ERN : CCR201114CR987493130

Report Date : 14-11-2020

Prashant Singh's Credit Report Powered by

<  Credit Score

Your Credit Report is summarized in the form of Credit Score which ranges from 300 - 900.

Score Factors
Payment History : Percentage of payments made on time
444
Credit Card Utilization : Percentage of your Credit Limit being used
Age Of Credit History : Age of your oldest open account
Total Account : Total number of your Credit Card and Loans

<  Report Summary

Primary Credit Account Summary Current Balance Amount Summary

Total Accounts 12 Current Balance 19,627.00

Active Accounts 6 Sanction Amount 1,40,577.00

Overdue Accounts 2 Disbursed Amount 1,40,577.00

Secured Account 6 Unsecured Amount 0

 <  SUMMARY : Credit Account Information

This section displays summary of all your reported credit accounts found in the Credit Bureau database.

Account Sanction
Financial Account Account Current Amount
Account No Holder Date Reported Date Opened Amt/Highest
Institution type Status Balance Overdue
Type Credit

DMI
Acct FINANCE Consumer
DMI0001321049 Individual 31-05-2019 CLOSED 17-11-2018 4,000.00 - -
1 PRIVATE Loan
LIMITED

HEDGE
Acct Consumer
FINANCE 1913144225 Individual 30-06-2020 ACTIVE 19-06-2020 3,875.00 3,875.00 -
2 Loan
LIMITED

DMI
Acct FINANCE Consumer
DMI0001371242 Individual 23-07-2019 CLOSED 28-11-2018 99,000.00 - -
3 PRIVATE Loan
LIMITED

HEDGE
Acct Consumer
FINANCE 0007531400 Individual 30-06-2020 ACTIVE 20-09-2019 629.00 419.00 419.00
4 Loan
LIMITED

DMI
Acct FINANCE Consumer
DMI0004128621 Individual 31-05-2020 CLOSED 14-09-2019 6,195.00 1,130.00 1,181.00
5 PRIVATE Loan
LIMITED

DMI
Acct FINANCE Consumer
DMI0001294923 Individual 31-05-2019 CLOSED 09-11-2018 9,789.00 - -
6 PRIVATE Loan
LIMITED

Loan
PRATHAMA
Acct Against
UP GRAMIN 8603PB49368295 Individual 30-09-2019 ACTIVE 20-07-2019 35,000.00 14,000.00 -
7 Bank
BANK
Deposits

KOTAK
Acct
MAHINDRA Credit Card 4166464309773133 Individual 11-12-2019 CLOSED 13-11-2018 38,839.00 - -
8
BANK

KOTAK
Acct
MAHINDRA Credit Card 4363891520180949 Individual 30-04-2020 ACTIVE 31-03-2018 56,605.00 -752.00 -
9
BANK

BAJAJ
Acct Consumer
FINANCE 401DPFFL860680 Individual 30-09-2020 ACTIVE 14-11-2019 13,499.00 - -
10 Loan
LIMITED

HEDGE
Acct Consumer
FINANCE 0005951432 Individual 31-07-2019 CLOSED 05-05-2019 3,072.00 - -
11 Loan
LIMITED

DMI
Acct FINANCE Consumer
DMI0002677892 Individual 31-03-2020 ACTIVE 31-12-2019 30,969.00 2,085.00 -
12 PRIVATE Loan
LIMITED
 <  Credit Account Information Details

This section has information provided to our Bureau Partner by banks , credit/ nancial institutions and other credit
grantors with whom you have a credit/loan account

Consumer Loan DMI FINANCE PRIVATE LIMITED <   Acct 1

Account terms Account description Account Details

Account Number DMI0001321049 Date Reported 31-05-2019 Credit Limit Amt 4000

Date Opened 17-11-2018 Loan Type Consumer Loan EMI -

Date Closed 02-05-2019 Account Status CLOSED

Account Holder Type Individual Highest Credit 4,000.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 02-04-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000

