserve 50%
Education & Training Fund 10%
Community Development Fund 3%
Optional Fund 7%
Dividend 15%
Patronage 15%

CASHFLOWS
Cash Receipts
Membership Fees 600.00 600.00 600.00 600.00
Capital Contributions 6,900.00 7,200.00 7,500.00 7,800.00
Collection from Loans 27,000.00 36,000.00 42,000.00 45,000.00
Total 34,500.00 43,800.00 50,100.00 53,400.00
Disbursements
Loan Releases 51,300.00 28,500.00 57,000.00 34,200.00
Office Supplies - - - 415.00
Accountable Forms - - - 200.00
Registration Fees - - - 1,000.00
Audit Fees 2,500.00 - -
Extraordinary & Miscellaneous Expense 2,100.00
Patronage & Dividends Payable 3,475.50
Total 53,800.00 34,075.50 57,000.00 35,815.00

Net Cashflow - 19,300.00 9,724.50 - 6,900.00 17,585.00

Cash Balance Beginning 36,395.00 17,095.00 26,819.50 19,919.50
Cash Balance Ending 17,095.00 26,819.50 19,919.50 37,504.50

Balance Sheet
Cash 17,095.00 26,819.50 19,919.50 37,504.50
Loans Receivable 63,000.00 57,000.00 75,000.00 66,000.00
Inventory 0
Total Assets 80,095.00 83,819.50 94,919.50 103,504.50

Liabilities
Capital Contribution 68,250.00 75,750.00 83,850.00 92,010.00
Reserve 8,109.50 8,109.50 8,109.50 8,109.50
Dividends & Patronage Payable Paya 3,475.50
Net Surplus 260.00 - 40.00 2,960.00 3,385.00
Total 80,095.00 83,819.50 94,919.50 103,504.50

Balance - - - -
36,000.00 63,000.00 57,000.00 75,000.00
54,000.00 30,000.00 60,000.00 36,000.00
27000 36000 42000 45000
63,000.00 57,000.00 75,000.00 66,000.00
- - - -
63000 57000 75000 66000
- - - -
MAY JUN JUL AUG SEPT OCT NOV DEC

600.00 600.00 600.00 - - - - -

1,320.00 840.00 1,800.00 1,200.00 1,800.00 1,200.00 1,800.00 1,200.00
1,320.00 840.00 1,800.00 1,200.00 1,800.00 1,200.00 1,800.00 1,200.00

3,240.00 2,280.00 4,200.00 2,400.00 3,600.00 2,400.00 3,600.00 2,400.00

60.00 60.00 60.00 60.00

- 60.00 - 60.00 - 60.00 - 60.00

3,240.00 2,220.00 4,200.00 2,340.00 3,600.00 2,340.00 3,600.00 2,340.00

51 54 57 60 60 60 60 60
3 3 3
54 57 60 60 60 60 60 60

₱ 51,000.00 ₱ 54,000.00 ₱ 57,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00

3,000.00 3,000.00 3,000.00 - - - - -
5,100.00 5,400.00 5,700.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00

₱ 54,000.00 ₱ 57,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00 ₱ 60,000.00

92,010.00 100,770.00 109,590.00 119,190.00 125,790.00 132,690.00 139,290.00 146,190.00

3,000.00 3,000.00 3,000.00 - - - - -
5,100.00 5,400.00 5,700.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00
660.00 420.00 900.00 600.00 900.00 600.00 900.00 600.00

100,770.00 109,590.00 119,190.00 125,790.00 132,690.00 139,290.00 146,190.00 152,790.00

33 21 36 24 36 24 36 24

33 21 36 24 36 24 36 24
18 33 21 36 24 36 24 36
30 18 33 21 36 24 36 24
66,000.00 42,000.00 90,000.00 60,000.00 90,000.00 60,000.00 90,000.00 60,000.00
1,320.00 840.00 1,800.00 1,200.00 1,800.00 1,200.00 1,800.00 1,200.00
 1,320.00 840.00 1,800.00 1,200.00 1,800.00 1,200.00 1,800.00 1,200.00
660.00 420.00 900.00 600.00 900.00 600.00 900.00 600.00
62,700.00 39,900.00 85,500.00 57,000.00 85,500.00 57,000.00 85,500.00 57,000.00

13,632.50
2,726.50
817.95
1,908.55
4,089.75
4,089.75

600.00 600.00 600.00 - - - - -

8,100.00 8,400.00 8,700.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00
48,000.00 51,000.00 54,000.00 66,000.00 75,000.00 75,000.00 75,000.00 75,000.00
56,700.00 60,000.00 63,300.00 72,000.00 81,000.00 81,000.00 81,000.00 81,000.00

