Recalled questions clerk to scale-1 exam ( 13/02/2021) by HOSALLI

1.RTGS MIN AMOUNT……..2L

2. RTGS MIN AMOUNT………2L (2 times asked)
3.RTGS credited in how much time…….. 30 min
4.CKYCR ........ Central kyc records registry
5.Canara mortgage.not sanctioned to....... ……NONE of the above or self employed
6.Canara mortagage security .....200% of loan amout
7: For senior citizens preferential ROI not given to.......NRO ac
8: ACR for NBFC- MFI ......1.10
9.Swarna loan Min amount.....5000
10 Swarna exp bullet repayment.....6 months
11. In SWAMIH sbi capital fund acts as........ investment manager
12: Which one is not ovd...... Ration card
13: RTI repl within how many days......30
14: In DRI SC/ST target.......40%
15: ATM failed txn reversed in........T+5 days
16: GMS pureness of gold......995
17: Official language Noting in A region ........75
18: Noting in C region ........30
19: Hindi day........14/09/1949
20: Hindi language as per which act.......OL act 1963
21: ATM cash withdrawal fr classic/stands Debit and credit card.......40000
22: POS cash withdrawal at tier 3 nd 4……….....2000
23: NND min deposit......50
24: NND agent commission if he exceeds 5L ..........2%
25: Sanction limit 5L stock 6L margin 25% DP........4.5L
26: EASE...... enhanced access service excellence
27: CARE………… CREDIT ANALYSIS RESEARCH LTD.
28: BBPS……. BHARATH BILL PAYMENT SYSTEM
29: UIDAI…… UNIQUE IDENTIFICATION AUTHORITY OF INDIA
30: RLLR…… REPO LINKED LENDING RATE
31: DWCRA....development of women and children in rural areas
32: tds for general customer if interest on deposit exceeds .....40000(none of the above)
33: KCC loan term..... 5 years
34: KCC anual increase.... 10 %
35:In KCC As per DLTC for repairs n maintenance......20%
36: UPI limit.....1L
37: UPI disable after how many days ..........180
38: Bhim UPI disable after how many days..........180
39: SHG min loan amount fr 1 year ..... 1L
40: SHG Loan term............5 yrs
41 In SHG One CIR can take fr how much amount......upto 10L
42: JLG mem………. .....4-10
43: PPF tenure......15 years
44: PPF deposit in multiples of......50
45: SCSS charges txfr one branch to another branch ....100
46: SCSS ROI.....7.4( none of the above)
47: SSY ROI......7.6(none of the above)
48: Cheque as per NI act......Sec 6
49: PMEGP income ......no ceiling
50: DAY NRLM 1 year repayment term..../…..24-36(none of the above)
51: CRAR ………….....9%
52: Fresh proof of address updated within......3 months
53: EEFC ac...... former/survivor
54: If ac want to open joint one mem only operate till death of other.....former/survivor
55: No of digits in ADHAAR……...12
56: Bailment of goods..... pledge
57: In SHG not maintained……...... movement register
58: In staff vehicle loan ROI……….....6%( none of the above)
59: Retired employees House loan ROI………....7.5%( none of the above)
60: For housing loan ROI 10% for loan amount…..…....upto 30L
61: Canara kuteer repayment............30 yrs
62: Canara HOME CASA gain min amount.......20 L
63: Education loan CSIS subsidy .....only moratorium period
64: Fr Ambedkar EL subsidy EBC income…….....8L
65: Fr HL above 75 L LTV............<=75
66: CGTMSE Coverage upto 5L.......85%
67: Fr RTGS 2 auth. 1 releaser... Above 100cr
68: In CANCARE POLICY.domestic debit card unauthorised loss card insured amount.....2L
69: Purchase protection concare policy....25K
70: .Insurance for spouse other than air in CANCARE(classic debit card) ….....1L
71: Stand-up India margin....25%
72: Limitation period fr DPN....3 yrs
73: RLLR w.e.f………..01/10/2019
74.NEFT TXN PASWD LENGTH…………8-12 characters
75. In net banking password change…………………..Any no of times
76. CCR preserved for…………………….3 years
77. Counterfeit notes reported to police@ end of the month………………. up to 4 pieces
78. In forex LRS amount…………………USD250000
79.In whistle blower policy designated authority response in……………….2 weeks
80. Notice money 2 days to…………………. 14 days
81. In custom hiring centres scheme margin…………….15-25% (both options given)
82. NEFT not applicable ………FOREIGN remittance
83. General crossing……………Two parallel transverse lines
84.DICGC not covered to………….co-operative society
85. In sarfaesi act notice issued by ………….SCALE IV and above
86. After how many of NPA SARFAEI act apply ……………….. 3 days
87.RP fixed by CGM/GM HO CAC ……………………up to 25%
88.In SARFAESI act CMM/DM issued notice taking possession under which sec?….section 14 or 13
89. Stamp duty not required to………………….Bonus shares
90. For infrastructure DER………….5.67:1
91. Which one not a social media…………MOBILE SMS