Consumer Loan HEDGE FINANCE LIMITED <   Acct 2

Account terms Account description Account Details

Account Number 1913144225 Date Reported 30-06-2020 Credit Limit Amt

Date Opened 19-06-2020 Loan Type Consumer Loan EMI 1,362.00

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 3,875.00 Total Write-o Amt

Current Balance 3,875.00 Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date -

Consumer Loan DMI FINANCE PRIVATE LIMITED <   Acct 3

Account terms Account description Account Details

Account Number DMI0001371242 Date Reported 23-07-2019 Credit Limit Amt 99000

Date Opened 28-11-2018 Loan Type Consumer Loan EMI -

Date Closed 23-07-2019 Account Status CLOSED

Account Holder Type Individual Highest Credit 99,000.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 28-06-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 001 000 003

Consumer Loan HEDGE FINANCE LIMITED <   Acct 4

Account terms Account description Account Details

Account Number 0007531400 Date Reported 30-06-2020 Credit Limit Amt

Date Opened 20-09-2019 Loan Type Consumer Loan EMI 218.00

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 629.00 Total Write-o Amt

Current Balance 419.00 Principal Write-o -

Amount Past Due 419.00 Settlement Amt -

Last Payment Date 13-10-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000

2020 101 101 098

Consumer Loan DMI FINANCE PRIVATE LIMITED <   Acct 5

Account terms Account description Account Details

Account Number DMI0004128621 Date Reported 31-05-2020 Credit Limit Amt 6195

Date Opened 14-09-2019 Loan Type Consumer Loan EMI -

Date Closed - Account Status CLOSED

Account Holder Type Individual Highest Credit 6,195.00 Total Write-o Amt

Current Balance 1,130.00 Principal Write-o -

Amount Past Due 1,181.00 Settlement Amt -

Last Payment Date 24-12-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2020 169 098 098 099

Consumer Loan DMI FINANCE PRIVATE LIMITED <   Acct 6

Account terms Account description Account Details

Account Number DMI0001294923 Date Reported 31-05-2019 Credit Limit Amt 9789

Date Opened 09-11-2018 Loan Type Consumer Loan EMI -

Date Closed 02-05-2019 Account Status CLOSED

Account Holder Type Individual Highest Credit 9,789.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 02-04-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000

Loan Against Bank Deposits <   Acct 7
PRATHAMA UP GRAMIN BANK

Account terms Account description Account Details

Account Number 8603PB49368295 Date Reported 30-09-2019 Credit Limit Amt

Loan Type Loan Against Bank

Date Opened 20-07-2019 EMI -
Deposits

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 35,000.00 Total Write-o Amt

Current Balance 14,000.00 Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date -

Credit Card KOTAK MAHINDRA BANK <   Acct 8

Account terms Account description Account Details

Account Number 4166464309773133 Date Reported 11-12-2019 Credit Limit Amt

Date Opened 13-11-2018 Loan Type Credit Card EMI -

Date Closed 11-12-2019 Account Status CLOSED

Account Holder Type Individual Highest Credit 38,839.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 31-03-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2018 000 000

2019 000 000 000 000 000 000 000 000 000 000 000
Credit Card KOTAK MAHINDRA BANK <   Acct 9

Account terms Account description Account Details

Account Number 4363891520180949 Date Reported 30-04-2020 Credit Limit Amt 198000

Date Opened 31-03-2018 Loan Type Credit Card EMI -

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 56,605.00 Total Write-o Amt

Current Balance -752.00 Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 27-02-2020

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000 000 000 000 000 000 000 000 000 000

2020 000 000 000 000

Consumer Loan BAJAJ FINANCE LIMITED <   Acct 10

Account terms Account description Account Details

Account Number 401DPFFL860680 Date Reported 30-09-2020 Credit Limit Amt

Date Opened 14-11-2019 Loan Type Consumer Loan EMI -

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 13,499.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 31-08-2020

