But if you fancy a little light reading, we have.
Your Even membership in plain terms
Going through terms and conditions is probably the last thing you want to do. But we've tried our best to keep our
‘terms really short and simple: so short, our legal team almost didn’t approve this. #¢
Who do | even call if| have questions?@even
What makes your Even membership amazing
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Cover: 860 lakh a year
For hospital visits planned and unplanned, we've got your back with a high cover that ensures
you never dip into your savings. This includes cover for Covid-19 too.
COPD: Unlimited doctor consultati
Every hypochondriac’s dream come true! Visit a doctor as many times as you like,
Get any lab test prescribed by partner doctors.
Claims Process: None
No more self-attesting medical bills just to get reimbursements. Show up at a partner hospital and
is €0.
get what you need. We pay for everything! Your bil
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‘At Even, good things come to those who can't wait. Your Even membership starts from Day 1.
Dedueti
We pay for everything. The only thing we deduct from your life is stress.
Co-Pay: 20
Co-pay? No way. You've done your bit by paying us the monthly subscription,
welll hold our end of the bargain.
Oren
Get a room, you guys! A single private room each time you need to be at the hospital.
Family cover: £50 lakh a year per mem!
It’ all about loving your family and leaving their cover alone. Each member gets an individual cover
that is not depleted if another member uses theirs.
Forever and ever
You can keep renewing your plan forever and get th:
ship fee may change on renewalGeneral terms of your Even members!
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Minimum Term,
3 months
Payment Schedule
Upfront for 3 months. Monthly/annually/biennially thereafter.
‘Age Limit
0-64 (inclusive)
Cancellation & Refunds
Cancel anytime after 3 months. If you paid in advance and never used Even, get your money back
for the remaining prepaid months.
Territorial Validity of Membership
Anywhere in India for emergencies - Even partner hospitals in Bengaluru for everything else.
What your Even plan covers
What's Included? What does that Even mean?
Accidents & Emergencies In the unfortunate event when you need immediate hospitalisation
We hope you never have to use this. Butf you do, well cover
all expenses anywhere in India, not just Even partner hospitals.
Get in touch with us and we'll make it cashless for you,
Ambulance Ifyou ever need a road ambulance, we will send one without any
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for a little bit, And we cover that too,‘What's Included? ‘What does that Even mean?
Hospitalisation (IPD) This is when you need to be admitted to the inpatient department
[ Plus only } at the hospital for one or more days. While our partner doctors focus on
your recovery, welll take care of all the bills.
We'll cover all your hospitalisation expenses and the food too!
Doctor Consultations (OPD) _“If there's something weird, And it don't look good,
Whe you gonna call? Even doctors!"
We got you covered when you just want to talk to a doctor and don't
need hospitalisation. Speak to our doctors, or visit any specialist at our
partner hospitals without worrying about paying out of your pocket.
Diagnostics (PD) Getting better begins with getting to the root of the problem,
You can get any lab test (X-ray, blood tests, MRI, etc.) prescribed by
‘Second Medical Opinion So you consulted a doctor that's not in the Even network. Do not worry,
you can get a second medical opinion for high-risk surgeries from an
Even doctor, and we'll cover all expenses for this consultation and
the tests they prescribe.
What your Even plan does not cover :(
We are working on making the Even cover even more complete, but we cannot cover the following things right now.
Keep your eyes peeled for new Even add-ons, we might create the right one for you!
What's excluded? What does that Even mean?
Unproven or Experimental ‘These are treatments or procedures that have not undergone rigorous
Treatment testing for their safety or effectiveness. Some examples are
acupuncture, chiropractic and new, unapproved drugs.
Cosmetic & Plastic Surgery Surgeries and procedures that change, restore, or enhance
physical appearance.‘What's excluded?
Gender Reassignment
Procedure
Dental Procedures
Ayush Treatments
Maternity Care
Fertility 8 IVF
Lenses & Spectacles
Refractive Eye Surgery
‘Special Circumstances
Genetic Testing
All surgical procedures that a patient undergoes in an effort to
become similar to the opposite sex.
Treatment related to teeth or structures supporting teeth, including
examinations, cleaning, fillings (where appropriate), crowns,
extractions and surgery.
‘We will cover dental procedures if they are required due to an accident,
While we won't cover pharmacy purchases in OPD, we will cover all
medications you need when you are hospitalised.
Treatments or hospitalisation administered under Ayurveda, Yoga and
Naturopathy, Unani, Siddha and Homeopathy systems.
Medical treatment expenses related to childbirth and all expenses
towards lawful termination of pregnancy.
Any treatment related to fertility or sterilisation.
While eyewear is not covered, you can still get an
‘eye examination.
We do not cover procedures that correct eyesight.
For example, LASIK.
We and our partner hospitals cannot guarantee that we will be able
to provide you cover in case of war, riots, major strikes or other
circumstances like these which are beyond our control. Let's hope this
never happens anyway!
We do not cover unprescribed tests performed to identify variations
in genes that can cause or increase the risk of a genetic disorder, or
tests to establish ancestry/parenthood.@even
Partner hospitals
Simply the best. Better than ail the rest!
Even is accepted at India’s biggest hospital chains
(for now only in Bengaluru). This means there's
likely at least one world-class partner hospital
within 5 km of your location. And our network is
constantly growing,
NANarayana Healt MtFortis Aster @
Gotoe
n.in/hospitals for an up-to-date lst.
This is all good, but.
How do | use Even?
Just flash your Even card or scan the Even QR code at our partner hospitals and
verify your identity using an OTP. We'll take care of the rest.
For IPD please take with you anything the doctor might need (doctor notes, your scans, test results, etc)
It's best to also carry a valid Government photo ID.@even
Out of network emergency care GEN)
While Even is live only in Bengaluru for now, and is completely cashless at
partner hospitals, it does not mean welll look the other way when you're
outside our network and really need us.
Please let us know as soon as you think you require urgent medical care & once
you teach a non-partner hospital, well get in touch with them and try to make
everything cashless for you
You are safe with us..
Remember how we said we lke to always be prepared? To make sure we!
never in a porition where we cannot cover you
your Even Plus plan comes with @ group policy from our insurance partner Chola MS, which covers hospitalisation expenses
‘ver 85 lakh and up to 750 lakh, This cover has exactly the same terms as your Even membership. Don't worry. this does not
‘mean you're buying insurance or that you will now have to speak to the insurance company. Youre stl buying Even and
we are your healthcare provider. We're just making sure you have extra protection,