(felling mo mayaman ka pag madami kang pera hehe) 2. LIVING BEYOND THEIR MEANS 3. LIVING IN LOAN AND IN DEBT 4. NOT BUILDING EMERGENCY FUND 5. HAVING ONLY ONE SOURCE OF INCOME 6. NOT INVESTING EARLY 7. NOT PRIORITIZING HEALTH AND LIFE INSURANCE 8. LIVING IN D.U.F.MENTALITY (DOUBT, UNBELIEF AND FEAR)