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000

2020 000 000 028 000 000 000 000 000 000
Consumer Loan HEDGE FINANCE LIMITED <   Acct 11

Account terms Account description Account Details

Account Number 0005951432 Date Reported 31-07-2019 Credit Limit Amt

Date Opened 05-05-2019 Loan Type Consumer Loan EMI 558.00

Date Closed 28-07-2019 Account Status CLOSED

Account Holder Type Individual Highest Credit 3,072.00 Total Write-o Amt

Current Balance - Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 28-07-2019

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000 000

Consumer Loan DMI FINANCE PRIVATE LIMITED <   Acct 12

Account terms Account description Account Details

Account Number DMI0002677892 Date Reported 31-03-2020 Credit Limit Amt 30969

Date Opened 31-12-2019 Loan Type Consumer Loan EMI -

Date Closed - Account Status ACTIVE

Account Holder Type Individual Highest Credit 30,969.00 Total Write-o Amt

Current Balance 2,085.00 Principal Write-o -

Amount Past Due - Settlement Amt -

Last Payment Date 27-03-2020

Payment History

DPD Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan

2019 000 000 000

2020 000 000 000

 <  Credit Enquiries

This section shows the names of the credit institutions that have processed a credit/loan application for you.

Enquiry 1

Search Type Credit Card Application Date 25-11-2019 Amount applied for 1,000.00

Financial Institution HDFC BANK LTD Ownership Type PRIMARY

Enquiry 2

Search Type
accountType.Business Loan Priority Sector Application Date 15-11-2018 Amount applied for 10,00,000.00
Agriculture

Financial Institution
Ownership Type PRIMARY
PRATHAMA UP GRAMIN BANK
 <  Support

If you nd any discrepancy in your report , please raise a dispute with our partners at crifcare@crifhighmark.com .
For any other queries , feel free to contact us at creditreport@paisabazaar.com

<  Legend

SF/WD/WO/SETTLED : Credit Accounts that are Suit Filed/ Wilful Default/ Written O / Settled

ACTIVE* : Credit accounts which are less than 90 days past due.

ACTIVE** : Credit accounts which are over 90 days past due.

Closed : Credit accounts that have 'Date Closed' populated.

DPD : Days Past Due. Number of days that have passed from the agreed payment due date of EMI.

DPD '0' : The number '0' in the circle indicates that the Payment is made as agreed and the credit account is up to date.

DPD >0 : The number in the circle indicates the "Days Past Due" reported by the respective lender.

When the below alphabets are shown in the DPD table, it means the lender is reporting Asset Classi cation and indicates the following:

S : Standard: An account which is overdue for less than 90 days is considered as a Standard asset as per RBI guidelines.

M : Special Mention: These accounts are "Standard" assets but for some discrepancy the lending organization would like to monitor this
account closely.

B : Substandard: An account which is overdue by 90 days for a period of less than or equal to 12 months is classi ed as Substandard asset
as per RBI guidelines

D : Doubtful: An account which is overdue by 90 days for more than 12 months is classi ed as doubtful asset as per RBI guidelines.

L : Loss: An account where loss has been identi ed but the amount has not been written o , wholly or partially is classi ed as Loss asset
as per RBI guidelines.

XXX : Not Reported: Field not reported by institution.

DDD : Not Reported: Field not reported by institution.

- : Not applicable: Not applicable

STD : Standard: Payments are being made in 90 days. Any account oerdue by 90 days is classi ed as no- performing asset(NPA) by
lenders.

SUB : Sub Standard: An account which has remained NPA for more than 12 months.

DBT : Doubtful: The account which has remained sub standard for more than 12 months.

LOS : Loss: An account where loss has been identi ed and remaains uncollectable.

SMA : Special Mention: Account Reported as SPECIAL MENTION.

<---------- END OF REPORT ---------->