GENERAL AWARENESS

151.Recently in news, Gamal Mubarak is related to ____

(1) Egypt (2) Liberia (3) Pakistan (4) Syrea (5) None

152. The maximum amount of the Total Revenue earned by the Govt. of India comes from—
(1) Income Tax (2) Customs Duty (3) Excise Duty(4) Value Added Tax (5) Corporate Tax

153. In economics it is generally believed that the main objective of a Public Sector Financial
Company like Bank is to—
(1) Employ more and more people (2) Maximize total profits
(3) Maximize total production
(4) Provide financial service to the people of the nation of its origin across the country
(5) Sell the goods at subsidized cost

154. What is a Repo Rate ?

(1) It is a rate of which RBI sell Govt. securities to banks
(2) It is a rate at which RBI buys Govt. securities from banks
(3) It is a rate at which RBI allows small loans in the market
(4) It is a rate which is offered by Banks to their most valued customers or prime customers
(5) None of these

155. The higher rate of growth of economy certainly reduces the—

(1) Gender inequalities (2) Poverty (3) Population of a country
(4) Flow of foreign direct investment (5) None of these

156. Bharat Nirman does not cover which of the following areas ?
(1) Rural employment (2) Rural Housing (3) Rural Water supply
(4) Irrigation facilities (5) It covers all the above areas

157 Which of the following committees has given its recommendations on ‘Financial Inclusion’?
(1) Rakesh Mohan Committee (2) Rangarajan Committee (3) Sinha Committee
(4) Kelkar Committee (5) None of these

158. Which of the following correctly describes what sub-prime lending is ?

1. Lending to the people who cannot return the loans.
2. Lending to the people who are high value customers of the banks.
3. Lending to those who are not a regular customer of a bank.
(1) Only 1 (2) Only 2 (3) Only 3 (4) All 1, 2 and 3 (5) None of these

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159. Which of the following services provided by a bank in India is not liable for Service Tax as
per existing laws ?
(1) Safe Deposit Lockers (2) Merchant Banking Services (3) Credit cards
(4) Discount earned on certain discounted bills (5) None of these

160. In India Minimum Support Prices are announced by the Govt. of India every year. Which of
the following commodities is not covered under this policy ?
(1) Sugar (2) Wheat (3) Cotton (4) White goods (5) All are covered under the policy

161. Which of the following policies of a country brings a crucial impact on the economic
growth of the nation ?
1. Fiscal policy 2. Foreign policy 3. Social policies
(1) Only 1 (2) Only 2 (3) Only 1 and 2 (4) Only 2 and 3 (5) All 1, 2 and 3

162. When the prices of commodities, goods and services start declining consistently, the
phenomenon is known as—
(1) Discount yield (2) Deflation (3) Negative growth (4) Market capitalization
(5) None of these

163. Which of the following products launched by most of the banks help farmers in getting
instant credit for various agicultural purposes ?
(1) Kissan Credit Card (2) Personal Loan (3) Business Loan (4) ATM Card
(5) None of these

164. According to a report submitted by IMF in its World Economic Outlook, which one of the
following countries will have highest percent GDP growth rate in 2011?
(1) China (2) India (3) Brazil (4) Russia

165. A customer wishes to purchase some US dollars in India. He/ She should go to—
(1) Public Debt Division of the RBI only (2) American Express Bank Only
(3) RBI or any branch of a bank which is authorized for such business
(4) Ministry of Foreign Affairs (5) None of these

166. Which of the following products of a bank is specifically designed to provide financial help
to children in their higher studies in India or in a foreign nation ?
(1) Personal Loan (2) Corporate Loan (3) Educational Loan
(4) Mortgage Loan (5) None of these

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167. Which of the following is the limitation of the ATMs owing to which people are required to
visit branches of the bank ?
1. It does not accept deposits. 2. It has a limited cash disbursement capacity.
3. Lack of human interface
(1) Only 1 (2) Only 2 (3) Only 3 (4) All 1, 2 and 3 (5) None of these are limitations

168. Which of the following is/are the objectives of developing Special Economic Zones (SEZs)
1. Generate additional economic activities.
2. Generate additional employment opportunities.
3. Promotion of export of goods and services.
(1) Only 1 (2) Only 2 (3) Only 3 (4) Only 1 and 2 (5) All 1, 2 and 3

169. An industry which is fighting hard to increase its market share in existing market (with new
popular products) is known as—
(1) Market vendor (2) Market operator (3) Market leader
(4) Market follower (5) Market challenger

170. Maruti view Tata Motors as prominent competitor but does not view Volvo as a competitor.
This type of competition in the market is known as—
(1) Product competition (2) Production flow competition
(3) Cost Control competition (4) Service competition (5) None of these

171. Which of the following is not a social assistance programme launched by the Govt. of India
(1) National Old Age Pension Scheme (2) Annapurna Scheme (3) National Family
Benefit Scheme (4) Indira Awaas Yojana (5) All are social assistance programmes

172. Many times we see in newspapers that some projects are launched by the Govt. Authorities
on ‘PPP’ basis. What is the full form of ‘PPP’ ?
(1) Preferential Payment Plan (2) Public Private Partnership(3) Partial Payment Project
(4) Popular Private Project (5) Public Private Plan

