Midtrans

Payouts
Service
Our Happy Clients

8800+
merchants
 Accept Payment
Overview of Midtrans Payment Gateway
Service
Payment Channels

Midtrans currently offers 22 different payment methods. Midtrans also supports payment features such as credit card
installment, card tokenization, credit card point reward redemption, and discount / promo.

E-Wallet

Card Payment

Bank Transfer

Over the Counter

Direct Debit

Cardless Credit
 Send Payment
Introduction to Midtrans Payouts Service
Midtrans Payouts Service

Midtrans Payouts system allows our

partners to disburse money in one
click away to over 150 bank accounts
in Indonesia, accounts,
and also accounts instantly.

Midtrans Payouts system is secure

and easy to be integrated with you
through our APIs.
More on Payouts

Payouts is a web application designed

to help companies or business
individuals to do automated, multiple
money transfer (disbursement) to
various parties at the same time.

Use cases include, but not limited to:

Online marketplaces disbursing money
to their sub-merchants
Talent or agency platforms disbursing
money to their partners
Hotel networks disbursing money to
their hotel partners
Peer-to-Peer (P2P) lending businesses
disbursing loans to borrowers
Employee payrolls by companies,
incentive disbursement, etc.
Payouts
Features
Payouts Service
Features

Real-time Transfers Easy to Integrate API Web Dashboard

Midtrans payouts service Our RESTful API enables Midtrans provides a portal
connects directly to the partners to integrate to our for our partners to see all
bank hosts for transfer solution seamlessly. transfer history.
activities to ensure all
disbursement is done real The same portal can also
time. be used to create payout
requests for transfers or
Other transfer types such disbursements.
as SKN (Kliring) and Bank
Indonesia’s RTGS are also
supported.
 Partnership Schemes

Aggregator Facilitator

Source of funds comes from Source of funds comes from Partners’ own
pre-generated Midtrans Virtual Account bank accounts

Partners can top up their funds before Payouts can be done as long as the
disbursements. Payment options: account balance is sufficient

Onboarding process involves registering to

Permata Virtual BNI Virtual Account Mandiri Bill Payment
Account Payment can be done from all Payment can be done from Mandiri partners’ bank accounts to the bank and
Payment can be done banks Channels only
from all banks Midtrans
Payouts Flow
Features
Operational Flow - Aggregator

Funds In Funds Out

●Top up your balance Payment to

through bank transfer
channel into one of your
pre-generated Payouts
Payouts Payment to

account at Permata VA, BNI Payment to Indonesian Bank

VA or Mandiri Bill Accounts

●Automated by Midtrans Supports thousands of

Payment Gateway payouts at the same time
(bulk payout)

Types of Payouts Instruction

● Automated from your back end via API Integration
● Excel CSV (bulk payout)
● User interface (single payout)
Operational Flow - Facilitator

Funds In Supported Bank for Facilitator Scheme Funds Out

Pay directly from your bank

● Facilitator BNI : Support Inhouse
account as long as you have and Interbank transfer
enough balance Payouts ● Facilitator BRI, Danamon, and
Mandiri : Only support Inhouse
No need to top up balance to transfer
● Supports thousands of payouts at
Midtrans Payouts account the same time (bulk payout)

Types of Payouts Instruction

● Automated from your back end via API Integration
● Excel CSV (bulk payout)
● User interface (single payout)
Key Features
RESTful API

Midtrans payouts system enables Partners to disburse funds instantly using API.

Our payout API request enables /api/v1/payouts

multiple payouts to be created in
one single request.
{
"beneficiary_name": "Budi Utomo",
"beneficiary_account_number": "1212154321",
"beneficiary_bank": "mandiri"
"amount": 1000000,
"note": "Payout December 2016",
}

Dynamic OTP ensures that every /api/v1/approve

payout is authenticated. {
"payout_ids": ["123123", “114567", “012678"]
"otp": “456712",
}

Reference:
http://iris-docs.midtrans.com/
Bank Account Validation

Midtrans payouts system enables Partners

to validate any bank account in Indonesia
and GoPay account instantly using API or
simply via dashboard.
Report Management

Partner can track all activities of payouts in one single page.

Request & Approve Payouts

Partner can request or approve payouts via UI. We use two-factor-authentication to ensure secure access to
release payouts.
 Requestor View

Example of a single payout request

page via Iris dashboard.
Staff can request to transfer a certain
amount of money.
Approver View

Managers with approver access are the ones who are able to approve a transfer request.
An optional OTP system may be implemented to add an extra layer of security.
Balance Threshold Notification
You can customize your own balance threshold to manage your funds. Receive notification from our system to all of your
creator and approver email when the balance hit below threshold
Pricing
Pricing

Type Fee
Our simple per
transaction pricing
TRANSACTION FEE Online Transfer to all banks and Rp 5.000,-
model*
OVO Account
*Applied to successful transaction

Transfer to GoPay account Rp 1.000,-

all prices have included VAT

 Contact Us

payouts@midtrans.com

Copyright © Midtrans. All rights reserved. Any kinds of use / copy / reproduction in the broadest interpretation, be it for whole or part herein, must be with prior consent from Midtrans.