62,700.00 39,900.00 85,500.00 57,000.00 85,500.00 57,000.00 85,500.00 57,000.00

- 60.00 - 60.00 - 60.00 - 60.00
- - - - - - - -
- - - - - - - -
- - - - - - - -

62,700.00 39,960.00 85,500.00 57,060.00 85,500.00 57,060.00 85,500.00 57,060.00

- 6,000.00 20,040.00 - 22,200.00 14,940.00 - 4,500.00 23,940.00 - 4,500.00 23,940.00

37,504.50 31,504.50 51,544.50 29,344.50 44,284.50 39,784.50 63,724.50 59,224.50
31,504.50 51,544.50 29,344.50 44,284.50 39,784.50 63,724.50 59,224.50 83,164.50

31,504.50 51,544.50 29,344.50 44,284.50 39,784.50 63,724.50 59,224.50 83,164.50

84,000.00 75,000.00 111,000.00 105,000.00 120,000.00 105,000.00 120,000.00 105,000.00
0 0 0 0 0 0 0 0
115,504.50 126,544.50 140,344.50 149,284.50 159,784.50 168,724.50 179,224.50 188,164.50

100,770.00 109,590.00 119,190.00 125,790.00 132,690.00 139,290.00 146,190.00 152,790.00

8,109.50 8,109.50 8,109.50 8,109.50 8,109.50 8,109.50 8,109.50 8,109.50

6,625.00 8,845.00 13,045.00 15,385.00 18,985.00 21,325.00 24,925.00 27,265.00

115,504.50 126,544.50 140,344.50 149,284.50 159,784.50 168,724.50 179,224.50 188,164.50

- - - - - - - -
66,000.00 84,000.00 75,000.00 111,000.00 105,000.00 120,000.00 105,000.00 120,000.00
66,000.00 42,000.00 90,000.00 60,000.00 90,000.00 60,000.00 90,000.00 60,000.00
48000 51000 54000 66000 75000 75000 75000 75000
84,000.00 75,000.00 111,000.00 105,000.00 120,000.00 105,000.00 120,000.00 105,000.00
- - - - - - - -
84000 75000 111000 105000 120000 105000 120000 105000
- - - - - - - -
TOTAL

4,200.00
14,760.00
14,760.00
-
33,720.00

655.00
200.00
1,000.00
2,500.00
2,100.00
6,455.00

27,265.00

27000
36000
27,195.00

19,085.50
27,195.00
 JAN FEB MAR APR
Revenues
Membership Fees - - - -
Interest Income 2,160.00 1,440.00 2,160.00 1,440.00
Service Fees 2,160.00 1,440.00 2,160.00 1,440.00
Others
Sub-Total 1 4,320.00 2,880.00 4,320.00 2,880.00

Expenses
Office Supplies 415.00
Accountable Forms 200.00
Registration Fees 1,000.00
Audit Fees 2,500.00
Extraordinary & Miscellaneous Expense 2,100.00
Sub-Total 2 2,500.00 2,100.00 - 1,615.00

Net Surplus 1,820.00 780.00 4,320.00 1,265.00

Projected Members
Beginning 60 60 60 60
New
Ending 60 60 60 60

Capital Contribution
Beginning
New
Monthly Contributions
Loan Availments
Ending

Projected Capital Contributions

Beginning 152,790.00 159,870.00 166,590.00 173,670.00
New - - - -
Monthly 6,000.00 6,000.00 6,000.00 6,000.00
Loans 1,080.00 720.00 1,080.00 720.00
Patronage & Dividend
Ending 159,870.00 166,590.00 173,670.00 180,390.00

Express Loan Availments

No. of members qualified to Avail 36 24 36 24
No. of members who availed previously
Availed during the month 36 24 36 24
First Month of Amortization 24 36 24 36
2nd Month of Amortization 36 24 36 24
Amount Granted to Members 108,000.00 72,000.00 108,000.00 72,000.00
Interest-2% 2,160.00 1,440.00 2,160.00 1,440.00
 Service Fees-2% 2,160.00 1,440.00 2,160.00 1,440.00
CBU-1% 1,080.00 720.00 1,080.00 720.00
Net Proceeds 102,600.00 68,400.00 102,600.00 68,400.00

Net Surplus Distribution

General Reserve 50%
Education & Training Fund 10%
Community Development Fund 3%
Optional Fund 7%
Dividend 15%
Patronage 15%