173. The compulsory Education Act will ensure education to the children upto the age of—
(1) 10 years (2) 12 years (3) 8 years (4) 6 years (5) None of these

174. India has a coastline of—

(1) 5500 km (2) 6500 km (3) 7500 km (4) 8400 km (5) None

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175. Which of the following is the smallest Parliamentary Constituency in terms of area ?
(1) Chandni Chowk (Delhi) (2) Sadar (Delhi) (3) Kolkata North West
(4) Mumbai South (5) None

176. The major harmful gas emitted by automobile vehicles which causes air pollution is—
(1) Carbon Monoxide (2) Methane (3) Carbon dioxide
(4) Ozone gas (5) None

177. ‘World Bank’ is also known as—

(1) International Bank for Reconstruction and Development
(2) International Bank for Rehabilitation and Development
(3) International Bank for Refinance and Development
(4) International Bank for Research and Development

178. By which Bill does the Government propose collection of revenues for a year ?
(1) Economic Bill (2) Finance Bill (3) Supplementary Bill
(4) None of the above (5) None

179. Prof. Amartya Sen was awarded Nobel Prize for his contribution to the field of—
(1) Food and Famines (2) Welfare economics (3) Indian economy
(4) Poverty (5) None

180. Which of the following items is a major item of Indian export ?

(1) Computer chips (2) Potato chips (3) Textile garments
(4) Car engines (5) None

181. Indian agriculture is typically characterised as—

(1) Land surplus, labour scarce economy
(2) Land surplus, labour surplus economy
(3) Land scarce, labour surplus economy
(4) Land scarce, labour scarce economy

182. The process of curing inflation by reducing money supply is called—

(1) Cost-push inflation (2) Demand-pull inflation (3) Disinflation
(4) Reflation (5) None

183. Which of the following countries is not a member of the SAARC ?

(1) Bangladesh (2) Bhutan (3) Maldives (4) Myanmar (5) None

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184. In India, the irrigation of agricultural land is carried out maximum by—
(1) Canals (2) Wells (3) Tubewells (4) Tanks (5) None

185. The four largest planets of the Solar System in decreasing sizes are—
(1) Jupiter, Mercury, Saturn and Uranus (2) Mercury, Jupiter, Saturn and Neptune
(3) Jupiter, Saturn, Uranus and Neptune (4) Jupiter, Mercury, Saturn and Neptune

186. Which of the following countries has highest percentage of land under cultivation ?
(1) China (2) U.S.A. (3) Canada (4) India (5) None

187. Jaundice is a symptom of disease of—

(1) Kidney (2) Liver (3) Pancreas (4) Thyroid (5) None

188. Which is the national flower of India ?

(1) Rose (2) Lotus (3) Lily (4) Sunflower (5) None

189. Which one of the following is a major green house gas ?

(1) Carbon dioxide (2) Chloro fluorocarbon
(3) Carbon monoxide (4) Freon (5) None

190) Rashtriya Swasthya Bima Yojana (RSBY) is a scheme launched by the Ministry of
(1) Finance (2) Rural Development (3) Commerce (4) Industry (5) Labour

191) As we all know the Human Development Index (HDI) is an index of social performance in
a single composite index. It is an indication of —
(1) disparity reduction rate, human resource development rate and the composite index.
(2) longevity, education and living standard
(3) the facilities for minimum schooling, adult literacy and educational attainment
(4) GDP of a nation and the status of its Balance of Trade
(5) None of these

192) Out of the total population of the world about 80% of it lives in
(1) Developed countries (2) BRIC countries (3) Latin America
(4) Developing countries (5) None of these

193) What is the full form of the abbreviation ASEAN ?

(1) Association of South East Agro Nations (2) Association of South East Asian Nations
(3) Alliance of South East Asian Nations (4) Alliance of South East Asian Neighbours
(5) None of these

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194) Which of the following is the scheme for providing electricity connections to all the rural
household in the country ?
(1) ASHA (2) Swadhar (3) Kutir Jyoti (4) Deep Mala (5) None of these

195) Who is Nandan Nilekani?

(1) Chairman, Unique Identification Authority of India
(2) Chairman, Airport Authority of India
(3) Member, UGC
(4) Member, Planning Commission
(5) None of These

196) Which of the following is NOT a Cash Crop ?

(1) Tobacco (2) Cotton (3) Coffee (4) Bajara (5) Tea

197) ‘Mid Day Meal Scheme’ is launched to provide cooked food to the —
(1) Children attending school
(2) Those who are getting National Old Age Pension
(3) Workers of National Rural Employment Act
(4) Resident doctors of Govt. Hospitals in rural areas
(5) None of these

198) Members of the Rajya Shaba are elected for a period of —

(1) 4 years (2) 2.5 years (3) 6 years (4) 5 years (5) None of these

199) Which of the following organizations has recently launched “Farmers’ Information Service
via SMS” to help farmers in Gujarat state ?
(1) State Bank of India (2) SIDBI (3) Reliance Group of Industries

(4) NABARD (5) None of these

200). The term ‘Power of Attorney’ refers to ___

(1) Power of a person (2) An authority to operate a Bank account
(3) An instrument by which a person is empowered to act for another person
(4) All of the above

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