92.BCSBI is a………………society
93. Within how many days of death intimate to RUPAY to claim process……..30 days
94. LIC insurance loan given to based on……………SURRENDER VALUE
95. Bancassurance treated as……………..ancillary service
96. Kisan suvidha sub limit 1 interest subvention upto……..24/12/2019
97. SB AC cant open to………………Company
98. In HL which one not insurance company fr property…………..UIICL
99. How much Interest subvention stops ……………..3%
100. FCNR can open in………………….TD only
101. date not mentioned in PN or BOE………………payable on demand
102. term loan and differed payment guarantee ………………outlay of funds
103. After how many days ATM failed txn settled by NPCI…….30 days
104. CC/OD monitored on……………. Monthly
105.Wrongful dishonor of cheque liable to………….. CUSTOMER/DRAWER
106. Death claim settlement by SCALE IV in branches ……3L
107. Fastag convenience fee…………10/-
108. Physical certificate converted into electronic balances………….DEMATERIALISATION
109. TDS refund in how many days………. 30 days
110. Cash limit decided by ……………… Friday
111. which one not a derivative ………….call money
112. In CRE min ……..project cost quasi equity/equity……….25%
113. In IS Audit DISA………………….. diploma of information system auditor
114. DGFT……….. director general of foreign trade
115. Which state not comes under REGION A ……CHANDIGARH
116. GL safe keeping charges 2L to 3L…………… 100
117. Long term crop(18 months) NPA…….. one crop season
118. crop season decided by………………. DLTC or SLBC
119. Adhaar enrolment free for ………..age to 15 years? ………….5.
120. GMS interest………………2.5
121. Unregistered company ………….. FIRM CANNOT SUE ANY ONE
122. Cheque return chrges up to 1cr……………500+gst
123. if customer complaint to branch after how many days CO will txfr the complaint to HO……………
17 days
124. SARFAESI upto 100L how many attempts made before private treaty………ONE
125. OSC collection days………….7/10/14 days
126. complaint from PMO stipulated by FM ……..15 days
127. SCL fixed by………….CMD
128. Tenure of inspection officer……………. 3 years
129. In inspection special report for SB/MB/LB…………………..10L
130. Inspection low risk marks………….<35
131. IS audit in RRBs…………………. 12 months
132. Erroneous txn in credit card within…………….60 days
133. Customer service committee held on ……………………Monthly
134. Not bank fault / customer fault but fault at system penalty 100/- per 5000/- max……………..1000/-
135. IMPS branch limit……………….200000
136. BO complaint RO should dispose within…………….2 days
137. In vehicle loan hyp created why………………………… customer cant sell vehicle without info
to bank
138, if bank unable recover dues from movable/immovable assets bank hire detectives on which of the
following?.........................SARFAESI ACT
139. AC payee DD limit……………20000/-
140. custom hiring centre IRAC norms……………..90 days
141. Inspection MANDAYS increased upto …………..20%
142. performance rating exercise of concurrent auditor done…………..half yearly basis
143. In MFI qualifying asset income criteria for semi urban/urban………… 2L
144. Note printing press………………. NASHIK/SALBONI
145. How much amount we have to take permission from INTEGRATED TREASURY WING……..
10CR
146, EL VIDYA SAGAR ROI (OVER RLLR) ……………………..1.6
147. New licenced FFMC commence operation within…………. 6 months
148. How many witnesses required for nominee registration……………. NO WITNESS
149. In bank balance sheet liability side…………………….. DEPOSITS
150. First time debit card enabled by…………….????
151. Latest UCP version………………UCP 600
152. DD which one is wrong ……………… STOP PAYMENT OF DD
153. Missing person ………………………. 7 YEARS
154.HEDGING means………………
155. SHG min activity……………… 6 MONTHS
156. Converting Foreign currency into rupees……………. CRYSTALLIZATION
157. WC 60L Current liabilities 12L then Current ratio…………1.2
158. Call canara scheme introduced for upgradation NPA ac its done at……………. BANK CALL
CENTRE
159. In LCR bank has to maintain liquidity for how many days…………………. 30 DAYS
160. In KCC for short term repayment within…………………..12 MONTHS
161. If customer unable pay dues its ………………… CREDIT RISK
162. CHEQUE CONVERSION……………
163. In EEFC…….. …….. WITHDRAWED RUPEE AMOUNT CANT BE RE CREDITED
164. Current assets Current liabilities related question……………..
165. Nomination available other than individual……………… SOLE PROPIETORSHIP AC
166. In KCC y-o-y increment ………………………… 10%

167. “Creditor right to retain the possession of securities until loan repaid………….. LIEN

168.

ENGLISH

15 questions
ERROR CORRECTIONS
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STORY (MERCHANT AND MONEYLENDER DAUGHTER)