CASHFLOWS
Cash Receipts
Membership Fees - - - -
Capital Contributions 6,000.00 6,000.00 6,000.00 6,000.00
Collection from Loans 75,000.00 84,000.00 90,000.00 90,000.00
Total 81,000.00 90,000.00 96,000.00 96,000.00
Disbursements
Loan Releases 102,600.00 68,400.00 102,600.00 68,400.00
Office Supplies - - - 415.00
Accountable Forms - - - 200.00
Registration Fees - - - 1,000.00
Audit Fees 2,500.00 - -
Extraordinary & Miscellaneous Expe - 2,100.00
Patronage & Dividends Payable 8,179.50
Total 105,100.00 78,679.50 102,600.00 70,015.00

Net Cashflow - 24,100.00 11,320.50 - 6,600.00 25,985.00

Cash Balance Beginning 83,164.50 59,064.50 70,385.00 63,785.00
Cash Balance Ending 59,064.50 70,385.00 63,785.00 89,770.00

Balance Sheet
Cash 59,064.50 70,385.00 63,785.00 89,770.00
Loans Receivable 138,000.00 126,000.00 144,000.00 126,000.00
Inventory 0
Total Assets 197,064.50 196,385.00 207,785.00 215,770.00

Liabilities
Capital Contribution 159,870.00 166,590.00 173,670.00 180,390.00
Reserve 27,195.00 27,195.00 27,195.00 27,195.00
Dividends & Patronage Payable Paya 8,179.50
Net Surplus 1,820.00 2,600.00 6,920.00 8,185.00
Total 197,064.50 196,385.00 207,785.00 215,770.00

Balance - - - -
105,000.00 138,000.00 126,000.00 144,000.00
108,000.00 72,000.00 108,000.00 72,000.00
75000 84000 90000 90000
138,000.00 126,000.00 144,000.00 126,000.00
- - - -
138000 126000 144000 126000
- - - -
MAY JUN JUL AUG SEPT OCT NOV

- - - - - - -
2,160.00 1,440.00 2,520.00 1,680.00 2,520.00 1,680.00 2,520.00
2,160.00 1,440.00 2,520.00 1,680.00 2,520.00 1,680.00 2,520.00

4,320.00 2,880.00 5,040.00 3,360.00 5,040.00 3,360.00 5,040.00

60.00 60.00 60.00

- 60.00 - 60.00 - 60.00 -

4,320.00 2,820.00 5,040.00 3,300.00 5,040.00 3,300.00 5,040.00

60 60 60 60 60 60 60

60 60 60 60 60 60 60

180,390.00 187,470.00 194,190.00 201,450.00 208,290.00 215,550.00 222,390.00

- - - - - - -
6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00
1,080.00 720.00 1,260.00 840.00 1,260.00 840.00 1,260.00

187,470.00 194,190.00 201,450.00 208,290.00 215,550.00 222,390.00 229,650.00

36 24 36 24 36 24 36

36 24 36 24 36 24 36
24 36 24 36 24 36 24
36 24 36 24 36 24 36
108,000.00 72,000.00 126,000.00 84,000.00 126,000.00 84,000.00 126,000.00
2,160.00 1,440.00 2,520.00 1,680.00 2,520.00 1,680.00 2,520.00
 2,160.00 1,440.00 2,520.00 1,680.00 2,520.00 1,680.00 2,520.00
1,080.00 720.00 1,260.00 840.00 1,260.00 840.00 1,260.00
102,600.00 68,400.00 119,700.00 79,800.00 119,700.00 79,800.00 119,700.00

- - - - - - -
6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00 6,000.00
90,000.00 90,000.00 90,000.00 99,000.00 105,000.00 105,000.00 105,000.00
96,000.00 96,000.00 96,000.00 105,000.00 111,000.00 111,000.00 111,000.00

102,600.00 68,400.00 119,700.00 79,800.00 119,700.00 79,800.00 119,700.00

- 60.00 - 60.00 - 60.00 -
- - - - - - -
- - - - - - -
- - - - - - -

102,600.00 68,460.00 119,700.00 79,860.00 119,700.00 79,860.00 119,700.00

- 6,600.00 27,540.00 - 23,700.00 25,140.00 - 8,700.00 31,140.00 - 8,700.00

89,770.00 83,170.00 110,710.00 87,010.00 112,150.00 103,450.00 134,590.00
83,170.00 110,710.00 87,010.00 112,150.00 103,450.00 134,590.00 125,890.00

83,170.00 110,710.00 87,010.00 112,150.00 103,450.00 134,590.00 125,890.00

144,000.00 126,000.00 162,000.00 147,000.00 168,000.00 147,000.00 168,000.00
0 0 0 0 0 0 0
227,170.00 236,710.00 249,010.00 259,150.00 271,450.00 281,590.00 293,890.00

