Cryptocurrency:

It is a digital currency that can be used as a medium of exchange over the internet.it has strong
cryptography for the security of the financial transaction as well as verification for the transfer of coins.

There are many types of cryptocurrencies available in today's world. the most popular ones are Bitcoin,
Litecoin, Dogecoin, Neo, Etherium, Ripple, Stellar, Cordano, etc.

let's discuss two cryptocurrencies

 Ripple (XRP):
 It was launched in 2012.
 It has a release rate of 1 Billion per month with close to 1500 transactions occurring every
second.
 It was designed to be used by banks for financial transactions as a centralized transaction
network.
 XRP currency is used in Ripple, the money is first converted to XRP tokens and then sent over to
the RippleNet.It is again converted back to money from the XRP token when withdrawing is
done.
 The block time of Ripple is near-instant as it was designed to be faster than other
cryptocurrencies.

Stellar (XLM):

 It was launched in 2014 by the co-founder of Ripple.

 Stellar is the payment network that works similar to Ripple Net and the cryptocurrency is
Lumens(XLM).
 The main similarity with Ripple is that Stellar XLM was also designed for fast and efficient
financial transactions.
 It uses Stellar Network.
 The maximum supply of Ripple is 100billion which is pre-mined, but Stellar does not have an
upper limit to the maximum supply yet.
 It has almost 1000 transactions occurring every second and the release rate is up to 1% inflation
per year.
 It is a bit slower than Ripple as the Block time is 5 seconds but still faster than many other
cryptocurrencies.
I have been used Coinbase for crypto trading a few times to buy cryptocurrency (XRP, BTC, or any
newly launched cryptocurrency) and sold them when their rates had increased to make some revenue.
There are many crypto-trading websites where you can register and purchase cryptocurrency using a
credit card, PayPal, etc.

The amount you pay is sent to the account wallet you created before, you can use that amount to buy the
cryptocurrency from those above platforms. When you buy the cryptocurrency, it will show up/display in
your account wallet. When the price of the cryptocurrency rises and you want to sell, you can do it
directly by clicking on the sell button next to the cryptocurrency you want to sell, after selling you will
receive the equivalent USD or any other international Currencies in your account wallet which can be
deposited to your PayPal or bank. As the price varies all the time, there is always a chance that the value
will drop and you may be lost money, so you must always check on the price variation and decide the
right time to sell the cryptocurrency you have.