187,470.00 194,190.00 201,450.00 208,290.00 215,550.00 222,390.00 229,650.00

27,195.00 27,195.00 27,195.00 27,195.00 27,195.00 27,195.00 27,195.00

12,505.00 15,325.00 20,365.00 23,665.00 28,705.00 32,005.00 37,045.00

227,170.00 236,710.00 249,010.00 259,150.00 271,450.00 281,590.00 293,890.00

- - - - - - -
126,000.00 144,000.00 126,000.00 162,000.00 147,000.00 168,000.00 147,000.00
108,000.00 72,000.00 126,000.00 84,000.00 126,000.00 84,000.00 126,000.00
90000 90000 90000 99000 105000 105000 105000
144,000.00 126,000.00 162,000.00 147,000.00 168,000.00 147,000.00 168,000.00
- - - - - - -
144000 126000 162000 147000 168000 147000 168000
- - - - - - -
DEC TOTAL

- -
1,680.00 23,400.00
1,680.00 23,400.00
-
3,360.00 46,800.00

60.00 655.00
200.00
1,000.00
2,500.00
2,100.00
60.00 6,455.00

3,300.00 40,345.00

60

60

229,650.00
-
6,000.00
840.00

236,490.00

24

24
36 27000
24 36000
84,000.00
1,680.00
 1,680.00
840.00
79,800.00

20,172.50
4,034.50
1,210.35
2,824.15
6,051.75
6,051.75

-
6,000.00
105,000.00
111,000.00

79,800.00
60.00
-
-
-

79,860.00

31,140.00
125,890.00
157,030.00

157,030.00
147,000.00
0
304,030.00

236,490.00
27,195.00

40,345.00
304,030.00

-
168,000.00
 84,000.00
105000
147,000.00
-
147000
-
 PROJECTED FINANCIAL STATEMENTS
2023 2024 2025
A. INCOME STATEMENT
Revenues
Membership Fees 7,800.00 4,200.00 -
Interest Income 2,820.00 14,760.00 23,400.00
Service Fees 2,820.00 14,760.00 23,400.00
Others - - -
Sub-Total 1 13,440.00 33,720.00 46,800.00

Expenses
Office Supplies 655.00 655.00 655.00
Accountable Forms 200.00 200.00 200.00
Registration Fees 1,000.00 1,000.00 1,000.00
Audit Fees - 2,500.00 2,500.00
Extraordinary & Miscellaneous Expens - 2,100.00 2,100.00
Sub-Total 2 1,855.00 6,455.00 6,455.00

Net Surplus 11,585.00 27,265.00 40,345.00

Projected Members
Beginning 15 39 60
New 24 21 0
Ending 39 60 60

Capital Contribution
Beginning 15,000.00 74,400.00 159,000.00
New 39,000.00 21,000.00 -
Monthly Contributions 20,400.00 63,600.00 83,700.00
Ending 74,400.00 159,000.00 242,700.00

B. STATEMENT OF CASHFLOWS
Cash Receipts
Membership Fees 7,800.00 4,200.00 -
Capital Contributions 59,400.00 84,600.00 72,000.00
Collection from Loans 105,000.00 669,000.00 1,128,000.00
Total 172,200.00 757,800.00 1,200,000.00
Disbursements
Loan Releases 133,950.00 701,100.00 1,111,500.00
Office Supplies 655.00 655.00 655.00
Accountable Forms 200.00 200.00 200.00
Registration Fees 1,000.00 1,000.00 1,000.00
Audit Fees - 2,500.00 2,500.00
Extraordinary & Miscellaneous Expens - 2,100.00 2,100.00
Patronage & Dividends Payable - 3,475.50 8,179.50
Total 135,805.00 711,030.50 1,126,134.50

Net Cashflow 36,395.00 46,769.50 73,865.50

Cash Balance Beginning 36,395.00 83,164.50
Cash Balance Ending 36,395.00 83,164.50 157,030.00
 PROJECTED FINANCIAL STATEMENTS
2023 2024 2025

BALANCE SHEET
Cash 36,395.00 83,164.50 157,030.00
Loans Receivable 36,000.00 105,000.00 147,000.00
Inventory - - -
Total Assets 72,395.00 188,164.50 304,030.00

Liabilities & Equity

Capital Contribution 60,810.00 152,790.00 236,490.00
Reserve 8,109.50 27,195.00 55,436.50
Dividends & Patronage Payable Payabl 3,475.50 8,179.50 12,103.50
Total Liabilities & Equity 72,395.00 188,164.50 304,030.00